股票 › IFS
洲际金融服务 IFS
美股市值排名 #2068
$46.59 −$0.72 (-1.52%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $46.59 0.00%
开盘$46.89
昨收$47.31
当日区间$46.59 – $48.38
成交量108.1K
市值$5.14B
市盈率（TTM）8.5
股息率4.06%
基本面
最新报告季度：Q2, ended Jun 2026 · 报告货币为PEN
营收PEN 1.88B+1.2% YoY
净利润PEN 585.31M+1.0% YoY
摊薄每股收益PEN 5.26+2.5% YoY
自由现金流PEN 2.71B+530.8% YoY
经营现金流PEN 2.80B
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率29.2%
净资产收益率17.2%
资产收益率2.1%
负债/资产比率87.7%
现金及投资PEN 15.33B
总负债PEN 12.85B
净现金（净负债）PEN 2.48B
自由现金流/营收53.8%
营收构成
2025/FY 季度
按地区
该公司以本国货币报告财务数据，并非美元。以下数字均标注了实际货币单位，未自动换算。
利润表
| 项目 | 2026 Q2 (PEN) |
2026 Q1 (PEN) |
2025 ANNUAL (PEN) |
2025 Q4 (PEN) |
2025 Q3 (PEN) |
|---|---|---|---|---|---|
| 营业总收入 | PEN 1.88B | PEN 1.91B | PEN 6.91B | PEN 1.77B | PEN 1.59B |
| 净利息收入 | PEN 1.22B | PEN 1.28B | PEN 4.75B | PEN 1.29B | PEN 1.11B |
| -利息收入 | PEN 1.76B | PEN 1.76B | PEN 6.81B | PEN 1.71B | PEN 1.71B |
| -利息支出 | PEN 535.15M | PEN 478.00M | PEN 2.06B | PEN 414.72M | PEN 596.80M |
| 非利息收入 | PEN 660.88M | PEN 625.99M | PEN 2.16B | PEN 480.94M | PEN 477.75M |
| -手续费及佣金 | PEN 305.16M | PEN 288.21M | PEN 1.17B | PEN 298.04M | PEN 297.86M |
| -股息收入 | PEN 29.90M | PEN 17.49M | PEN 76.78M | PEN 12.04M | PEN 15.03M |
| -外汇交易收益 | PEN 97.34M | PEN 168.42M | PEN 409.74M | PEN 127.66M | PEN 114.58M |
| -其他非利息收入 | PEN 36.72M | PEN 39.85M | PEN 167.20M | PEN 40.21M | PEN 48.07M |
| -资产出售损益 | PEN 191.76M | PEN 112.03M | PEN 340.69M | PEN 2.99M | PEN 2.20M |
| 信用损失准备 | -PEN 276.49M | -PEN 185.63M | -PEN 1.15B | -PEN 234.94M | -PEN 254.37M |
| 非利息支出 | PEN 915.32M | PEN 950.16M | PEN 3.27B | PEN 869.93M | PEN 769.41M |
| 销售及管理费用 | PEN 792.17M | PEN 827.18M | PEN 2.70B | PEN 671.01M | PEN 623.04M |
| -管理费用 | PEN 792.17M | PEN 827.18M | PEN 2.70B | PEN 671.01M | PEN 623.04M |
| 折旧、摊销与折耗 | PEN 106.36M | PEN 108.61M | PEN 450.27M | PEN 109.22M | PEN 128.38M |
| -折旧与摊销 | PEN 106.36M | PEN 108.61M | PEN 450.27M | PEN 109.22M | PEN 128.38M |
| 其他非利息支出 | PEN 16.79M | PEN 14.36M | PEN 128.42M | PEN 89.70M | PEN 17.99M |
| 其他收入（支出） | PEN 6.00M | PEN 3.33M | -PEN 51.70M | PEN 2.13M | PEN 1.92M |
| 联营企业及其他参股权益收益 | PEN 6.00M | PEN 2.24M | PEN 7.61M | PEN 2.13M | PEN 1.92M |
| 税前利润 | PEN 696.54M | PEN 774.94M | PEN 2.44B | PEN 611.36M | PEN 568.42M |
| 税费 | PEN 133.13M | PEN 154.04M | PEN 530.25M | PEN 158.78M | PEN 117.50M |
| 净利润 | PEN 585.31M | PEN 601.94M | PEN 1.94B | PEN 461.31M | PEN 456.18M |
