First Financial 银行 FFBC
$32.57 +$0.07 (+0.22%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $32.57 0.00%
开盘$32.35
昨收$32.50
当日区间$32.18 – $32.70
成交量825.8K
市值$3.43B
市盈率（TTM）11.4
股息率3.10%
基本面
最新报告季度：Q3, ended Sep 2026
营收$273.88M+17.0% YoY
净利润$81.18M+12.9% YoY
摊薄每股收益$0.77+2.7% YoY
自由现金流$21.07M-67.5% YoY
经营现金流$31.37M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率28.4%
净资产收益率10.7%
资产收益率1.4%
负债/资产比率87.1%
现金及投资$742.88M
总负债$1.02B
净现金（净负债）-$273.91M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $273.88M | $260.98M | $262.62M | $899.48M | $238.76M |
| 净利息收入 | $196.26M | $190.38M | $189.61M | $642.05M | $174.00M |
| -利息收入 | $289.30M | $280.92M | $282.42M | $1.00B | $265.33M |
| -利息支出 | $93.04M | $90.54M | $92.81M | $359.86M | $91.34M |
| 非利息收入 | $77.62M | $70.60M | $73.01M | $257.44M | $64.77M |
| -手续费及佣金 | $24.54M | $21.62M | $27.09M | $85.96M | $23.87M |
| -外汇交易收益 | $17.49M | $13.10M | $16.31M | $65.67M | $22.70M |
| -其他非利息收入 | $29.70M | $29.56M | $24.83M | $103.25M | $23.74M |
| -资产出售损益 | $5.90M | $6.32M | $4.79M | $2.56M | -$5.54M |
| 信用损失准备 | -$8.90M | -$8.19M | -$8.54M | -$37.67M | -$10.10M |
| 非利息支出 | $165.74M | $161.54M | $169.41M | $540.55M | $149.53M |
| 物业及设备费用 | $12.43M | $11.85M | $12.25M | $38.96M | $10.26M |
| 专业及外包服务费用 | $3.57M | $7.39M | $3.99M | $14.83M | $6.23M |
| 销售及管理费用 | $115.67M | $108.04M | $120.28M | $390.96M | $104.94M |
| -销售及营销费用 | $3.80M | $3.62M | $2.65M | $10.17M | $3.06M |
| -管理费用 | $111.87M | $104.43M | $117.63M | $380.79M | $101.88M |
| 折旧、摊销与折耗 | $6.23M | $6.23M | $6.26M | $11.00M | $3.93M |
| -折旧与摊销 | $6.23M | $6.23M | $6.26M | $11.00M | $3.93M |
| 其他非利息支出 | $27.84M | $28.04M | $26.63M | $84.79M | $24.18M |
| 其他收入（支出） | $37,000.00 | $3.19M | $8.89M | – | – |
| 特殊收益（费用） | $37,000.00 | $3.19M | $8.89M | – | – |
| -减：重组及并购费用 | -$37,000.00 | -$3.19M | -$8.89M | – | – |
| 税前利润 | $99.28M | $94.44M | $93.57M | $321.27M | $79.13M |
| 税费 | $18.09M | $17.98M | $19.12M | $65.67M | $16.74M |
| 净利润 | $81.18M | $76.46M | $74.45M | $255.61M | $62.39M |
| 持续经营利润 | $81.18M | $76.46M | $74.45M | $255.61M | $62.39M |
| 归属母公司净利润 | $81.18M | $76.46M | $74.45M | $255.61M | $62.39M |
| 归属普通股股东净利润 | $81.18M | $76.46M | $74.45M | $255.61M | $62.39M |
| 基本每股收益 | $0.78 | $0.74 | $0.72 | $2.68 | $0.65 |
| 摊薄每股收益 | $0.77 | $0.73 | $0.71 | $2.66 | $0.64 |
| 每股股息 | $0.26 | $0.25 | $0.25 | $0.98 | $0.25 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $22.31B | $22.44B | $22.78B | $21.13B | $21.13B |
| 现金、现金等价物及联邦基金出售 | $742.88M | $785.56M | $1.20B | $775.89M | $775.89M |
| -现金及现金等价物 | $742.88M | $785.56M | $1.20B | $775.89M | $775.89M |
| 证券投资 | $4.81B | $4.92B | $5.14B | $4.16B | $4.16B |
| -可供出售证券 | $139.54M | $1.02B | $990.30M | $878.83M | $878.83M |
| -持有至到期证券 | $38.32M | $44.85M | $48.42M | $57.83M | $57.83M |
| -短期投资 | $4.64B | $3.86B | $4.10B | $3.22B | $3.22B |
| 贷款净额 | $13.06B | $12.93B | $12.70B | $12.63B | $12.63B |
| -贷款总额 | $13.25B | $13.11B | $12.86B | $12.80B | $12.80B |
| -贷款及租赁损失准备 | $191.65M | $174.67M | $168.47M | $171.33M | $171.33M |
| 应收款 | $678.42M | $644.09M | $634.40M | $623.37M | $623.37M |
| -其他应收款 | $678.42M | $644.09M | $634.40M | $623.37M | $623.37M |
| 固定资产净值 | $466.83M | $471.51M | $448.45M | $418.76M | $418.76M |
| -固定资产原值 | $466.83M | $471.51M | $448.45M | $565.53M | $565.53M |
| 商誉及其他无形资产 | $1.24B | $1.24B | $1.25B | $1.22B | $1.22B |
