股票 › BSAC
智利桑坦德银行 BSAC
美股市值排名 #1116
$32.33 +$0.00 (0.00%)
休市 · Nov 7, 9:10 am ET · 最新盘后价 $32.33 0.00%
开盘$32.06
昨收$32.33
当日区间$32.06 – $32.59
成交量302.5K
市值$15.23B
市盈率（TTM）13.3
股息率4.28%
基本面
最新报告季度：Q2, ended Jun 2026 · 报告货币为CLP
营收CLP 831.72B+13.6% YoY
净利润CLP 391.82B+41.5% YoY
摊薄每股收益CLP 812.00+40.0% YoY
自由现金流CLP 1.09T+1,190.7% YoY
经营现金流CLP 1.11T
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率38.1%
净资产收益率23.8%
资产收益率1.7%
负债/资产比率92.7%
现金及投资CLP 5.73T
总负债CLP 13.28T
净现金（净负债）-CLP 7.56T
自由现金流/营收35.5%
该公司以本国货币报告财务数据，并非美元。以下数字均标注了实际货币单位，未自动换算。
利润表
| 项目 | 2026 Q2 (CLP) |
2026 Q1 (CLP) |
2025 ANNUAL (CLP) |
2025 Q4 (CLP) |
2025 Q3 (CLP) |
|---|---|---|---|---|---|
| 营业总收入 | CLP 831.72B | CLP 732.20B | CLP 2.85T | CLP 1.25T | CLP 490.46B |
| 净利息收入 | CLP 447.70B | CLP 457.51B | CLP 1.99T | CLP 693.01B | CLP 434.53B |
| -利息收入 | CLP 842.17B | CLP 832.30B | CLP 3.80T | CLP 1.25T | CLP 857.43B |
| -利息支出 | CLP 394.46B | CLP 374.79B | CLP 1.81T | CLP 553.45B | CLP 422.90B |
| 非利息收入 | CLP 384.02B | CLP 274.69B | CLP 864.47B | CLP 556.14B | CLP 55.93B |
| -已赚保费合计 | CLP 10.00M | CLP 5.00M | CLP 218.00M | CLP 136.00M | CLP 82.00M |
| -手续费及佣金 | CLP 141.39B | CLP 154.93B | CLP 594.80B | CLP 721.90B | -CLP 75.22B |
| -交易损益 | CLP 42.62B | CLP 131.36B | – | – | CLP 94.97B |
| -外汇交易收益 | CLP 21.87B | -CLP 55.14B | -CLP 10.83B | -CLP 147.73B | -CLP 18.83B |
| -其他非利息收入 | -CLP 312.60B | CLP 5.28B | CLP 6.42B | CLP 404.37B | -CLP 98.38B |
| -资产出售损益 | CLP 490.72B | CLP 38.25B | CLP 273.85B | -CLP 346.11B | CLP 153.33B |
| 信用损失准备 | -CLP 125.78B | -CLP 158.78B | -CLP 575.31B | -CLP 145.02B | -CLP 144.37B |
| 非利息支出 | CLP 250.50B | CLP 228.86B | CLP 1.00T | CLP 242.59B | CLP 248.21B |
| 物业及设备费用 | CLP 816.00M | CLP 855.00M | – | – | – |
| 专业及外包服务费用 | CLP 1.48B | CLP 692.00M | CLP 8.88B | CLP 2.16B | CLP 1.86B |
| 销售及管理费用 | CLP 197.26B | CLP 183.95B | CLP 772.53B | CLP 182.93B | CLP 191.16B |
| -销售及营销费用 | CLP 6.86B | CLP 3.96B | CLP 21.10B | CLP 5.07B | CLP 4.89B |
| -管理费用 | CLP 190.39B | CLP 179.99B | CLP 751.43B | CLP 177.86B | CLP 186.27B |
| 折旧、摊销与折耗 | CLP 32.14B | CLP 34.52B | CLP 135.16B | CLP 34.01B | CLP 33.12B |
| -折旧与摊销 | CLP 32.14B | CLP 34.52B | CLP 135.16B | CLP 34.01B | CLP 33.12B |
| 其他非利息支出 | CLP 18.81B | CLP 8.85B | CLP 84.46B | CLP 23.49B | CLP 22.07B |
| 其他收入（支出） | -CLP 4.48B | -CLP 8.17B | -CLP 29.40B | -CLP 13.63B | -CLP 13.78B |
| 联营企业及其他参股权益收益 | CLP 1.95B | CLP 1.23B | CLP 9.29B | CLP 2.43B | CLP 2.41B |
