股票 › FCF
First Commonwealth 金融 FCF
美股市值排名 #2704
$20.91 −$0.03 (-0.14%)
休市 · Nov 7, 9:10 am ET · 最新盘后价 $20.91 0.00%
开盘$20.75
昨收$20.94
当日区间$20.75 – $21.10
成交量471.7K
市值$2.11B
市盈率（TTM）12.4
股息率2.63%
基本面
最新报告季度：Q3, ended Sep 2026
营收$142.14M+4.5% YoY
净利润$44.94M+8.7% YoY
摊薄每股收益$0.45+15.4% YoY
自由现金流$380,000.00-98.5% YoY
经营现金流$3.64M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率31.2%
净资产收益率11.4%
资产收益率1.4%
负债/资产比率87.8%
现金及投资$128.01M
总负债$289.37M
净现金（净负债）-$161.36M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $142.14M | $138.55M | $133.56M | $522.91M | $137.92M |
| 净利息收入 | $116.32M | $111.91M | $108.36M | $423.39M | $112.52M |
| -利息收入 | $162.31M | $158.79M | $156.61M | $629.99M | $163.25M |
| -利息支出 | $45.99M | $46.88M | $48.24M | $206.60M | $50.72M |
| 非利息收入 | $25.82M | $26.64M | $25.20M | $99.52M | $25.40M |
| -已赚保费合计 | $1.99M | $2.14M | $1.80M | $6.88M | $1.73M |
| -手续费及佣金 | $17.51M | $16.80M | $15.99M | $65.49M | $16.09M |
| -其他非利息收入 | $2.31M | $2.48M | $2.18M | $9.60M | $2.31M |
| -资产出售损益 | $4.00M | $4.69M | $4.62M | $14.86M | $4.59M |
| 信用损失准备 | -$14.19M | -$8.93M | -$10.73M | -$36.73M | -$7.01M |
| 非利息支出 | $76.73M | $73.27M | $74.05M | $286.87M | $72.97M |
| 物业及设备费用 | $10.17M | $9.19M | $10.39M | $38.88M | $9.98M |
| 专业及外包服务费用 | $1.65M | $1.65M | $1.11M | $6.89M | $1.53M |
| 销售及管理费用 | $47.90M | $45.32M | $46.13M | $176.55M | $45.49M |
| -销售及营销费用 | $1.75M | $1.44M | $1.67M | $6.45M | $1.69M |
| -管理费用 | $46.15M | $43.88M | $44.46M | $170.10M | $43.80M |
| 折旧、摊销与折耗 | $1.34M | $1.30M | $1.36M | $5.50M | $1.49M |
| -折旧与摊销 | $1.34M | $1.30M | $1.36M | $5.50M | $1.49M |
| 其他非利息支出 | $15.67M | $15.80M | $15.06M | $59.06M | $14.48M |
| 其他收入（支出） | -$541,000.00 | -$76,000.00 | -$1.54M | -$7.96M | -$1.51M |
| 特殊收益（费用） | -$541,000.00 | -$76,000.00 | -$1.54M | -$7.96M | -$1.51M |
| -减：重组及并购费用 | $84,000.00 | $106,000.00 | $117,000.00 | $4.38M | $150,000.00 |
| -减：其他特殊支出 | $457,000.00 | $776,000.00 | $1.42M | $3.58M | $1.36M |
| -债务清偿收益 | $0.00 | -$806,000.00 | – | $0.00 | $0.00 |
| 税前利润 | $50.68M | $56.27M | $47.23M | $191.36M | $56.44M |
| 税费 | $5.73M | $11.68M | $9.69M | $39.06M | $11.56M |
| 净利润 | $44.94M | $44.59M | $37.55M | $152.30M | $44.88M |
| 持续经营利润 | $44.94M | $44.59M | $37.55M | $152.30M | $44.88M |
| 归属母公司净利润 | $44.94M | $44.59M | $37.55M | $152.30M | $44.88M |
| 归属普通股股东净利润 | $44.94M | $44.59M | $37.55M | $152.30M | $44.88M |
| 基本每股收益 | $0.46 | $0.44 | $0.37 | $1.48 | $0.44 |
| 摊薄每股收益 | $0.45 | $0.44 | $0.37 | $1.47 | $0.43 |
| 每股股息 | $0.14 | $0.14 | $0.14 | $0.54 | $0.14 |
| -股息收入 | – | $537,000.00 | $613,000.00 | $2.70M | $680,000.00 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $12.20B | $12.21B | $12.26B | $12.34B | $12.34B |
| 现金、现金等价物及联邦基金出售 | $128.01M | $179.64M | $342.94M | $180.36M | $180.36M |
| -现金及现金等价物 | $128.01M | $179.64M | $342.94M | $180.36M | $180.36M |
| 证券投资 | $1.60B | $1.70B | $1.65B | $1.57B | $1.57B |
| -持有至到期证券 | $555.66M | $573.24M | $575.28M | $517.62M | $517.62M |
| -短期投资 | $1.04B | $1.05B | $995.91M | $962.50M | $962.50M |
| 贷款净额 | $9.44B | $9.38B | $9.34B | $9.65B | $9.65B |
| -贷款总额 | $9.58B | $9.51B | $9.47B | $9.78B | $9.78B |
| -贷款及租赁损失准备 | $133.53M | $127.43M | $129.18M | $125.77M | $125.77M |
| 商誉及其他无形资产 | $398.59M | $398.33M | $399.23M | $400.23M | $400.23M |
| 其他资产 | $631.11M | $194.71M | $186.54M | $188.38M | $188.38M |
| 负债合计 | $10.71B | $10.64B | $10.71B | $10.79B | $10.79B |
