卡特银行 CARE
$28.69 +$0.21 (+0.74%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $28.69 0.00%
开盘$28.31
昨收$28.48
当日区间$28.31 – $28.88
成交量157.6K
市值$630.32M
市盈率（TTM）4.9
股息率0.70%
基本面
最新报告季度：Q3, ended Sep 2026
营收$44.91M+17.8% YoY
净利润$7.76M+43.2% YoY
摊薄每股收益$0.35+45.8% YoY
自由现金流-$262.89M-3,522.2% YoY
经营现金流-$260.55M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率59.3%
净资产收益率27.9%
资产收益率2.7%
负债/资产比率88.9%
现金及投资$101.73M
总负债$20.00M
净现金（净负债）$81.73M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $44.91M | $31.66M | $105.91M | $149.03M | $38.58M |
| 净利息收入 | $41.23M | $39.82M | $35.69M | $130.20M | $34.38M |
| -利息收入 | $62.09M | $61.36M | $58.94M | $231.61M | $59.08M |
| -利息支出 | $20.85M | $21.54M | $23.25M | $101.40M | $24.69M |
| 非利息收入 | $3.68M | -$8.16M | $70.22M | $18.83M | $4.20M |
| -已赚保费合计 | $440,000.00 | $457,000.00 | $436,000.00 | $1.51M | $456,000.00 |
| -手续费及佣金 | $3.20M | $3.65M | $4.23M | $13.78M | $3.18M |
| -其他非利息收入 | $43,000.00 | $137,000.00 | $228,000.00 | $2.87M | $297,000.00 |
| -资产出售损益 | $0.00 | -$12.53M | $65.08M | $46,000.00 | $46,000.00 |
| 信用损失准备 | -$10.33M | -$1.46M | $34.14M | $3.83M | $2.26M |
| 非利息支出 | $28.20M | $28.91M | $30.01M | $112.86M | $29.75M |
| 物业及设备费用 | $4.59M | $4.58M | $4.86M | $17.62M | $4.34M |
| 专业及外包服务费用 | $1.91M | $2.05M | $1.55M | $6.88M | $1.87M |
| 销售及管理费用 | $17.59M | $14.63M | $17.35M | $66.76M | $18.39M |
| -销售及营销费用 | $821,000.00 | $820,000.00 | $926,000.00 | $3.17M | $883,000.00 |
| -管理费用 | $16.77M | $13.81M | $16.43M | $63.59M | $17.51M |
| 其他非利息支出 | $4.12M | $7.65M | $6.25M | $21.61M | $5.15M |
| 特殊收益（费用） | $0.00 | $35.95M | – | – | – |
| -Gain on Sale of Business | $0.00 | $35.95M | – | – | – |
| 税前利润 | $6.38M | $37.24M | $110.03M | $40.00M | $11.08M |
| 税费 | -$1.38M | $8.33M | $24.27M | $8.64M | $2.60M |
| 净利润 | $7.76M | $28.91M | $85.76M | $31.36M | $8.48M |
| 持续经营利润 | $7.76M | $28.91M | $85.76M | $31.36M | $8.48M |
| 归属母公司净利润 | $7.76M | $28.91M | $85.76M | $31.36M | $8.48M |
| 归属普通股股东净利润 | $7.76M | $28.51M | $84.69M | $31.36M | $8.74M |
| 基本每股收益 | $0.35 | $1.31 | $3.88 | $1.38 | $0.38 |
| 摊薄每股收益 | $0.35 | $1.31 | $3.88 | $1.38 | $0.38 |
| 每股股息 | $0.10 | $0.10 | $0.00 | $0.00 | $0.00 |
| -股息收入 | – | $128,000.00 | $245,000.00 | $616,000.00 | $220,000.00 |
| 其他收入（支出） | – | $35.95M | – | – | – |
| 其他优先股股息 | – | $402,000.00 | $1.07M | – | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $4.73B | $4.80B | $4.80B | $4.85B | $4.85B |
| 现金、现金等价物及联邦基金出售 | $111.15M | $285.01M | $236.79M | $121.99M | $121.99M |
| -现金及现金等价物 | $101.73M | $276.54M | $228.32M | $105.16M | $105.16M |
| -受限现金及投资 | $9.43M | $8.48M | $8.48M | $16.83M | $16.83M |
| 证券投资 | $699.05M | $652.98M | $672.37M | $701.90M | $701.90M |
| -可供出售证券 | $21.48M | $251.22M | $316.73M | $318.40M | $318.40M |
| -短期投资 | $677.57M | $401.75M | $355.65M | $383.51M | $383.51M |
| 贷款净额 | $3.72B | $3.68B | $3.68B | $3.81B | $3.81B |
| -贷款总额 | $3.77B | $3.74B | $3.73B | $3.88B | $3.88B |
| -贷款及租赁损失准备 | $53.55M | $55.17M | $52.50M | $71.49M | $71.49M |
| 固定资产净值 | $69.04M | $69.82M | $70.97M | $72.50M | $72.50M |
| 商誉及其他无形资产 | $1.95M | $2.01M | $2.07M | $2.13M | $2.13M |
