BeStock  

Shinhan Financial Group Co Ltd SHG

US equityMarket cap rank #397Banks - Regional
$75.77 −$1.90 (-2.45%)
Market open · Oct 1, 11:50 am ET · After hours $77.67 0.00%
Open$75.54
Prev close$77.67
Day range$75.01 – $76.12
Volume49.2K
Market cap$35.57B
P/E (TTM)9.4
Dividend yield2.30%

Fundamentals

Latest reported quarter: Q2, ended Jun 2026 · reported in KRW

Revenue₩5.12T+8.4% YoY
Net profit₩1.85T+17.1% YoY
Diluted EPS₩3,750.00+22.5% YoY
Free cash flow₩922.44B+120.9% YoY
Operating cash flow₩1.14T

Revenue, last 8 quarters

₩4.3TSep '24₩4.6TDec '24₩4.3TMar '25₩4.7TJun '25₩4.5TSep '25₩4.8TDec '25₩4.7TMar '26₩5.1TJun '26

Net profit, last 8 quarters

₩1.3TSep '24₩433.9BDec '24₩1.5TMar '25₩1.6TJun '25₩1.5TSep '25₩538.0BDec '25₩1.6TMar '26₩1.8TJun '26

Diluted EPS by quarter

2,497.00Sep '24122.87Dec '242,917.00Mar '253,062.00Jun '252,849.00Sep '251,070.12Dec '253,327.00Mar '263,750.00Jun '26

Free cash flow by quarter

₩6.6TSep '24₩309.0BDec '24₩6.3TMar '25₩-4.4TJun '25₩12.3TSep '25₩-5.1TDec '25₩13.1TMar '26₩922.4BJun '26

Annual revenue

₩20.8TFY20₩21.8TFY21₩15.1TFY22₩17.1TFY23₩17.6TFY24₩18.4TFY25

Profitability & balance sheet

Net margin27.1%
Return on equity8.9%
Return on assets0.6%
Liabilities / assets92.6%
Cash & investments₩48.08T
Total debt₩137.78T
Net cash (debt)-₩89.69T
Free cash flow / sales111.0%

This company reports in its own local currency, not U.S. dollars. Every figure below is labeled with its real currency, not automatically converted.

