第一比西银行 BUSE
$28.63 −$0.04 (-0.14%)
休市 · Nov 6, 9:50 pm ET · 最新盘后价 $28.63 0.00%
开盘$28.44
昨收$28.67
当日区间$28.44 – $28.84
成交量672.7K
市值$2.30B
市盈率（TTM）11.7
股息率3.60%
基本面
最新报告季度：Q3, ended Sep 2026
营收$193.55M-1.4% YoY
净利润$55.85M-2.2% YoY
摊薄每股收益$0.61+5.2% YoY
自由现金流$39.21M-15.0% YoY
经营现金流$41.49M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率27.5%
净资产收益率9.2%
资产收益率1.2%
负债/资产比率87.8%
现金及投资$907.50M
总负债$302.21M
净现金（净负债）$605.29M
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $193.55M | $196.71M | $196.23M | $719.58M | $200.25M |
| 净利息收入 | $153.15M | $151.28M | $153.09M | $566.65M | $156.78M |
| -利息收入 | $232.57M | $223.30M | $224.61M | $890.90M | $234.31M |
| -利息支出 | $79.43M | $72.02M | $71.52M | $324.25M | $77.54M |
| 非利息收入 | $40.40M | $45.44M | $43.15M | $152.93M | $43.47M |
| -已赚保费合计 | $1.66M | $1.64M | $1.62M | $6.60M | $1.78M |
| -手续费及佣金 | $35.87M | $35.96M | $35.86M | $133.64M | $34.79M |
| -其他非利息收入 | $2.10M | $2.40M | $5.73M | $20.46M | $6.79M |
| -资产出售损益 | $769,000.00 | $4.32M | -$940,000.00 | -$10.73M | -$667,000.00 |
| 信用损失准备 | -$9.64M | -$2.19M | -$3.06M | -$52.74M | -$2.44M |
| 非利息支出 | $111.40M | $112.64M | $129.52M | $480.20M | $120.32M |
| 物业及设备费用 | $10.51M | $10.19M | $9.83M | $37.99M | $10.08M |
| 专业及外包服务费用 | $2.51M | $3.04M | $3.24M | $18.81M | $3.49M |
| 销售及管理费用 | $67.73M | $70.03M | $87.68M | $299.46M | $71.65M |
| -管理费用 | $67.73M | $70.03M | $87.68M | $299.46M | $71.65M |
| 折旧、摊销与折耗 | $4.15M | $4.23M | $4.29M | $16.61M | $4.43M |
| -折旧与摊销 | $4.15M | $4.23M | $4.29M | $16.61M | $4.43M |
| 其他非利息支出 | $26.51M | $25.15M | $24.48M | $107.33M | $30.67M |
| 税前利润 | $72.51M | $81.89M | $63.66M | $186.64M | $77.49M |
| 税费 | $16.66M | $18.71M | $13.68M | $51.38M | $16.74M |
| 净利润 | $55.85M | $63.18M | $49.98M | $135.26M | $60.75M |
| 持续经营利润 | $55.85M | $63.18M | $49.98M | $135.26M | $60.75M |
| 归属母公司净利润 | $55.85M | $63.18M | $49.98M | $135.26M | $60.75M |
| 优先股股息 | $4.59M | $4.59M | $4.59M | – | – |
| 归属普通股股东净利润 | $51.26M | $58.59M | $45.39M | $135.26M | $60.75M |
| 基本每股收益 | $0.62 | $0.69 | $0.52 | $1.49 | $0.63 |
| 摊薄每股收益 | $0.61 | $0.69 | $0.52 | $1.47 | $0.63 |
| 每股股息 | $0.26 | $0.26 | $0.26 | $1.00 | $0.25 |
| -股息收入 | – | $1.13M | $880,000.00 | $2.96M | $783,000.00 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $18.56B | $18.19B | $18.04B | $18.10B | $18.10B |
| 现金、现金等价物及联邦基金出售 | $984.57M | $762.99M | $383.91M | $371.06M | $371.06M |
| -现金及现金等价物 | $907.50M | $679.82M | $302.19M | $294.05M | $294.05M |
| -受限现金及投资 | $77.07M | $83.17M | $81.72M | $77.01M | $77.01M |
| 证券投资 | $3.37B | $2.99B | $2.95B | $2.92B | $2.92B |
| -可供出售证券 | $15.56M | $16.40M | $13.95M | $14.92M | $14.92M |
| -持有至到期证券 | $685.13M | $700.03M | $715.59M | $726.39M | $726.39M |
| -短期投资 | $2.67B | $2.27B | $2.23B | $2.18B | $2.18B |
| 贷款净额 | $12.73B | $13.04B | $13.30B | $13.40B | $13.40B |
| -贷款总额 | $12.89B | $13.20B | $13.47B | $13.57B | $13.57B |
| -贷款及租赁损失准备 | $164.28M | $164.20M | $169.05M | $174.02M | $174.02M |
| 固定资产净值 | $190.26M | $191.95M | $225.43M | $223.65M | $223.65M |
| -固定资产原值 | $190.26M | – | $225.43M | $339.38M | $339.38M |
| 商誉及其他无形资产 | $467.14M | $471.29M | $475.52M | $480.73M | $480.73M |
| 其他资产 | $819.72M | $476.77M | $438.89M | $445.52M | $445.52M |
| 负债合计 | $16.30B | $15.81B | $15.62B | $15.64B | $15.64B |
| 存款合计 | $15.54B | $15.13B | $14.74B | $14.91B | $14.91B |
| 联邦基金购入及回购协议下证券出售 | $154.69M | $144.06M | $156.36M | $166.93M | $166.93M |
