第一金融银行 FFIN
$30.41 −$0.27 (-0.88%)
休市 · Nov 7, 7:10 am ET · 最新盘后价 $30.41 0.00%
开盘$30.60
昨收$30.68
当日区间$30.31 – $30.88
成交量835.8K
市值$4.35B
市盈率（TTM）15.1
股息率2.70%
基本面
最新报告季度：Q2, ended Jun 2026
营收$169.48M+10.8% YoY
净利润$71.89M+7.9% YoY
摊薄每股收益$0.50+6.4% YoY
自由现金流$75.19M+28.1% YoY
经营现金流$83.73M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率41.3%
净资产收益率14.4%
资产收益率1.8%
负债/资产比率87.9%
现金及投资$471.60M
总负债$21.85M
净现金（净负债）$449.74M
自由现金流/营收49.9%
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $15.16B | $15.31B | $15.39B | $15.45B | $15.45B |
| 现金、现金等价物及联邦基金出售 | $474.47M | $580.38M | $737.13M | $1.08B | $1.08B |
| -现金及现金等价物 | $471.60M | $571.73M | $723.05M | $1.08B | $1.08B |
| -货币市场投资 | $2.88M | $8.65M | $14.08M | $1.58M | $1.58M |
| 证券投资 | $5.39B | $2.43B | $197.89M | $2.77B | $2.77B |
| -可供出售证券 | $5.39B | – | – | – | – |
| 贷款净额 | $8.45B | $8.26B | $8.20B | $8.08B | $8.08B |
| -贷款总额 | $8.56B | $8.37B | $8.31B | $8.19B | $8.19B |
| -贷款及租赁损失准备 | $113.89M | $112.43M | $107.92M | $105.54M | $105.54M |
| 固定资产净值 | $158.82M | $155.56M | $150.99M | $149.99M | $149.99M |
| 商誉及其他无形资产 | $313.52M | $313.57M | $313.61M | $313.65M | $313.65M |
| -商誉 | $313.48M | – | – | – | – |
| -其他无形资产 | $43,000.00 | – | – | – | – |
| 其他资产 | $377.55M | $3.57B | $5.79B | $3.06B | $3.06B |
| 负债合计 | $13.33B | $13.31B | $13.44B | $13.53B | $13.53B |
| 存款合计 | $13.15B | $13.12B | $13.25B | $13.35B | $13.35B |
| 联邦基金购入及回购协议下证券出售 | $43.09M | $54.43M | $69.20M | $63.58M | $63.58M |
| 长期债务及融资租赁负债 | $21.85M | $21.05M | $21.06M | $21.06M | $21.06M |
| -长期债务 | $21.85M | $21.05M | $21.06M | $21.06M | $21.06M |
| 其他负债 | $117.22M | $82.52M | $81.05M | $71.77M | $71.77M |
| 股东权益合计 | $1.83B | $2.00B | $1.94B | $1.92B | $1.92B |
| 股东权益 | $1.83B | $2.00B | $1.94B | $1.92B | $1.92B |
| -短期投资 | – | $2.43B | $197.89M | $2.77B | $2.77B |
| 应付款 | – | $31.56M | $27.25M | $27.22M | $27.22M |
| -应付股利 | – | $31.56M | $27.25M | $27.22M | $27.22M |
| 股本 | – | $1.43M | $1.43M | $1.43M | $1.43M |
| -普通股 | – | $1.43M | $1.43M | $1.43M | $1.43M |
| 资本公积 | – | $704.30M | $701.99M | $699.63M | $699.63M |
| 留存收益 | – | $1.57B | $1.53B | $1.49B | $1.49B |
| 减：库存股 | – | $14.95M | $14.64M | $14.27M | $14.27M |
| 不影响留存收益的损益 | – | -$279.67M | -$290.06M | -$269.94M | -$269.94M |
| 其他权益权益 | – | $14.95M | $14.64M | $14.27M | $14.27M |
| -固定资产原值 | – | – | – | $270.55M | $270.55M |
| -累计折旧 | – | – | – | -$120.56M | -$120.56M |
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 营业总收入 | $169.48M | $163.52M | $617.11M | $161.21M | $157.53M |
| 净利息收入 | $136.91M | $134.79M | $504.48M | $131.91M | $128.67M |
| -利息收入 | $185.96M | $182.95M | $706.07M | $183.41M | $181.36M |
| -利息支出 | $49.05M | $48.15M | $201.59M | $51.50M | $52.69M |
| 非利息收入 | $32.56M | $28.73M | $112.63M | $29.30M | $28.87M |
| -手续费及佣金 | $24.54M | $23.11M | $90.95M | $23.74M | $22.90M |
| -其他非利息收入 | $3.74M | $1.40M | $6.09M | $1.36M | $1.72M |
| -资产出售损益 | $4.29M | $4.22M | $15.59M | $4.21M | $4.25M |
