CNO Financial Group 公司 CNO
$55.45 −$0.98 (-1.74%)
休市 · Nov 6, 9:50 pm ET · 最新盘后价 $55.45 0.00%
开盘$55.62
昨收$56.43
当日区间$55.32 – $56.07
成交量584.7K
市值$5.07B
市盈率（TTM）12.7
股息率1.26%
基本面
最新报告季度：Q3, ended Sep 2026
营收$1.09B-8.6% YoY
净利润$161.10M+597.4% YoY
摊薄每股收益$1.71+612.2% YoY
自由现金流$156.60M+7.6% YoY
经营现金流$156.60M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率6.0%
净资产收益率10.9%
资产收益率0.7%
负债/资产比率94.1%
总负债$4.81B
自由现金流/营收15.0%
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 报告营业总收入 | $1.09B | $1.29B | $1.03B | $4.49B | $1.14B |
| 营业总收入 | $1.09B | $1.29B | $1.03B | $4.49B | $1.14B |
| 已赚保费合计 | $688.20M | $680.70M | $673.40M | $2.40B | $439.70M |
| 手续费收入及其他收入 | $14.90M | $22.20M | $48.80M | $418.60M | $301.40M |
| -手续费及佣金 | $14.90M | $22.20M | $48.80M | $418.60M | $301.40M |
| 净投资收益 | $447.60M | $590.90M | $315.20M | $1.73B | $423.60M |
| 投资已实现损益净额 | -$64.70M | -$8.60M | -$7.80M | -$59.60M | -$21.60M |
| 总费用 | $859.60M | $1.13B | $981.20M | $4.19B | $1.03B |
| 理赔费用 | $483.80M | $718.90M | $580.80M | $2.47B | $598.40M |
| 保单获取费用 | $76.80M | $74.90M | $74.20M | $278.00M | $72.10M |
| 非经营性利息净收入（支出） | -$58.10M | -$55.30M | -$50.90M | -$230.90M | -$53.20M |
| -非经营性利息支出 | $58.10M | $55.30M | $50.90M | $230.90M | $53.20M |
| 特殊收益（费用） | $0.00 | $0.00 | $0.00 | -$100.40M | -$5.20M |
| -减：资本性资产减值 | $0.00 | – | – | $101.90M | $5.20M |
| 其他营业费用 | $240.90M | $276.40M | $275.30M | $680.00M | -$136.80M |
| 税前利润 | $226.40M | $159.70M | $48.40M | $293.40M | $111.40M |
| 税费 | $65.30M | $33.80M | $10.70M | $64.10M | $18.50M |
| 净利润 | $161.10M | $125.90M | $37.70M | $229.30M | $92.90M |
| 持续经营利润 | $161.10M | $125.90M | $37.70M | $229.30M | $92.90M |
| 归属母公司净利润 | $161.10M | $125.90M | $37.70M | $229.30M | $92.90M |
| 归属普通股股东净利润 | $161.10M | $125.90M | $37.70M | $229.30M | $92.90M |
| 基本每股收益 | $1.71 | $1.35 | $0.40 | $2.35 | $0.98 |
| 摊薄每股收益 | $1.71 | $1.33 | $0.39 | $2.30 | $0.95 |
| 每股股息 | $0.18 | $0.18 | $0.17 | $0.67 | $0.17 |
| -净承保保费 | – | – | – | $4.89B | – |
| -未到期保费净准备增减 | – | – | – | -$2.49B | – |
| 手续费及佣金支出 | – | – | – | $134.60M | – |
| 销售及管理费用 | – | – | – | $305.00M | – |
| -管理费用 | – | – | – | $305.00M | – |
| -减：其他特殊支出 | – | – | – | -$1.50M | $0.00 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $39.31B | $39.86B | $38.96B | $38.79B | $38.79B |
| 现金及现金等价物 | $1.41B | $1.29B | $1.13B | $956.10M | $956.10M |
| 受限现金及现金等价物 | $12.00M | $16.30M | $24.80M | $27.40M | $27.40M |
| 投资合计 | $30.04B | $30.74B | $29.97B | $30.00B | $30.00B |
| -短期投资 | $23.68B | $7.97B | $7.98B | $7.62B | $7.62B |
| -交易性资产 | $234.00M | $258.60M | $280.20M | $294.80M | $294.80M |
| -贷款净额 | $3.58B | $3.50B | $3.49B | $3.40B | $3.40B |
| -股权投资 | $328.00M | $16.87B | $16.24B | $16.65B | $16.65B |
| -长期股权投资 | $307.80M | $292.30M | $287.40M | $293.00M | $293.00M |
| -其他投资资产 | $1.91B | $1.86B | $1.70B | $1.74B | $1.74B |
