股票 › INTR
英特银行 INTR
美股市值排名 #2845
$3.86 +$0.08 (+2.12%)
休市 · Nov 6, 8:20 pm ET · 最新盘后价 $3.88 +0.52%
开盘$3.94
昨收$3.78
当日区间$3.84 – $4.01
成交量6.83M
市值$1.70B
市盈率（TTM）6.2
股息率2.93%
基本面
最新报告季度：Q2, ended Jun 2026 · 报告货币为BRL
营收R$2.64B+31.6% YoY
净利润R$445.69M+34.2% YoY
摊薄每股收益R$0.94+32.4% YoY
自由现金流-R$3.40B-241.3% YoY
经营现金流-R$3.26B
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率15.8%
净资产收益率15.4%
资产收益率1.6%
负债/资产比率89.7%
现金及投资R$11.06B
总负债R$17.12B
净现金（净负债）-R$6.06B
自由现金流/营收15.1%
营收构成
2026/Q1 季度
按业务线
该公司以本国货币报告财务数据，并非美元。以下数字均标注了实际货币单位，未自动换算。
利润表
| 项目 | 2026 Q2 (BRL) |
2026 Q1 (BRL) |
2025 ANNUAL (BRL) |
2025 Q4 (BRL) |
2025 Q3 (BRL) |
|---|---|---|---|---|---|
| 报告营业总收入 | R$2.64B | R$2.44B | R$8.40B | R$2.40B | R$2.16B |
| 营业总收入 | R$2.64B | R$2.44B | R$8.40B | R$2.40B | R$2.16B |
| 净利息收入 | R$793.42M | R$817.97M | R$2.66B | R$756.58M | R$572.66M |
| -利息收入 | R$2.60B | R$2.57B | R$8.64B | R$2.48B | R$2.23B |
| -利息支出 | R$1.81B | R$1.75B | R$5.98B | R$1.72B | R$1.65B |
| 非利息收入 | R$1.84B | R$1.62B | R$5.74B | R$1.64B | R$1.59B |
| -手续费及佣金 | R$485.78M | R$450.29M | R$475.99M | -R$862.63M | R$467.37M |
| -外汇交易收益 | R$40.14M | -R$3.51M | R$1.49B | R$1.42B | R$34.41M |
| -其他非利息收入 | R$106.20M | R$104.11M | R$298.48M | R$92.99M | R$80.26M |
| -资产出售损益 | R$1.21B | R$1.07B | R$3.48B | R$992.61M | R$1.01B |
| 信用损失准备 | -R$860.43M | -R$781.27M | -R$2.42B | -R$692.63M | -R$640.80M |
| 非利息支出 | R$1.26B | R$1.18B | R$4.36B | R$1.24B | R$1.10B |
| 销售及管理费用 | R$908.50M | R$883.22M | R$3.23B | R$887.66M | R$815.17M |
| -销售及营销费用 | R$87.10M | R$61.66M | R$285.00M | R$83.85M | R$74.82M |
| -管理费用 | R$821.40M | R$821.56M | R$2.95B | R$803.81M | R$740.35M |
| 折旧、摊销与折耗 | R$110.32M | R$93.37M | R$340.73M | R$112.13M | R$84.52M |
| -折旧与摊销 | R$110.32M | R$93.37M | R$340.73M | R$112.13M | R$84.52M |
| 其他非利息支出 | R$245.85M | R$206.02M | R$784.77M | R$240.29M | R$203.75M |
| 税前利润 | R$510.81M | R$477.12M | R$1.62B | R$465.19M | R$417.93M |
| 税费 | R$65.13M | R$59.57M | R$226.87M | R$62.83M | R$61.92M |
| 净利润 | R$445.69M | R$417.55M | R$1.40B | R$402.36M | R$356.01M |
| 持续经营利润 | R$445.69M | R$417.55M | R$1.40B | R$402.36M | R$356.01M |
| 少数股东权益 | R$24.58M | R$22.76M | R$84.93M | R$27.97M | R$19.66M |
| 归属母公司净利润 | R$421.11M | R$394.79M | R$1.31B | R$374.39M | R$336.35M |
| 归属普通股股东净利润 | R$421.11M | R$394.79M | R$1.31B | R$374.39M | R$336.35M |
| 基本每股收益 | R$0.95 | R$0.89 | R$2.98 | R$0.85 | R$0.76 |
| 摊薄每股收益 | R$0.94 | R$0.89 | R$2.96 | R$0.85 | R$0.75 |
| 每股股息 | R$0.00 | R$0.58 | R$0.47 | R$0.00 | R$0.00 |
| 联营企业及其他参股权益收益 | – | – | R$0.00 | R$0.00 | R$0.00 |
资产负债表
| 项目 | 2026 Q2 (BRL) |
2026 Q1 (BRL) |
2025 ANNUAL (BRL) |
2025 Q4 (BRL) |
2025 Q3 (BRL) |
|---|---|---|---|---|---|
| 总资产 | R$102.91B | R$99.07B | R$98.61B | R$98.61B | R$91.81B |
