股票 › HRTG
传承保险 HRTG
美股市值排名 #3235
$33.22 −$0.47 (-1.40%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $33.22 0.00%
开盘$33.02
昨收$33.69
当日区间$32.85 – $33.86
成交量199.1K
市值$984.39M
市盈率（TTM）4.7
股息率–
基本面
最新报告季度：Q3, ended Sep 2026
营收$219.24M+3.2% YoY
净利润$51.12M+1.4% YoY
摊薄每股收益$1.72+5.5% YoY
自由现金流$141.03M+237.7% YoY
经营现金流$141.69M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率27.4%
净资产收益率41.7%
资产收益率9.3%
负债/资产比率73.5%
总负债$90.12M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 报告营业总收入 | $219.24M | $214.20M | $212.66M | $847.33M | $215.32M |
| 营业总收入 | $219.24M | $214.20M | $227.26M | $774.43M | $142.42M |
| 已赚保费合计 | $205.59M | $201.12M | $199.69M | $794.16M | $202.68M |
| -净承保保费 | $175.59M | $238.41M | $192.88M | $802.16M | $179.94M |
| -未到期保费净准备增减 | $30.00M | -$37.29M | $6.82M | -$8.01M | $22.74M |
| 手续费收入及其他收入 | $2.33M | $2.51M | $17.68M | -$59.60M | -$70.09M |
| -其他收入/费用 | $2.33M | $2.51M | $3.08M | $13.30M | $2.81M |
| 净投资收益 | $11.36M | $6.79M | $6.47M | $37.16M | $9.86M |
| 投资已实现损益净额 | -$38,000.00 | $3.77M | $3.41M | $2.71M | -$33,000.00 |
| 总费用 | $151.53M | $132.04M | $178.22M | $515.17M | $54.47M |
| 理赔费用 | $81.39M | $61.06M | $91.60M | $313.25M | $63.45M |
| 保单获取费用 | $45.11M | $45.51M | $56.34M | $119.16M | -$14.98M |
| 销售及管理费用 | $23.51M | $23.78M | $28.51M | $74.87M | $4.27M |
| -管理费用 | $23.51M | $23.78M | $28.51M | $74.87M | $4.27M |
| 非经营性利息净收入（支出） | -$1.52M | -$1.69M | -$1.78M | -$7.89M | -$1.73M |
| -非经营性利息支出 | $1.52M | $1.69M | $1.78M | $7.89M | $1.73M |
| 税前利润 | $67.72M | $82.16M | $49.04M | $259.26M | $87.95M |
| 税费 | $16.59M | $20.45M | $12.56M | $63.67M | $21.27M |
| 净利润 | $51.12M | $61.71M | $36.48M | $195.59M | $66.68M |
| 持续经营利润 | $51.12M | $61.71M | $36.48M | $195.59M | $66.68M |
| 归属母公司净利润 | $51.12M | $61.71M | $36.48M | $195.59M | $66.68M |
| 归属普通股股东净利润 | $51.12M | $61.71M | $36.48M | $195.59M | $66.68M |
| 基本每股收益 | $1.72 | $2.06 | $1.19 | $6.33 | $2.16 |
| 摊薄每股收益 | $1.72 | $2.05 | $1.19 | $6.32 | $2.15 |
| 每股股息 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| -手续费及佣金 | – | – | $14.60M | -$72.90M | – |
| 特殊收益（费用） | – | – | – | $0.00 | – |
| -减：资本性资产减值 | – | – | – | $0.00 | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $2.26B | $2.45B | $2.02B | $2.20B | $2.20B |
| 现金及现金等价物 | $532.10M | $587.60M | $517.07M | $559.27M | $559.27M |
| 受限现金及现金等价物 | $13.29M | $13.78M | $16.22M | $13.31M | $13.31M |
| 投资合计 | $854.66M | $803.99M | $753.72M | $715.59M | $715.59M |
| -短期投资 | $852.63M | $127.90M | $107.99M | $99.41M | $99.41M |
| -股权投资 | $816,000.00 | $674.83M | $644.46M | $614.89M | $614.89M |
| -其他投资资产 | $1.21M | $1.26M | $1.26M | $1.29M | $1.29M |
| 应收款 | $307.39M | $399.21M | $355.17M | $426.05M | $426.05M |
| -应收账款 | $306.82M | $399.21M | $355.17M | $413.92M | $413.92M |
| -应收税款 | $571,000.00 | – | – | – | – |
| 应计投资收益 | $7.13M | $7.51M | $6.27M | $6.56M | $6.56M |
| 固定资产净值 | $43.03M | $45.18M | $46.75M | $45.73M | $45.73M |
| 商誉及其他无形资产 | $25.65M | $27.15M | $28.64M | $30.19M | $30.19M |
| 预付资产 | $383.97M | $460.69M | $194.61M | $325.77M | $325.77M |
| 递延保单获取成本 | $64.85M | $68.92M | $64.37M | $64.54M | $64.54M |
| 其他资产 | $15.65M | $32.42M | $32.58M | $2.96M | $2.96M |
| 负债合计 | $1.66B | $1.88B | $1.50B | $1.69B | $1.69B |
| 保单持有人负债 | $1.20B | $1.25B | $1.28B | $1.31B | $1.31B |
| 应付款 | $339.14M | $539.17M | $120.65M | $275.29M | $275.29M |
| -应付账款 | $339.14M | $517.01M | $90.78M | $251.65M | $251.65M |
