股票 › KRNY
卡尼金融 KRNY
美股市值排名 #3585
$9.01 −$0.02 (-0.22%)
休市 · Nov 6, 8:20 pm ET · 最新盘后价 $9.01 0.00%
开盘$9.01
昨收$9.03
当日区间$8.90 – $9.18
成交量479.7K
市值$585.01M
市盈率（TTM）15.5
股息率4.88%
基本面
最新报告季度：Q1, ended Sep 2026
营收$45.28M+4.0% YoY
净利润$10.04M+5.7% YoY
摊薄每股收益$0.16+6.7% YoY
自由现金流$12.57M+72.2% YoY
经营现金流$13.99M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率20.5%
净资产收益率4.9%
资产收益率0.5%
负债/资产比率90.3%
现金及投资$115.83M
总负债$1.14B
净现金（净负债）-$1.02B
利润表
| 项目 | 2027 Q1 | 2026 ANNUAL | 2026 Q4 | 2026 Q3 | 2026 Q2 |
|---|---|---|---|---|---|
| 营业总收入 | $45.28M | $178.11M | $45.69M | $45.33M | $43.54M |
| 净利息收入 | $40.08M | $155.28M | $40.37M | $39.24M | $37.97M |
| -利息收入 | $84.23M | $324.31M | $81.98M | $79.17M | $80.65M |
| -利息支出 | $44.15M | $169.03M | $41.61M | $39.93M | $42.68M |
| 非利息收入 | $5.20M | $22.83M | $5.31M | $6.09M | $5.57M |
| -已赚保费合计 | $2.76M | $10.75M | $2.71M | $2.65M | $2.71M |
| -手续费及佣金 | $1.49M | $5.91M | $1.53M | $1.31M | $1.77M |
| -其他非利息收入 | $866,000.00 | $5.23M | $765,000.00 | $1.94M | $869,000.00 |
| -资产出售损益 | $95,000.00 | $932,000.00 | $316,000.00 | $193,000.00 | $224,000.00 |
| 信用损失准备 | -$830,000.00 | -$1.70M | -$822,000.00 | -$391,000.00 | -$567,000.00 |
| 非利息支出 | $31.79M | $129.01M | $33.85M | $32.30M | $31.19M |
| 物业及设备费用 | $6.51M | $28.13M | $6.71M | $7.24M | $6.90M |
| 销售及管理费用 | $21.57M | $85.68M | $22.73M | $21.59M | $20.45M |
| -销售及营销费用 | $381,000.00 | $2.39M | $746,000.00 | $665,000.00 | $412,000.00 |
| -管理费用 | $21.19M | $83.29M | $21.98M | $20.93M | $20.04M |
| 其他非利息支出 | $3.71M | $15.20M | $4.41M | $3.47M | $3.85M |
| 税前利润 | $12.67M | $47.40M | $11.01M | $12.64M | $11.78M |
| 税费 | $2.62M | $11.14M | $3.84M | $2.50M | $2.33M |
| 净利润 | $10.04M | $36.26M | $7.17M | $10.14M | $9.45M |
| 持续经营利润 | $10.04M | $36.26M | $7.17M | $10.14M | $9.45M |
| 归属母公司净利润 | $10.04M | $36.26M | $7.17M | $10.14M | $9.45M |
| 归属普通股股东净利润 | $10.04M | $36.26M | $7.17M | $10.14M | $9.45M |
| 基本每股收益 | $0.16 | $0.58 | $0.11 | $0.16 | $0.15 |
| 摊薄每股收益 | $0.16 | $0.57 | $0.11 | $0.16 | $0.15 |
| 每股股息 | $0.11 | $0.44 | $0.11 | $0.11 | $0.11 |
| 特殊收益（费用） | – | $0.00 | – | – | – |
| -减：资本性资产减值 | – | $0.00 | – | – | – |
资产负债表
| 项目 | 2027 Q1 | 2026 ANNUAL | 2026 Q4 | 2026 Q3 | 2026 Q2 |
|---|---|---|---|---|---|
| 总资产 | $7.78B | $7.68B | $7.68B | $7.61B | $7.62B |
