股票 › HAFC
韩美金融 HAFC
美股市值排名 #3248
$32.68 +$0.15 (+0.46%)
休市 · Nov 6, 8:20 pm ET · 最新盘后价 $32.68 0.00%
开盘$32.58
昨收$32.53
当日区间$32.08 – $33.09
成交量193.8K
市值$963.95M
市盈率（TTM）10.8
股息率3.40%
基本面
最新报告季度：Q3, ended Sep 2026
营收$76.60M+7.9% YoY
净利润$23.68M+7.4% YoY
摊薄每股收益$0.80+9.6% YoY
自由现金流-$9.92M+47.9% YoY
经营现金流-$8.83M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率31.1%
净资产收益率11.4%
资产收益率1.1%
负债/资产比率90.0%
现金及投资$348.58M
总负债$76.15M
净现金（净负债）$272.43M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $76.60M | $72.21M | $71.74M | $270.17M | $71.18M |
| 净利息收入 | $67.12M | $63.64M | $62.37M | $234.76M | $62.52M |
| -利息收入 | $108.21M | $103.10M | $101.32M | $409.50M | $104.75M |
| -利息支出 | $41.09M | $39.47M | $38.95M | $174.74M | $42.23M |
| 非利息收入 | $9.48M | $8.57M | $9.37M | $35.41M | $8.66M |
| -已赚保费合计 | $320,000.00 | $799,000.00 | $610,000.00 | $2.59M | $315,000.00 |
| -手续费及佣金 | $4.93M | $4.96M | $4.50M | $18.23M | $4.87M |
| -股息收入 | $451,000.00 | $219,000.00 | $831,000.00 | $1.43M | $362,000.00 |
| -其他非利息收入 | $1.35M | $915,000.00 | $844,000.00 | $3.43M | $745,000.00 |
| -资产出售损益 | $2.43M | $1.68M | $2.59M | $9.72M | $2.37M |
| 信用损失准备 | -$4.53M | -$1.19M | -$2.89M | -$14.44M | -$1.94M |
| 非利息支出 | $38.72M | $39.04M | $38.37M | $147.80M | $39.11M |
| 物业及设备费用 | $4.53M | $4.38M | $4.41M | $17.64M | $4.34M |
| 专业及外包服务费用 | $1.70M | $2.00M | $2.78M | $7.51M | $2.34M |
| 销售及管理费用 | $24.06M | $23.46M | $22.64M | $90.78M | $23.48M |
| -销售及营销费用 | $728,000.00 | $679,000.00 | $688,000.00 | $3.10M | $1.01M |
| -管理费用 | $23.33M | $22.78M | $21.96M | $87.68M | $22.47M |
| 其他非利息支出 | $8.44M | $9.20M | $8.53M | $31.87M | $8.95M |
| 其他收入（支出） | -$1.13M | – | – | – | – |
| 特殊收益（费用） | -$1.13M | – | – | $0.00 | $0.00 |
| -债务清偿收益 | $1.13M | – | – | – | – |
| 税前利润 | $32.22M | $31.98M | $30.48M | $107.93M | $30.13M |
| 税费 | $8.54M | $8.48M | $7.93M | $31.84M | $8.89M |
| 净利润 | $23.68M | $23.51M | $22.56M | $76.09M | $21.24M |
| 持续经营利润 | $23.68M | $23.51M | $22.56M | $76.09M | $21.24M |
| 归属母公司净利润 | $23.68M | $23.51M | $22.56M | $76.09M | $21.24M |
| 归属普通股股东净利润 | $23.68M | $23.34M | $22.38M | $75.47M | $21.07M |
| 基本每股收益 | $0.80 | $0.79 | $0.76 | $2.53 | $0.71 |
| 摊薄每股收益 | $0.80 | $0.79 | $0.75 | $2.51 | $0.70 |
| 每股股息 | $0.28 | $0.28 | $0.28 | $1.08 | $0.27 |
| -交易损益 | – | $1.90M | $1.50M | $6.14M | $1.74M |
| 其他优先股股息 | – | $167,000.00 | $181,000.00 | $616,000.00 | $166,000.00 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $8.04B | $8.00B | $7.84B | $7.87B | $7.87B |
| 现金、现金等价物及联邦基金出售 | $348.58M | $331.21M | $254.05M | $212.84M | $212.84M |
| -现金及现金等价物 | $348.58M | $331.21M | $254.05M | $212.84M | $212.84M |
| 证券投资 | $869.50M | $896.61M | $835.73M | $880.62M | $880.62M |
| -短期投资 | $869.50M | $181.94M | $155.03M | $880.62M | $880.62M |
| 贷款净额 | $6.53B | $6.48B | $6.48B | $6.50B | $6.50B |
| -贷款总额 | $6.60B | $6.55B | $6.55B | $6.57B | $6.57B |
| -贷款及租赁损失准备 | $70.81M | $70.48M | $70.47M | $69.90M | $69.90M |
| 应收款 | $25.40M | $78.17M | $60.86M | $64.93M | $64.93M |
| -应收账款 | $25.40M | $24.61M | $23.32M | $24.47M | $24.47M |
| 固定资产净值 | $20.38M | $20.25M | $20.02M | $20.38M | $20.38M |
| 商誉及其他无形资产 | $11.03M | $11.03M | $11.03M | $11.03M | $11.03M |
| 银行持有的寿险资产 | $56.36M | $56.05M | $56.53M | $56.70M | $56.70M |
| 联邦住房贷款银行股票 | $16.39M | $16.39M | $16.39M | $16.39M | $16.39M |
| 承兑汇票 | $467,000.00 | $116,000.00 | $0.00 | $125,000.00 | $125,000.00 |
| 其他资产 | $166.55M | $109.85M | $104.71M | $105.30M | $105.30M |