| -商誉 | $1.10B | $1.10B | $1.10B | $1.10B | $1.10B |
| -其他无形资产 | $135.08M | $140.71M | $145.93M | $118.83M | $118.83M |
| 其他资产 | $1.32B | $1.45B | $1.41B | $1.30B | $1.30B |
| 负债合计 | $19.43B | $19.45B | $19.84B | $18.36B | $18.36B |
| 存款合计 | $17.70B | $17.58B | $17.92B | $16.42B | $16.42B |
| 短期债务及融资租赁负债 | $651.86M | $609.53M | $620.46M | $675.33M | $675.33M |
| -一年内到期债务 | $651.86M | $609.53M | $620.46M | $675.33M | $675.33M |
| 长期债务及融资租赁负债 | $364.93M | $382.55M | $380.18M | $514.05M | $514.05M |
| -长期债务 | $364.93M | $381.45M | $379.05M | $512.90M | $512.90M |
| 其他负债 | $718.10M | $876.88M | $919.84M | $748.94M | $748.94M |
| 股东权益合计 | $2.88B | $2.99B | $2.94B | $2.77B | $2.77B |
| 股东权益 | $2.88B | $2.99B | $2.94B | $2.77B | $2.77B |
| 股本 | $1.79B | $1.79B | $1.79B | $1.65B | $1.65B |
| -普通股 | $1.79B | $1.79B | $1.79B | $1.65B | $1.65B |
| 留存收益 | $1.59B | $1.54B | $1.49B | $1.44B | $1.44B |
| 减：库存股 | $111.63M | $116.72M | $117.19M | $125.75M | $125.75M |
| 不影响留存收益的损益 | -$387.10M | -$223.72M | -$217.43M | -$189.94M | -$189.94M |
| -长期融资租赁负债 | – | $1.10M | $1.12M | $1.15M | $1.15M |
| -累计折旧 | – | – | – | -$146.76M | -$146.76M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $31.37M | $548.95M | $337.86M | $122.15M | $89.81M |
| 持续经营经营活动现金流净额 | $31.37M | $548.95M | $337.86M | $122.15M | $89.81M |
| 持续经营净利润 | $76.46M | $74.45M | $255.61M | $62.39M | $71.92M |
| 持续经营损益 | -$4.12M | -$2.59M | $6.21M | $7.61M | -$4.65M |
| 折旧、折耗与摊销 | $12.26M | $13.39M | $39.82M | $17.74M | $7.40M |
| 递延税款 | $8.31M | $14.08M | $18.91M | -$18.67M | $11.28M |
| 其他非现金项目 | -$6.89M | $404.06M | $6.90M | -$2.31M | $11.74M |
| 营运资金变动 | -$66.38M | $34.47M | -$39.58M | $43.54M | -$20.05M |
| -应收款变动 | -$336,000.00 | -$4.96M | $2.54M | $3.07M | -$83,000.00 |
| -应付账款及应计费用变动 | -$6.80M | $720,000.00 | -$5.47M | $2.64M | -$1.10M |
| -其他流动资产变动 | -$32.69M | -$90.60M | -$43.87M | -$63.25M | -$19.63M |
| -其他流动负债变动 | -$24.74M | $131.05M | $7.22M | $97.01M | $2.17M |
| -Change in Other Working Capital | -$1.82M | -$1.74M | – | – | -$1.40M |
| 投资活动现金流净额 | $375.53M | -$600.56M | -$546.72M | -$583.60M | $47.73M |
| 持续经营投资活动现金流净额 | $375.53M | -$600.56M | -$546.72M | -$583.60M | $47.73M |
| 计息银行存款收付款 | $453.07M | $58.73M | $132.89M | -$32.26M | $5.09M |
| 固定资产购置及出售净额 | -$10.30M | -$13.49M | -$20.76M | -$8.03M | -$4.03M |
| 业务购买及出售净额 | -$103,000.00 | $12.72M | -$187.19M | -$187.19M | $0.00 |
| 投资购置及出售净额 | $199.92M | -$854.79M | -$370.52M | -$234.26M | -$22.25M |
| 贷款净收益 | -$247.01M | $184.44M | -$97.88M | -$123.25M | $66.43M |
| 其他投资变动净额 | -$20.04M | $11.84M | -$3.27M | $1.38M | $2.49M |
| 筹资活动现金流 | -$371.18M | $43.70M | $213.16M | $465.34M | -$173.07M |
| 持续经营筹资活动现金流净额 | -$371.18M | $43.70M | $213.16M | $465.34M | -$173.07M |
| 存款增减 | -$335.49M | $287.52M | $302.18M | $197.87M | $63.46M |
| Net Issuance Payments of Debt | -$8.78M | -$217.70M | $9.96M | $296.21M | -$212.84M |
| 已付现金股利 | -$26.91M | -$25.96M | -$94.65M | -$24.40M | -$23.69M |
| 其他筹资活动净额 | $0.00 | -$165,000.00 | -$4.34M | – | – |
| 期末现金余额 | $206.36M | $170.64M | $178.55M | $178.55M | $174.66M |
| 现金净变动 | $35.72M | -$7.91M | $4.30M | $3.89M | -$35.53M |
| 期初现金余额 | $170.64M | $178.55M | $174.26M | $174.66M | $210.19M |
| 自由现金流 | $21.07M | $535.46M | $317.10M | $114.12M | $85.78M |
| 股票期权行使所得 | – | – | $0.00 | – | – |
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