股票 › FCBC
第一社区银行 FCBC
美股市值排名 #3322
$45.48 +$0.08 (+0.18%)
休市 · Nov 6, 8:20 pm ET · 最新盘后价 $45.48 0.00%
开盘$45.50
昨收$45.40
当日区间$45.00 – $45.95
成交量91.0K
市值$860.30M
市盈率（TTM）13.7
股息率2.77%
基本面
最新报告季度：Q3, ended Sep 2026
营收$45.48M+15.3% YoY
净利润$15.42M+25.7% YoY
摊薄每股收益$0.81+20.9% YoY
自由现金流$17.85M+78.9% YoY
经营现金流$18.78M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率34.1%
净资产收益率11.8%
资产收益率1.8%
负债/资产比率85.0%
现金及投资$502.35M
净现金（净负债）$502.35M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $45.48M | $43.97M | $41.96M | $157.17M | $41.14M |
| 净利息收入 | $35.87M | $34.88M | $33.29M | $124.61M | $32.36M |
| -利息收入 | $40.21M | $39.61M | $37.78M | $142.54M | $36.28M |
| -利息支出 | $4.34M | $4.73M | $4.49M | $17.92M | $3.92M |
| 非利息收入 | $9.61M | $9.10M | $8.67M | $32.55M | $8.78M |
| -手续费及佣金 | $7.42M | $7.45M | $6.64M | $26.39M | $6.87M |
| -其他非利息收入 | $2.19M | $1.44M | $2.03M | $4.88M | $635,000.00 |
| -资产出售损益 | $0.00 | $210,000.00 | -$2,000.00 | $0.00 | – |
| 信用损失准备 | -$680,000.00 | -$483,000.00 | -$378,000.00 | -$72,000.00 | -$36,000.00 |
| 非利息支出 | $24.91M | $24.71M | $23.64M | $91.06M | $22.85M |
| 物业及设备费用 | $3.08M | $3.11M | $3.24M | $11.83M | $2.79M |
| 专业及外包服务费用 | $305,000.00 | $324,000.00 | $238,000.00 | $1.27M | $240,000.00 |
| 销售及管理费用 | $16.84M | $16.46M | $15.66M | $61.95M | $15.68M |
| -销售及营销费用 | $1.12M | $922,000.00 | $873,000.00 | $4.07M | $923,000.00 |
| -管理费用 | $15.72M | $15.54M | $14.78M | $57.88M | $14.76M |
| 折旧、摊销与折耗 | $834,000.00 | $841,000.00 | $846,000.00 | $1.92M | $433,000.00 |
| -折旧与摊销 | $834,000.00 | $841,000.00 | $846,000.00 | $1.92M | $433,000.00 |
| 其他非利息支出 | $3.85M | $3.98M | $3.66M | $14.10M | $3.71M |
| 特殊收益（费用） | $0.00 | $0.00 | -$2.31M | -$2.91M | -$2.13M |
| -减：重组及并购费用 | $0.00 | $0.00 | $2.31M | $2.91M | $2.13M |
| 税前利润 | $19.89M | $29.17M | $15.64M | $63.13M | $16.13M |
| 税费 | $4.47M | $6.66M | $3.61M | $14.33M | $3.67M |
| 净利润 | $15.42M | $22.51M | $12.03M | $48.79M | $12.47M |
| 持续经营利润 | $15.42M | $22.51M | $12.03M | $48.79M | $12.47M |
| 归属母公司净利润 | $15.42M | $22.51M | $12.03M | $48.79M | $12.47M |
| 归属普通股股东净利润 | $15.42M | $22.51M | $12.03M | $48.79M | $12.47M |
| 基本每股收益 | $0.82 | $1.19 | $0.64 | $2.66 | $0.68 |
| 摊薄每股收益 | $0.81 | $1.19 | $0.63 | $2.65 | $0.68 |
| 每股股息 | $0.33 | $0.31 | $0.31 | $1.24 | $0.31 |
| 其他收入（支出） | – | $10.38M | -$2.31M | -$2.91M | -$2.13M |
| 联营企业及其他参股权益收益 | – | $10.38M | – | – | – |
| -已赚保费合计 | – | – | – | $1.28M | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $3.63B | $3.61B | $3.64B | $3.26B | $3.26B |
| 现金、现金等价物及联邦基金出售 | $502.35M | $591.91M | $600.30M | $512.24M | $512.24M |
| -现金及现金等价物 | $502.35M | $129.32M | $130.71M | $128.10M | $128.10M |
| 证券投资 | $335.32M | $239.05M | $267.52M | $132.69M | $132.69M |
| -短期投资 | $335.32M | $233.19M | $256.24M | $107.45M | $107.45M |
| 贷款净额 | $2.44B | $2.43B | $2.42B | $2.28B | $2.28B |
| -贷款总额 | $2.48B | $2.46B | $2.46B | $2.31B | $2.31B |
| -贷款及租赁损失准备 | $32.64M | $32.65M | $33.54M | $30.76M | $30.76M |
| 应收款 | $9.74M | $9.34M | $9.86M | $8.72M | $8.72M |
| -应收账款 | $9.74M | $9.34M | $9.86M | $8.72M | $8.72M |
| 固定资产净值 | $50.13M | $50.16M | $50.20M | $47.56M | $47.56M |