| 特殊收益（费用） | -CLP 6.42B | -CLP 9.40B | -CLP 38.68B | -CLP 16.06B | -CLP 16.20B |
| -减：重组及并购费用 | CLP 6.33B | CLP 9.19B | CLP 34.16B | CLP 14.96B | CLP 14.21B |
| -减：资本性资产减值 | CLP 0.00 | CLP 134.00M | – | – | – |
| -减：其他特殊支出 | CLP 98.00M | CLP 80.00M | CLP 773.00M | CLP 279.00M | CLP 162.00M |
| 税前利润 | CLP 450.97B | CLP 336.39B | CLP 1.25T | CLP 279.77B | CLP 304.48B |
| 税费 | CLP 59.14B | CLP 55.91B | CLP 207.36B | CLP 51.13B | CLP 53.61B |
| 净利润 | CLP 391.82B | CLP 280.48B | CLP 1.04T | CLP 228.63B | CLP 250.87B |
| 持续经营利润 | CLP 391.82B | CLP 280.48B | CLP 1.04T | CLP 228.63B | CLP 250.87B |
| 终止经营净利润 | CLP 0.00 | – | CLP 0.00 | – | – |
| 少数股东权益 | CLP 9.25B | CLP 7.29B | CLP 16.40B | CLP 4.85B | CLP 3.35B |
| 归属母公司净利润 | CLP 382.57B | CLP 273.19B | CLP 1.02T | CLP 223.78B | CLP 247.51B |
| 归属普通股股东净利润 | CLP 382.57B | CLP 273.19B | CLP 1.02T | CLP 223.78B | CLP 247.51B |
| 基本每股收益 | CLP 812.00 | CLP 560.00 | CLP 2,168.40 | CLP 560.00 | CLP 520.00 |
| 摊薄每股收益 | CLP 812.00 | CLP 560.00 | CLP 2,168.40 | CLP 560.00 | CLP 520.00 |
| 每股股息 | CLP 1,346.99 | CLP 0.00 | CLP 1,254.21 | CLP 0.00 | CLP 0.00 |
| -减：核销 | – | CLP 0.00 | CLP 3.75B | CLP 823.00M | CLP 1.83B |
资产负债表
| 项目 | 2026 Q2 (CLP) |
2026 Q1 (CLP) |
2025 ANNUAL (CLP) |
2025 Q4 (CLP) |
2025 Q3 (CLP) |
|---|---|---|---|---|---|
| 总资产 | CLP 70.32T | CLP 69.90T | CLP 68.15T | CLP 68.15T | CLP 68.24T |
| 现金、现金等价物及联邦基金出售 | CLP 9.23T | CLP 7.73T | CLP 8.61T | CLP 8.61T | CLP 7.63T |
| -现金及现金等价物 | CLP 5.73T | CLP 6.27T | CLP 5.24T | CLP 5.24T | CLP 5.91T |
| -货币市场投资 | CLP 2.13T | CLP 1.06T | CLP 2.22T | CLP 2.22T | CLP 1.70T |
| -受限现金及投资 | CLP 1.36T | CLP 400.79B | CLP 1.15T | CLP 1.15T | CLP 22.70B |
| 证券投资 | CLP 8.20T | CLP 9.25T | CLP 6.92T | CLP 6.92T | CLP 8.29T |
| -可供出售证券 | CLP 5.68T | CLP 5.58T | CLP 5.53T | CLP 5.53T | CLP 5.49T |
| -短期投资 | CLP 2.52T | CLP 3.66T | CLP 1.40T | CLP 1.40T | CLP 2.80T |
| 长期股权投资 | CLP 68.34B | CLP 68.31B | CLP 67.04B | CLP 67.04B | CLP 64.81B |
| 衍生资产 | CLP 11.00T | CLP 11.39T | CLP 11.26T | CLP 11.26T | CLP 11.05T |
| 贷款净额 | CLP 39.56T | CLP 39.88T | CLP 39.06T | CLP 39.06T | CLP 38.91T |
| -贷款总额 | CLP 40.92T | CLP 41.27T | CLP 40.25T | CLP 40.25T | CLP 40.21T |
| -贷款及租赁损失准备 | CLP 1.36T | CLP 1.39T | CLP 1.19T | CLP 1.19T | CLP 1.29T |
| 应收款 | CLP 1.20T | CLP 502.43B | CLP 1.14T | CLP 1.14T | CLP 1.19T |
| -应收账款 | CLP 185.15B | CLP 108.51B | CLP 99.44B | CLP 99.44B | CLP 90.47B |
| -其他应收款 | CLP 1.01T | CLP 393.92B | CLP 1.04T | CLP 1.04T | CLP 1.10T |
