股票 › BFST
商业第一银行 BFST
美股市值排名 #3193
$32.20 −$0.08 (-0.25%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $32.20 0.00%
开盘$31.98
昨收$32.28
当日区间$30.52 – $32.46
成交量149.1K
市值$1.04B
市盈率（TTM）11.5
股息率1.86%
基本面
最新报告季度：Q3, ended Sep 2026
营收$93.31M+15.5% YoY
净利润$24.55M+7.4% YoY
摊薄每股收益$0.71-2.7% YoY
自由现金流$25.84M+87.3% YoY
经营现金流$27.11M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率25.0%
净资产收益率10.3%
资产收益率1.1%
负债/资产比率88.8%
现金及投资$490.04M
总负债$458.13M
净现金（净负债）$31.91M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $93.31M | $91.25M | $89.11M | $319.81M | $82.83M |
| 净利息收入 | $80.66M | $77.84M | $75.20M | $273.16M | $70.86M |
| -利息收入 | $127.52M | $125.65M | $122.49M | $465.01M | $117.78M |
| -利息支出 | $46.85M | $47.81M | $47.30M | $191.85M | $46.92M |
| 非利息收入 | $12.65M | $13.41M | $13.92M | $46.65M | $11.96M |
| -已赚保费合计 | $979,000.00 | $902,000.00 | $831,000.00 | $3.15M | $783,000.00 |
| -手续费及佣金 | $8.80M | $8.38M | $9.25M | $31.00M | $8.31M |
| -其他非利息收入 | $2.07M | $2.55M | $2.42M | $8.99M | $2.48M |
| -资产出售损益 | $793,000.00 | $1.58M | $1.42M | $3.50M | $399,000.00 |
| 信用损失准备 | -$1.94M | -$1.99M | -$2.28M | -$11.32M | -$3.10M |
| 非利息支出 | $59.07M | $59.22M | $56.09M | $200.88M | $51.16M |
| 物业及设备费用 | $10.08M | $8.28M | $8.12M | $28.61M | $18.77M |
| 专业及外包服务费用 | $1.24M | $1.66M | $1.09M | $4.57M | $1.44M |
| 销售及管理费用 | $36.35M | $36.41M | $35.22M | $123.66M | $30.88M |
| -销售及营销费用 | $2.06M | $2.61M | $1.51M | $5.18M | $1.60M |
| -管理费用 | $34.29M | $33.80M | $33.71M | $118.48M | $29.29M |
| 其他非利息支出 | $11.41M | $12.88M | $11.67M | $44.05M | $6.34M |
| 其他收入（支出） | -$1.53M | $256,000.00 | -$1.24M | $2.70M | -$990,000.00 |
| 联营企业及其他参股权益收益 | -$135,000.00 | $14,000.00 | $135,000.00 | $905,000.00 | $267,000.00 |
| 特殊收益（费用） | -$1.40M | $242,000.00 | -$1.38M | $1.80M | -$1.26M |
| -减：重组及并购费用 | $1.40M | $303,000.00 | $1.38M | $2.19M | $1.26M |
| -Gain on Sale of Business | $0.00 | $0.00 | – | $3.36M | $0.00 |
| -债务清偿收益 | $0.00 | -$545,000.00 | $0.00 | -$630,000.00 | $0.00 |
| 税前利润 | $30.77M | $30.30M | $29.50M | $110.31M | $27.58M |
| 税费 | $6.22M | $6.12M | $5.93M | $22.45M | $5.22M |
| 净利润 | $24.55M | $24.18M | $23.56M | $87.86M | $22.36M |
| 持续经营利润 | $24.55M | $24.18M | $23.56M | $87.86M | $22.36M |
| 归属母公司净利润 | $24.55M | $24.18M | $23.56M | $87.86M | $22.36M |
| 优先股股息 | $1.35M | $1.35M | $1.35M | $5.40M | $1.35M |
| 归属普通股股东净利润 | $23.20M | $22.83M | $22.21M | $82.46M | $21.01M |
