西班牙对外银行(BBVA) BBVA
$25.05 −$0.50 (-1.96%)
休市 · Nov 7, 9:10 am ET · 最新盘后价 $25.05 0.00%
开盘$25.18
昨收$25.55
当日区间$25.04 – $25.50
成交量2.38M
市值$137.77B
市盈率（TTM）11.2
股息率4.19%
基本面
最新报告季度：Q3, ended Sep 2026 · 报告货币为EUR
营收€10.91B+19.9% YoY
净利润€3.20B+20.3% YoY
摊薄每股收益€0.52+23.8% YoY
自由现金流€3.31B+145.0% YoY
经营现金流€4.01B
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率25.2%
净资产收益率19.4%
资产收益率1.2%
负债/资产比率93.7%
现金及投资€107.95B
总负债€110.87B
净现金（净负债）-€2.93B
该公司以本国货币报告财务数据，并非美元。以下数字均标注了实际货币单位，未自动换算。
利润表
| 项目 | 2026 Q3 (EUR) |
2026 Q2 (EUR) |
2026 Q1 (EUR) |
2025 ANNUAL (EUR) |
2025 Q4 (EUR) |
|---|---|---|---|---|---|
| 营业总收入 | €10.91B | €11.18B | €10.65B | €39.42B | €9.80B |
| 净利息收入 | €8.08B | €7.63B | €7.54B | €26.28B | €7.03B |
| -利息收入 | €8.08B | €16.51B | €7.54B | €58.35B | €7.03B |
| 非利息收入 | €2.84B | €3.55B | €3.12B | €13.14B | €2.76B |
| -手续费及佣金 | €2.34B | €2.32B | €2.26B | €8.21B | €2.15B |
| -交易损益 | €596.00M | €517.00M | €915.00M | €2.26B | €694.00M |
| -其他非利息收入 | -€98.00M | €108.00M | -€56.00M | €689.00M | -€78.00M |
| -资产出售损益 | €0.00 | €185.00M | €0.00 | €619.00M | €0.00 |
| 信用损失准备 | -€1.95B | -€1.67B | -€1.82B | -€6.21B | -€1.75B |
| 非利息支出 | €4.21B | €4.67B | €4.11B | €16.10B | €4.11B |
| 销售及管理费用 | €3.73B | €3.54B | €3.63B | €12.59B | €3.58B |
| -管理费用 | €3.73B | €3.54B | €3.63B | €12.02B | €3.58B |
| 折旧、摊销与折耗 | €434.00M | €416.00M | €418.00M | €1.52B | €393.00M |
| -折旧与摊销 | €434.00M | €416.00M | €418.00M | €1.52B | €393.00M |
| 其他非利息支出 | €37.00M | €722.00M | €64.00M | €1.43B | €140.00M |
| 其他收入（支出） | -€16.00M | €26.00M | €2.00M | -€873.00M | -€4.00M |
| 特殊收益（费用） | -€16.00M | -€3.00M | €2.00M | -€935.00M | -€4.00M |
| -减：其他特殊支出 | €16.00M | -€12.00M | -€2.00M | €955.00M | €4.00M |
| 税前利润 | €4.74B | €4.86B | €4.72B | €16.23B | €3.93B |
| 税费 | €1.54B | €1.58B | €1.53B | €5.10B | €1.27B |
| 净利润 | €3.20B | €3.28B | €3.19B | €11.13B | €2.67B |
| 持续经营利润 | €3.20B | €3.28B | €3.19B | €11.13B | €2.67B |
| 少数股东权益 | €188.00M | €219.00M | €199.00M | €615.00M | €132.00M |
| 归属母公司净利润 | €3.02B | €3.06B | €2.99B | €10.51B | €2.53B |
| 归属普通股股东净利润 | €3.02B | €3.06B | €2.88B | €10.11B | €2.53B |
| 基本每股收益 | €0.52 | €0.53 | €0.51 | €1.76 | €0.42 |
| 摊薄每股收益 | €0.52 | €0.53 | €0.51 | €1.76 | €0.42 |
| 每股股息 | €0.00 | €0.61 | €0.00 | €0.72 | €0.32 |
| -利息支出 | – | €8.88B | – | €32.07B | – |
| -已赚保费合计 | – | €472.00M | – | €1.52B | – |
| -股息收入 | – | €62.00M | – | €123.00M | – |
| -外汇交易收益 | – | -€111.00M | – | -€285.00M | – |
| 联营企业及其他参股权益收益 | – | €29.00M | – | €62.00M | – |
| -减：重组及并购费用 | – | €0.00 | – | €0.00 | – |
| -减：资本性资产减值 | – | €2.00M | – | €9.00M | – |
| -减：核销 | – | €1.00M | – | €7.00M | – |
