老二銀行控股 OSBC
$24.40 +$0.05 (+0.21%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $24.40 0.00%
开盘$24.23
昨收$24.35
当日区间$24.16 – $24.80
成交量559.6K
市值$1.21B
市盈率（TTM）11.4
股息率1.11%
基本面
最新报告季度：Q3, ended Sep 2026
营收$95.53M+1.4% YoY
净利润$28.94M+193.2% YoY
摊薄每股收益$0.56+211.1% YoY
自由现金流$27.92M+19.0% YoY
经营现金流$28.59M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率30.3%
负债/资产比率87.0%
现金及投资$108.10M
总负债$460.48M
净现金（净负债）-$352.37M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $95.53M | $94.99M | $92.26M | $333.10M | $93.55M |
| 净利息收入 | $83.38M | $82.79M | $80.63M | $291.45M | $82.66M |
| -利息收入 | $101.42M | $100.65M | $97.83M | $353.66M | $101.91M |
| -利息支出 | $18.04M | $17.86M | $17.20M | $62.22M | $19.25M |
| 非利息收入 | $12.15M | $12.19M | $11.62M | $41.65M | $10.89M |
| -已赚保费合计 | $796,000.00 | $1.47M | $1.08M | $3.63M | $834,000.00 |
| -手续费及佣金 | $8.27M | $8.21M | $7.96M | $31.15M | $8.06M |
| -股息收入 | $672,000.00 | $535,000.00 | $512,000.00 | $1.52M | $390,000.00 |
| -其他非利息收入 | $2.05M | $1.34M | $1.51M | $3.06M | $944,000.00 |
| -资产出售损益 | $362,000.00 | $640,000.00 | $555,000.00 | $2.30M | $665,000.00 |
| 信用损失准备 | -$6.75M | -$7.50M | -$9.50M | -$27.55M | -$3.00M |
| 非利息支出 | $50.03M | $49.65M | $48.69M | $197.79M | $51.28M |
| 物业及设备费用 | $5.28M | $5.12M | $5.37M | $19.05M | $5.09M |
| 专业及外包服务费用 | $1.42M | $1.16M | $1.30M | $5.67M | $950,000.00 |
| 销售及管理费用 | $32.55M | $31.70M | $31.34M | $130.29M | $32.37M |
| -销售及营销费用 | $603,000.00 | $483,000.00 | $551,000.00 | $1.33M | $299,000.00 |
| -管理费用 | $31.95M | $31.21M | $30.79M | $128.96M | $32.07M |
| 折旧、摊销与折耗 | $1.15M | $1.17M | $1.18M | $4.55M | $1.24M |
| -折旧与摊销 | $1.15M | $1.17M | $1.18M | $4.55M | $1.24M |
| 其他非利息支出 | $9.63M | $10.51M | $9.51M | $38.24M | $11.64M |
| 税前利润 | $38.75M | $37.84M | $34.06M | $107.75M | $39.27M |
| 税费 | $9.81M | $9.66M | $8.48M | $27.44M | $10.48M |
| 净利润 | $28.94M | $28.18M | $25.59M | $80.31M | $28.79M |
| 持续经营利润 | $28.94M | $28.18M | $25.59M | $80.31M | $28.79M |
| 归属母公司净利润 | $28.94M | $28.18M | $25.59M | $80.31M | $28.79M |
| 归属普通股股东净利润 | $28.94M | $28.18M | $25.59M | $80.31M | $28.79M |
| 基本每股收益 | $0.57 | $0.55 | $0.49 | $1.64 | $0.55 |
| 摊薄每股收益 | $0.56 | $0.54 | $0.48 | $1.62 | $0.54 |
| 每股股息 | $0.07 | $0.07 | $0.07 | $0.25 | $0.07 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $6.78B | $6.87B | $6.85B | $6.90B | $6.90B |
| 现金、现金等价物及联邦基金出售 | $108.10M | $143.33M | $115.73M | $124.03M | $124.03M |
| -现金及现金等价物 | $108.10M | $143.33M | $115.73M | $124.03M | $124.03M |
| 证券投资 | $978.58M | $1.04B | $1.12B | $1.09B | $1.09B |
| -短期投资 | $978.58M | $727.93M | $781.55M | $783.59M | $783.59M |
| 贷款净额 | $4.62B | $4.64B | $4.58B | $4.64B | $4.64B |
| -贷款总额 | $4.69B | $4.71B | $4.65B | $4.71B | $4.71B |
| -贷款及租赁损失准备 | $64.19M | $68.05M | $69.80M | $69.93M | $69.93M |
| 应收款 | $554.37M | $534.87M | $536.79M | $545.89M | $545.89M |
| -其他应收款 | $554.37M | $534.87M | $536.79M | $545.89M | $545.89M |
| 固定资产净值 | $83.36M | $84.51M | $85.63M | $86.65M | $86.65M |
| 商誉及其他无形资产 | $160.09M | $160.37M | $161.29M | $162.35M | $162.35M |
| -商誉 | $129.20M | $129.20M | $129.20M | $129.20M | $129.20M |
| -其他无形资产 | $30.89M | $31.17M | $32.10M | $33.15M | $33.15M |
| 银行持有的寿险资产 | $134.29M | $133.49M | $131.56M | $130.48M | $130.48M |
| 抵债资产 | $0.00 | $622,000.00 | $632,000.00 | $1.43M | $1.43M |
| 联邦住房贷款银行股票 | $40.81M | $40.13M | $31.35M | $32.03M | $32.03M |