Income statement

Line item 2026 Q2
(KRW)
2026 Q1
(KRW)
2025 ANNUAL
(KRW)
2025 Q4
(KRW)
2025 Q3
(KRW)
Total Operating Revenue ₩5.12T ₩4.68T ₩18.39T ₩4.80T ₩4.46T
Net Interest Income ₩3.13T ₩3.02T ₩11.69T ₩3.03T ₩2.95T
-Interest Income ₩7.28T ₩7.07T ₩27.99T ₩7.05T ₩6.90T
-Interest Expense ₩4.15T ₩4.05T ₩16.29T ₩4.02T ₩3.96T
Non-Interest Income ₩1.99T ₩1.66T ₩6.70T ₩1.77T ₩1.51T
-Total Premiums Earned -₩1.81T -₩147.18B -₩135.47B -₩318.62B -₩10.77B
-Fees and Commissions ₩968.45B ₩756.35B ₩1.98T ₩519.61B ₩493.65B
-Dividend Income ₩66.18B ₩70.86B ₩209.68B ₩35.90B ₩40.24B
-Investment Banking Profit ₩73.77B ₩29.36B ₩294.95B ₩37.52B ₩112.03B
-Foreign Exchange Trading Gains ₩556.02B ₩89.02B ₩875.96B ₩360.41B ₩121.38B
-Other Non-Interest Income ₩146.72B ₩155.12B ₩1.44T ₩940.62B ₩162.38B
-Gain Loss on Sale of Assets ₩1.99T ₩705.45B ₩2.04T ₩199.42B ₩592.04B
Credit Losses Provision -₩447.96B -₩495.63B -₩1.94T -₩517.39B -₩411.96B
Non-Interest Expense ₩2.16T ₩2.03T ₩9.40T ₩3.15T ₩2.09T
Selling and Admin Expenses ₩1.25T ₩1.21T ₩5.21T ₩1.54T ₩1.25T
-Selling & Marketing Expense ₩80.00B ₩48.62B ₩319.85B ₩123.25B ₩79.65B
-General & Admin Expense ₩1.17T ₩1.17T ₩4.89T ₩1.42T ₩1.17T
Depreciation & Amortization & Depletion ₩210.26B ₩214.99B ₩1.31T ₩680.96B ₩203.99B
-Depreciation & Amortization ₩210.26B ₩214.99B ₩1.31T ₩680.96B ₩203.99B
Other Non-Interest Expenses ₩697.82B ₩604.24B ₩2.88T ₩930.26B ₩633.92B
Other Income (Expense) ₩417.00M ₩66.93B -₩116.77B -₩190.72B -₩4.00B
Income from Associates & Other Participating Interests ₩2.34B ₩48.84B ₩221.23B ₩84.90B ₩21.65B
Special Income (Charges) -₩39.28B – -₩41.26B – –
-Less:Restructuring and Mergern & Acquisition ₩39.28B – -₩3.08B – –
Other Non-Operating Income (Expenses) ₩37.35B ₩18.09B -₩296.73B -₩275.61B -₩25.65B
Pretax Profit ₩2.52T ₩2.22T ₩6.93T ₩900.70B ₩1.95T
Tax ₩669.32B ₩572.23B ₩1.84T ₩362.66B ₩498.43B
Net Profit ₩1.85T ₩1.65T ₩5.08T ₩538.05B ₩1.45T
Profit from Continuing Operations ₩1.85T ₩1.65T ₩5.08T ₩538.05B ₩1.45T
Minority Interests ₩26.52B ₩26.55B ₩112.96B ₩27.43B ₩28.65B
Net Income to Parent Company ₩1.82T ₩1.62T ₩4.97T ₩510.62B ₩1.42T
Other Preferred Stock Dividends ₩55.68B ₩44.05B ₩197.93B ₩54.50B ₩44.30B
Net Income to Common Stockholders ₩1.76T ₩1.58T ₩4.77T ₩456.12B ₩1.38T
Basic EPS ₩3,750.00 ₩3,327.00 ₩9,812.00 ₩1,070.12 ₩2,849.00
Diluted EPS ₩3,750.00 ₩3,327.00 ₩9,812.00 ₩1,070.12 ₩2,849.00
Dividend Per Share ₩731.68 ₩839.88 ₩2,263.65 ₩553.69 ₩572.52
-Less:Impairment of Capital Assets – – ₩2.75B – –
-Less:Other Special Charges – – -₩23.88B – –
-Less:Write Off – – ₩58.71B – –
-Gain on Sale of Business – – -₩6.76B – –