| 商誉及其他无形资产 | $162.84M | $163.67M | $164.51M | $155.04M | $155.04M |
| -商誉 | $145.67M | $145.67M | $145.67M | $143.95M | $143.95M |
| -其他无形资产 | $17.17M | $18.00M | $18.84M | $11.10M | $11.10M |
| 抵债资产 | $66,000.00 | $52,000.00 | – | $0.00 | $0.00 |
| 其他资产 | $128.46M | $126.44M | $130.07M | $119.40M | $119.40M |
| 负债合计 | $3.09B | $3.07B | $3.12B | $2.76B | $2.76B |
| 存款合计 | $3.03B | $3.02B | $3.06B | $2.69B | $2.69B |
| 联邦基金购入及回购协议下证券出售 | $2.44M | $2.92M | $3.18M | $1.21M | $1.21M |
| 其他负债 | $57.09M | $49.11M | $55.99M | $72.55M | $72.55M |
| 股东权益合计 | $545.27M | $539.10M | $521.39M | $500.55M | $500.55M |
| 股东权益 | $545.27M | $539.10M | $521.39M | $500.55M | $500.55M |
| 股本 | $18.92M | $18.90M | $18.86M | $18.34M | $18.34M |
| -普通股 | $18.92M | $18.90M | $18.86M | $18.34M | $18.34M |
| 资本公积 | $186.83M | $186.29M | $184.68M | $170.36M | $170.36M |
| 留存收益 | $351.29M | $342.10M | $325.44M | $319.37M | $319.37M |
| 不影响留存收益的损益 | -$11.76M | -$8.20M | -$7.59M | -$7.51M | -$7.51M |
| -货币市场投资 | – | $462.59M | $469.59M | $384.14M | $384.14M |
| -可供出售证券 | – | $5.86M | $11.28M | $25.24M | $25.24M |
| -优先股 | – | $0.00 | $0.00 | $0.00 | $0.00 |
| -固定资产原值 | – | – | – | $115.85M | $115.85M |
| -累计折旧 | – | – | – | -$68.29M | -$68.29M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $18.78M | -$11.36M | $62.75M | $20.37M | $18.95M |
| 持续经营经营活动现金流净额 | $18.78M | -$11.36M | $62.75M | $20.37M | $18.95M |
| 持续经营净利润 | $22.51M | $12.03M | $48.79M | $12.47M | $12.27M |
| 持续经营损益 | -$11.03M | $2,000.00 | $3,000.00 | $7,000.00 | -$8,000.00 |
| 折旧、折耗与摊销 | $1.72M | $1.74M | $5.66M | $1.29M | $1.32M |
| 其他非现金项目 | -$371,000.00 | -$490,000.00 | -$1.89M | -$474,000.00 | -$525,000.00 |
| 营运资金变动 | $10.68M | -$13.67M | $8.89M | $6.59M | $5.98M |
| -应收款变动 | $512,000.00 | -$1.14M | – | – | -$334,000.00 |
| -Change in Other Working Capital | $5.83M | -$12.54M | -$9.43M | -$11.64M | $6.31M |
| 投资活动现金流净额 | $44.77M | $103.68M | $139.85M | $15.32M | $23.61M |
| 持续经营投资活动现金流净额 | $44.77M | $103.68M | $139.85M | $15.32M | $23.61M |
| 固定资产购置及出售净额 | -$501,000.00 | -$1.11M | -$2.74M | -$950,000.00 | -$428,000.00 |
| 业务购买及出售净额 | $0.00 | $28.55M | $0.00 | – | – |
| 投资购置及出售净额 | $48.42M | $46.87M | $42.94M | -$183,000.00 | $2.78M |
| 贷款净收益 | -$4.70M | $29.53M | $99.11M | $16.38M | $20.99M |
| 其他投资变动净额 | $1.55M | -$157,000.00 | $548,000.00 | $75,000.00 | $280,000.00 |
| 筹资活动现金流 | -$71.94M | -$4.26M | -$67.81M | $48.85M | -$9.91M |
| 持续经营筹资活动现金流净额 | -$71.94M | -$4.26M | -$67.81M | $48.85M | -$9.91M |
| 联邦基金及回购证券变动 | -$257,000.00 | $653,000.00 | $308,000.00 | -$215,000.00 | $413,000.00 |
| 存款增减 | -$47.80M | $21.33M | -$5.92M | $54.74M | -$4.77M |
| 普通股发行净额 | $0.00 | -$20.33M | -$1.85M | $0.00 | $0.00 |
| 已付现金股利 | -$24.16M | -$5.96M | -$60.60M | -$5.68M | -$5.68M |
| 股票期权行使所得 | $280,000.00 | $37,000.00 | $248,000.00 | $6,000.00 | $122,000.00 |
| 期末现金余额 | $591.91M | $600.30M | $512.24M | $512.24M | $427.71M |
| 现金净变动 | -$8.39M | $88.06M | $134.79M | $84.54M | $32.65M |
| 期初现金余额 | $600.30M | $512.24M | $377.45M | $427.71M | $395.06M |
| 自由现金流 | $17.85M | -$12.51M | $60.00M | $19.42M | $18.51M |
| -应付账款及应计费用变动 | – | – | $18.32M | – | – |
暂无评论——快来第一个聊聊 FCBC。