股票 › IGIC
国际通用保险 IGIC
美股市值排名 #3225
$23.54 −$0.62 (-2.57%)
休市 · Nov 6, 8:20 pm ET · 最新盘后价 $23.54 0.00%
开盘$24.09
昨收$24.16
当日区间$23.50 – $24.13
成交量111.2K
市值$996.29M
市盈率（TTM）9.9
股息率1.06%
基本面
最新报告季度：Q2, ended Jun 2026
营收$142.41M-0.1% YoY
净利润$20.83M-38.9% YoY
摊薄每股收益$0.49-36.6% YoY
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
年度营收
盈利能力与资产负债表
净利率20.9%
净资产收益率16.1%
资产收益率5.0%
负债/资产比率69.3%
自由现金流/营收26.3%
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 报告营业总收入 | $143.45M | $125.70M | $516.88M | $126.28M | $128.60M |
| 营业总收入 | $142.41M | $123.30M | $524.96M | $123.26M | $122.50M |
| 已赚保费合计 | $124.98M | $111.20M | $453.81M | $111.31M | $114.70M |
| -净承保保费 | $144.59M | $158.90M | $457.60M | $106.80M | $72.50M |
| -未到期保费净准备增减 | -$19.61M | -$47.70M | -$3.80M | $4.50M | $42.20M |
| 手续费收入及其他收入 | $1.06M | $1.00M | $2.72M | $420,000.00 | $800,000.00 |
| -其他收入/费用 | $1.06M | $1.00M | $2.72M | $420,000.00 | $800,000.00 |
| 净投资收益 | $16.88M | $13.70M | $2.83M | -$41.27M | $13.00M |
| 投资已实现损益净额 | $455,000.00 | -$200,000.00 | $2.25M | $552,000.00 | $100,000.00 |
| 汇兑损益净额 | -$971,000.00 | -$2.40M | $8.08M | -$3.02M | -$6.10M |
| 总费用 | $121.71M | $101.10M | $397.82M | $92.62M | $89.40M |
| 理赔费用 | $72.35M | $54.80M | $215.78M | $46.88M | $45.10M |
| 保单获取费用 | $23.15M | $18.70M | $76.87M | $17.57M | $18.20M |
| 销售及管理费用 | $23.43M | $25.60M | $97.05M | $26.85M | $24.40M |
| -管理费用 | $23.43M | $25.60M | $97.05M | $26.85M | $24.40M |
| 其他营业费用 | $2.79M | $2.00M | $8.12M | $1.32M | $1.70M |
| 税前利润 | $20.89M | $22.00M | $127.14M | $30.64M | $33.10M |
| 税费 | $69,000.00 | $300,000.00 | -$10,000.00 | -$1.61M | -$400,000.00 |
| 净利润 | $20.83M | $21.70M | $127.15M | $32.25M | $33.50M |
| 持续经营利润 | $20.83M | $21.70M | $127.15M | $32.25M | $33.50M |
| 归属母公司净利润 | $20.83M | $21.70M | $127.15M | $32.25M | $33.50M |
| 其他优先股股息 | $88,000.00 | $900,000.00 | $896,000.00 | $96,000.00 | – |
| 归属普通股股东净利润 | $20.74M | $20.80M | $126.25M | $32.15M | $33.50M |
| 基本每股收益 | $0.49 | $0.49 | $2.92 | $0.75 | $0.78 |
| 摊薄每股收益 | $0.49 | $0.49 | $2.89 | $0.75 | $0.75 |
| 每股股息 | $0.08 | $0.05 | $0.18 | $0.05 | $0.05 |
| 利息收入 | – | – | $55.27M | – | – |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $2.18B | $2.10B | $2.10B | $2.10B | $2.12B |
| 现金及现金等价物 | $197.16M | $160.50M | $186.18M | $186.18M | $190.70M |
| 投资合计 | $1.09B | $1.10B | $1.13B | $1.13B | $1.13B |
| -短期投资 | $1.04B | $1.06B | $194.65M | $194.65M | $1.08B |
| -固定期限投资 | $1.99M | $2.00M | $1.99M | $1.99M | $2.00M |
| -股权投资 | $31.30M | $20.60M | $921.73M | $921.73M | $22.70M |
| -长期股权投资 | $2.42M | $2.40M | $2.41M | $2.41M | $2.30M |
| -其他投资资产 | $14.52M | $13.10M | $13.71M | $13.71M | $13.40M |
| 应收款 | $599.55M | $569.20M | $507.96M | $507.96M | $530.40M |
| -应收账款 | $599.55M | $569.20M | $507.96M | $507.96M | $530.40M |
| 应计投资收益 | $16.24M | $13.80M | $15.33M | $15.33M | $13.20M |
| 预付资产 | $110.88M | $104.10M | $114.17M | $114.17M | $126.00M |
| 递延保单获取成本 | $79.56M | $78.10M | $70.62M | $70.62M | $71.50M |
| 其他资产 | $76.30M | $75.30M | $67.15M | $67.15M | $61.50M |
| 负债合计 | $1.51B | $1.45B | $1.39B | $1.39B | $1.44B |