| 长期债务及融资租赁负债 | $302.21M | $257.40M | $336.11M | $323.13M | $323.13M |
| -长期债务 | $302.21M | $251.27M | $294.19M | $284.31M | $284.31M |
| 其他负债 | $307.85M | $250.16M | $225.06M | $239.74M | $239.74M |
| 股东权益合计 | $2.26B | $2.38B | $2.41B | $2.47B | $2.47B |
| 股东权益 | $2.26B | $2.38B | $2.41B | $2.47B | $2.47B |
| 留存收益 | $424.88M | $395.41M | $359.16M | $336.71M | $336.71M |
| 不影响留存收益的损益 | -$241.88M | -$141.08M | -$135.55M | -$124.47M | -$124.47M |
| 其他权益权益 | $2.07B | – | – | – | – |
| -商誉 | – | $382.36M | $382.36M | $383.28M | $383.28M |
| -其他无形资产 | – | $88.93M | $93.16M | $97.45M | $97.45M |
| 银行持有的寿险资产 | – | $263.70M | $262.06M | $260.40M | $260.40M |
| 短期债务及融资租赁负债 | – | $28.33M | $170.00M | – | – |
| -一年内到期债务 | – | $28.33M | $170.00M | – | – |
| -长期融资租赁负债 | – | $6.13M | $41.93M | $38.82M | $38.82M |
| 股本 | – | $93,000.00 | $93,000.00 | $93,000.00 | $93,000.00 |
| -普通股 | – | $93,000.00 | $93,000.00 | $93,000.00 | $93,000.00 |
| 资本公积 | – | $2.36B | $2.36B | $2.38B | $2.38B |
| 减：库存股 | – | $235.84M | $172.64M | $118.86M | $118.86M |
| -累计折旧 | – | – | – | -$115.74M | -$115.74M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $41.49M | $51.54M | $192.57M | $72.19M | $62.49M |
| 持续经营经营活动现金流净额 | $41.49M | $51.54M | $192.57M | $72.19M | $62.49M |
| 持续经营净利润 | $63.18M | $49.98M | $135.26M | $60.75M | $57.10M |
| 持续经营损益 | -$149,000.00 | -$423,000.00 | $13.56M | -$876,000.00 | -$494,000.00 |
| 折旧、折耗与摊销 | $7.96M | $8.07M | $30.20M | $8.03M | $8.09M |
| 递延税款 | $7.91M | -$4.73M | $8.07M | $4.94M | $915,000.00 |
| 其他非现金项目 | -$3.20M | $830,000.00 | -$1.59M | $2.75M | $2.02M |
| 营运资金变动 | -$31.62M | -$4.61M | -$43.61M | -$6.53M | -$4.34M |
| -其他流动资产变动 | -$11.77M | $8.27M | -$10.32M | -$8.98M | $2.42M |
| -其他流动负债变动 | -$18.21M | -$11.27M | -$27.20M | $4.09M | -$5.13M |
| -Change in Other Working Capital | -$1.64M | -$1.62M | -$6.09M | -$1.63M | -$1.62M |
| 投资活动现金流净额 | $230.16M | $55.21M | $1.10B | $18.46M | $355.83M |
| 持续经营投资活动现金流净额 | $230.16M | $55.21M | $1.10B | $18.46M | $355.83M |
| 计息银行存款收付款 | -$725,000.00 | $100,000.00 | – | – | – |
| 固定资产购置及出售净额 | -$2.28M | -$2.16M | -$18.68M | -$6.21M | -$7.30M |
| 业务购买及出售净额 | $0.00 | $0.00 | $385.80M | $0.00 | $0.00 |
| 投资购置及出售净额 | -$28.84M | -$43.87M | $538.56M | -$8.77M | $162.04M |
| 贷款净收益 | $262.63M | $104.60M | $188.86M | $27.59M | $200.89M |
| 其他投资变动净额 | -$635,000.00 | -$3.46M | $3.02M | $5.53M | $1.39M |
| 筹资活动现金流 | $105.27M | -$98.51M | -$1.69B | -$182.07M | -$786.07M |
| 持续经营筹资活动现金流净额 | $105.27M | -$98.51M | -$1.69B | -$182.07M | -$786.07M |
| 联邦基金及回购证券变动 | -$12.30M | -$10.57M | $11.32M | $19.78M | -$10.88M |
| 存款增减 | $392.68M | -$169.91M | -$1.65B | -$164.21M | -$731.48M |
| Net Issuance Payments of Debt | -$185.05M | $180.96M | -$100.33M | $19.29M | -$99,000.00 |
| 普通股发行净额 | -$63.76M | -$66.15M | -$69.86M | -$29.82M | -$13.55M |
| 已付现金股利 | -$26.67M | -$27.20M | -$90.99M | -$26.73M | -$27.44M |
| 股票期权行使所得 | $401,000.00 | $838,000.00 | $1.39M | $358,000.00 | $6,000.00 |
| 其他筹资活动净额 | -$40,000.00 | -$6.49M | -$6.20M | -$733,000.00 | -$2.64M |
| 期末现金余额 | $665.37M | $288.46M | $294.05M | $294.05M | $385.47M |
| 现金净变动 | $376.91M | $8.24M | -$403.61M | -$91.42M | -$367.76M |
| 期初现金余额 | $288.46M | $280.23M | $697.66M | $385.47M | $737.98M |
| 自由现金流 | $39.21M | $49.08M | $172.95M | $66.07M | $54.16M |
| 优先股发行净额 | – | – | $207.45M | $0.00 | $0.00 |
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