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Velocity Financial VEL

US equityMarket cap rank #3641
$14.74 −$0.13 (-0.87%)
Pre-market · Oct 8, 7:00 am ET · After hours $14.74 0.00%
Open$14.71
Prev close$14.87
Day range$14.61 – $14.86
Volume151.6K
Market cap$581.96M
P/E (TTM)5.3
Dividend yield–

Earnings

Average move on report day±4.4%last 16 reports
Closed higher9 of 1656% of the time
Best reaction+11.7%
Worst reaction-6.5%

Stock move on the day after each report

+11.7%2023/Q3+4.0%2023/Q4-0.1%2024/Q1-0.1%2024/Q2+1.7%2024/Q3+8.5%2024/Q4-4.1%2025/Q1+7.7%2025/Q2+0.9%2025/Q3-2.6%2025/Q4-6.5%2026/Q1+3.1%2026/Q2
QuarterReport dateTimingImplied moveActual moveVersus implied
2026/Q25 Aug 2026After Market±9.8%+3.06%Within range
2026/Q16 May 2026After Market±8.6%-6.54%Within range
2025/Q411 Mar 2026After Market±17.3%-2.57%Within range
2025/Q36 Nov 2025After Market±10.0%+0.91%Within range
2025/Q27 Aug 2025After Market±11.2%+7.65%Within range
2025/Q11 May 2025After Market±10.1%-4.09%Within range
2024/Q46 Mar 2025After Market±7.5%+8.47%Bigger than priced
2024/Q37 Nov 2024After Market±9.4%+1.69%Within range
2024/Q21 Aug 2024After Market±10.1%-0.11%Within range
2024/Q12 May 2024After Market±17.1%-0.06%Within range
2023/Q47 Mar 2024After Market±24.6%+4.04%Within range
2023/Q32 Nov 2023After Market–+11.73%–
2023/Q23 Aug 2023After Market–+7.79%–
2023/Q14 May 2023After Market–+5.15%–
2022/Q49 Mar 2023After Market–-5.32%–
2022/Q33 Nov 2022After Market±30.9%-1.08%Within range

"Implied move" is the size of move the options market was pricing ahead of the report. Move is the stock’s change on the first session after the release.

Latest reported quarter: Q2, ended Jun 2026

Revenue$78.88M+1.1% YoY
Net profit$25.73M-1.7% YoY
Diluted EPS$0.64-7.2% YoY
Free cash flow$3.35M-55.8% YoY
Operating cash flow$3.74M

Revenue, last 8 quarters

$49.3MSep '24$63.6MDec '24$62.1MMar '25$78.0MJun '25$77.3MSep '25$94.1MDec '25$77.2MMar '26$78.9MJun '26

Net profit, last 8 quarters

$15.6MSep '24$20.8MDec '24$18.6MMar '25$26.2MJun '25$25.4MSep '25$34.8MDec '25$22.3MMar '26$25.7MJun '26

Profitability & balance sheet

Net margin32.4%
Return on equity16.1%
Return on assets1.5%
Liabilities / assets90.9%
Cash & investments$76.12M
Total debt$7.05B
Net cash (debt)-$6.98B
Free cash flow / sales6.3%

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