Balance sheet

Line item 2026 Q2
(KRW)
2026 Q1
(KRW)
2025 ANNUAL
(KRW)
2025 Q4
(KRW)
2025 Q3
(KRW)
Total Assets ₩840.89T ₩816.72T ₩786.01T ₩786.01T ₩782.94T
Cash, Cash Equivalents & Federal Funds Sold ₩53.09T ₩44.51T ₩41.39T ₩41.39T ₩49.98T
-Cash and Cash Equivalents ₩48.08T ₩40.80T ₩41.39T ₩41.39T ₩47.26T
-Restricted Cash and Investments ₩5.00T ₩3.71T – – ₩2.72T
Securities Investment ₩211.20T ₩201.84T ₩211.13T ₩211.13T ₩197.95T
-Available for Sale Securities ₩72.30T ₩66.38T ₩75.97T ₩75.97T ₩98.17T
-Held to Maturity Securities ₩33.27T ₩31.26T ₩31.94T ₩31.94T –
-Short Term Investments ₩105.63T ₩104.19T ₩103.22T ₩103.22T ₩99.79T
Long Term Equity Investment ₩2.44T ₩2.53T ₩2.64T ₩2.64T ₩2.62T
Derivative Assets ₩19.53T ₩18.53T ₩7.15T ₩7.15T ₩12.15T
Net Loan ₩482.82T ₩479.67T ₩466.19T ₩466.19T ₩460.74T
-Gross Loan ₩486.53T ₩483.39T ₩469.77T ₩469.77T ₩464.40T
-Allowance for Loans and Lease Losses ₩4.44T ₩4.44T ₩4.28T ₩4.28T ₩4.36T
-Unearned Income ₩731.64B ₩724.47B ₩701.50B ₩701.50B ₩700.74B
Receivables ₩48.29B ₩35.05B ₩31.28T ₩31.28T ₩37.06B
-Other Receivables ₩48.29B ₩35.05B ₩3.84T ₩3.84T ₩37.06B
Net PPE ₩4.08T ₩4.17T ₩6.04T ₩6.04T ₩3.98T
Goodwill and Other Intangible Assets ₩5.94T ₩5.99T ₩5.89T ₩5.89T ₩5.91T
Defined Pension Benefit ₩554.05B ₩403.66B ₩353.10B ₩353.10B ₩297.39B
Deferred Assets ₩176.88B ₩209.70B ₩209.72B ₩209.72B ₩207.99B
Assets Held for Sale ₩79.45B ₩61.14B ₩71.21B ₩71.21B ₩67.39B
Other Assets ₩60.94T ₩58.76T ₩12.58T ₩12.58T ₩49.00T
Total Liabilities ₩778.37T ₩755.24T ₩725.64T ₩725.64T ₩722.36T
Total Deposits ₩476.93T ₩463.73T ₩451.83T ₩451.83T ₩438.96T
Federal Funds Purchased and Securities Sold Under Agreement to Repurchase ₩15.39T ₩12.43T ₩14.99T ₩14.99T ₩12.76T
Derivative Product Liabilities ₩13.25T ₩11.99T ₩7.02T ₩7.02T ₩11.80T
Trading Liabilities ₩6.71T ₩6.35T ₩6.10T ₩6.10T ₩17.93B
Payables ₩262.42B ₩722.00B ₩31.83T ₩31.83T ₩514.16B
-Total Tax Payable ₩262.42B ₩722.00B ₩1.61T ₩1.61T ₩514.16B
Long Term Debt and Capital Lease Obligation ₩137.78T ₩132.87T ₩141.53T ₩141.53T ₩131.88T
-Long Term Debt ₩137.78T ₩132.87T ₩140.74T ₩140.74T ₩131.88T
Non-Current Liabilities ₩1.11T ₩1.27T ₩1.36T ₩1.36T ₩1.14T
Employee Benefits ₩20.32B ₩17.79B ₩17.82B ₩17.82B ₩111.48B
Non-Current Deferred Liabilities ₩1.22T ₩816.34B ₩1.07T ₩1.07T ₩600.17B
Liabilities of Discontinued Operations ₩0.00 ₩1.21B ₩1.47B ₩1.47B –
Other Liabilities ₩125.70T ₩125.05T ₩62.87T ₩62.87T ₩124.58T
Total Equity ₩62.52T ₩61.47T ₩60.37T ₩60.37T ₩60.58T
Stockholders' Equity ₩60.10T ₩59.06T ₩57.96T ₩57.96T ₩57.87T
Capital Stock ₩2.97T ₩2.97T ₩2.97T ₩2.97T ₩2.97T
-Common Stock ₩2.70T ₩2.70T ₩2.70T ₩2.70T ₩2.70T
-Preferred Stock ₩274.06B ₩274.06B ₩274.06B ₩274.06B ₩274.06B
Additional Paid-In Capital ₩2.23T ₩2.23T ₩12.10T ₩12.10T ₩12.10T
Retained Earnings ₩53.45T ₩52.02T ₩41.80T ₩41.80T ₩41.62T
Gains/Losses Not Affecting Retained Earnings -₩1.51T -₩2.11T -₩2.47T -₩2.47T -₩2.72T
Other Equity Interests ₩2.96T ₩3.95T ₩3.57T ₩3.57T ₩3.91T
Minority Interests ₩2.42T ₩2.42T ₩2.41T ₩2.41T ₩2.71T
-Accounts Receivable – – ₩27.44T ₩27.44T –
-Gross PPE – – ₩9.74T ₩9.74T –
-Accumulated Depreciation – – -₩3.70T -₩3.70T –
-Goodwill – – ₩4.66T ₩4.66T –
-Other Intangible Assets – – ₩1.24T ₩1.24T –
Prepaid Assets – – ₩1.06T ₩1.06T –
Short-Term Debt and Capital Lease Obligation – – ₩54.29B ₩54.29B –
-Current Debt – – ₩54.29B ₩54.29B –
-Accounts Payable – – ₩29.03T ₩29.03T –
-Dividends Payable – – ₩6.35B ₩6.35B –
-Other Payable – – ₩1.19T ₩1.19T –
Current Accrued Expenses – – ₩6.96T ₩6.96T –
-Long Term Capital Lease Obligation – – ₩790.34B ₩790.34B –