| 递延资产 | $33.26M | $28.69M | $31.32M | $31.28M | $31.28M |
| 其他资产 | $64.83M | $60.57M | $58.81M | $60.45M | $60.45M |
| 负债合计 | $5.90B | $5.97B | $5.96B | $6.01B | $6.01B |
| 存款合计 | $5.33B | $5.44B | $5.56B | $5.60B | $5.60B |
| 联邦基金购入及回购协议下证券出售 | $29.91M | $23.24M | $23.13M | $23.77M | $23.77M |
| 短期债务及融资租赁负债 | $395.00M | $375.00M | $200.00M | $215.00M | $215.00M |
| -一年内到期债务 | $395.00M | $375.00M | $200.00M | $215.00M | $215.00M |
| 长期债务及融资租赁负债 | $65.48M | $70.42M | $100.19M | $100.15M | $100.15M |
| -长期债务 | $65.48M | $70.42M | $100.19M | $100.15M | $100.15M |
| 其他负债 | $82.09M | $54.14M | $67.61M | $70.92M | $70.92M |
| 股东权益合计 | $878.55M | $902.81M | $893.30M | $896.77M | $896.77M |
| 股东权益 | $878.55M | $902.81M | $893.30M | $896.77M | $896.77M |
| 股本 | $53.02M | $53.02M | $53.02M | $53.02M | $53.02M |
| -普通股 | $53.02M | $53.02M | $53.02M | $53.02M | $53.02M |
| 资本公积 | $340.75M | $339.62M | $338.42M | $341.45M | $341.45M |
| 留存收益 | $609.07M | $583.70M | $559.13M | $537.23M | $537.23M |
| 减：库存股 | $80.89M | $41.66M | $26.17M | $6.19M | $6.19M |
| 不影响留存收益的损益 | -$43.40M | -$31.86M | -$31.10M | -$28.74M | -$28.74M |
| -可供出售证券 | – | $312.83M | $333.90M | $306.93M | $306.93M |
| -固定资产原值 | – | – | – | $172.11M | $172.11M |
| -累计折旧 | – | – | – | -$85.47M | -$85.47M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $28.59M | $36.94M | $122.26M | $44.24M | $35.94M |
| 持续经营经营活动现金流净额 | $28.59M | $36.94M | $122.26M | $44.24M | $35.94M |
| 持续经营净利润 | $28.18M | $25.59M | $80.31M | $28.79M | $9.87M |
| 持续经营损益 | -$640,000.00 | -$555,000.00 | -$3.04M | -$950,000.00 | -$1.08M |
| 折旧、折耗与摊销 | $2.39M | $2.36M | $11.25M | $2.41M | $3.42M |
| 递延税款 | $2.93M | $871,000.00 | $1.59M | $8.35M | -$12.98M |
| 其他非现金项目 | $2.99M | $206,000.00 | $533,000.00 | -$1.44M | $2.35M |
| 营运资金变动 | -$16.29M | -$2.77M | -$342,000.00 | $3.40M | $13.93M |
| -应收款变动 | -$3.63M | $9.30M | $13.11M | $9.99M | $3.77M |
| -应付账款及应计费用变动 | -$1.45M | -$10.99M | -$10.25M | -$10.32M | $13.21M |
| -Change in Other Working Capital | -$11.21M | -$1.08M | -$3.20M | $3.73M | -$3.05M |
| 投资活动现金流净额 | -$6.48M | $29.59M | $159.82M | $81.46M | $91.79M |
| 持续经营投资活动现金流净额 | -$6.48M | $29.59M | $159.82M | $81.46M | $91.79M |
| 固定资产购置及出售净额 | -$667,000.00 | -$693,000.00 | -$2.26M | -$226,000.00 | $367,000.00 |
| 业务购买及出售净额 | $0.00 | $0.00 | $10.53M | $0.00 | $10.50M |
| 投资购置及出售净额 | $73.02M | -$28.68M | $213.93M | $71.15M | $145.74M |
| 贷款净收益 | -$69.60M | $56.76M | -$75.84M | $9.52M | -$58.02M |
| 其他投资变动净额 | -$9.24M | $2.20M | $13.46M | $1.02M | -$6.80M |
| 筹资活动现金流 | $5.50M | -$74.82M | -$257.39M | -$118.20M | -$152.97M |
| 持续经营筹资活动现金流净额 | $5.50M | -$74.82M | -$257.39M | -$118.20M | -$152.97M |
| 联邦基金及回购证券变动 | $111,000.00 | -$639,000.00 | -$12.89M | -$521,000.00 | -$22.96M |
| 存款增减 | -$120.29M | -$31.05M | -$404.35M | -$163.95M | -$270.47M |
| Net Issuance Payments of Debt | $145.00M | -$15.00M | $179.50M | $50.00M | $149.50M |
| 普通股发行净额 | -$15.75M | -$24.45M | -$7.41M | -$36,000.00 | -$5.88M |
| 已付现金股利 | -$3.62M | -$3.69M | -$12.24M | -$3.69M | -$3.16M |
| 期末现金余额 | $143.33M | $115.73M | $124.03M | $124.03M | $116.53M |
| 现金净变动 | $27.61M | -$8.30M | $24.70M | $7.50M | -$25.24M |
| 期初现金余额 | $115.73M | $124.03M | $99.33M | $116.53M | $141.77M |
| 自由现金流 | $27.92M | $36.17M | $117.76M | $43.36M | $34.72M |
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