| 持续经营利润 | PEN 563.41M | PEN 620.90M | PEN 1.91B | PEN 452.58M | PEN 450.92M |
| 非经常性净利润 | PEN 21.89M | -PEN 18.96M | PEN 38.00M | PEN 8.73M | PEN 5.25M |
| 少数股东权益 | PEN 2.99M | PEN 3.61M | PEN 10.73M | PEN 2.91M | PEN 2.86M |
| 归属母公司净利润 | PEN 582.32M | PEN 598.33M | PEN 1.93B | PEN 458.40M | PEN 453.31M |
| 归属普通股股东净利润 | PEN 582.32M | PEN 598.33M | PEN 1.93B | PEN 458.40M | PEN 453.31M |
| 基本每股收益 | PEN 5.26 | PEN 5.39 | PEN 17.30 | PEN 4.17 | PEN 4.08 |
| 摊薄每股收益 | PEN 5.26 | PEN 5.39 | PEN 17.30 | PEN 4.17 | PEN 4.08 |
| 每股股息 | PEN 6.45 | PEN 0.00 | PEN 3.74 | PEN 0.00 | PEN 0.00 |
| 特殊收益（费用） | – | PEN 1.09M | -PEN 59.31M | – | – |
| -减：核销 | – | -PEN 1.09M | PEN 3.17M | – | – |
| -减：重组及并购费用 | – | – | PEN 58.22M | – | – |
| -减：其他特殊支出 | – | – | -PEN 2.08M | – | – |
资产负债表
| 项目 | 2026 Q2 (PEN) |
2026 Q1 (PEN) |
2025 ANNUAL (PEN) |
2025 Q4 (PEN) |
2025 Q3 (PEN) |
|---|---|---|---|---|---|
| 总资产 | PEN 105.35B | PEN 102.29B | PEN 99.10B | PEN 99.10B | PEN 97.13B |
| 现金、现金等价物及联邦基金出售 | PEN 15.99B | PEN 14.40B | PEN 14.06B | PEN 14.06B | PEN 12.72B |
| -现金及现金等价物 | PEN 15.33B | PEN 13.29B | PEN 12.39B | PEN 12.39B | PEN 11.57B |
| -受限现金及投资 | PEN 651.81M | PEN 1.11B | PEN 1.68B | PEN 1.68B | PEN 1.16B |
| 证券投资 | PEN 29.84B | PEN 29.88B | PEN 28.36B | PEN 28.36B | PEN 27.82B |
| -可供出售证券 | PEN 7.15B | PEN 7.60B | PEN 6.14B | PEN 6.14B | PEN 6.09B |
| -短期投资 | PEN 22.69B | PEN 22.28B | PEN 22.22B | PEN 22.22B | PEN 21.72B |
| 长期股权投资 | PEN 266.12M | PEN 30.15M | PEN 27.26M | PEN 27.26M | PEN 25.09M |
| 贷款净额 | PEN 51.05B | PEN 49.69B | PEN 48.24B | PEN 48.24B | PEN 48.21B |
| -贷款总额 | PEN 52.63B | PEN 51.23B | PEN 49.85B | PEN 49.85B | PEN 49.90B |
| -贷款及租赁损失准备 | PEN 1.57B | PEN 1.53B | PEN 1.59B | PEN 1.59B | PEN 1.67B |
| -未实现收入 | -PEN 11.99M | -PEN 12.82M | -PEN 13.31M | -PEN 13.31M | -PEN 15.76M |
| 应收款 | PEN 3.44B | PEN 3.58B | PEN 3.67B | PEN 3.67B | PEN 3.79B |
| -应收账款 | PEN 549.55M | PEN 564.78M | PEN 544.57M | PEN 544.57M | PEN 571.47M |
| -其他应收款 | PEN 2.89B | PEN 3.02B | PEN 3.12B | PEN 3.12B | PEN 3.22B |
| 固定资产净值 | PEN 996.52M | PEN 1.00B | PEN 967.29M | PEN 967.29M | PEN 858.15M |
| 商誉及其他无形资产 | PEN 1.58B | PEN 1.60B | PEN 1.63B | PEN 1.63B | PEN 1.61B |
| 预付资产 | PEN 154.29M | PEN 152.28M | PEN 223.25M | PEN 223.25M | PEN 263.15M |
| 银行持有的寿险资产 | PEN 62.22M | PEN 61.42M | PEN 57.18M | PEN 57.18M | PEN 57.56M |
| 承兑汇票 | PEN 4.41M | PEN 13.71M | PEN 51.33M | PEN 51.33M | PEN 28.60M |
