股票 › FSUN
第一阳光资本银行 FSUN
美股市值排名 #2823
$38.91 −$0.75 (-1.89%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $38.91 0.00%
开盘$39.71
昨收$39.66
当日区间$38.67 – $39.99
成交量1.21M
市值$1.77B
市盈率（TTM）21.7
股息率–
基本面
最新报告季度：Q3, ended Sep 2026
营收$176.92M+64.9% YoY
净利润$38.38M+65.6% YoY
摊薄每股收益$0.82+0.0% YoY
自由现金流$1.10B+8,384.0% YoY
经营现金流$1.10B
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率10.9%
净资产收益率4.2%
资产收益率0.5%
负债/资产比率88.1%
现金及投资$729.16M
总负债$206.22M
净现金（净负债）$522.94M
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $176.92M | $181.40M | $109.95M | $409.04M | $99.97M |
| 净利息收入 | $140.30M | $143.20M | $82.78M | $317.39M | $83.46M |
| -利息收入 | $216.66M | $230.02M | $116.13M | $467.77M | $119.27M |
| -利息支出 | $76.36M | $86.82M | $33.35M | $150.38M | $35.81M |
| 非利息收入 | $36.62M | $38.21M | $27.18M | $91.65M | $16.51M |
| -手续费及佣金 | $30.39M | $21.97M | $15.88M | $50.90M | $5.48M |
| -其他非利息收入 | $6.23M | $5.27M | $1.95M | $12.34M | $3.70M |
| 信用损失准备 | -$4.40M | -$40.40M | -$8.25M | -$24.60M | -$6.20M |
| 非利息支出 | $110.55M | $111.41M | $72.66M | $258.80M | $59.07M |
| 物业及设备费用 | $15.53M | $15.50M | $10.01M | $38.24M | $9.58M |
| 销售及管理费用 | $63.34M | $68.74M | $47.36M | $180.38M | $52.07M |
| -管理费用 | $63.34M | $68.74M | $47.36M | $177.53M | $49.23M |
| 折旧、摊销与折耗 | $4.24M | $4.24M | $507,000.00 | $2.41M | $628,000.00 |
| -折旧与摊销 | $4.24M | $4.24M | $507,000.00 | $2.41M | $628,000.00 |
| 其他非利息支出 | $27.43M | $22.93M | $14.79M | $31.95M | -$9.03M |
| 其他收入（支出） | -$13.25M | -$57.56M | -$2.68M | -$2.74M | -$2.74M |
| 特殊收益（费用） | -$13.25M | -$57.56M | -$2.68M | -$2.74M | -$2.74M |
| -减：重组及并购费用 | $13.25M | $57.56M | $2.68M | $2.74M | $2.74M |
| 税前利润 | $48.73M | -$27.97M | $26.36M | $122.90M | $31.96M |
| 税费 | $10.35M | -$5.12M | $4.78M | $24.96M | $7.16M |
| 净利润 | $38.38M | -$22.85M | $21.58M | $97.94M | $24.81M |
| 持续经营利润 | $38.38M | -$22.85M | $21.58M | $97.94M | $24.81M |
| 归属母公司净利润 | $38.38M | -$22.85M | $21.58M | $97.94M | $24.81M |
| 归属普通股股东净利润 | $38.38M | -$22.85M | $21.58M | $97.94M | $24.81M |
| 基本每股收益 | $0.83 | -$0.49 | $0.77 | $3.52 | $0.89 |
| 摊薄每股收益 | $0.82 | -$0.49 | $0.76 | $3.47 | $0.88 |
| -资产出售损益 | – | $10.97M | $9.35M | $28.41M | $7.33M |
| 专业及外包服务费用 | – | – | – | $5.82M | – |
| -销售及营销费用 | – | – | – | $2.85M | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $15.28B | $15.72B | $8.57B | $8.49B | $8.49B |