Cash flow

Line item 2026 Q2
(KRW)
2026 Q1
(KRW)
2025 ANNUAL
(KRW)
2025 Q4
(KRW)
2025 Q3
(KRW)
Operating Cash Flow ₩1.14T ₩13.45T ₩9.73T -₩4.93T ₩12.41T
Net cash flow from continuing operations ₩1.14T ₩13.45T ₩9.73T -₩4.93T ₩12.41T
Net Income from Continuing Operations ₩1.85T ₩1.65T ₩5.08T ₩538.05B ₩1.45T
Gain/Loss from Continuing Operations -₩2.14T -₩440.87B -₩1.98T -₩159.51B -₩287.53B
Depreciation & Depletion & Amortization ₩304.93B ₩313.18B ₩1.30T ₩324.22B ₩312.21B
Deferred Tax ₩669.32B ₩572.23B ₩1.84T ₩362.66B ₩498.43B
Other Non-Cash Items -₩1.16T -₩2.66T -₩10.10T -₩2.29T -₩2.65T
Change in Working Capital -₩1.67T ₩10.33T ₩259.24B -₩6.48T ₩9.55T
-Change in Loans -₩6.35T -₩7.95T -₩16.73T -₩5.35T -₩11.45T
-Change in Other Current Assets -₩2.71T -₩11.11T -₩20.92T ₩1.18T -₩6.52T
-Change in Other Current Liabilities ₩397.08B ₩15.65T ₩18.75T -₩11.69T ₩12.06T
-Change in Other Working Capital ₩6.99T ₩13.73T ₩19.16T ₩9.38T ₩15.45T
Net cash flow from investing -₩1.22T -₩5.13T -₩10.90T -₩5.81T -₩2.77T
Net Cash Flow from Continuing Investing Activities -₩1.22T -₩5.13T -₩10.90T -₩5.81T -₩2.77T
Net PPE Purchase and Sale -₩67.47B -₩36.66B -₩250.93B -₩99.55B -₩60.98B
Net Intangibles Purchase and Sale -₩145.16B -₩262.50B -₩363.97B -₩73.49B -₩61.00B
Net Business Purchase and Sale -₩71.12B -₩81.36B -₩972.98B -₩215.79B -₩795.59B
Net Investment Purchase and Sale -₩935.17B -₩4.77T -₩9.36T -₩5.43T -₩1.88T
Net Other Investing Changes -₩1.39B ₩21.73B ₩43.60B ₩874.00M ₩22.12B
Financing Cash Flow ₩5.96T -₩7.72T ₩1.25T ₩2.82T -₩1.81T
Net Cash Flow from Continuing Financing Activities ₩5.96T -₩7.72T ₩1.25T ₩2.82T -₩1.81T
Net Issuance Payments of Debt ₩7.74T -₩7.26T ₩4.09T ₩3.75T -₩855.83B
Net Common Stock Issuance -₩304.39B -₩395.62B -₩1.25T -₩336.06B -₩263.96B
Cash Dividends Paid -₩813.09B -₩52.77B -₩1.29T -₩327.76B -₩321.37B
Net Other Financing Activities -₩652.76B -₩10.74B -₩296.28B -₩270.60B -₩367.37B
Ending Cash Balance ₩41.88T ₩36.19T ₩35.30T ₩35.30T ₩43.20T
Net Change in Cash ₩5.88T ₩599.56B ₩77.75B -₩7.92T ₩7.82T
Beginning Cash Balance ₩36.19T ₩35.30T ₩35.25T ₩43.20T ₩35.33T
Effect of Exchange Rate Changes -₩193.73B ₩295.67B -₩26.86B ₩18.64B ₩40.36B
Free Cash Flow ₩922.44B ₩13.14T ₩9.09T -₩5.11T ₩12.28T

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