| 基本每股收益 | $0.71 | $0.70 | $0.68 | $2.81 | $0.71 |
| 摊薄每股收益 | $0.71 | $0.70 | $0.68 | $2.79 | $0.71 |
| 每股股息 | $0.15 | $0.15 | $0.15 | $0.57 | $0.15 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $8.96B | $8.90B | $8.91B | $8.21B | $8.21B |
| 现金、现金等价物及联邦基金出售 | $679.99M | $701.84M | $708.80M | $609.16M | $609.16M |
| -现金及现金等价物 | $490.04M | $575.60M | $589.80M | $411.18M | $411.18M |
| -货币市场投资 | $189.95M | $126.24M | $119.00M | $197.98M | $197.98M |
| 证券投资 | $1.03B | $642.74M | $661.76M | $640.27M | $640.27M |
| -可供出售证券 | $39.98M | $51.30M | $40.05M | $49.34M | $49.34M |
| -短期投资 | $986.70M | $591.43M | $621.72M | $590.93M | $590.93M |
| 贷款净额 | $6.72B | $6.60B | $6.62B | $6.14B | $6.14B |
| -贷款总额 | $6.78B | $6.66B | $6.68B | $6.19B | $6.19B |
| -贷款及租赁损失准备 | $59.60M | $62.46M | $63.66M | $53.96M | $53.96M |
| 应收款 | $39.32M | $38.97M | $38.18M | $38.49M | $38.49M |
| -应收账款 | $39.32M | $38.97M | $38.18M | $38.49M | $38.49M |
| 固定资产净值 | $95.46M | $88.93M | $88.42M | $73.98M | $73.98M |
| 商誉及其他无形资产 | $163.73M | $168.49M | $162.97M | $135.64M | $135.64M |
| -商誉 | $131.74M | $135.22M | $133.56M | $121.15M | $121.15M |
| -其他无形资产 | $31.98M | $33.27M | $29.41M | $14.50M | $14.50M |
| 银行持有的寿险资产 | $140.15M | $139.17M | $132.68M | $120.29M | $120.29M |
| 抵债资产 | $24.76M | $25.11M | $20.90M | $13.01M | $13.01M |
| 递延资产 | $24.85M | $21.56M | $22.96M | $20.48M | $20.48M |
| 其他资产 | $39.47M | $476.88M | $449.04M | $426.79M | $426.79M |
| 负债合计 | $7.95B | $7.89B | $7.92B | $7.32B | $7.32B |
| 存款合计 | $7.38B | $7.24B | $7.46B | $6.70B | $6.70B |
| 联邦基金购入及回购协议下证券出售 | $24.90M | $24.44M | $21.59M | $22.62M | $22.62M |
| 应付款 | $3.13M | $3.77M | $3.69M | $4.17M | $4.17M |
| -应付账款 | $3.13M | $3.77M | $3.69M | $4.17M | $4.17M |
| 长期债务及融资租赁负债 | $458.13M | $301.32M | $329.78M | $272.53M | $272.53M |
| -长期债务 | $458.13M | $301.32M | $329.78M | $272.53M | $272.53M |
| 其他负债 | $90.50M | $64.74M | $62.47M | $63.75M | $63.75M |
| 股东权益合计 | $1.00B | $1.01B | $991.18M | $896.88M | $896.88M |
| 股东权益 | $1.00B | $1.01B | $991.18M | $896.88M | $896.88M |
| 股本 | $104.28M | $104.47M | $104.56M | $101.44M | $101.44M |
| -普通股 | $32.35M | $32.54M | $32.63M | $29.51M | $29.51M |
| -优先股 | $71.93M | $71.93M | $71.93M | $71.93M | $71.93M |
| 资本公积 | $572.97M | $578.09M | $580.64M | $502.16M | $502.16M |
| 留存收益 | $380.18M | $361.85M | $343.89M | $326.57M | $326.57M |