| 负债合计 | $7.24B | $7.19B | $7.04B | $7.07B | $7.07B |
| 存款合计 | $7.06B | $6.96B | $6.80B | $6.68B | $6.68B |
| 应付款 | $28.13M | $27.53M | $30.59M | $34.78M | $34.78M |
| -应付账款 | $28.13M | $27.53M | $30.59M | $34.78M | $34.78M |
| 长期债务及融资租赁负债 | $76.15M | $130.77M | $130.62M | $130.46M | $130.46M |
| -长期债务 | $76.15M | $130.77M | $130.62M | $130.46M | $130.46M |
| 其他负债 | $75.43M | $75.15M | $74.58M | $79.90M | $79.90M |
| 股东权益合计 | $808.31M | $812.68M | $802.82M | $796.39M | $796.39M |
| 股东权益 | $808.31M | $812.68M | $802.82M | $796.39M | $796.39M |
| 股本 | $34,000.00 | $34,000.00 | $34,000.00 | $34,000.00 | $34,000.00 |
| -普通股 | $34,000.00 | $34,000.00 | $34,000.00 | $34,000.00 | $34,000.00 |
| 资本公积 | $597.24M | $596.30M | $595.37M | $594.67M | $594.67M |
| 留存收益 | $438.89M | $423.50M | $408.33M | $394.34M | $394.34M |
| 减：库存股 | $165.48M | $160.60M | $155.36M | $149.48M | $149.48M |
| 不影响留存收益的损益 | -$62.37M | -$46.55M | -$45.55M | -$43.18M | -$43.18M |
| -可供出售证券 | – | $714.67M | $680.70M | – | – |
| -其他应收款 | – | $53.56M | $37.54M | $40.47M | $40.47M |
| -商誉 | – | $11.03M | $11.03M | $11.03M | $11.03M |
| 短期债务及融资租赁负债 | – | $0.00 | $0.00 | $150.00M | $150.00M |
| -一年内到期债务 | – | $0.00 | $0.00 | $150.00M | $150.00M |
| -优先股 | – | $0.00 | $0.00 | $0.00 | $0.00 |
| -固定资产原值 | – | – | – | $68.76M | $68.76M |
| -累计折旧 | – | – | – | -$48.38M | -$48.38M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | -$8.83M | $23.88M | $206.01M | $52.24M | $145.89M |
| 持续经营经营活动现金流净额 | -$8.83M | $23.88M | $206.01M | $52.24M | $145.89M |
| 持续经营净利润 | $23.51M | $22.56M | $76.09M | $21.24M | $22.06M |
| 持续经营损益 | -$1.68M | -$2.59M | -$9.68M | -$2.33M | -$3.01M |
| 折旧、折耗与摊销 | $858,000.00 | $862,000.00 | $3.33M | $875,000.00 | $829,000.00 |
| 其他非现金项目 | -$10.26M | $4.36M | $125.46M | $35.79M | $115.19M |
| 营运资金变动 | -$23.90M | -$5.52M | -$9.61M | -$6.68M | $7.20M |
| -应收款变动 | -$15.65M | $3.81M | -$6.08M | -$5.47M | $377,000.00 |
| -预付资产变动 | -$6.41M | -$211,000.00 | -$969,000.00 | $3.15M | $564,000.00 |
| -Change in Other Working Capital | $486,000.00 | $163,000.00 | $471,000.00 | -$315,000.00 | $603,000.00 |
| 投资活动现金流净额 | -$54.97M | $58.62M | -$384.32M | -$43.48M | -$269.96M |
| 持续经营投资活动现金流净额 | -$54.97M | $58.62M | -$384.32M | -$43.48M | -$269.96M |
| 固定资产购置及出售净额 | -$1.08M | -$499,000.00 | -$2.29M | -$915,000.00 | -$560,000.00 |
| 投资购置及出售净额 | -$62.96M | $41.13M | $60.22M | $29.99M | $21.60M |
| 贷款净收益 | $9.06M | $15.16M | -$442.96M | -$72.56M | -$291.00M |
| 其他投资变动净额 | $0.00 | $2.83M | $712,000.00 | -$1,000.00 | $0.00 |
| 筹资活动现金流 | $140.96M | -$41.29M | $86.35M | -$11.57M | -$40.33M |
| 持续经营筹资活动现金流净额 | $140.96M | -$41.29M | $86.35M | -$11.57M | -$40.33M |
| 存款增减 | $154.72M | $122.97M | $241.87M | -$88.99M | $37.52M |
| Net Issuance Payments of Debt | $0.00 | -$150.00M | -$112.50M | $87.50M | -$65.00M |
| 普通股发行净额 | -$5.24M | -$5.89M | -$9.40M | -$1.96M | -$3.75M |
| 已付现金股利 | -$8.53M | -$8.37M | -$32.62M | -$8.09M | -$8.13M |
| 期末现金余额 | $331.21M | $254.05M | $212.84M | $212.84M | $215.65M |
| 现金净变动 | $77.16M | $41.20M | -$91.96M | -$2.81M | -$164.40M |
| 期初现金余额 | $254.05M | $212.84M | $304.80M | $215.65M | $380.05M |
| 自由现金流 | -$9.92M | $23.38M | $203.70M | $51.33M | $145.33M |
| -应付账款及应计费用变动 | – | -$9.28M | – | – | – |
| -其他流动负债变动 | – | – | -$3.03M | – | – |
| 股票期权行使所得 | – | – | $0.00 | – | – |
| 其他筹资活动净额 | – | – | -$996,000.00 | -$30,000.00 | – |
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