股票 › PGC
皮普克格拉德斯通金融 PGC
美股市值排名 #3357
$45.90 +$0.12 (+0.26%)
休市 · Nov 6, 8:20 pm ET · 最新盘后价 $45.90 0.00%
开盘$45.71
昨收$45.78
当日区间$45.53 – $46.39
成交量114.3K
市值$813.71M
市盈率（TTM）13.8
股息率0.44%
基本面
最新报告季度：Q3, ended Sep 2026
营收$86.30M+24.9% YoY
净利润$18.95M+96.7% YoY
摊薄每股收益$0.99+83.3% YoY
自由现金流$48.59M+389.0% YoY
经营现金流$51.22M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率18.4%
净资产收益率8.8%
资产收益率0.8%
负债/资产比率91.3%
现金及投资$268.88M
总负债$328.98M
净现金（净负债）-$60.10M
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 报告营业总收入 | $87.49M | – | – | – | – |
| 营业总收入 | $86.30M | $84.18M | $80.76M | $275.91M | $76.16M |
| 净利息收入 | $67.49M | $63.92M | $59.90M | $200.91M | $56.54M |
| -利息收入 | $106.87M | $100.21M | $95.05M | $362.53M | $93.98M |
| -利息支出 | $39.38M | $36.29M | $35.15M | $161.62M | $37.44M |
| 非利息收入 | $18.81M | $20.26M | $20.86M | $75.00M | $19.62M |
| -手续费及佣金 | $17.54M | $19.22M | $16.20M | $62.28M | $15.62M |
| -其他非利息收入 | $1.14M | $196,000.00 | $4.01M | $9.27M | $2.80M |
| -资产出售损益 | $131,000.00 | $451,000.00 | $310,000.00 | $1.78M | $650,000.00 |
| 信用损失准备 | -$8.50M | -$8.09M | -$7.33M | -$23.52M | -$7.67M |
| 非利息支出 | $53.96M | $53.79M | $53.70M | $200.09M | $51.50M |
| 物业及设备费用 | $7.19M | $7.01M | $6.86M | $26.61M | $7.14M |
| 专业及外包服务费用 | $1.51M | $1.53M | $1.55M | $6.68M | $1.87M |
| 销售及管理费用 | $41.24M | $41.57M | $41.02M | $152.36M | $38.69M |
| -销售及营销费用 | $377,000.00 | $468,000.00 | $267,000.00 | $2.05M | $329,000.00 |
| -管理费用 | $40.86M | $41.10M | $40.75M | $150.30M | $38.36M |
| 其他非利息支出 | $4.02M | $3.44M | $4.03M | $13.36M | $3.53M |
| 税前利润 | $23.84M | $22.30M | $19.73M | $52.31M | $16.99M |
| 税费 | $4.90M | $6.33M | $5.57M | $14.98M | $4.83M |
| 净利润 | $18.95M | $15.97M | $14.15M | $37.33M | $12.16M |
| 持续经营利润 | $18.95M | $15.97M | $14.15M | $37.33M | $12.16M |
| 归属母公司净利润 | $18.95M | $15.97M | $14.15M | $37.33M | $12.16M |
| 优先股股息 | $495,000.00 | $195,000.00 | – | – | – |
| 归属普通股股东净利润 | $18.45M | $15.78M | $14.15M | $37.33M | $12.16M |
| 基本每股收益 | $1.04 | $0.89 | $0.80 | $2.12 | $0.69 |
| 摊薄每股收益 | $0.99 | $0.86 | $0.80 | $2.10 | $0.69 |
| 每股股息 | $0.05 | $0.05 | $0.05 | $0.20 | $0.05 |
| -已赚保费合计 | – | $386,000.00 | $345,000.00 | $1.68M | $551,000.00 |
| 折旧、摊销与折耗 | – | $244,000.00 | $244,000.00 | $1.09M | $271,000.00 |
| -折旧与摊销 | – | $244,000.00 | $244,000.00 | $1.09M | $271,000.00 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $8.50B | $7.97B | $7.70B | $7.53B | $7.53B |
