家园银行集团 HOMB
$29.86 −$0.21 (-0.70%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $29.86 0.00%
开盘$29.79
昨收$30.07
当日区间$29.70 – $30.10
成交量1.04M
市值$5.95B
市盈率（TTM）12.2
股息率2.88%
基本面
最新报告季度：Q3, ended Sep 2026
营收$284.41M+3.0% YoY
净利润$129.45M+4.7% YoY
摊薄每股收益$0.65+3.2% YoY
自由现金流$94.13M+33.7% YoY
经营现金流$97.44M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率43.4%
净资产收益率11.1%
资产收益率2.1%
负债/资产比率81.2%
现金及投资$859.05M
总负债$530.02M
净现金（净负债）$329.03M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $284.41M | $291.53M | $263.06M | $1.08B | $278.46M |
| 净利息收入 | $241.99M | $241.64M | $223.90M | $892.36M | $231.59M |
| -利息收入 | $334.90M | $336.84M | $311.02M | $1.28B | $323.63M |
| -利息支出 | $92.90M | $95.19M | $87.12M | $386.46M | $92.05M |
| 非利息收入 | $42.42M | $49.88M | $39.15M | $185.79M | $46.88M |
| -已赚保费合计 | $1.53M | $1.55M | $1.37M | $6.06M | $1.40M |
| -手续费及佣金 | $27.44M | $31.26M | $26.61M | $112.24M | $28.28M |
| -股息收入 | $2.64M | $2.84M | $2.54M | $10.71M | $2.68M |
| -其他非利息收入 | $11.64M | $13.08M | $9.10M | $51.70M | $12.84M |
| -资产出售损益 | -$835,000.00 | $1.15M | -$461,000.00 | $5.07M | $1.69M |
| 信用损失准备 | $0.00 | -$5.20M | -$500,000.00 | -$23.10M | -$14.40M |
| 非利息支出 | $118.25M | $119.20M | $109.92M | $443.43M | $110.17M |
| 物业及设备费用 | $15.82M | $15.79M | $14.87M | $57.71M | $14.43M |
| 专业及外包服务费用 | $3.76M | $3.67M | $2.86M | $16.83M | $3.53M |
| 销售及管理费用 | $74.76M | $75.51M | $68.65M | $278.23M | $69.41M |
| -销售及营销费用 | $2.18M | $2.21M | $2.23M | $8.25M | $2.11M |
| -管理费用 | $72.58M | $73.29M | $66.43M | $269.98M | $67.29M |
| 折旧、摊销与折耗 | $2.89M | $2.89M | $1.94M | $8.03M | $1.94M |
| -折旧与摊销 | $2.89M | $2.89M | $1.94M | $8.03M | $1.94M |
| 其他非利息支出 | $21.02M | $21.35M | $21.60M | $82.62M | $20.86M |
| 其他收入（支出） | $744,000.00 | -$12.72M | -$401,000.00 | $174,000.00 | -$569,000.00 |
| 特殊收益（费用） | $744,000.00 | -$12.72M | -$401,000.00 | $174,000.00 | -$569,000.00 |
| -减：重组及并购费用 | $0.00 | $12.73M | $394,000.00 | $580,000.00 | – |
| -Gain on Sale of Business | $744,000.00 | $3,000.00 | -$7,000.00 | $754,000.00 | $11,000.00 |
| 税前利润 | $166.91M | $154.40M | $152.23M | $611.80M | $153.32M |
| 税费 | $37.46M | $35.08M | $34.02M | $136.35M | $35.10M |
| 净利润 | $129.45M | $119.33M | $118.21M | $475.44M | $118.23M |
| 持续经营利润 | $129.45M | $119.33M | $118.21M | $475.44M | $118.23M |
| 归属母公司净利润 | $129.45M | $119.33M | $118.21M | $475.44M | $118.23M |
| 归属普通股股东净利润 | $129.45M | $119.33M | $118.21M | $475.44M | $118.23M |
| 基本每股收益 | $0.65 | $0.59 | $0.60 | $2.41 | $0.60 |
| 摊薄每股收益 | $0.65 | $0.59 | $0.60 | $2.41 | $0.60 |
| 每股股息 | $0.23 | $0.21 | $0.21 | $0.81 | $0.21 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $24.15B | $24.71B | $23.20B | $22.88B | $22.88B |
| 现金、现金等价物及联邦基金出售 | $863.08M | $1.06B | $1.12B | $670.34M | $670.34M |
| -现金及现金等价物 | $859.05M | $1.05B | $1.11B | $667.34M | $667.34M |
| -货币市场投资 | $4.03M | $5.45M | $6.03M | $3.00M | $3.00M |
| 证券投资 | $3.86B | $4.03B | $4.06B | $4.13B | $4.13B |
| -持有至到期证券 | $1.25B | $1.25B | $1.26B | $1.26B | $1.26B |
| -短期投资 | $2.61B | $1.50B | $2.12B | $1.57B | $1.57B |
| 贷款净额 | $16.58B | $16.80B | $15.34B | $15.39B | $15.39B |
| -贷款总额 | $16.91B | $17.13B | $15.63B | $15.69B | $15.69B |
| -贷款及租赁损失准备 | $326.22M | $328.37M | $297.63M | $297.58M | $297.58M |
| 应收款 | $111.69M | $108.38M | $106.63M | $108.94M | $108.94M |
| -应收账款 | $111.69M | $108.38M | $106.63M | $108.94M | $108.94M |
| 固定资产净值 | $439.73M | $437.55M | $374.01M | $369.32M | $369.32M |