| 固定资产净值 | CLP 278.87B | CLP 277.62B | CLP 272.44B | CLP 272.44B | CLP 288.77B |
| -固定资产原值 | CLP 1.00T | CLP 992.08B | CLP 981.36B | CLP 981.36B | CLP 1.02T |
| -累计折旧 | -CLP 721.87B | -CLP 714.45B | -CLP 708.92B | -CLP 708.92B | -CLP 733.76B |
| 商誉及其他无形资产 | CLP 84.45B | CLP 83.12B | CLP 91.48B | CLP 91.48B | CLP 77.49B |
| -其他无形资产 | CLP 84.45B | CLP 83.12B | CLP 91.48B | CLP 91.48B | CLP 77.49B |
| 预付资产 | CLP 47.43B | CLP 50.40B | CLP 24.40B | CLP 24.40B | CLP 36.08B |
| 设定受益养老金 | CLP 847.00M | CLP 738.00M | CLP 693.00M | CLP 693.00M | CLP 1.02B |
| 递延资产 | CLP 493.29B | CLP 457.45B | CLP 387.70B | CLP 387.70B | CLP 461.67B |
| 持有待售资产 | CLP 80.01B | CLP 82.31B | CLP 114.00B | CLP 114.00B | CLP 55.39B |
| 其他资产 | CLP 97.98B | CLP 132.39B | CLP 197.70B | CLP 197.70B | CLP 175.77B |
| 负债合计 | CLP 65.19T | CLP 65.00T | CLP 62.41T | CLP 62.41T | CLP 63.53T |
| 存款合计 | CLP 30.70T | CLP 29.52T | CLP 29.10T | CLP 29.10T | CLP 27.95T |
| 联邦基金购入及回购协议下证券出售 | CLP 3.23T | CLP 2.78T | CLP 2.76T | CLP 2.76T | CLP 3.33T |
| 衍生产品负债 | CLP 12.46T | CLP 13.32T | CLP 13.09T | CLP 13.09T | CLP 12.60T |
| 短期债务及融资租赁负债 | CLP 10.98B | CLP 10.78B | CLP 6.63B | CLP 6.63B | CLP 8.28B |
| -一年内到期融资租赁负债 | CLP 10.98B | CLP 10.78B | CLP 6.63B | CLP 6.63B | CLP 8.28B |
| 应付款 | CLP 626.81B | CLP 893.64B | CLP 859.55B | CLP 859.55B | CLP 903.11B |
| -应付账款 | CLP 487.42B | CLP 413.99B | CLP 647.79B | CLP 647.79B | CLP 742.46B |
| -应付税款合计 | CLP 76.74B | CLP 83.86B | CLP 111.72B | CLP 111.72B | CLP 58.67B |
| -其他应付款 | CLP 62.66B | CLP 395.78B | CLP 100.04B | CLP 100.04B | CLP 101.98B |
| 长期债务及融资租赁负债 | CLP 13.28T | CLP 13.69T | CLP 13.12T | CLP 13.12T | CLP 14.48T |
| -长期债务 | CLP 13.25T | CLP 13.65T | CLP 13.08T | CLP 13.08T | CLP 14.44T |
| -长期融资租赁负债 | CLP 37.79B | CLP 39.19B | CLP 34.02B | CLP 34.02B | CLP 36.78B |
| 非流动负债 | CLP 759.51B | CLP 1.15T | CLP 838.45B | CLP 838.45B | CLP 875.60B |
| 一年以上递延负债 | CLP 12.53B | CLP 7.94B | CLP 8.26B | CLP 8.26B | CLP 10.19B |
| 其他负债 | CLP 4.09T | CLP 3.63T | CLP 2.64T | CLP 2.64T | CLP 3.38T |
| 股东权益合计 | CLP 5.14T | CLP 4.89T | CLP 5.74T | CLP 5.74T | CLP 4.71T |
| 股东权益 | CLP 4.97T | CLP 4.74T | CLP 5.62T | CLP 5.62T | CLP 4.59T |
| 股本 | CLP 891.30B | CLP 891.30B | CLP 891.30B | CLP 891.30B | CLP 891.30B |
| -普通股 | CLP 891.30B | CLP 891.30B | CLP 891.30B | CLP 891.30B | CLP 891.30B |
| 留存收益 | CLP 694.77B | CLP 1.35T | CLP 661.60B | CLP 661.60B | CLP 836.89B |
| 不影响留存收益的损益 | CLP 3.39T | CLP 2.50T | CLP 3.43T | CLP 3.43T | CLP 2.86T |
