MGIC投资公司 MTG
$28.60 −$0.75 (-2.56%)
休市 · Nov 6, 9:40 pm ET · 最新盘后价 $28.60 0.00%
开盘$28.81
昨收$29.35
当日区间$28.01 – $28.93
成交量2.88M
市值$5.69B
市盈率（TTM）8.9
股息率2.17%
基本面
最新报告季度：Q2, ended Jun 2026
营收$295.39M-2.9% YoY
净利润$182.15M-5.4% YoY
摊薄每股收益$0.86+6.2% YoY
自由现金流$184.49M+0.8% YoY
经营现金流$184.96M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率59.2%
净资产收益率13.9%
资产收益率10.8%
负债/资产比率23.2%
总负债$646.87M
自由现金流/营收59.1%
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 报告营业总收入 | $295.39M | $297.08M | $1.21B | $298.65M | $304.51M |
| 营业总收入 | $295.39M | $297.08M | $1.21B | $298.65M | $304.51M |
| 已赚保费合计 | $238.06M | $235.36M | $965.81M | $236.02M | $241.75M |
| -净承保保费 | $229.96M | $234.94M | $938.48M | $230.52M | $235.23M |
| -未到期保费净准备增减 | $8.10M | $420,000.00 | $27.33M | $5.50M | $6.52M |
| 手续费收入及其他收入 | $92,000.00 | $141,000.00 | $1.23M | $164,000.00 | $383,000.00 |
| -其他收入/费用 | $92,000.00 | $141,000.00 | $1.23M | $164,000.00 | $383,000.00 |
| 净投资收益 | $59.20M | $61.37M | $246.67M | $61.31M | $61.98M |
| 投资已实现损益净额 | -$1.96M | $200,000.00 | -$76,000.00 | $1.16M | $391,000.00 |
| 总费用 | $65.46M | $90.25M | $285.10M | $85.95M | $69.44M |
| 理赔费用 | $10.99M | $33.24M | $48.90M | $31.22M | $10.93M |
| 保单获取费用 | $1.30M | $1.22M | $7.12M | $1.90M | $1.83M |
| 承保费用 | $44.28M | $46.88M | $193.47M | $43.93M | $47.78M |
| 非经营性利息净收入（支出） | -$8.90M | -$8.90M | -$35.60M | -$8.90M | -$8.91M |
| -非经营性利息支出 | $8.90M | $8.90M | $35.60M | $8.90M | $8.91M |
| 税前利润 | $229.93M | $206.83M | $928.54M | $212.71M | $235.06M |
| 税费 | $47.78M | $41.53M | $190.19M | $43.40M | $43.97M |
| 净利润 | $182.15M | $165.30M | $738.35M | $169.31M | $191.10M |
| 持续经营利润 | $182.15M | $165.30M | $738.35M | $169.31M | $191.10M |
| 归属母公司净利润 | $182.15M | $165.30M | $738.35M | $169.31M | $191.10M |
| 归属普通股股东净利润 | $182.15M | $165.30M | $738.35M | $169.31M | $191.10M |
| 基本每股收益 | $0.87 | $0.76 | $3.17 | $0.76 | $0.83 |
| 摊薄每股收益 | $0.86 | $0.76 | $3.14 | $0.75 | $0.83 |
| 每股股息 | $0.15 | $0.15 | $0.56 | $0.15 | $0.15 |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $6.53B | $6.42B | $6.64B | $6.64B | $6.63B |
| 现金及现金等价物 | $207.28M | $235.09M | $368.99M | $368.99M | $266.90M |
| 受限现金及现金等价物 | $7.82M | $14.41M | $6.53M | $6.53M | $4.89M |
| 投资合计 | $5.72B | $5.72B | $5.81B | $5.81B | $5.88B |
| -短期投资 | $5.70B | $5.70B | $5.79B | $5.79B | $5.87B |
| -股权投资 | $15.27M | $15.19M | $15.32M | $15.32M | $16.40M |
| -其他投资资产 | $1.11M | $1.11M | $1.11M | $1.11M | – |
| 应收款 | $151.28M | $145.22M | $127.63M | $127.63M | $116.45M |
| -应收账款 | $151.28M | $145.22M | $127.63M | $127.63M | $116.45M |
| 应计投资收益 | $57.59M | $57.26M | $58.01M | $58.01M | $56.69M |
| 固定资产净值 | $31.60M | $31.95M | $32.45M | $32.45M | $32.74M |
| 递延保单获取成本 | $7.47M | $7.96M | $8.38M | $8.38M | $9.39M |
| 其他资产 | $215.26M | $189.96M | $211.33M | $211.33M | $194.11M |