| 商誉及其他无形资产 | $1.47B | $1.48B | $1.43B | $1.43B | $1.43B |
| -商誉 | $1.41B | $1.41B | $1.40B | $1.40B | $1.40B |
| -其他无形资产 | $62.65M | $65.54M | $30.36M | $32.29M | $32.29M |
| 银行持有的寿险资产 | $232.36M | $233.52M | $221.83M | $220.47M | $220.47M |
| 抵债资产 | $43.37M | $42.14M | $40.87M | $39.83M | $39.83M |
| 递延资产 | $170.00M | $153.80M | $143.99M | $148.02M | $148.02M |
| 其他资产 | $364.56M | $374.28M | $246.12M | $374.59M | $374.59M |
| 负债合计 | $19.62B | $20.17B | $18.85B | $18.59B | $18.59B |
| 存款合计 | $18.76B | $19.11B | $17.74B | $17.48B | $17.48B |
| 联邦基金购入及回购协议下证券出售 | $161.18M | $158.74M | $157.41M | $155.80M | $155.80M |
| 长期债务及融资租赁负债 | $530.02M | $729.85M | $679.43M | $779.52M | $779.52M |
| -长期债务 | $530.02M | $729.85M | $679.43M | $779.52M | $779.52M |
| 其他负债 | $169.13M | $164.11M | $176.73M | $169.73M | $169.73M |
| 股东权益合计 | $4.53B | $4.55B | $4.35B | $4.30B | $4.30B |
| 股东权益 | $4.53B | $4.55B | $4.35B | $4.30B | $4.30B |
| 股本 | $1.99M | $2.01M | $1.96M | $1.96M | $1.96M |
| -普通股 | $1.99M | $2.01M | $1.96M | $1.96M | $1.96M |
| 资本公积 | $2.27B | $2.30B | $2.19B | $2.20B | $2.20B |
| 留存收益 | $2.50B | $2.41B | $2.34B | $2.26B | $2.26B |
| 不影响留存收益的损益 | -$233.83M | -$168.98M | -$179.41M | -$165.89M | -$165.89M |
| -可供出售证券 | – | $1.27B | $681.43M | $1.30B | $1.30B |
| 联邦住房贷款银行股票 | – | – | $125.20M | – | – |
| 短期债务及融资租赁负债 | – | – | $100.25M | – | – |
| -一年内到期债务 | – | – | $100.25M | – | – |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $97.44M | $150.84M | $399.28M | $88.71M | $115.16M |
| 持续经营经营活动现金流净额 | $97.44M | $150.84M | $399.28M | $88.71M | $115.16M |
| 持续经营净利润 | $119.33M | $118.21M | $475.44M | $118.23M | $123.60M |
| 持续经营损益 | -$4.11M | -$2.03M | -$18.34M | -$1.41M | -$5.99M |
| 折旧、折耗与摊销 | $8.50M | $7.46M | $29.19M | $7.45M | $7.43M |
| 递延税款 | -$3.12M | $8.17M | $10.35M | $2.69M | $2.23M |
| 其他非现金项目 | -$21.95M | -$313,000.00 | -$116.52M | -$42.71M | -$11.77M |
| 营运资金变动 | -$13.03M | $11.40M | -$25.09M | -$14.33M | -$10.99M |
| -应收款变动 | $3.59M | $2.31M | $11.19M | $1.76M | -$2.97M |
| -应付账款及应计费用变动 | -$20.38M | $7.99M | -$10.35M | -$19.82M | -$12.45M |
| -其他流动资产变动 | $3.76M | $1.10M | -$25.93M | $3.72M | $4.43M |
| 投资活动现金流净额 | $227.42M | $89.01M | -$470.32M | -$277.93M | -$52.29M |
| 持续经营投资活动现金流净额 | $227.42M | $89.01M | -$470.32M | -$277.93M | -$52.29M |
| 固定资产购置及出售净额 | -$2.12M | -$10.11M | -$3.46M | -$134,000.00 | -$189,000.00 |
| 投资购置及出售净额 | $145.25M | $52.33M | $335.22M | $81.03M | $45.89M |
| 贷款净收益 | -$12.57M | $48.52M | -$817.72M | -$362.14M | -$98.77M |
| 其他投资变动净额 | $8.11M | $1.30M | $14.92M | $2.69M | $1.81M |
| 筹资活动现金流 | -$384.27M | $204.74M | -$171.97M | $55.65M | -$363.03M |
| 持续经营筹资活动现金流净额 | -$384.27M | $204.74M | -$171.97M | $55.65M | -$363.03M |
| 联邦基金及回购证券变动 | $1.34M | $1.61M | -$6.55M | $9.81M | $5.19M |
| 存款增减 | -$167.50M | $258.32M | $333.66M | $152.26M | -$160.74M |
| Net Issuance Payments of Debt | -$135.00M | $0.00 | -$258.55M | -$50.25M | -$158.05M |
| 普通股发行净额 | -$40.85M | -$13.89M | -$82.22M | -$14.91M | -$10.02M |
| 已付现金股利 | -$42.26M | -$41.29M | -$158.92M | -$41.27M | -$39.41M |
| 股票期权行使所得 | $0.00 | $0.00 | $602,000.00 | $0.00 | $0.00 |
| 期末现金余额 | $1.05B | $1.11B | $667.34M | $667.34M | $800.92M |
| 现金净变动 | -$59.40M | $444.59M | -$243.01M | -$133.58M | -$300.15M |
| 期初现金余额 | $1.11B | $667.34M | $910.35M | $800.92M | $1.10B |
| 自由现金流 | $94.13M | $139.26M | $377.02M | $84.24M | $112.25M |
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