股票 › HBT
HBT金融 HBT
美股市值排名 #3022
$37.00 −$0.12 (-0.32%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $37.00 0.00%
开盘$36.84
昨收$37.12
当日区间$36.74 – $37.50
成交量72.5K
市值$1.35B
市盈率（TTM）14.3
股息率2.49%
基本面
最新报告季度：Q3, ended Sep 2026
营收$83.92M+40.9% YoY
净利润$31.39M+58.8% YoY
摊薄每股收益$0.86+36.5% YoY
自由现金流$15.67M+36.9% YoY
经营现金流$17.22M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率30.7%
净资产收益率13.2%
资产收益率1.5%
负债/资产比率88.8%
现金及投资$126.26M
总负债$149.21M
净现金（净负债）-$22.95M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $83.92M | $80.34M | $66.64M | $235.74M | $60.10M |
| 净利息收入 | $70.32M | $69.06M | $56.39M | $198.90M | $50.54M |
| -利息收入 | $90.66M | $88.58M | $71.84M | $255.78M | $64.39M |
| -利息支出 | $20.34M | $19.53M | $15.45M | $56.89M | $13.85M |
| 非利息收入 | $13.60M | $11.29M | $10.25M | $36.84M | $9.56M |
| -已赚保费合计 | $229,000.00 | $206,000.00 | $188,000.00 | $671,000.00 | $171,000.00 |
| -手续费及佣金 | $10.34M | $10.42M | $8.96M | $33.74M | $8.88M |
| -其他非利息收入 | $2.86M | $186,000.00 | $1.05M | $1.23M | $408,000.00 |
| -资产出售损益 | $166,000.00 | $472,000.00 | $49,000.00 | $1.20M | $100,000.00 |
| 信用损失准备 | $561,000.00 | -$676,000.00 | $156,000.00 | -$3.16M | -$1.46M |
| 非利息支出 | $42.02M | $41.89M | $51.74M | $127.68M | $32.72M |
| 物业及设备费用 | $4.79M | $4.44M | $3.73M | $12.99M | $3.31M |
| 销售及管理费用 | $27.43M | $28.23M | $28.71M | $86.30M | $21.39M |
| -销售及营销费用 | $1.22M | $1.39M | $1.14M | $4.18M | $984,000.00 |
| -管理费用 | $26.20M | $26.84M | $27.57M | $82.11M | $20.41M |
| 折旧、摊销与折耗 | $1.46M | $1.46M | $887,000.00 | $2.73M | $643,000.00 |
| -折旧与摊销 | $1.46M | $1.46M | $887,000.00 | $2.73M | $643,000.00 |
| 其他非利息支出 | $8.35M | $7.77M | $18.41M | $25.67M | $7.38M |
| 特殊收益（费用） | $0.00 | – | – | -$391,000.00 | $0.00 |
| -债务清偿收益 | $0.00 | – | – | $391,000.00 | $0.00 |
| 税前利润 | $42.46M | $37.78M | $15.05M | $104.51M | $25.91M |
| 税费 | $11.06M | $9.93M | $3.85M | $27.50M | $6.98M |
| 净利润 | $31.39M | $27.84M | $11.20M | $77.01M | $18.94M |
| 持续经营利润 | $31.39M | $27.84M | $11.20M | $77.01M | $18.94M |
| 归属母公司净利润 | $31.39M | $27.84M | $11.20M | $77.01M | $18.94M |
| 归属普通股股东净利润 | $31.39M | $27.84M | $11.20M | $77.01M | $18.94M |
| 基本每股收益 | $0.86 | $0.77 | $0.34 | $2.44 | $0.60 |
| 摊薄每股收益 | $0.86 | $0.76 | $0.34 | $2.44 | $0.60 |
| 每股股息 | $0.25 | $0.23 | $0.23 | $0.84 | $0.21 |
| 其他收入（支出） | – | – | – | -$391,000.00 | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $6.72B | $6.73B | $6.77B | $5.07B | $5.07B |
| 现金、现金等价物及联邦基金出售 | $132.26M | $138.50M | $293.90M | $127.25M | $127.25M |
| -现金及现金等价物 | $126.26M | $132.50M | $287.90M | $122.27M | $122.27M |
| -受限现金及投资 | $6.00M | $6.00M | $6.00M | $4.98M | $4.98M |
| 证券投资 | $1.49B | $1.54B | $1.49B | $1.28B | $1.28B |
| -可供出售证券 | $10.15M | $435.07M | $412.75M | $304.52M | $304.52M |
| -持有至到期证券 | $417.49M | $429.76M | $446.52M | $451.42M | $451.42M |
| -短期投资 | $1.07B | $674.10M | $630.33M | $521.85M | $521.85M |
| 长期股权投资 | $1.61M | $1.61M | $1.61M | $1.61M | $1.61M |
| 贷款净额 | $4.73B | $4.70B | $4.63B | $3.42B | $3.42B |
| -贷款总额 | $4.79B | $4.76B | $4.69B | $3.46B | $3.46B |
| -贷款及租赁损失准备 | $60.48M | $60.56M | $60.47M | $41.69M | $41.69M |
| 应收款 | $39.43M | $35.08M | $35.31M | $23.78M | $23.78M |
| -应收账款 | $39.43M | $35.08M | $35.31M | $23.78M | $23.78M |
| 固定资产净值 | $91.61M | $91.42M | $90.97M | $73.64M | $73.64M |
| 商誉及其他无形资产 | $144.15M | $144.15M | $148.56M | $91.88M | $91.88M |
| -商誉 | $81.95M | $81.95M | $83.50M | $59.82M | $59.82M |
| -其他无形资产 | $62.20M | $62.20M | $65.05M | $32.06M | $32.06M |