| 现金、现金等价物及联邦基金出售 | $115.83M | $114.82M | $114.82M | $123.84M | $147.34M |
| -现金及现金等价物 | $115.83M | $114.82M | $114.82M | $123.84M | $147.34M |
| 证券投资 | $1.04B | $1.07B | $1.07B | $1.09B | $1.11B |
| -持有至到期证券 | $104.23M | $106.81M | $106.81M | $110.58M | $112.80M |
| -短期投资 | $931.97M | $964.37M | $964.37M | $983.33M | $1.00B |
| 贷款净额 | $5.94B | $5.84B | $5.84B | $5.75B | $5.72B |
| -贷款总额 | $5.99B | $5.88B | $5.88B | $5.79B | $5.76B |
| -贷款及租赁损失准备 | $46.05M | $45.50M | $45.50M | $44.72M | $44.96M |
| -未实现收入 | -$4.98M | -$3.24M | -$3.24M | -$2.06M | $329,000.00 |
| 应收款 | $31.33M | $27.88M | $27.88M | $28.30M | $27.42M |
| -应收账款 | $31.33M | $27.88M | $27.88M | $28.30M | $27.42M |
| 固定资产净值 | $42.11M | $42.36M | $42.36M | $41.90M | $42.56M |
| 商誉及其他无形资产 | $114.38M | $114.49M | $114.49M | $114.61M | $114.72M |
| -商誉 | $113.53M | $113.53M | $113.53M | $113.53M | $113.53M |
| -其他无形资产 | $857,000.00 | $968,000.00 | $968,000.00 | $1.08M | $1.20M |
| 银行持有的寿险资产 | $317.51M | $314.76M | $314.76M | $312.05M | $309.40M |
| 抵债资产 | $5.40M | $5.52M | $5.52M | – | – |
| 联邦住房贷款银行股票 | $59.18M | $59.73M | $59.73M | $55.74M | $57.21M |
| 递延资产 | $52.95M | $48.70M | $48.70M | $50.96M | $51.62M |
| 其他资产 | $63.89M | $46.92M | $46.92M | $39.72M | $40.19M |
| 负债合计 | $7.02B | $6.92B | $6.92B | $6.84B | $6.86B |
| 存款合计 | $5.83B | $5.71B | $5.71B | $5.73B | $5.71B |
| 短期债务及融资租赁负债 | $110.00M | $200.00M | $200.00M | $160.00M | $295.00M |
| -一年内到期债务 | $110.00M | $200.00M | $200.00M | $160.00M | $295.00M |
| 长期债务及融资租赁负债 | $1.03B | $950.00M | $950.00M | $900.00M | $800.00M |
| -长期债务 | $1.03B | $950.00M | $950.00M | $900.00M | $800.00M |
| 其他负债 | $53.50M | $55.91M | $55.91M | $55.54M | $56.93M |
| 股东权益合计 | $755.91M | $766.67M | $766.67M | $763.03M | $757.40M |
| 股东权益 | $755.91M | $766.67M | $766.67M | $763.03M | $757.40M |
| 股本 | $649,000.00 | $648,000.00 | $648,000.00 | $648,000.00 | $648,000.00 |
| -普通股 | $649,000.00 | $648,000.00 | $648,000.00 | $648,000.00 | $648,000.00 |
| 资本公积 | $495.51M | $495.95M | $495.95M | $495.44M | $494.96M |
| 留存收益 | $353.06M | $350.05M | $350.05M | $349.88M | $346.75M |
| 不影响留存收益的损益 | -$76.77M | -$62.95M | -$62.95M | -$65.43M | -$66.96M |
| 其他权益权益 | -$16.54M | -$17.03M | -$17.03M | -$17.51M | -$18.00M |
| -固定资产原值 | – | $101.67M | $101.67M | – | – |