| -商誉 | $1.19M | $1.19M | $1.19M | $1.19M | $1.19M |
| -其他无形资产 | $760,000.00 | $812,000.00 | $874,000.00 | $940,000.00 | $940,000.00 |
| 银行持有的寿险资产 | $40.61M | $45.70M | $45.25M | $44.81M | $44.81M |
| 抵债资产 | $1.23M | $3.36M | $3.44M | $142,000.00 | $142,000.00 |
| 其他资产 | $90.81M | $63.12M | $92.08M | $100.04M | $100.04M |
| 负债合计 | $4.20B | $4.26B | $4.29B | $4.43B | $4.43B |
| 存款合计 | $4.12B | $4.20B | $4.24B | $4.21B | $4.21B |
| 长期债务及融资租赁负债 | $20.00M | – | – | $178.50M | $178.50M |
| -长期债务 | $20.00M | – | – | $178.50M | $178.50M |
| 非流动负债 | $2.08M | $2.22M | $2.77M | $2.99M | $2.99M |
| 其他负债 | $64.63M | $62.96M | $56.34M | $39.84M | $39.84M |
| 股东权益合计 | $526.92M | $539.15M | $504.90M | $419.70M | $419.70M |
| 股东权益 | $526.92M | $539.15M | $504.90M | $419.70M | $419.70M |
| 股本 | $22.09M | $22.16M | $22.16M | $22.08M | $22.08M |
| -普通股 | $22.09M | $22.16M | $22.16M | $22.08M | $22.08M |
| 资本公积 | $71.02M | $72.51M | $74.99M | $74.81M | $74.81M |
| 留存收益 | $482.96M | $477.42M | $450.73M | $364.97M | $364.97M |
| 不影响留存收益的损益 | -$49.15M | -$32.94M | -$42.97M | -$42.16M | -$42.16M |
| -固定资产原值 | – | – | – | $120.79M | $120.79M |
| -累计折旧 | – | – | – | -$48.29M | -$48.29M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | -$260.55M | $303.92M | $39.86M | $12.07M | $11.82M |
| 持续经营经营活动现金流净额 | -$260.55M | $303.92M | $39.86M | $12.07M | $11.82M |
| 持续经营净利润 | $28.91M | $85.76M | $31.36M | $8.48M | $5.42M |
| 持续经营损益 | $12.50M | -$65.11M | $44,000.00 | -$84,000.00 | -$28,000.00 |
| 折旧、折耗与摊销 | $2.15M | $2.13M | $7.86M | $2.04M | $1.97M |
| 递延税款 | -$928,000.00 | $6.29M | $2.82M | $1.36M | -$490,000.00 |
| 其他非现金项目 | -$325.52M | $289.51M | -$1.40M | $310,000.00 | -$193,000.00 |
| 营运资金变动 | $7.23M | $18.28M | -$1.98M | $1.04M | $657,000.00 |
| -其他流动资产变动 | $2.66M | $2.51M | $1.86M | -$702,000.00 | $1.83M |
| -其他流动负债变动 | $5.03M | $16.20M | -$2.33M | $2.20M | -$813,000.00 |
| -Change in Other Working Capital | -$457,000.00 | -$436,000.00 | -$1.51M | -$456,000.00 | -$357,000.00 |
| 投资活动现金流净额 | $351.55M | -$26.62M | -$155.91M | -$11.44M | -$49.98M |
| 持续经营投资活动现金流净额 | $351.55M | -$26.62M | -$155.91M | -$11.44M | -$49.98M |
| 固定资产购置及出售净额 | -$2.35M | -$1.54M | -$8.06M | -$3.08M | -$1.54M |
| 投资购置及出售净额 | $7.07M | $27.96M | $52.25M | $40.63M | $34.49M |
| 贷款净收益 | $284.01M | -$61.39M | -$255.30M | -$44.00M | -$88.16M |
| 其他投资变动净额 | $62.82M | $8.35M | $7,000.00 | -$5.23M | $4.33M |
| 筹资活动现金流 | -$42.79M | -$154.14M | $90.04M | -$2.42M | $45.20M |
| 持续经营筹资活动现金流净额 | -$42.79M | -$154.14M | $90.04M | -$2.42M | $45.20M |
| 存款增减 | -$37.69M | $24.36M | $1.54M | $542,000.00 | -$11.89M |
| Net Issuance Payments of Debt | $0.00 | -$178.50M | $108.50M | $3.00M | $62.00M |
| 期末现金余额 | $276.54M | $228.32M | $105.16M | $105.16M | $106.95M |
| 现金净变动 | $48.22M | $123.16M | -$26.01M | -$1.79M | $7.04M |
| 期初现金余额 | $228.32M | $105.16M | $131.17M | $106.95M | $99.91M |
| 自由现金流 | -$262.89M | $302.38M | $31.81M | $9.00M | $10.28M |
| 业务购买及出售净额 | – | – | $53.57M | $0.00 | $0.00 |
| 联邦基金及回购证券变动 | – | – | $0.00 | – | – |
| 普通股发行净额 | – | – | -$20.00M | -$5.96M | -$4.90M |
暂无评论——快来第一个聊聊 CARE。
登录后参与讨论。