| 终止经营净利润 | – | €0.00 | – | €0.00 | – |
| 其他优先股股息 | – | – | €113.00M | €397.00M | – |
| 物业及设备费用 | – | – | – | €561.00M | – |
| -销售及营销费用 | – | – | – | €564.00M | – |
| -Gain on Sale of Business | – | – | – | €36.00M | – |
资产负债表
| 项目 | 2026 Q3 (EUR) |
2026 Q2 (EUR) |
2026 Q1 (EUR) |
2025 ANNUAL (EUR) |
2025 Q4 (EUR) |
|---|---|---|---|---|---|
| 总资产 | €986.19B | €965.43B | €894.27B | €859.58B | €859.58B |
| 现金、现金等价物及联邦基金出售 | €107.95B | €151.78B | €80.12B | €125.96B | €125.96B |
| -现金及现金等价物 | €107.95B | €76.48B | €80.12B | €69.89B | €69.89B |
| 证券投资 | €307.85B | €197.09B | €293.51B | €184.22B | €184.22B |
| -交易性证券 | €154.54B | €48.52B | €144.30B | €40.75B | €40.75B |
| -可供出售证券 | €93.57B | €87.11B | €87.27B | €85.12B | €85.12B |
| -短期投资 | €59.74B | €61.46B | €61.94B | €58.36B | €58.36B |
| 长期股权投资 | €981.00M | €997.00M | €1.02B | €994.00M | €994.00M |
| 贷款净额 | €527.46B | €524.54B | €478.95B | €468.84B | €468.84B |
| -贷款总额 | €540.77B | €537.66B | €491.62B | €481.13B | €481.13B |
| -贷款及租赁损失准备 | €13.31B | €13.12B | €12.67B | €12.30B | €12.30B |
| 固定资产净值 | €9.76B | €9.52B | €9.67B | €9.25B | €9.25B |
| 商誉及其他无形资产 | €3.20B | €3.12B | €2.94B | €2.86B | €2.86B |
| 其他资产 | €29.00B | €3.37B | €28.07B | €3.14B | €3.14B |
| 负债合计 | €923.62B | €901.64B | €833.46B | €797.78B | €797.78B |
| 存款合计 | €539.56B | €535.97B | €505.06B | €513.01B | €513.01B |
| 交易性负债 | €171.20B | €49.86B | €151.20B | €24.62B | €24.62B |
| 长期债务及融资租赁负债 | €110.87B | €112.96B | €87.56B | €89.08B | €89.08B |
| -长期债务 | €110.87B | €112.96B | €87.56B | €87.84B | €87.84B |
| 其他负债 | €101.99B | €34.10B | €89.64B | €29.60B | €29.60B |
| 股东权益合计 | €62.57B | €63.79B | €60.80B | €61.80B | €61.80B |
| 股东权益 | €57.57B | €58.95B | €56.27B | €57.36B | €57.36B |
| 股本 | €75.26B | €2.74B | €74.80B | €2.80B | €2.80B |
| -普通股 | €75.26B | €2.74B | €74.80B | €2.80B | €2.80B |
| 不影响留存收益的损益 | -€17.69B | -€17.26B | -€18.53B | -€20.51B | -€20.51B |
| 少数股东权益 | €4.99B | €4.84B | €4.53B | €4.44B | €4.44B |
| -货币市场投资 | – | €75.30B | – | €56.08B | €56.08B |
| 衍生资产 | – | €39.39B | – | €33.03B | €33.03B |
| 应收款 | – | €16.60B | – | €16.71B | €16.71B |
| -其他应收款 | – | €16.60B | – | €16.71B | €16.71B |
| -固定资产原值 | – | €18.19B | – | €17.26B | €17.26B |
| -累计折旧 | – | -€8.67B | – | -€8.01B | -€8.01B |
| -商誉 | – | €767.00M | – | €715.00M | €715.00M |
| -其他无形资产 | – | €2.36B | – | €2.14B | €2.14B |
| 递延资产 | – | €14.15B | – | €13.87B | €13.87B |
| 持有待售资产 | – | €4.86B | – | €709.00M | €709.00M |
| 联邦基金购入及回购协议下证券出售 | – | €115.09B | – | €79.08B | €79.08B |
| 衍生产品负债 | – | €38.26B | – | €32.28B | €32.28B |