| 现金、现金等价物及联邦基金出售 | R$12.23B | R$12.73B | R$11.94B | R$11.94B | R$12.97B |
| -现金及现金等价物 | R$11.06B | R$10.30B | R$11.27B | R$11.27B | R$8.90B |
| -货币市场投资 | R$1.18B | R$2.43B | R$663.14M | R$663.14M | R$4.07B |
| 证券投资 | R$29.80B | R$27.54B | R$29.21B | R$29.21B | R$27.34B |
| -可供出售证券 | R$24.10B | R$22.48B | R$24.98B | R$24.98B | R$3.84B |
| -短期投资 | R$5.70B | R$5.06B | R$4.23B | R$4.23B | R$23.50B |
| 长期股权投资 | R$9.09M | R$10.52M | R$10.40M | R$10.40M | – |
| 衍生资产 | R$18.54M | R$31.55M | R$58.92M | R$58.92M | R$2.49M |
| 贷款净额 | R$52.90B | R$50.70B | R$49.59B | R$49.59B | R$44.19B |
| -贷款总额 | R$56.47B | R$54.03B | R$52.59B | R$52.59B | R$46.89B |
| -贷款及租赁损失准备 | R$3.57B | R$3.34B | R$3.00B | R$3.00B | R$2.70B |
| 应收款 | R$967.52M | R$936.19M | R$1.41B | R$1.41B | R$1.25B |
| -应收账款 | R$332.89M | R$311.10M | R$287.90M | R$287.90M | R$290.50M |
| -其他应收款 | R$634.63M | R$625.08M | R$1.12B | R$1.12B | R$962.41M |
| 固定资产净值 | R$356.21M | R$363.62M | R$381.40M | R$381.40M | R$367.32M |
| -固定资产原值 | R$559.35M | R$543.27M | R$539.39M | R$539.39M | R$488.73M |
| -累计折旧 | -R$203.14M | -R$179.65M | -R$157.98M | -R$157.98M | -R$121.41M |
| 商誉及其他无形资产 | R$2.14B | R$2.10B | R$2.02B | R$2.02B | R$2.01B |
| -商誉 | R$785.39M | R$785.41M | R$785.58M | R$785.58M | R$785.47M |
| -其他无形资产 | R$1.35B | R$1.31B | R$1.24B | R$1.24B | R$1.22B |
| 预付资产 | R$1.16B | R$1.09B | R$656.56M | R$656.56M | R$694.26M |
| 递延资产 | R$2.04B | R$1.92B | R$1.79B | R$1.79B | R$1.70B |
| 持有待售资产 | R$466.97M | R$423.74M | R$407.59M | R$407.59M | R$313.78M |
| 其他资产 | R$819.97M | R$1.23B | R$1.14B | R$1.14B | R$968.25M |
| 负债合计 | R$92.28B | R$88.66B | R$88.22B | R$88.22B | R$82.00B |
| 存款合计 | R$56.70B | R$54.00B | R$54.46B | R$54.46B | R$51.08B |
| 联邦基金购入及回购协议下证券出售 | R$3.16B | R$3.91B | R$3.02B | R$3.02B | R$3.48B |
| 衍生产品负债 | R$23.60M | R$70.32M | R$54.11M | R$54.11M | R$23.47M |
| 短期债务及融资租赁负债 | R$568.77M | R$320.26M | R$4.63M | R$4.63M | R$5.96M |
| -一年内到期债务 | R$566.39M | R$317.02M | – | – | – |
| -一年内到期融资租赁负债 | R$2.38M | R$3.24M | R$4.63M | R$4.63M | R$5.96M |
| 应付款 | R$12.67B | R$12.27B | R$12.80B | R$12.80B | R$11.85B |
| -应付账款 | R$12.36B | R$11.97B | R$11.99B | R$11.99B | R$11.19B |
| -应付税款合计 | R$309.73M | R$299.31M | R$815.53M | R$815.53M | R$660.34M |
| 长期债务及融资租赁负债 | R$16.55B | R$15.53B | R$15.06B | R$15.06B | R$13.03B |
| -长期债务 | R$16.45B | R$15.42B | R$14.94B | R$14.94B | R$12.92B |
| -长期融资租赁负债 | R$105.34M | R$108.09M | R$113.92M | R$113.92M | R$113.85M |
| 非流动负债 | R$205.48M | R$227.02M | R$265.46M | R$265.46M | R$258.68M |
| 员工福利 | R$205.10M | R$150.84M | R$229.47M | R$229.47M | R$209.83M |
| 一年以上递延负债 | R$46.26M | R$43.59M | R$40.92M | R$40.92M | R$82.44M |
