美国再保险集团 RGA
$261.90 −$0.06 (-0.02%)
休市 · Nov 7, 12:10 am ET · 最新盘后价 $261.90 0.00%
开盘$268.39
昨收$261.96
当日区间$259.09 – $270.82
成交量729.0K
市值$17.03B
市盈率（TTM）10.1
股息率1.44%
基本面
最新报告季度：Q3, ended Sep 2026
营收$7.55B+21.2% YoY
净利润$457.00M+79.2% YoY
摊薄每股收益$6.92+81.6% YoY
自由现金流$484.00M-41.0% YoY
经营现金流$484.00M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率6.3%
负债/资产比率91.8%
总负债$5.71B
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 报告营业总收入 | $7.55B | $6.64B | $6.49B | $23.70B | $6.64B |
| 营业总收入 | $7.55B | $6.57B | $6.48B | $23.68B | $6.61B |
| 已赚保费合计 | $5.35B | $4.47B | $4.60B | $17.23B | $4.78B |
| 手续费收入及其他收入 | $349.00M | $377.00M | $368.00M | $907.00M | $299.00M |
| -其他收入/费用 | $349.00M | $377.00M | $368.00M | $907.00M | $299.00M |
| 净投资收益 | $1.93B | $1.72B | $1.53B | $5.33B | $1.49B |
| 投资已实现损益净额 | -$85.00M | -$85.00M | -$120.00M | -$107.00M | -$61.00M |
| 总费用 | $6.93B | $5.96B | $6.04B | $22.14B | $6.10B |
| 理赔费用 | $5.38B | $4.48B | $4.61B | $17.00B | $4.68B |
| 保单持有人利息 | $533.00M | $617.00M | $480.00M | $1.64B | $475.00M |
| 保单获取费用 | $586.00M | $508.00M | $512.00M | $1.82B | $500.00M |
| 非经营性利息净收入（支出） | -$96.00M | -$101.00M | -$99.00M | -$366.00M | -$98.00M |
| -非经营性利息支出 | $96.00M | $101.00M | $99.00M | $366.00M | $98.00M |
| 其他营业费用 | $331.00M | $351.00M | $368.00M | $1.48B | $428.00M |
| 税前利润 | $624.00M | $605.00M | $441.00M | $1.54B | $510.00M |
| 税费 | $167.00M | $141.00M | $110.00M | $351.00M | $45.00M |
| 净利润 | $457.00M | $464.00M | $331.00M | $1.19B | $465.00M |
| 持续经营利润 | $457.00M | $464.00M | $331.00M | $1.19B | $465.00M |
| 少数股东权益 | $1.00M | $2.00M | $1.00M | $7.00M | $2.00M |
| 归属母公司净利润 | $456.00M | $462.00M | $330.00M | $1.18B | $463.00M |
| 归属普通股股东净利润 | $456.00M | $462.00M | $330.00M | $1.18B | $463.00M |
| 基本每股收益 | $6.98 | $7.07 | $5.04 | $17.94 | $7.07 |
| 摊薄每股收益 | $6.92 | $7.01 | $4.98 | $17.69 | $6.97 |
| 每股股息 | $0.98 | $0.93 | $0.93 | $3.64 | $0.93 |
| 利息收入 | – | $86.00M | $108.00M | $320.00M | $105.00M |
| 联营企业及其他参股权益收益 | – | $101.00M | $38.00M | $152.00M | $78.00M |
| -净承保保费 | – | – | – | $17.23B | – |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $167.12B | $164.06B | $156.59B | $156.59B | $152.00B |
| 现金及现金等价物 | $5.29B | $4.99B | $4.17B | $4.17B | $4.63B |
| 投资合计 | $131.21B | $128.62B | $122.33B | $122.33B | $119.34B |
| -短期投资 | $13.85B | $13.74B | $14.07B | $14.07B | $12.95B |
| -贷款净额 | $16.81B | $15.02B | $15.84B | $15.84B | $15.24B |
| -股权投资 | $96.17B | $94.32B | $88.42B | $88.42B | $87.24B |
| -衍生资产 | $211.00M | $179.00M | $185.00M | $185.00M | $223.00M |
| -长期股权投资 | $4.11B | $4.09B | $3.75B | $3.75B | $3.65B |
| -其他投资资产 | $59.00M | $1.28B | $64.00M | $64.00M | $46.00M |
| 再保险可收回额 | $4.74B | $4.26B | $4.48B | $4.48B | $4.04B |
| 应收款 | $6.70B | $6.74B | $7.18B | $7.18B | $5.76B |
| -应收账款 | $6.70B | $6.74B | $7.18B | $7.18B | $5.76B |
| 应计投资收益 | $1.39B | $1.36B | $1.30B | $1.30B | $1.28B |
| 递延保单获取成本 | $6.38B | $6.19B | $6.08B | $6.08B | $5.95B |
| 其他资产 | $11.41B | $11.89B | $10.71B | $10.71B | $11.02B |