| 应付款 | – | €1.69B | – | €20.28B | €20.28B |
| -应付税款合计 | – | €1.69B | – | €1.48B | €1.48B |
| 一年内应计费用 | – | €3.67B | – | €3.46B | €3.46B |
| 非流动负债 | – | €1.08B | – | €1.02B | €1.02B |
| 员工福利 | – | €2.50B | – | €2.60B | €2.60B |
| 一年以上递延负债 | – | €3.00B | – | €2.54B | €2.54B |
| 终止经营负债 | – | €3.46B | – | €0.00 | €0.00 |
| 资本公积 | – | €16.95B | – | €18.47B | €18.47B |
| 留存收益 | – | €57.49B | – | €56.86B | €56.86B |
| 减：库存股 | – | €990.00M | – | €299.00M | €299.00M |
| 其他权益权益 | – | €33.00M | – | €40.00M | €40.00M |
| 短期债务及融资租赁负债 | – | – | – | €227.00M | €227.00M |
| -一年内到期融资租赁负债 | – | – | – | €227.00M | €227.00M |
| -其他应付款 | – | – | – | €18.80B | €18.80B |
| -长期融资租赁负债 | – | – | – | €1.24B | €1.24B |
现金流量表
| 项目 | 2025 ANNUAL (EUR) |
2025 Q4 (EUR) |
2025 Q3 (EUR) |
2024 ANNUAL (EUR) |
2024 Q4 (EUR) |
|---|---|---|---|---|---|
| 经营活动现金流 | €14.97B | €4.01B | €17.17B | -€18.19B | -€6.70B |
| 持续经营经营活动现金流净额 | €14.97B | €4.01B | €17.17B | -€18.19B | -€6.70B |
| 持续经营净利润 | €11.13B | €2.67B | €2.66B | €10.58B | €2.59B |
| 折旧、折耗与摊销 | €1.52B | €393.00M | €379.00M | €1.53B | €408.00M |
| 其他非现金项目 | €12.85B | €5.05B | €1.56B | €13.28B | €12.84B |
| 营运资金变动 | -€7.21B | -€2.60B | €13.48B | -€37.95B | -€20.62B |
| -其他流动资产变动 | €672.00M | – | – | -€2.14B | – |
| -其他流动负债变动 | -€1.35B | – | – | €392.00M | – |
| -Change in Other Working Capital | -€6.53B | -€1.92B | €14.82B | -€36.20B | -€18.87B |
| 投资活动现金流净额 | -€1.40B | -€478.00M | -€379.00M | -€1.42B | -€257.00M |
| 持续经营投资活动现金流净额 | -€1.40B | -€478.00M | -€379.00M | -€1.42B | -€257.00M |
| 固定资产购置及出售净额 | -€744.00M | -€321.00M | -€191.00M | -€1.09B | -€246.00M |
| 无形资产购置及出售净额 | -€979.00M | -€297.00M | -€245.00M | -€816.00M | -€293.00M |
| 业务购买及出售净额 | €50.00M | €50.00M | €0.00 | €45.00M | €68.00M |
| 投资购置及出售净额 | €82.00M | €38.00M | €3.00M | €31.00M | €10.00M |
| 其他投资变动净额 | €188.00M | €52.00M | €54.00M | €408.00M | €204.00M |
| 筹资活动现金流 | -€3.67B | -€1.79B | €278.00M | -€2.57B | -€1.13B |
| 持续经营筹资活动现金流净额 | -€3.67B | -€1.79B | €277.00M | -€2.57B | -€1.13B |
| Net Issuance Payments of Debt | €2.34B | €1.33B | €335.00M | €2.92B | €601.00M |
| 普通股发行净额 | -€1.24B | -€1.18B | €2.00M | -€838.00M | €41.00M |
| 已付现金股利 | -€4.20B | -€1.84B | €0.00 | -€3.91B | -€1.67B |
| 其他筹资活动净额 | -€579.00M | -€104.00M | -€59.00M | -€731.00M | -€105.00M |
| 期末现金余额 | €58.84B | €58.84B | €57.13B | €51.15B | €51.15B |
| 现金净变动 | €9.89B | €1.74B | €17.07B | -€22.18B | -€8.09B |
| 期初现金余额 | €51.15B | €57.13B | €40.02B | €75.42B | €58.59B |
| 汇率变动影响 | -€2.20B | -€25.00M | €40.00M | -€2.09B | €645.00M |
| 自由现金流 | €13.16B | €3.31B | €16.75B | -€20.20B | -€7.34B |
暂无评论——快来第一个聊聊 BBVA。