| 其他负债 | R$2.14B | R$2.14B | R$2.28B | R$2.28B | R$1.98B |
| 股东权益合计 | R$10.63B | R$10.41B | R$10.39B | R$10.39B | R$9.81B |
| 股东权益 | R$10.53B | R$10.19B | R$10.17B | R$10.17B | R$9.68B |
| 股本 | R$13,000.00 | R$13,000.00 | R$13,000.00 | R$13,000.00 | R$13,000.00 |
| -普通股 | R$13,000.00 | R$13,000.00 | R$13,000.00 | R$13,000.00 | R$13,000.00 |
| 不影响留存收益的损益 | R$10.53B | R$10.19B | R$10.17B | R$10.17B | R$9.68B |
| 少数股东权益 | R$108.31M | R$218.78M | R$223.37M | R$223.37M | R$128.32M |
| 减：库存股 | – | – | R$0.00 | R$0.00 | – |
现金流量表
| 项目 | 2026 Q2 (BRL) |
2026 Q1 (BRL) |
2025 ANNUAL (BRL) |
2025 Q4 (BRL) |
2025 Q3 (BRL) |
|---|---|---|---|---|---|
| 经营活动现金流 | -R$3.26B | R$1.45B | R$7.73B | -R$145.30M | R$3.97B |
| 持续经营经营活动现金流净额 | -R$3.26B | R$1.45B | R$7.73B | -R$145.30M | R$3.97B |
| 持续经营净利润 | R$421.11M | R$394.79M | R$1.40B | R$459.32M | R$336.28M |
| 持续经营损益 | R$819.10M | R$786.42M | -R$112.72M | -R$1.77B | R$606.40M |
| 折旧、折耗与摊销 | R$110.32M | R$93.37M | R$340.73M | R$112.13M | R$84.52M |
| 递延税款 | R$65.13M | R$59.57M | -R$77.99M | -R$242.03M | R$61.92M |
| 其他非现金项目 | R$16.63M | R$11.43M | -R$41.57M | -R$83.98M | R$58.46M |
| 营运资金变动 | -R$4.52B | R$235.08M | R$4.26B | -R$926.31M | R$2.94B |
| -应付账款及应计费用变动 | R$41.48M | -R$575.21M | R$523.88M | R$438.84M | R$152.23M |
| -贷款变动 | -R$2.65B | -R$2.15B | -R$13.53B | -R$4.67B | -R$3.89B |
| -其他流动资产变动 | -R$331.47M | -R$39.84M | -R$3.63B | -R$1.20B | -R$1.40B |
| -其他流动负债变动 | R$976.04M | -R$376.77M | R$168.32M | R$409.25M | -R$2.18B |
| -Change in Other Working Capital | -R$2.56B | R$3.38B | R$20.73B | R$4.09B | R$10.25B |
| 投资活动现金流净额 | R$2.17B | -R$672.07M | -R$4.90B | -R$1.88B | -R$3.12B |
| 持续经营投资活动现金流净额 | R$2.17B | -R$672.07M | -R$4.90B | -R$1.88B | -R$3.12B |
| 固定资产购置及出售净额 | -R$16.26M | -R$5.46M | -R$109.57M | -R$44.48M | -R$12.02M |
| 无形资产购置及出售净额 | -R$121.20M | -R$149.00M | -R$460.49M | -R$93.89M | -R$117.18M |
| 投资购置及出售净额 | R$2.31B | -R$517.61M | -R$4.33B | -R$1.75B | -R$2.99B |
| 筹资活动现金流 | -R$139.09M | -R$282.89M | -R$269.39M | R$67.09M | -R$22.69M |
| 持续经营筹资活动现金流净额 | -R$139.09M | -R$282.89M | -R$269.39M | R$67.09M | -R$22.69M |
| 普通股发行净额 | R$0.00 | R$0.00 | -R$27.11M | R$0.00 | -R$33.05M |
| 已付现金股利 | R$34.32M | -R$293.90M | -R$203.59M | R$0.00 | R$0.00 |
| 其他筹资活动净额 | -R$173.41M | R$11.02M | -R$38.69M | R$67.09M | R$10.36M |
| 期末现金余额 | R$3.11B | R$4.30B | R$3.80B | R$3.80B | R$5.70B |
| 现金净变动 | -R$1.23B | R$498.63M | R$2.56B | -R$1.96B | R$826.79M |
| 期初现金余额 | R$4.30B | R$3.80B | R$1.11B | R$5.70B | R$4.83B |
| 汇率变动影响 | R$40.14M | -R$3.51M | R$136.27M | R$68.43M | R$34.41M |
| 自由现金流 | -R$3.40B | R$1.30B | R$7.16B | -R$283.67M | R$3.84B |
| 业务购买及出售净额 | – | – | R$0.00 | R$0.00 | – |
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