| 少数股东权益 | CLP 164.11B | CLP 154.49B | CLP 119.94B | CLP 119.94B | CLP 115.09B |
| 其他权益权益 | – | – | CLP 629.47B | CLP 629.47B | – |
| 可转换优先证券 | – | – | – | – | CLP 0.00 |
现金流量表
| 项目 | 2026 Q2 (CLP) |
2026 Q1 (CLP) |
2025 ANNUAL (CLP) |
2025 Q4 (CLP) |
2025 Q3 (CLP) |
|---|---|---|---|---|---|
| 经营活动现金流 | CLP 1.11T | CLP 97.30B | CLP 55.41B | -CLP 365.64B | CLP 321.27B |
| 持续经营经营活动现金流净额 | CLP 1.11T | CLP 97.30B | CLP 55.41B | -CLP 365.64B | CLP 321.27B |
| 持续经营净利润 | CLP 450.97B | CLP 336.39B | CLP 1.04T | CLP 72.40B | CLP 304.48B |
| 持续经营损益 | -CLP 1.65B | -CLP 2.10B | -CLP 28.50B | -CLP 18.93B | -CLP 4.97B |
| 折旧、折耗与摊销 | CLP 32.14B | CLP 34.52B | CLP 135.16B | CLP 34.01B | CLP 33.12B |
| 其他非现金项目 | -CLP 880.07B | -CLP 372.24B | -CLP 2.80T | -CLP 1.01T | -CLP 546.47B |
| 营运资金变动 | CLP 626.54B | -CLP 172.37B | -CLP 40.87B | CLP 163.76B | CLP 58.52B |
| -贷款变动 | CLP 114.54B | -CLP 563.99B | CLP 2.87T | -CLP 239.44B | CLP 1.14T |
| -其他流动资产变动 | CLP 1.38B | CLP 2.25B | -CLP 20.38B | -CLP 19.50B | -CLP 1.14B |
| -Change in Other Working Capital | CLP 566.53B | CLP 333.46B | -CLP 2.89T | CLP 422.71B | -CLP 1.08T |
| 投资活动现金流净额 | -CLP 16.95B | -CLP 4.36B | -CLP 104.95B | -CLP 48.12B | -CLP 14.56B |
| 持续经营投资活动现金流净额 | -CLP 16.95B | -CLP 4.36B | -CLP 104.95B | -CLP 48.12B | -CLP 14.56B |
| 固定资产购置及出售净额 | -CLP 4.76B | -CLP 1.38B | -CLP 52.08B | -CLP 21.96B | -CLP 3.34B |
| 无形资产购置及出售净额 | -CLP 12.20B | -CLP 2.98B | -CLP 52.87B | -CLP 26.16B | -CLP 11.22B |
| 筹资活动现金流 | -CLP 1.08T | -CLP 85.91B | -CLP 621.10B | CLP 448.42B | -CLP 107.45B |
| 持续经营筹资活动现金流净额 | -CLP 1.08T | -CLP 85.91B | -CLP 621.10B | CLP 448.42B | -CLP 107.45B |
| Net Issuance Payments of Debt | CLP 353.66B | CLP 621.84B | -CLP 20.76B | -CLP 1.41T | CLP 233.66B |
| 已付现金股利 | -CLP 631.93B | CLP 0.00 | -CLP 600.34B | CLP 0.00 | CLP 0.00 |
| 期末现金余额 | CLP 2.02T | CLP 1.99T | CLP 2.09T | CLP 2.09T | CLP 2.07T |
| 现金净变动 | CLP 13.46B | CLP 7.03B | -CLP 670.64B | CLP 34.67B | CLP 199.26B |
| 期初现金余额 | CLP 1.99T | CLP 1.98T | CLP 2.77T | CLP 2.07T | CLP 1.86T |
| 汇率变动影响 | CLP 12.29B | CLP 10.39B | -CLP 7.31B | -CLP 10.09B | CLP 4.81B |
| 自由现金流 | CLP 1.09T | CLP 91.77B | -CLP 82.12B | -CLP 437.83B | CLP 301.46B |
| -应付账款及应计费用变动 | – | CLP 55.91B | – | – | – |
| 投资购置及出售净额 | – | CLP 0.00 | – | – | – |
| 递延税款 | – | – | -CLP 38.80B | -CLP 195.03B | CLP 53.61B |
| 业务购买及出售净额 | – | – | – | – | CLP 0.00 |
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