| 现金、现金等价物及联邦基金出售 | $268.88M | $253.89M | $253.41M | $187.82M | $187.82M |
| -现金及现金等价物 | $268.88M | $253.89M | $253.41M | $187.82M | $187.82M |
| 证券投资 | $902.16M | $844.32M | $802.90M | $236.42M | $236.42M |
| -可供出售证券 | $12.82M | $715.55M | $673.16M | $13.46M | $13.46M |
| -持有至到期证券 | $77.35M | $78.56M | $79.48M | $1.96M | $1.96M |
| -短期投资 | $811.99M | $50.21M | $50.26M | $221.00M | $221.00M |
| 贷款净额 | $7.01B | $6.61B | $6.38B | $6.19B | $6.19B |
| -贷款总额 | $7.08B | $6.68B | $6.44B | $6.26B | $6.26B |
| -贷款及租赁损失准备 | $72.95M | $69.17M | $67.03M | $71.04M | $71.04M |
| 应收款 | $35.30M | $34.06M | $33.12M | $31.97M | $31.97M |
| -应收账款 | $35.30M | $34.06M | $33.12M | $31.97M | $31.97M |
| 固定资产净值 | $86.12M | $79.70M | $78.21M | $79.89M | $79.89M |
| -固定资产原值 | $86.12M | $79.70M | $78.21M | $127.09M | $127.09M |
| 商誉及其他无形资产 | $43.12M | $43.35M | $43.60M | $43.84M | $43.84M |
| 银行持有的寿险资产 | $48.27M | $48.07M | $47.90M | $47.76M | $47.76M |
| 抵债资产 | $96,000.00 | $908,000.00 | – | – | – |
| 联邦住房贷款银行股票 | $22.20M | $12.93M | $14.17M | $14.61M | $14.61M |
| 其他资产 | $82.67M | $38.18M | $50.01M | $695.74M | $695.74M |
| 负债合计 | $7.76B | $7.25B | $7.00B | $6.87B | $6.87B |
| 存款合计 | $7.36B | $7.06B | $6.83B | $6.59B | $6.59B |
| 短期债务及融资租赁负债 | $281.12M | $74.85M | $63.83M | $73.27M | $73.27M |
| -一年内到期债务 | $281.12M | $74.85M | $63.83M | $73.27M | $73.27M |
| 应付款 | $0.00 | $9.64M | – | $0.00 | $0.00 |
| -应付账款 | $0.00 | $9.64M | – | $0.00 | $0.00 |
| 长期债务及融资租赁负债 | $47.86M | $42.60M | $42.60M | $143.51M | $143.51M |
| -长期融资租赁负债 | $47.86M | $42.60M | $42.60M | $44.48M | $44.48M |
| 其他负债 | $74.56M | $69.82M | $60.47M | $62.45M | $62.45M |
| 股东权益合计 | $735.63M | $715.79M | $699.20M | $658.21M | $658.21M |
| 股东权益 | $735.63M | $715.79M | $699.20M | $658.21M | $658.21M |
| -商誉 | – | $36.21M | $36.21M | $36.21M | $36.21M |
| -其他无形资产 | – | $7.14M | $7.38M | $7.63M | $7.63M |
| 递延资产 | – | $5.41M | $0.00 | $772,000.00 | $772,000.00 |
| 股本 | – | $48.23M | $48.22M | $18.10M | $18.10M |
| -普通股 | – | $18.23M | $18.22M | $18.10M | $18.10M |
| -优先股 | – | $30.00M | $30.00M | $0.00 | $0.00 |
| 资本公积 | – | $354.75M | $352.93M | $353.27M | $353.27M |
| 留存收益 | – | $485.52M | $470.63M | $457.36M | $457.36M |
| 减：库存股 | – | $122.95M | $122.95M | $122.95M | $122.95M |
| 不影响留存收益的损益 | – | -$49.76M | -$49.63M | -$47.56M | -$47.56M |
