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TowneBank TOWN

US equityMarket cap rank #2410
$35.84 −$0.19 (-0.53%)
Market closed · Oct 5, 10:20 pm ET · Last extended-hours $35.84 0.00%
Open$36.00
Prev close$36.03
Day range$35.67 – $36.21
Volume488.8K
Market cap$3.31B
P/E (TTM)9.8
Dividend yield3.01%

Earnings

Average move on report day±2.8%last 16 reports
Closed higher8 of 1650% of the time
Best reaction+14.7%
Worst reaction-3.7%

Stock move on the day after each report

-3.5%2010/Q2-3.7%2010/Q3-1.1%2010/Q4-1.3%2013/Q2+0.0%2013/Q3-1.5%2014/Q1+1.6%2014/Q3+1.0%2015/Q2+1.9%2016/Q1-0.9%2016/Q2+2.3%2016/Q3+4.1%2023/Q3
QuarterReport dateTimingImplied moveActual moveVersus implied
2023/Q326 Oct 2023None–+4.13%–
2016/Q327 Oct 2016None–+2.26%–
2016/Q228 Jul 2016None–-0.86%–
2016/Q128 Apr 2016None–+1.85%–
2015/Q224 Jul 2015None–+0.96%–
2014/Q323 Oct 2014None–+1.62%–
2014/Q124 Apr 2014None–-1.55%–
2013/Q325 Oct 2013None–+0.00%–
2013/Q226 Jul 2013None–-1.28%–
2010/Q431 Jan 2011None–-1.06%–
2010/Q39 Nov 2010None–-3.70%–
2010/Q229 Jul 2010None–-3.52%–
2009/Q223 Jul 2009None–+2.78%–
2008/Q313 Oct 2008None–+14.73%–
2007/Q323 Oct 2007None–-2.18%–
2005/Q317 Oct 2005None–+1.82%–

"Implied move" is the size of move the options market was pricing ahead of the report. Move is the stock’s change on the first session after the release.

Where the revenue comes from

Quarter 2026/Q1

By business line

  • Banking$193.99M 78.7%
  • Insurance$26.32M 10.7%
  • Mortgage$13.70M 5.6%
  • Resort Vacation Management$12.44M 5.0%

Latest reported quarter: Q1, ended Mar 2026

Revenue$246.45M+34.6% YoY
Net profit$41.10M-6.6% YoY
Diluted EPS$0.45-22.4% YoY

Revenue, last 8 quarters

$175.0MJun '24$174.5MSep '24$175.5MDec '24$183.1MMar '25$207.4MJun '25$215.7MSep '25$218.5MDec '25$246.4MMar '26

Net profit, last 8 quarters

$43.0MJun '24$43.1MSep '24$41.1MDec '24$44.0MMar '25$39.3MJun '25$39.3MSep '25$41.3MDec '25$41.1MMar '26

Profitability & balance sheet

Net margin18.6%
Return on equity6.6%
Return on assets0.8%
Liabilities / assets87.0%
Cash & investments$1.56B
Total debt$481.49M
Net cash (debt)$1.08B
Free cash flow / sales14.3%

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