| 保单持有人负债 | $1.38B | $1.33B | $1.27B | $1.27B | $1.30B |
| 应付款 | $103.86M | $89.30M | $95.87M | $95.87M | $110.40M |
| -应付账款 | $103.86M | $89.30M | $95.87M | $95.87M | $110.40M |
| 其他负债 | $27.20M | $28.50M | $26.54M | $26.54M | $22.90M |
| 股东权益合计 | $668.94M | $653.60M | $710.15M | $710.15M | $686.50M |
| 股东权益 | $668.94M | $653.60M | $710.15M | $710.15M | $686.50M |
| 股本 | $427,000.00 | $400,000.00 | $428,000.00 | $428,000.00 | $400,000.00 |
| -普通股 | $427,000.00 | $400,000.00 | $428,000.00 | $428,000.00 | $400,000.00 |
| 资本公积 | $77.44M | $82.20M | $86.86M | $86.86M | $96.50M |
| 留存收益 | $600.45M | $582.80M | $612.63M | $612.63M | $582.50M |
| 减：库存股 | $4.66M | $6.70M | $35,000.00 | $35,000.00 | $3.50M |
| 不影响留存收益的损益 | -$4.71M | -$5.10M | $10.27M | $10.27M | $10.60M |
现金流量表
| 项目 | 2025 ANNUAL | 2024 ANNUAL | 2023 ANNUAL | 2022 ANNUAL | 2021 ANNUAL |
|---|---|---|---|---|---|
| 经营活动现金流 | $108.14M | $209.47M | $196.61M | $154.88M | $175.29M |
| 持续经营经营活动现金流净额 | $108.14M | $209.47M | $196.61M | $154.88M | $175.29M |
| 持续经营净利润 | $127.15M | $135.15M | $118.19M | $89.23M | $46.81M |
| 持续经营损益 | -$5.66M | -$2.04M | -$9.86M | $6.67M | $3.48M |
| 递延税款 | -$187,000.00 | -$3.01M | -$508,000.00 | $358,000.00 | -$324,000.00 |
| 其他非现金项目 | $1.92M | $3.08M | $771,000.00 | $963,000.00 | $1.05M |
| 营运资金变动 | -$28.41M | $61.17M | $52.85M | $54.68M | $119.28M |
| -应收款变动 | -$26.22M | -$13.45M | -$63.49M | -$12.48M | -$1.68M |
| -预付资产变动 | -$856,000.00 | -$15.30M | -$3.60M | -$9.05M | -$8.25M |
| -赔款及理赔费用准备变动 | $4.10M | $82.15M | $75.85M | $58.60M | $79.07M |
| -递延获取成本变动 | -$3.57M | -$1.78M | -$7.33M | -$1.17M | -$9.51M |
| -应计投资收益变动 | -$125,000.00 | -$3.42M | -$4.91M | -$831,000.00 | -$492,000.00 |
| -应付账款及应计费用变动 | $5.82M | $345,000.00 | -$650,000.00 | -$2.52M | $2.17M |
| -未到期保费变动 | $4.65M | $21.72M | $53.67M | $25.48M | $50.65M |
| -其他流动资产变动 | -$2.50M | -$4.70M | -$1.81M | -$2.14M | $499,000.00 |
| -其他流动负债变动 | -$9.71M | -$4.39M | $5.12M | -$1.21M | $6.84M |
| 投资活动现金流净额 | $35.93M | -$186.57M | -$90.37M | -$246.53M | -$51.46M |
| 持续经营投资活动现金流净额 | $35.93M | -$186.57M | -$90.37M | -$246.53M | -$51.46M |
| 固定资产购置及出售净额 | -$897,000.00 | -$6.60M | -$3.16M | -$732,000.00 | -$1.26M |
| 业务购买及出售净额 | $0.00 | $0.00 | -$1.10M | $0.00 | -$146,000.00 |
| 投资购置及出售净额 | $36.16M | -$284.44M | -$12.30M | -$258.16M | -$45.06M |
| 其他投资变动净额 | $670,000.00 | $104.47M | -$73.80M | $12.35M | -$4.99M |
| 筹资活动现金流 | -$107.46M | -$49.68M | -$49.16M | -$12.55M | -$15.13M |
| 持续经营筹资活动现金流净额 | -$107.46M | -$49.68M | -$49.16M | -$12.55M | -$15.13M |
| 普通股发行净额 | -$61.26M | -$23.15M | -$31.09M | -$2.39M | $0.00 |
| 已付现金股利 | -$46.20M | -$26.53M | -$1.75M | -$10.15M | -$15.13M |
| 股票期权行使所得 | $0.00 | $0.00 | -$16.32M | $0.00 | $0.00 |
| 期末现金余额 | $204.86M | $168.25M | $195.02M | $137.94M | $242.15M |
| 现金净变动 | $36.61M | -$26.78M | $57.08M | -$104.20M | $108.71M |
| 期初现金余额 | $168.25M | $195.02M | $137.94M | $242.15M | $133.44M |
| 自由现金流 | $107.19M | $202.84M | $193.36M | $153.60M | $172.91M |
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