| 应收款 | $4.24B | $4.28B | $4.36B | $4.39B | $4.39B |
| -应收账款 | $3.48B | $3.57B | $3.61B | $3.68B | $3.68B |
| -应收税款 | $759.80M | $709.70M | $748.90M | $713.30M | $713.30M |
| 应计投资收益 | $302.30M | $302.50M | $284.20M | $286.00M | $286.00M |
| 递延保单获取成本 | $2.70B | $2.64B | $2.58B | $2.54B | $2.54B |
| 独立账户资产 | $2.90M | $3.00M | $2.70M | $2.80M | $2.80M |
| 其他资产 | $596.30M | $585.00M | $615.20M | $588.10M | $588.10M |
| 负债合计 | $36.98B | $37.27B | $36.47B | $36.15B | $36.15B |
| 保单持有人负债 | $31.12B | $31.76B | $31.06B | $31.15B | $31.15B |
| 长期债务及融资租赁负债 | $4.81B | $4.55B | $4.30B | $4.05B | $4.05B |
| -长期债务 | $4.81B | $4.55B | $4.30B | $4.05B | $4.05B |
| 独立账户负债 | $2.90M | $3.00M | $2.70M | $2.80M | $2.80M |
| 其他负债 | $1.05B | $957.10M | $1.10B | $952.80M | $952.80M |
| 股东权益合计 | $2.32B | $2.59B | $2.50B | $2.64B | $2.64B |
| 股东权益 | $2.32B | $2.59B | $2.50B | $2.64B | $2.64B |
| 股本 | $900,000.00 | $900,000.00 | $900,000.00 | $900,000.00 | $900,000.00 |
| -普通股 | $900,000.00 | $900,000.00 | $900,000.00 | $900,000.00 | $900,000.00 |
| 资本公积 | $1.18B | $1.23B | $1.28B | $1.34B | $1.34B |
| 留存收益 | $2.69B | $2.55B | $2.44B | $2.42B | $2.42B |
| 不影响留存收益的损益 | -$1.55B | -$1.18B | -$1.22B | -$1.12B | -$1.12B |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $156.60M | $148.80M | $675.70M | $195.70M | $197.80M |
| 持续经营经营活动现金流净额 | $156.60M | $148.80M | $675.70M | $195.70M | $197.80M |
| 持续经营净利润 | $125.90M | $37.70M | $229.30M | $92.90M | $23.10M |
| 持续经营损益 | $12.10M | $17.40M | $54.70M | $14.10M | $4.80M |
| 递延税款 | $28.80M | -$5.20M | $26.30M | -$9.80M | $3.80M |
| 其他非现金项目 | -$196.70M | $17.40M | -$173.80M | -$36.10M | -$71.60M |
| 营运资金变动 | $237.50M | $106.90M | $618.10M | $156.70M | $195.70M |
| -赔款及理赔费用准备变动 | $237.50M | $106.90M | $618.10M | $156.70M | $195.70M |
| 投资活动现金流净额 | -$603.70M | -$184.10M | -$1.67B | -$900.80M | -$106.10M |
| 持续经营投资活动现金流净额 | -$603.70M | -$184.10M | -$1.67B | -$900.80M | -$106.10M |
| 投资购置及出售净额 | -$598.30M | -$179.50M | -$1.66B | -$896.70M | -$116.20M |
| 其他投资变动净额 | -$5.40M | -$4.60M | -$3.20M | -$4.10M | $10.10M |
| 筹资活动现金流 | $598.80M | $206.10M | -$22.60M | $447.00M | $333.90M |
| 持续经营筹资活动现金流净额 | $598.80M | $206.10M | -$22.60M | $447.00M | $333.90M |
| Net Issuance Payments of Debt | $250.00M | $250.00M | -$485.00M | -$15.50M | -$78.70M |
| 普通股发行净额 | -$59.90M | -$67.70M | -$319.80M | -$58.20M | -$58.10M |
| 已付现金股利 | -$16.70M | -$17.10M | -$66.20M | -$16.20M | -$16.40M |
| 其他筹资费用净额 | $425.40M | $40.90M | $848.40M | $536.90M | $487.10M |
| 期末现金余额 | $1.31B | $1.15B | $983.50M | $983.50M | $1.24B |
| 现金净变动 | $151.70M | $170.80M | -$1.01B | -$258.10M | $425.60M |
| 期初现金余额 | $1.15B | $983.50M | $2.00B | $1.24B | $816.00M |
| 自由现金流 | $156.60M | $148.80M | $675.70M | $195.70M | $197.80M |
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