| 递延资产 | PEN 273.98M | PEN 268.44M | PEN 239.33M | PEN 239.33M | PEN 268.59M |
| 其他资产 | PEN 1.70B | PEN 1.60B | PEN 1.57B | PEN 1.57B | PEN 1.47B |
| 负债合计 | PEN 92.41B | PEN 89.88B | PEN 86.68B | PEN 86.68B | PEN 85.18B |
| 存款合计 | PEN 58.69B | PEN 56.52B | PEN 55.26B | PEN 55.26B | PEN 52.90B |
| 短期债务及融资租赁负债 | PEN 2.45B | PEN 2.36B | PEN 2.23B | PEN 2.23B | PEN 2.40B |
| -一年内到期债务 | PEN 2.45B | PEN 2.36B | PEN 2.23B | PEN 2.23B | PEN 2.40B |
| 应付款 | PEN 1.78B | PEN 2.46B | PEN 1.51B | PEN 1.51B | PEN 1.84B |
| -应付账款 | PEN 435.17M | PEN 413.06M | PEN 246.58M | PEN 246.58M | PEN 609.99M |
| -应付税款合计 | PEN 101.57M | PEN 186.02M | PEN 99.08M | PEN 99.08M | PEN 92.41M |
| -其他应付款 | PEN 1.24B | PEN 1.13B | PEN 1.16B | PEN 1.16B | PEN 1.13B |
| 长期债务及融资租赁负债 | PEN 10.40B | PEN 9.98B | PEN 8.76B | PEN 8.76B | PEN 9.58B |
| -长期债务 | PEN 10.28B | PEN 9.85B | PEN 8.62B | PEN 8.62B | PEN 9.43B |
| -长期融资租赁负债 | PEN 122.53M | PEN 132.52M | PEN 144.25M | PEN 144.25M | PEN 149.39M |
| 非流动负债 | PEN 75.83M | PEN 57.05M | PEN 56.59M | PEN 56.59M | PEN 58.82M |
| 员工福利 | PEN 810.26M | PEN 709.52M | PEN 756.95M | PEN 756.95M | PEN 696.46M |
| 一年以上递延负债 | PEN 2.79B | PEN 2.59B | PEN 2.32B | PEN 2.32B | PEN 2.07B |
| 其他负债 | PEN 15.40B | PEN 15.21B | PEN 15.78B | PEN 15.78B | PEN 15.59B |
| 股东权益合计 | PEN 12.94B | PEN 12.41B | PEN 12.42B | PEN 12.42B | PEN 11.95B |
| 股东权益 | PEN 12.87B | PEN 12.33B | PEN 12.35B | PEN 12.35B | PEN 11.88B |
| 股本 | PEN 1.04B | PEN 1.04B | PEN 1.04B | PEN 1.04B | PEN 1.04B |
| -普通股 | PEN 1.04B | PEN 1.04B | PEN 1.04B | PEN 1.04B | PEN 1.04B |
| 资本公积 | PEN 532.77M | PEN 532.77M | PEN 532.77M | PEN 532.77M | PEN 532.77M |
| 留存收益 | PEN 1.78B | PEN 1.20B | PEN 2.18B | PEN 2.18B | PEN 1.72B |
| 减：库存股 | PEN 578.61M | PEN 471.09M | PEN 469.55M | PEN 469.55M | PEN 433.23M |
| 不影响留存收益的损益 | PEN 10.09B | PEN 10.04B | PEN 9.06B | PEN 9.06B | PEN 9.02B |
| 少数股东权益 | PEN 76.17M | PEN 72.44M | PEN 73.25M | PEN 73.25M | PEN 69.91M |
| 抵债资产 | – | PEN 5.38M | – | – | PEN 5.32M |
| -应付股利 | – | PEN 734.82M | – | – | – |
| -固定资产原值 | – | – | PEN 2.37B | PEN 2.37B | – |
| -累计折旧 | – | – | -PEN 1.40B | -PEN 1.40B | – |
| -商誉 | – | – | PEN 669.08M | PEN 669.08M | – |
| -其他无形资产 | – | – | PEN 957.03M | PEN 957.03M | – |
| 交易性负债 | – | – | PEN 0.00 | PEN 0.00 | PEN 51.36M |
现金流量表
| 项目 | 2026 Q2 (PEN) |
2026 Q1 (PEN) |
2025 ANNUAL (PEN) |
2025 Q4 (PEN) |
2025 Q3 (PEN) |
|---|---|---|---|---|---|