| 银行持有的寿险资产 | $38.11M | $37.88M | $37.68M | $24.66M | $24.66M |
| 抵债资产 | $656,000.00 | $766,000.00 | $1.15M | $1.13M | $1.13M |
| 持有待售资产 | $276,000.00 | $337,000.00 | $337,000.00 | $0.00 | $0.00 |
| 其他资产 | $52.79M | $43.26M | $44.89M | $33.88M | $33.88M |
| 负债合计 | $5.97B | $5.96B | $6.03B | $4.46B | $4.46B |
| 存款合计 | $5.75B | $5.76B | $5.80B | $4.36B | $4.36B |
| 长期债务及融资租赁负债 | $149.21M | $149.33M | $149.26M | $65.21M | $65.21M |
| -长期债务 | $149.21M | $149.33M | $149.26M | $65.21M | $65.21M |
| 其他负债 | $63.59M | $55.60M | $68.57M | $31.42M | $31.42M |
| 股东权益合计 | $754.09M | $764.73M | $747.41M | $615.50M | $615.50M |
| 股东权益 | $754.09M | $764.73M | $747.41M | $615.50M | $615.50M |
| 股本 | $385,000.00 | $385,000.00 | $385,000.00 | $329,000.00 | $329,000.00 |
| -普通股 | $385,000.00 | $385,000.00 | $385,000.00 | $329,000.00 | $329,000.00 |
| 留存收益 | $412.78M | $390.53M | $371.09M | $367.16M | $367.16M |
| 减：库存股 | $43.68M | $43.68M | $43.26M | $27.52M | $27.52M |
| 不影响留存收益的损益 | $384.61M | $417.50M | $419.18M | $275.53M | $275.53M |
| -优先股 | – | $0.00 | $0.00 | $0.00 | $0.00 |
| 联邦基金购入及回购协议下证券出售 | – | – | $5.05M | – | – |
| -固定资产原值 | – | – | – | $125.75M | $125.75M |
| -累计折旧 | – | – | – | -$52.11M | -$52.11M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $17.22M | $28.52M | $85.07M | $23.90M | $17.17M |
| 持续经营经营活动现金流净额 | $17.22M | $28.52M | $85.07M | $23.90M | $17.17M |
| 持续经营净利润 | $27.84M | $11.20M | $77.01M | $18.94M | $19.77M |
| 持续经营损益 | -$410,000.00 | -$331,000.00 | -$851,000.00 | -$228,000.00 | $64,000.00 |
| 折旧、折耗与摊销 | $2.56M | $1.86M | $5.93M | $1.50M | $1.51M |
| 递延税款 | -$977,000.00 | $9.73M | $329,000.00 | -$396,000.00 | -$366,000.00 |
| 其他非现金项目 | -$210,000.00 | -$1.41M | $1.65M | $614,000.00 | $1.09M |
| 营运资金变动 | -$9.06M | $8.86M | $294,000.00 | $2.60M | -$4.94M |
| -应收款变动 | $231,000.00 | $2.26M | $991,000.00 | -$204,000.00 | -$2.95M |
| -其他流动资产变动 | $5.52M | -$5.21M | $2.53M | $736,000.00 | $309,000.00 |
| -其他流动负债变动 | -$14.61M | $12.00M | -$2.55M | $2.23M | -$2.13M |
| -Change in Other Working Capital | -$206,000.00 | -$188,000.00 | -$671,000.00 | -$171,000.00 | -$169,000.00 |
| 投资活动现金流净额 | -$113.88M | $234.06M | -$39.64M | -$66.62M | -$50.22M |
| 持续经营投资活动现金流净额 | -$113.88M | $234.06M | -$39.64M | -$66.62M | -$50.22M |
| 固定资产购置及出售净额 | -$1.55M | -$2.72M | -$10.17M | -$4.53M | -$2.26M |
| 投资购置及出售净额 | -$65.89M | $165.71M | -$43.74M | -$6.42M | $2.16M |
| 贷款净收益 | -$62.65M | $66.55M | $12.56M | -$55.82M | -$50.92M |
| 其他投资变动净额 | $16.21M | $4.52M | $1.71M | $145,000.00 | $804,000.00 |
| 筹资活动现金流 | -$58.74M | -$97.20M | -$60.85M | $9.85M | -$7.57M |
| 持续经营筹资活动现金流净额 | -$58.74M | -$97.20M | -$60.85M | $9.85M | -$7.57M |
| 联邦基金及回购证券变动 | -$5.05M | -$13.31M | -$28.97M | $0.00 | -$556,000.00 |
| 存款增减 | -$44.86M | -$72.40M | $41.01M | $12.08M | $40.66M |
| Net Issuance Payments of Debt | $0.00 | $12.16M | -$41.09M | $5.00M | -$40.00M |
| 普通股发行净额 | -$426,000.00 | -$15.73M | -$4.51M | -$587,000.00 | -$1.02M |
| 已付现金股利 | -$8.41M | -$7.27M | -$26.61M | -$6.64M | -$6.65M |
| 其他筹资活动净额 | $0.00 | -$644,000.00 | -$691,000.00 | $0.00 | $0.00 |
| 期末现金余额 | $132.25M | $287.65M | $122.27M | $122.27M | $155.13M |
| 现金净变动 | -$155.40M | $165.38M | -$15.42M | -$32.86M | -$40.61M |
| 期初现金余额 | $287.65M | $122.27M | $137.69M | $155.13M | $195.74M |
| 自由现金流 | $15.67M | $25.80M | $74.82M | $19.31M | $14.90M |
| 计息银行存款收付款 | – | – | $0.00 | $0.00 | – |
| 业务购买及出售净额 | – | – | $0.00 | – | – |
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