| 不影响留存收益的损益 | -$54.91M | -$35.82M | -$37.91M | -$33.29M | -$33.29M |
| 短期债务及融资租赁负债 | – | $265.10M | $33.16M | $256.20M | $256.20M |
| -一年内到期债务 | – | $265.10M | $33.16M | $256.20M | $256.20M |
| -固定资产原值 | – | – | – | $133.41M | $133.41M |
| -累计折旧 | – | – | – | -$59.42M | -$59.42M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $27.11M | $26.69M | $92.08M | $16.93M | $32.56M |
| 持续经营经营活动现金流净额 | $27.11M | $26.69M | $92.08M | $16.93M | $32.56M |
| 持续经营净利润 | $24.18M | $23.56M | $87.86M | $22.36M | $22.86M |
| 持续经营损益 | -$1.50M | -$894,000.00 | -$6.24M | -$181,000.00 | -$360,000.00 |
| 折旧、折耗与摊销 | $1.66M | $1.63M | $5.68M | $1.41M | $1.40M |
| 递延税款 | $758,000.00 | -$2.07M | $1.20M | $115,000.00 | $751,000.00 |
| 其他非现金项目 | -$984,000.00 | -$868,000.00 | -$5.78M | -$1.85M | -$1.70M |
| 营运资金变动 | -$895,000.00 | $2.35M | -$8.57M | -$10.54M | $4.97M |
| -应收款变动 | -$793,000.00 | $3.25M | -$2.64M | -$1.32M | -$433,000.00 |
| -应付账款及应计费用变动 | $82,000.00 | -$967,000.00 | -$1.76M | $102,000.00 | -$765,000.00 |
| -其他流动资产变动 | -$2.17M | $9.36M | -$10.43M | -$4.11M | $343,000.00 |
| -其他流动负债变动 | $1.98M | -$9.29M | $6.25M | -$5.21M | $5.83M |
| 投资活动现金流净额 | -$3.40M | $253.76M | -$281.53M | -$243.68M | -$92.71M |
| 持续经营投资活动现金流净额 | -$3.40M | $253.76M | -$281.53M | -$243.68M | -$92.71M |
| 固定资产购置及出售净额 | -$2.16M | $888,000.00 | -$66,000.00 | $1.71M | -$489,000.00 |
| 业务购买及出售净额 | -$2.55M | $93.25M | -$43.08M | $0.00 | $0.00 |
| 投资购置及出售净额 | -$3.38M | -$5.77M | -$64.89M | -$3.76M | -$40.37M |
| 贷款净收益 | $16.96M | $85.55M | -$234.28M | -$175.39M | $9.36M |
| 其他投资变动净额 | -$5.03M | $859,000.00 | $10.27M | $5.12M | $682,000.00 |
| 筹资活动现金流 | -$37.91M | -$101.82M | $281.52M | $238.85M | -$36.53M |
| 持续经营筹资活动现金流净额 | -$37.91M | -$101.82M | $281.52M | $238.85M | -$36.53M |
| 联邦基金及回购证券变动 | $2.85M | -$1.03M | $1,000.00 | -$7.27M | $7.34M |
| 存款增减 | -$229.50M | $81.50M | $238.54M | $191.73M | $87.21M |
| Net Issuance Payments of Debt | $199.78M | -$173.29M | $68.96M | $63.91M | -$125.60M |
| 普通股发行净额 | -$4.81M | -$2.75M | -$3.73M | -$3.73M | $0.00 |
| 已付现金股利 | -$6.22M | -$6.25M | -$22.25M | -$5.78M | -$5.49M |
| 期末现金余额 | $575.60M | $589.80M | $411.18M | $411.18M | $399.08M |
| 现金净变动 | -$14.20M | $178.63M | $92.08M | $12.10M | -$96.68M |
| 期初现金余额 | $589.80M | $411.18M | $319.10M | $399.08M | $495.76M |
| 自由现金流 | $25.84M | $26.69M | $92.02M | $18.64M | $32.08M |
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