| 经营活动现金流 | PEN 2.80B | -PEN 104.65M | PEN 1.83B | PEN 2.86B | -PEN 1.20B |
| 持续经营经营活动现金流净额 | PEN 2.80B | -PEN 104.65M | PEN 1.83B | PEN 2.86B | -PEN 1.20B |
| 持续经营净利润 | PEN 585.31M | PEN 601.94M | PEN 1.94B | PEN 461.31M | PEN 456.18M |
| 持续经营损益 | -PEN 203.98M | -PEN 93.07M | -PEN 341.51M | -PEN 3.25M | PEN 1.24M |
| 折旧、折耗与摊销 | PEN 106.36M | PEN 108.61M | PEN 450.27M | PEN 109.22M | PEN 128.38M |
| 递延税款 | -PEN 16.22M | -PEN 6.78M | -PEN 37.49M | PEN 4.81M | -PEN 20.77M |
| 其他非现金项目 | PEN 1.46M | PEN 2.18M | PEN 2.63M | PEN 342,000.00 | -PEN 1.65M |
| 营运资金变动 | PEN 2.06B | -PEN 901.82M | -PEN 1.02B | PEN 2.36B | -PEN 2.02B |
| -应收款变动 | -PEN 618.65M | PEN 190.94M | PEN 531.44M | -PEN 168.46M | PEN 400.73M |
| -应付账款及应计费用变动 | PEN 417.82M | PEN 844.52M | PEN 268.13M | PEN 2.05B | -PEN 1.35B |
| -贷款变动 | -PEN 1.49B | -PEN 1.32B | -PEN 2.69B | -PEN 577.51M | -PEN 270.62M |
| -其他流动资产变动 | PEN 461.70M | PEN 562.41M | -PEN 1.06B | -PEN 520.32M | -PEN 221.83M |
| -Change in Other Working Capital | PEN 3.29B | -PEN 1.18B | PEN 1.93B | PEN 1.58B | -PEN 578.38M |
| 投资活动现金流净额 | -PEN 60.72M | -PEN 899.51M | -PEN 938.56M | -PEN 500.51M | PEN 565.92M |
| 持续经营投资活动现金流净额 | -PEN 60.72M | -PEN 899.51M | -PEN 938.56M | -PEN 500.51M | PEN 565.92M |
| 固定资产购置及出售净额 | -PEN 34.97M | -PEN 76.51M | -PEN 297.97M | -PEN 143.89M | -PEN 23.49M |
| 无形资产购置及出售净额 | -PEN 53.87M | -PEN 35.81M | -PEN 221.97M | -PEN 89.41M | -PEN 51.46M |
| 投资购置及出售净额 | PEN 106.95M | -PEN 781.71M | -PEN 355.90M | -PEN 251.64M | PEN 649.23M |
| 筹资活动现金流 | -PEN 728.76M | PEN 1.93B | -PEN 397.22M | -PEN 1.42B | -PEN 91.75M |
| 持续经营筹资活动现金流净额 | -PEN 728.76M | PEN 1.93B | -PEN 397.22M | -PEN 1.42B | -PEN 91.75M |
| Net Issuance Payments of Debt | PEN 102.95M | PEN 1.94B | PEN 275.20M | -PEN 1.39B | -PEN 64.24M |
| 普通股发行净额 | -PEN 107.52M | -PEN 1.55M | -PEN 262.55M | -PEN 36.32M | -PEN 27.51M |
| 其他筹资活动净额 | -PEN 235,000.00 | -PEN 4.55M | -PEN 3.04M | PEN 57,000.00 | PEN 0.00 |
| 期末现金余额 | PEN 15.30B | PEN 13.29B | PEN 12.35B | PEN 12.35B | PEN 11.45B |
| 现金净变动 | PEN 2.01B | PEN 929.03M | PEN 494.79M | PEN 941.70M | -PEN 724.07M |
| 期初现金余额 | PEN 13.29B | PEN 12.35B | PEN 11.98B | PEN 11.45B | PEN 12.17B |
| 汇率变动影响 | PEN 4.03M | PEN 9.38M | -PEN 124.22M | -PEN 44.52M | PEN 1.83M |
| 自由现金流 | PEN 2.71B | -PEN 217.83M | PEN 1.31B | PEN 2.62B | -PEN 1.27B |
| 已付现金股利 | – | – | -PEN 406.83M | PEN 13.27M | PEN 0.00 |
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