| 存款合计 | $10.27B | $10.26B | $10.41B | $10.25B | $10.25B |
| 短期债务及融资租赁负债 | $167.67M | $137.95M | $22.86M | $125.00M | $125.00M |
| -一年内到期债务 | $167.67M | $137.95M | $22.86M | $125.00M | $125.00M |
| 长期债务及融资租赁负债 | $121.70M | $125.08M | $132.07M | $261.74M | $261.74M |
| -长期债务 | $121.70M | $121.68M | $128.51M | $258.02M | $258.02M |
| 其他负债 | $149.61M | $115.57M | $145.06M | $127.98M | $127.98M |
| 股东权益合计 | $1.48B | $1.57B | $1.55B | $1.55B | $1.55B |
| 股东权益 | $1.48B | $1.57B | $1.55B | $1.55B | $1.55B |
| -可供出售证券 | – | $82.75M | $77.44M | $91.80M | $91.80M |
| 固定资产净值 | – | $113.02M | $113.82M | $114.28M | $114.28M |
| -商誉 | – | $378.21M | $378.21M | $378.21M | $378.21M |
| -其他无形资产 | – | $20.11M | $21.02M | $22.02M | $22.02M |
| 银行持有的寿险资产 | – | $234.19M | $234.92M | $233.15M | $233.15M |
| 抵债资产 | – | $2.27M | $221,000.00 | $990,000.00 | $990,000.00 |
| -长期融资租赁负债 | – | $3.40M | $3.56M | $3.72M | $3.72M |
| 股本 | – | $126.60M | $126.60M | $126.60M | $126.60M |
| -普通股 | – | $126.60M | $126.60M | $126.60M | $126.60M |
| -优先股 | – | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | – | $676.85M | $676.35M | $675.75M | $675.75M |
| 留存收益 | – | $1.12B | $1.09B | $1.07B | $1.07B |
| 减：库存股 | – | $285.53M | $273.85M | $251.26M | $251.26M |
| 不影响留存收益的损益 | – | -$70.71M | -$68.00M | -$64.60M | -$64.60M |
| -固定资产原值 | – | – | – | $305.84M | $305.84M |
| -累计折旧 | – | – | – | -$191.56M | -$191.56M |
| 联邦基金购入及回购协议下证券出售 | – | – | – | $22.97M | $22.97M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $3.64M | $86.83M | $187.54M | $51.75M | $49.50M |
| 持续经营经营活动现金流净额 | $3.64M | $86.83M | $187.54M | $51.75M | $49.50M |
| 持续经营净利润 | $44.59M | $37.55M | $152.30M | $44.88M | $41.33M |
| 持续经营损益 | -$5.13M | -$4.37M | -$13.79M | -$4.17M | -$3.28M |
| 折旧、折耗与摊销 | $1.80M | $2.07M | $6.63M | $1.80M | $1.88M |
| 递延税款 | $596,000.00 | $3.73M | $3.04M | $2.28M | $240,000.00 |
| 其他非现金项目 | -$43.50M | $31.92M | $3.53M | $636,000.00 | -$2.35M |
| 营运资金变动 | -$3.53M | $5.21M | -$908,000.00 | -$663,000.00 | $333,000.00 |
| -应收款变动 | $1.53M | $157,000.00 | $129,000.00 | $1.13M | -$787,000.00 |
| -应付账款及应计费用变动 | -$5.06M | $5.06M | -$1.04M | -$1.79M | $1.12M |
| 投资活动现金流净额 | -$100.03M | $210.81M | -$388.23M | -$13.66M | -$73.64M |
| 持续经营投资活动现金流净额 | -$100.03M | $210.81M | -$388.23M | -$13.66M | -$73.64M |
| 固定资产购置及出售净额 | -$3.26M | -$4.36M | -$16.09M | -$2.16M | -$3.53M |
| 投资购置及出售净额 | -$49.61M | -$91.30M | $79.91M | $10.33M | $77.98M |
| 贷款净收益 | -$44.51M | $294.09M | -$462.24M | -$26.61M | -$150.40M |
| 其他投资变动净额 | -$2.65M | $12.37M | $5.53M | $4.79M | $2.31M |
| 筹资活动现金流 | -$66.92M | -$135.05M | $247.64M | -$19.14M | $25.38M |
| 持续经营筹资活动现金流净额 | -$66.92M | -$135.05M | $247.64M | -$19.14M | $25.38M |
| 存款增减 | -$149.82M | $158.94M | $295.04M | $19.65M | $126.78M |
| Net Issuance Payments of Debt | $108.93M | -$255.33M | $43.64M | -$1.95M | -$76.67M |
| 普通股发行净额 | -$11.81M | -$24.81M | -$35.55M | -$22.84M | -$10.63M |
| 已付现金股利 | -$14.22M | -$13.85M | -$55.49M | -$14.00M | -$14.10M |
| 期末现金余额 | $179.64M | $342.94M | $180.36M | $180.36M | $161.41M |
| 现金净变动 | -$163.31M | $162.58M | $46.95M | $18.95M | $1.25M |
| 期初现金余额 | $342.94M | $180.36M | $133.41M | $161.41M | $160.17M |
| 自由现金流 | $380,000.00 | $82.46M | $171.45M | $49.59M | $45.97M |
| 业务购买及出售净额 | – | – | $4.67M | $0.00 | $0.00 |
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