| 现金、现金等价物及联邦基金出售 | $729.16M | $1.04B | $439.96M | $677.37M | $677.37M |
| -现金及现金等价物 | $729.16M | $989.51M | $413.73M | $652.59M | $652.59M |
| 证券投资 | $1.86B | $1.94B | $492.10M | $562.37M | $562.37M |
| -持有至到期证券 | $32.21M | $32.61M | $33.55M | $33.84M | $33.84M |
| -短期投资 | $1.83B | $5.74M | $245,000.00 | $367,000.00 | $367,000.00 |
| 贷款净额 | $11.40B | $11.54B | $7.00B | $6.72B | $6.72B |
| -贷款总额 | $11.58B | $11.71B | $7.08B | $6.81B | $6.81B |
| -贷款及租赁损失准备 | $174.64M | $173.55M | $82.96M | $85.02M | $85.02M |
| 固定资产净值 | $118.75M | $118.97M | $108.18M | $108.78M | $108.78M |
| -固定资产原值 | $118.75M | $118.97M | $126.69M | $191.33M | $191.33M |
| 商誉及其他无形资产 | $296.16M | $292.72M | $186.95M | $185.12M | $185.12M |
| -商誉 | $102.54M | $102.54M | $93.48M | $93.48M | $93.48M |
| -其他无形资产 | $193.62M | $190.19M | $93.47M | $91.63M | $91.63M |
| 抵债资产 | $20.50M | $16.81M | $10.91M | $11.51M | $11.51M |
| 其他资产 | $849.02M | $321.31M | $150.88M | $19.43M | $19.43M |
| 负债合计 | $13.47B | $13.88B | $7.39B | $7.33B | $7.33B |
| 存款合计 | $12.97B | $13.42B | $7.09B | $7.11B | $7.11B |
| 联邦基金购入及回购协议下证券出售 | $18.69M | $17.48M | $7.67M | $11.16M | $11.16M |
| 长期债务及融资租赁负债 | $206.22M | $205.26M | $65.73M | $65.73M | $65.73M |
| -长期债务 | $206.22M | $205.26M | $36.75M | $36.68M | $36.68M |
| 其他负债 | $270.51M | $222.96M | $75.00M | $76.45M | $76.45M |
| 股东权益合计 | $1.81B | $1.84B | $1.18B | $1.15B | $1.15B |
| 股东权益 | $1.81B | $1.84B | $1.18B | $1.15B | $1.15B |
| 股本 | $5,000.00 | $5,000.00 | $3,000.00 | $3,000.00 | $3,000.00 |
| -普通股 | $5,000.00 | $5,000.00 | $3,000.00 | $3,000.00 | $3,000.00 |
| -优先股 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | $1.19B | $1.24B | $550.71M | $549.62M | $549.62M |
| 留存收益 | $668.20M | $629.82M | $652.67M | $631.09M | $631.09M |
| 不影响留存收益的损益 | -$47.16M | -$30.43M | -$27.87M | -$27.35M | -$27.35M |
| -受限现金及投资 | – | $50.16M | $26.23M | $24.78M | $24.78M |
| -可供出售证券 | – | $1.90B | $458.30M | $528.17M | $528.17M |
| 应收款 | – | $60.16M | $33.09M | $32.42M | $32.42M |
| -应收账款 | – | $60.16M | $33.09M | $32.26M | $32.26M |
| 银行持有的寿险资产 | – | $136.53M | $83.83M | $83.29M | $83.29M |
| 递延资产 | – | $255.57M | $35.04M | $53.15M | $53.15M |
| 应付款 | – | $16.90M | $6.36M | $7.96M | $7.96M |
| -应付账款 | – | $16.90M | $6.36M | $6.68M | $6.68M |
| 衍生资产 | – | – | $22.76M | $22.38M | $22.38M |
| -累计折旧 | – | – | -$18.51M | -$82.55M | -$82.55M |
| 衍生产品负债 | – | – | $15.75M | $15.53M | $15.53M |