| -累计折旧 | – | -$59.31M | -$59.31M | – | – |
| -优先股 | – | $0.00 | $0.00 | $0.00 | $0.00 |
现金流量表
| 项目 | 2026 ANNUAL | 2026 Q4 | 2026 Q3 | 2026 Q2 | 2026 Q1 |
|---|---|---|---|---|---|
| 经营活动现金流 | $37.74M | $13.99M | $7.93M | $14.31M | $1.50M |
| 持续经营经营活动现金流净额 | $37.74M | $13.99M | $7.93M | $14.31M | $1.50M |
| 持续经营净利润 | $36.26M | $7.17M | $10.14M | $9.45M | $9.51M |
| 持续经营损益 | -$2.64M | -$100,000.00 | -$1.31M | -$244,000.00 | -$983,000.00 |
| 折旧、折耗与摊销 | $4.45M | $1.07M | $1.09M | $1.13M | $1.16M |
| 递延税款 | $2.78M | $1.20M | $31,000.00 | -$338,000.00 | $1.89M |
| 其他非现金项目 | $216,000.00 | $6.41M | -$3.33M | -$2.20M | -$659,000.00 |
| 营运资金变动 | -$8.82M | -$3.59M | -$42,000.00 | $4.99M | -$10.18M |
| -应收款变动 | $223,000.00 | $429,000.00 | -$884,000.00 | $2.04M | -$1.36M |
| -应付账款及应计费用变动 | -$1.11M | $469,000.00 | -$104,000.00 | $635,000.00 | -$2.11M |
| -其他流动资产变动 | $4.53M | -$2.69M | $2.22M | $4.35M | $645,000.00 |
| -其他流动负债变动 | -$1.71M | $910,000.00 | $1.37M | $676,000.00 | -$4.66M |
| -Change in Other Working Capital | -$10.75M | -$2.71M | -$2.65M | -$2.71M | -$2.69M |
| 投资活动现金流净额 | $10.92M | -$85.86M | -$7.89M | $42.40M | $62.27M |
| 持续经营投资活动现金流净额 | $10.92M | -$85.86M | -$7.89M | $42.40M | $62.27M |
| 固定资产购置及出售净额 | $1.47M | -$1.42M | $998,000.00 | -$367,000.00 | $2.26M |
| 投资购置及出售净额 | $76.43M | $23.04M | $18.59M | $23.05M | $11.74M |
| 贷款净收益 | -$72.45M | -$103.49M | -$28.96M | $14.29M | $45.71M |
| 其他投资变动净额 | $5.47M | -$3.99M | $1.48M | $5.43M | $2.55M |
| 筹资活动现金流 | -$101.10M | $62.85M | -$23.54M | -$39.51M | -$100.90M |
| 持续经营筹资活动现金流净额 | -$101.10M | $62.85M | -$23.54M | -$39.51M | -$100.90M |
| 存款增减 | $34.41M | -$19.46M | $17.53M | $79.67M | -$43.33M |
| Net Issuance Payments of Debt | -$106.50M | $90.00M | -$35.00M | -$111.50M | -$50.00M |
| 普通股发行净额 | -$424,000.00 | -$9,000.00 | $0.00 | $0.00 | -$415,000.00 |
| 已付现金股利 | -$27.84M | -$6.93M | -$6.92M | -$6.89M | -$7.10M |
| 其他筹资活动净额 | -$755,000.00 | – | – | -$787,000.00 | -$56,000.00 |
| 期末现金余额 | $114.82M | $114.82M | $123.84M | $147.34M | $130.14M |
| 现金净变动 | -$52.45M | -$9.01M | -$23.50M | $17.20M | -$37.13M |
| 期初现金余额 | $167.27M | $123.84M | $147.34M | $130.14M | $167.27M |
| 自由现金流 | $35.27M | $12.57M | $7.62M | $13.94M | $1.14M |
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