| -应付税款合计 | $0.00 | $5.66M | $15.50M | $4.28M | $4.28M |
| 长期债务及融资租赁负债 | $90.12M | $19.65M | $25.92M | $25.75M | $25.75M |
| -长期债务 | $70.43M | -$901,000.00 | $4.49M | $4.37M | $4.37M |
| -长期融资租赁负债 | $19.69M | $20.55M | $21.44M | $21.39M | $21.39M |
| 员工福利 | $8.70M | $6.62M | $4.90M | $8.84M | $8.84M |
| 其他负债 | $30.68M | $33,000.00 | $63,000.00 | $36,000.00 | $36,000.00 |
| 股东权益合计 | $599.14M | $567.73M | $520.37M | $505.25M | $505.25M |
| 股东权益 | $599.14M | $567.73M | $520.37M | $505.25M | $505.25M |
| 股本 | $3,000.00 | $3,000.00 | $3,000.00 | $3,000.00 | $3,000.00 |
| -普通股 | $3,000.00 | $3,000.00 | $3,000.00 | $3,000.00 | $3,000.00 |
| 资本公积 | $360.89M | $359.50M | $357.81M | $365.74M | $365.74M |
| 留存收益 | $432.57M | $381.44M | $319.73M | $283.25M | $283.25M |
| 减：库存股 | $161.07M | $157.77M | $143.19M | $133.18M | $133.18M |
| 不影响留存收益的损益 | -$33.24M | -$15.45M | -$13.99M | -$10.56M | -$10.56M |
| -其他无形资产 | – | $27.15M | $28.64M | $30.19M | $30.19M |
| 短期债务及融资租赁负债 | – | $72.19M | $73.13M | $74.06M | $74.06M |
| -一年内到期债务 | – | $72.19M | $73.13M | $74.06M | $74.06M |
| -其他应付款 | – | $16.51M | $14.37M | $19.36M | $19.36M |
| 一年内应计费用 | – | $33,000.00 | $24,000.00 | $26,000.00 | $26,000.00 |
| -其他应收款 | – | – | – | $12.13M | $12.13M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $141.69M | $24.86M | $182.24M | $13.81M | $124.30M |
| 持续经营经营活动现金流净额 | $141.69M | $24.86M | $182.24M | $13.81M | $124.30M |
| 持续经营净利润 | $61.71M | $36.48M | $195.59M | $66.68M | $50.42M |
| 递延税款 | $38,000.00 | $1.34M | $2.38M | $950,000.00 | $2.36M |
| 其他非现金项目 | -$156,000.00 | -$61,000.00 | -$1.84M | $97,000.00 | -$2.14M |
| 营运资金变动 | $75.63M | -$17.01M | -$28.85M | -$58.44M | $71.92M |
| -应收款变动 | -$43.92M | $58.83M | $428.05M | $59.40M | $169.40M |
| -预付资产变动 | -$266.09M | $112.43M | $2.76M | $119.08M | $104.17M |
| -赔款及理赔费用准备变动 | -$62.05M | -$35.43M | -$463.21M | -$70.11M | -$63.60M |
| -递延获取成本变动 | -$4.55M | $177,000.00 | -$1.34M | $2.25M | $4.15M |
| -应计投资收益变动 | -$1.24M | $284,000.00 | -$964,000.00 | -$1.09M | $83,000.00 |
| -应付账款及应计费用变动 | $419.41M | -$152.03M | $9.22M | -$140.31M | -$122.18M |
| -未到期保费变动 | $33.13M | $4.80M | $9.19M | -$32.64M | -$21.11M |
| -其他流动资产变动 | $1.01M | $414,000.00 | -$7.70M | $548,000.00 | $4.44M |
| -其他流动负债变动 | -$75,000.00 | -$6.48M | -$4.86M | $4.43M | -$3.43M |
| 投资活动现金流净额 | -$52.58M | -$44.30M | -$32.67M | -$11.57M | -$24.36M |
| 持续经营投资活动现金流净额 | -$52.58M | -$44.30M | -$32.67M | -$11.57M | -$24.36M |
| 固定资产购置及出售净额 | -$657,000.00 | -$1.82M | -$4.89M | -$2.59M | $1.33M |
| 投资购置及出售净额 | -$52.16M | -$42.49M | -$27.76M | -$8.98M | -$25.67M |
| 筹资活动现金流 | -$21.02M | -$19.85M | -$40.63M | -$3.38M | -$13.15M |
| 持续经营筹资活动现金流净额 | -$21.02M | -$19.85M | -$40.63M | -$3.38M | -$13.15M |
| Net Issuance Payments of Debt | -$938,000.00 | -$938,000.00 | -$36.05M | -$20.29M | -$10.87M |
| 普通股发行净额 | -$14.58M | -$10.01M | -$2.28M | $0.00 | -$2.28M |
| 其他筹资费用净额 | -$5.50M | -$8.91M | -$2.30M | $16.90M | $0.00 |
| 期末现金余额 | $601.38M | $533.29M | $572.58M | $572.58M | $573.73M |
| 现金净变动 | $68.09M | -$39.29M | $108.94M | -$1.14M | $86.79M |
| 期初现金余额 | $533.29M | $572.58M | $463.65M | $573.73M | $486.93M |
| 自由现金流 | $141.03M | $23.05M | $174.16M | $10.95M | $122.72M |
| 其他投资变动净额 | – | $17,000.00 | – | – | – |
| 持续经营损益 | – | – | -$2.71M | $33,000.00 | -$2.74M |
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