| 负债合计 | $153.33B | $150.68B | $143.04B | $143.04B | $138.94B |
| 保单持有人负债 | $132.14B | $128.90B | $121.53B | $121.53B | $119.06B |
| 应付款 | $9.60B | $9.68B | $6.81B | $6.81B | $5.28B |
| -应付税款合计 | $3.21B | $3.18B | – | – | – |
| -其他应付款 | $6.39B | $6.49B | $6.81B | $6.81B | $5.28B |
| 长期债务及融资租赁负债 | $5.71B | $6.11B | $5.71B | $5.71B | $5.73B |
| -长期债务 | $5.71B | $6.11B | $5.71B | $5.71B | $5.73B |
| 其他负债 | $5.89B | $6.00B | $6.00B | $6.00B | $6.28B |
| 股东权益合计 | $13.78B | $13.38B | $13.55B | $13.55B | $13.07B |
| 股东权益 | $13.69B | $13.29B | $13.46B | $13.46B | $12.98B |
| 股本 | $1.00M | $1.00M | $1.00M | $1.00M | $1.00M |
| -普通股 | $1.00M | $1.00M | $1.00M | $1.00M | $1.00M |
| -优先股 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | $2.68B | $2.66B | $2.64B | $2.64B | $2.63B |
| 留存收益 | $10.77B | $10.38B | $10.15B | $10.15B | $9.76B |
| 减：库存股 | $2.11B | $2.06B | $2.01B | $2.01B | $1.96B |
| 不影响留存收益的损益 | $2.35B | $2.31B | $2.68B | $2.68B | $2.55B |
| 少数股东权益 | $90.00M | $90.00M | $90.00M | $90.00M | $90.00M |
| 固定资产净值 | – | – | $350.00M | $350.00M | – |
| 商誉及其他无形资产 | – | – | $6.00M | $6.00M | – |
| -其他无形资产 | – | – | $6.00M | $6.00M | – |
| 一年以上递延负债 | – | – | $3.00B | $3.00B | $2.59B |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $484.00M | $2.87B | $4.09B | $852.00M | $990.00M |
| 投资活动现金流净额 | -$1.95B | -$3.70B | -$12.09B | -$3.27B | -$5.95B |
| 持续经营投资活动现金流净额 | -$1.95B | -$3.70B | -$12.09B | -$3.27B | -$5.95B |
| 业务购买及出售净额 | $84.00M | -$300.00M | -$527.00M | -$22.00M | -$301.00M |
| 投资购置及出售净额 | -$1.59B | -$3.26B | -$8.71B | -$2.60B | -$4.40B |
| 贷款发放/偿还净额 | -$633.00M | -$230.00M | -$2.25B | -$610.00M | -$473.00M |
| 其他投资变动净额 | $188.00M | $95.00M | -$613.00M | -$34.00M | -$776.00M |
| 筹资活动现金流 | $1.77B | $1.67B | $8.80B | $1.99B | $4.21B |
| 持续经营筹资活动现金流净额 | $1.77B | $1.67B | $8.80B | $1.99B | $4.21B |
| 存款增减 | $41.00M | -$199.00M | $911.00M | -$311.00M | $1.09B |
| Net Issuance Payments of Debt | -$401.00M | $394.00M | $662.00M | -$26.00M | -$1.00M |
| 普通股发行净额 | -$52.00M | -$89.00M | -$170.00M | -$61.00M | -$71.00M |
| 已付现金股利 | -$61.00M | -$61.00M | -$240.00M | -$61.00M | -$61.00M |
| 其他筹资费用净额 | $2.25B | $1.62B | $7.64B | $2.44B | $3.25B |
| 期末现金余额 | $5.29B | $4.99B | $4.17B | $4.17B | $4.63B |
| 现金净变动 | $311.00M | $842.00M | $795.00M | -$433.00M | -$756.00M |
| 期初现金余额 | $4.99B | $4.17B | $3.33B | $4.63B | $5.42B |
| 汇率变动影响 | -$16.00M | -$17.00M | $47.00M | -$24.00M | -$35.00M |
| 自由现金流 | $484.00M | $2.87B | $4.09B | $852.00M | $990.00M |
| 持续经营经营活动现金流净额 | – | – | $4.09B | – | – |
| 持续经营净利润 | – | – | $1.18B | – | – |
| 持续经营损益 | – | – | $54.00M | – | – |
| 其他非现金项目 | – | – | -$78.00M | – | – |
| 营运资金变动 | – | – | $3.16B | – | – |
| -应收款变动 | – | – | -$355.00M | – | – |
| -赔款及理赔费用准备变动 | – | – | $4.35B | – | – |
| -递延获取成本变动 | – | – | -$441.00M | – | – |
| -应计投资收益变动 | – | – | -$123.00M | – | – |
| -应付账款及应计费用变动 | – | – | -$228.00M | – | – |
| -Change in Other Working Capital | – | – | -$37.00M | – | – |
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