| 一年内应计费用 | – | – | $131.60M | $8.91M | $8.91M |
| -长期融资租赁负债 | – | – | $28.98M | $29.05M | $29.05M |
| -其他应收款 | – | – | – | $163,000.00 | $163,000.00 |
| 预付资产 | – | – | – | $8.94M | $8.94M |
| 短期债务及融资租赁负债 | – | – | – | $0.00 | $0.00 |
| -一年内到期债务 | – | – | – | $0.00 | $0.00 |
| -应付税款合计 | – | – | – | $1.28M | $1.28M |
| 员工福利 | – | – | – | $38.71M | $38.71M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $1.10B | -$12.37M | $111.48M | $20.75M | $49.37M |
| 持续经营经营活动现金流净额 | $1.10B | -$12.37M | $111.48M | $20.75M | $49.37M |
| 持续经营净利润 | -$22.85M | $21.58M | $97.94M | $24.81M | $23.17M |
| 持续经营损益 | -$3.26M | -$3.50M | -$11.37M | -$3.35M | -$3.65M |
| 折旧、折耗与摊销 | $7.03M | $2.64M | $10.66M | $2.71M | $2.65M |
| 其他非现金项目 | $1.13B | -$39.12M | -$27.42M | -$12.70M | $9.13M |
| 营运资金变动 | -$19.72M | -$3.48M | $10.24M | $6.06M | $4.54M |
| -应收款变动 | $9.92M | -$832,000.00 | -$153,000.00 | $2.54M | -$892,000.00 |
| -预付资产变动 | $28.49M | -$5.39M | $23.60M | -$546,000.00 | $12.09M |
| -应付账款及应计费用变动 | -$48.83M | $2.60M | -$13.10M | -$1.09M | -$6.47M |
| -其他流动资产变动 | -$9.55M | $145,000.00 | -$106,000.00 | $54,000.00 | -$184,000.00 |
| 投资活动现金流净额 | $3.43B | -$278.00M | -$330.20M | $8.58M | -$178.26M |
| 持续经营投资活动现金流净额 | $3.43B | -$278.00M | -$330.20M | $8.58M | -$178.26M |
| 固定资产购置及出售净额 | $85,000.00 | -$1.75M | -$7.47M | -$1.72M | -$1.75M |
| 投资购置及出售净额 | $1.41B | $5.96M | $8.17M | $5.41M | $8.89M |
| 贷款净收益 | $276.98M | -$281.38M | -$337.95M | $2.70M | -$185.51M |
| 其他投资变动净额 | $19.87M | -$816,000.00 | $7.06M | $2.18M | $119,000.00 |
| 筹资活动现金流 | -$3.96B | $51.51M | $255.39M | -$36.64M | $3.67M |
| 持续经营筹资活动现金流净额 | -$3.96B | $51.51M | $255.39M | -$36.64M | $3.67M |
| 联邦基金及回购证券变动 | -$7.65M | -$3.49M | -$3.54M | $1.34M | -$1.35M |
| 存款增减 | -$2.44B | -$19.84M | $435.17M | $1.97M | $5.26M |
| Net Issuance Payments of Debt | -$1.51B | $75.00M | -$175.00M | -$40.00M | $0.00 |
| 普通股发行净额 | -$1.16M | -$163,000.00 | -$1.24M | $64,000.00 | -$241,000.00 |
| 期末现金余额 | $989.51M | $413.73M | $652.59M | $652.59M | $659.90M |
| 现金净变动 | $575.78M | -$238.86M | $36.68M | -$7.31M | -$125.22M |
| 期初现金余额 | $413.73M | $652.59M | $615.92M | $659.90M | $785.12M |
| 自由现金流 | $1.10B | -$14.12M | $103.97M | $18.99M | $47.62M |
| 递延税款 | – | – | $2.76M | -$3.86M | $1.94M |
| -递延费用变动 | – | – | – | – | $0.00 |
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