| 负债合计 | $1.51B | $1.38B | $1.49B | $1.49B | $1.45B |
| 保单持有人负债 | $576.51M | $591.73M | $567.91M | $567.91M | $550.69M |
| 应付款 | $162.62M | $16.11M | $135.34M | $135.34M | $139.59M |
| -应付税款合计 | $162.62M | $16.11M | $135.34M | $135.34M | $139.59M |
| 长期债务及融资租赁负债 | $646.87M | $646.51M | $646.14M | $646.14M | $645.77M |
| -长期债务 | $646.87M | $646.51M | $646.14M | $646.14M | $645.77M |
| 其他负债 | $127.61M | $125.12M | $142.54M | $142.54M | $116.90M |
| 股东权益合计 | $5.01B | $5.04B | $5.15B | $5.15B | $5.17B |
| 股东权益 | $5.01B | $5.04B | $5.15B | $5.15B | $5.17B |
| 股本 | $206.60M | $213.20M | $219.37M | $219.37M | $226.16M |
| -普通股 | $206.60M | $213.20M | $219.37M | $219.37M | $226.16M |
| 资本公积 | $1.80B | $1.80B | $1.81B | $1.81B | $1.81B |
| 留存收益 | $3.17B | $3.20B | $3.25B | $3.25B | $3.30B |
| 不影响留存收益的损益 | -$168.82M | -$167.48M | -$134.39M | -$134.39M | -$159.22M |
| 减：库存股 | – | – | $0.00 | $0.00 | – |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $184.96M | $76.90M | $852.80M | $230.75M | $215.40M |
| 持续经营经营活动现金流净额 | $184.96M | $76.90M | $852.80M | $230.75M | $215.40M |
| 持续经营净利润 | $182.15M | $165.30M | $738.35M | $169.31M | $191.10M |
| 持续经营损益 | $1.96M | -$200,000.00 | -$334,000.00 | -$1.57M | -$391,000.00 |
| 递延税款 | -$1.91M | $7.37M | $19.22M | $1.95M | $11.33M |
| 营运资金变动 | -$5.28M | -$102.28M | $64.18M | $53.87M | $6.33M |
| -应收款变动 | -$6.05M | -$17.60M | -$18.61M | -$11.18M | -$3.39M |
| -赔款及理赔费用准备变动 | -$7.12M | $24.24M | $12.22M | $22.72M | $6,000.00 |
| -递延获取成本变动 | $482,000.00 | $422,000.00 | $3.32M | $1.02M | $880,000.00 |
| -应计投资收益变动 | -$338,000.00 | $753,000.00 | $3.06M | -$1.32M | $2.42M |
| -未到期保费变动 | -$8.10M | -$420,000.00 | -$27.33M | -$5.50M | -$6.52M |
| -Change in Other Working Capital | $15.85M | -$109.68M | $91.53M | $46.32M | $14.75M |
| 投资活动现金流净额 | -$2.81M | $46.79M | $228.37M | $95.55M | -$19.96M |
| 持续经营投资活动现金流净额 | -$2.81M | $46.79M | $228.37M | $95.55M | -$19.96M |
| 固定资产购置及出售净额 | -$473,000.00 | -$184,000.00 | -$1.03M | -$601,000.00 | -$279,000.00 |
| 投资购置及出售净额 | -$2.34M | $46.97M | $229.40M | $96.15M | -$19.68M |
| 筹资活动现金流 | -$216.55M | -$249.71M | -$940.29M | -$222.58M | -$222.54M |
| 持续经营筹资活动现金流净额 | -$216.55M | -$249.71M | -$940.29M | -$222.58M | -$222.54M |
| 普通股发行净额 | -$184.68M | -$192.37M | -$788.65M | -$189.19M | -$187.87M |
| 已付现金股利 | -$31.64M | -$35.18M | -$132.49M | -$33.39M | -$34.42M |
| 其他筹资费用净额 | -$238,000.00 | -$22.16M | -$19.15M | $0.00 | -$248,000.00 |
| 期末现金余额 | $215.10M | $249.50M | $375.51M | $375.51M | $271.79M |
| 现金净变动 | -$34.40M | -$126.02M | $140.89M | $103.72M | -$27.10M |
| 期初现金余额 | $249.50M | $375.51M | $234.63M | $271.79M | $298.90M |
| 自由现金流 | $184.49M | $76.72M | $851.77M | $230.15M | $215.12M |
| Net Issuance Payments of Debt | – | – | $0.00 | – | – |
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