| 信用损失准备 | -$4.18M | -$2.29M | -$28.61M | $2.49M | -$24.44M |
| 非利息支出 | $77.83M | $73.40M | $278.90M | $74.15M | $69.93M |
| 物业及设备费用 | $5.90M | $5.79M | $23.64M | $5.59M | $5.94M |
| 专业及外包服务费用 | $4.60M | $4.29M | $14.25M | $3.26M | $3.87M |
| 销售及管理费用 | $53.24M | $49.22M | $187.60M | $50.62M | $45.81M |
| -销售及营销费用 | $926,000.00 | $753,000.00 | $3.10M | $809,000.00 | $744,000.00 |
| -管理费用 | $52.32M | $48.47M | $184.50M | $49.82M | $45.07M |
| 折旧、摊销与折耗 | $5.10M | $4.64M | $16.85M | $4.55M | $4.37M |
| -折旧与摊销 | $5.10M | $4.64M | $16.85M | $4.55M | $4.37M |
| 其他非利息支出 | $8.99M | $9.47M | $36.56M | $10.13M | $9.95M |
| 税前利润 | $87.47M | $87.83M | $309.60M | $89.55M | $63.16M |
| 税费 | $15.58M | $16.29M | $56.02M | $16.24M | $10.90M |
| 净利润 | $71.89M | $71.54M | $253.58M | $73.31M | $52.27M |
| 持续经营利润 | $71.89M | $71.54M | $253.58M | $73.31M | $52.27M |
| 归属母公司净利润 | $71.89M | $71.54M | $253.58M | $73.31M | $52.27M |
| 归属普通股股东净利润 | $71.89M | $71.54M | $253.58M | $73.31M | $52.27M |
| 基本每股收益 | $0.50 | $0.50 | $1.77 | $0.51 | $0.37 |
| 摊薄每股收益 | $0.50 | $0.50 | $1.77 | $0.51 | $0.36 |
| 每股股息 | $0.22 | $0.19 | $0.75 | $0.19 | $0.19 |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $83.73M | $101.64M | $299.45M | $74.89M | $86.46M |
| 持续经营经营活动现金流净额 | $83.73M | $101.64M | $299.45M | $74.89M | $86.46M |
| 持续经营净利润 | $71.89M | $71.54M | $253.58M | $73.31M | $52.27M |
| 折旧、折耗与摊销 | $3.54M | $3.57M | $13.65M | $3.32M | $3.87M |
| 营运资金变动 | -$7.96M | $14.26M | -$41.27M | $2.00M | -$5.66M |
| -贷款变动 | -$631,000.00 | $7.01M | -$21.14M | -$3.93M | $6.99M |
| -其他流动资产变动 | -$8.37M | $7.68M | -$21.67M | $18.12M | -$10.01M |
| -其他流动负债变动 | $1.04M | -$430,000.00 | $1.54M | -$12.19M | -$2.64M |
| 投资活动现金流净额 | -$73.52M | -$321.06M | -$1.02B | -$132.21M | -$518.51M |
| 持续经营投资活动现金流净额 | -$73.52M | -$321.06M | -$1.02B | -$132.21M | -$518.51M |
| 固定资产购置及出售净额 | -$8.41M | -$4.14M | -$10.37M | -$4.10M | -$2.69M |
| 投资购置及出售净额 | -$2.98M | -$188.03M | -$738.88M | -$213.31M | -$326.76M |
| 贷款净收益 | -$62.13M | -$128.89M | -$266.98M | $85.20M | -$189.07M |
| 筹资活动现金流 | -$166.95M | -$121.44M | $1.03B | $484.52M | $374.49M |
| 持续经营筹资活动现金流净额 | -$166.95M | -$121.44M | $1.03B | $484.52M | $374.49M |
| 存款增减 | -$125.25M | -$100.29M | $1.25B | $499.28M | $397.83M |
| Net Issuance Payments of Debt | -$14.77M | $5.62M | -$112.38M | $12.03M | $2.42M |
| 已付现金股利 | -$27.25M | -$27.22M | -$106.00M | -$27.26M | -$27.21M |
| 股票期权行使所得 | $317,000.00 | $456,000.00 | $3.38M | $462,000.00 | $1.44M |
| 期末现金余额 | $580.38M | $737.13M | $1.08B | $1.08B | $650.80M |
| 现金净变动 | -$156.75M | -$340.86M | $314.58M | $427.19M | -$57.57M |
| 期初现金余额 | $737.13M | $1.08B | $763.41M | $650.80M | $708.36M |
| 自由现金流 | $75.19M | $97.50M | $286.01M | $68.92M | $83.67M |
| 其他非现金项目 | – | $56,000.00 | – | – | – |
| 持续经营损益 | – | – | -$37,000.00 | $12,000.00 | $122,000.00 |
| 递延税款 | – | – | -$548,000.00 | -$12.23M | -$1,000.00 |
| 普通股发行净额 | – | – | $0.00 | – | – |
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