| 一年以上递延负债 | – | – | $6.09M | – | – |
| -累计折旧 | – | – | – | -$47.20M | -$47.20M |
| -长期债务 | – | – | – | $99.03M | $99.03M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $51.22M | $24.60M | $43.13M | -$1.12M | $36.19M |
| 持续经营经营活动现金流净额 | $51.22M | $24.60M | $43.13M | -$1.12M | $36.19M |
| 持续经营净利润 | $15.97M | $14.15M | $37.33M | $12.16M | $9.63M |
| 持续经营损益 | -$506,000.00 | -$394,000.00 | -$1.06M | -$281,000.00 | $140,000.00 |
| 折旧、折耗与摊销 | $1.42M | $1.41M | $5.20M | $1.40M | $1.34M |
| 递延税款 | -$10.82M | $7.61M | $7.78M | $10.70M | -$228,000.00 |
| 其他非现金项目 | $5.44M | -$1.98M | $5.88M | $4.05M | -$2.55M |
| 营运资金变动 | $30.02M | -$4.18M | -$40.54M | -$38.02M | $21.89M |
| -应收款变动 | -$945,000.00 | -$1.14M | -$2.07M | $2.15M | -$911,000.00 |
| -应付账款及应计费用变动 | $17.99M | -$3.41M | -$23.07M | -$27.87M | $28.76M |
| -其他流动资产变动 | $13.15M | $505,000.00 | -$15.35M | -$12.65M | -$5.82M |
| -Change in Other Working Capital | -$175,000.00 | -$135,000.00 | -$48,000.00 | $352,000.00 | -$142,000.00 |
| 投资活动现金流净额 | -$291.86M | -$115.71M | -$735.76M | -$257.66M | -$200.45M |
| 持续经营投资活动现金流净额 | -$291.86M | -$115.71M | -$735.76M | -$257.66M | -$200.45M |
| 固定资产购置及出售净额 | -$2.61M | -$1.23M | -$14.55M | -$2.80M | -$2.17M |
| 投资购置及出售净额 | -$42.74M | $77.06M | $48.27M | -$11.61M | $19.85M |
| 贷款净收益 | -$247.74M | -$191.97M | -$767.25M | -$240.04M | -$218.21M |
| 其他投资变动净额 | $1.24M | $435,000.00 | -$2.23M | -$3.22M | $80,000.00 |
| 筹资活动现金流 | $241.11M | $156.71M | $489.09M | $99.42M | $195.85M |
| 持续经营筹资活动现金流净额 | $241.11M | $156.71M | $489.09M | $99.42M | $195.85M |
| 存款增减 | $230.83M | $237.79M | $459.96M | $26.82M | $199.04M |
| Net Issuance Payments of Debt | $11.02M | -$109.44M | $38.27M | $73.27M | $0.00 |
| 普通股发行净额 | -$11,000.00 | -$1.07M | -$6.69M | $0.00 | -$2.67M |
| 优先股发行净额 | $0.00 | $30.00M | – | – | – |
| 已付现金股利 | -$1.08M | -$879,000.00 | -$3.52M | -$877,000.00 | -$877,000.00 |
| 股票期权行使所得 | $347,000.00 | $311,000.00 | $1.13M | $271,000.00 | $352,000.00 |
| 期末现金余额 | $253.89M | $253.41M | $187.82M | $187.82M | $347.19M |
| 现金净变动 | $480,000.00 | $65.59M | -$203.55M | -$159.37M | $31.58M |
| 期初现金余额 | $253.41M | $187.82M | $391.37M | $347.19M | $315.60M |
| 自由现金流 | $48.59M | $23.30M | $28.58M | -$3.88M | $34.00M |
| 其他筹资活动净额 | – | – | -$58,000.00 | – | – |
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