Stocks › RRBI
Red River Bancshares RRBI
US equityMarket cap rank #3484
$103.55 −$0.93 (-0.89%)
Market closed · Nov 6, 8:10 pm ET · Last extended-hours $104.00 +0.43%
Open$104.07
Prev close$104.48
Day range$103.06 – $104.29
Volume47.6K
Market cap$681.78M
P/E (TTM)14.3
Dividend yield0.87%
Fundamentals
Latest reported quarter: Q3, ended Sep 2026
Revenue$34.38M+9.0% YoY
Net profit$12.56M+16.3% YoY
Diluted EPS$1.90+16.6% YoY
Free cash flow$11.08M+213.9% YoY
Operating cash flow$12.28M
Revenue, last 8 quarters
Net profit, last 8 quarters
Diluted EPS by quarter
Free cash flow by quarter
Annual revenue
Profitability & balance sheet
Net margin35.7%
Return on equity13.0%
Return on assets1.4%
Liabilities / assets88.7%
Cash & investments$205.05M
Total debt$1.03M
Net cash (debt)$204.02M
Income statement
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Total Operating Revenue | $34.38M | $33.46M | $32.83M | $124.39M | $32.88M |
| Net Interest Income | $29.85M | $28.95M | $28.39M | $105.46M | $28.22M |
| -Interest Income | $40.77M | $39.31M | $39.13M | $149.79M | $39.18M |
| -Interest Expense | $10.91M | $10.36M | $10.74M | $44.33M | $10.96M |
| Non-Interest Income | $4.53M | $4.51M | $4.45M | $18.93M | $4.65M |
| -Total Premiums Earned | $241,000.00 | $236,000.00 | $221,000.00 | $887,000.00 | $226,000.00 |
| -Fees and Commissions | $4.24M | $4.54M | $4.25M | $17.14M | $4.40M |
| -Dividend Income | $31,000.00 | $17,000.00 | $19,000.00 | $93,000.00 | $20,000.00 |
| -Other Non-Interest Income | $135,000.00 | -$241,000.00 | -$22,000.00 | $714,000.00 | -$8,000.00 |
| -Gain Loss on Sale of Assets | -$113,000.00 | -$35,000.00 | -$19,000.00 | $94,000.00 | $12,000.00 |
| Credit Losses Provision | -$500,000.00 | -$750,000.00 | -$750,000.00 | -$2.30M | -$750,000.00 |
| Non-Interest Expense | $18.27M | $18.04M | $17.15M | $68.96M | $17.94M |
| Occupancy and Equipment | $1.94M | $1.94M | $1.88M | $7.14M | $1.75M |
| Professional Expense and Contract Services Expense | $487,000.00 | $604,000.00 | $529,000.00 | $2.40M | $550,000.00 |
| Selling and Admin Expenses | $11.26M | $11.04M | $10.85M | $42.94M | $11.28M |
| -Selling & Marketing Expense | $344,000.00 | $324,000.00 | $328,000.00 | $1.24M | $325,000.00 |
| -General & Admin Expense | $10.92M | $10.71M | $10.52M | $41.70M | $10.95M |
| Other Non-Interest Expenses | $4.58M | $4.47M | $3.89M | $16.48M | $4.36M |
| Pretax Profit | $15.61M | $14.67M | $14.94M | $53.13M | $14.19M |
| Tax | $3.05M | $2.91M | $2.97M | $10.36M | $2.78M |
| Net Profit | $12.56M | $11.76M | $11.97M | $42.76M | $11.42M |
| Profit from Continuing Operations | $12.56M | $11.76M | $11.97M | $42.76M | $11.42M |
| Net Income to Parent Company | $12.56M | $11.76M | $11.97M | $42.76M | $11.42M |
| Net Income to Common Stockholders | $12.56M | $11.76M | $11.97M | $42.76M | $11.42M |
| Basic EPS | $1.91 | $1.79 | $1.82 | $6.40 | $1.74 |
| Diluted EPS | $1.90 | $1.78 | $1.81 | $6.38 | $1.73 |
| Dividend Per Share | $0.25 | $0.25 | $0.25 | $0.54 | $0.15 |
Balance sheet
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Total Assets | $3.37B | $3.31B | $3.35B | $3.35B | $3.35B |
| Cash, Cash Equivalents & Federal Funds Sold | $205.05M | $195.40M | $210.52M | $213.39M | $213.39M |
| -Cash and Cash Equivalents | $205.05M | $195.40M | $210.52M | $213.39M | $213.39M |
| Securities Investment | $722.84M | $740.81M | $764.78M | $775.37M | $775.37M |
| -Available for Sale Securities | $5.35M | $616.41M | $640.07M | $648.31M | $648.31M |
| -Held to Maturity Securities | $115.92M | $118.36M | $120.61M | $122.62M | $122.62M |
| -Short Term Investments | $601.57M | $6.05M | $4.10M | $4.44M | $4.44M |
| Net Loan | $2.30B | $2.24B | $2.23B | $2.23B | $2.23B |
| -Gross Loan | $2.33B | $2.27B | $2.26B | $2.25B | $2.25B |
| -Allowance for Loans and Lease Losses | $25.12M | $24.77M | $24.05M | $23.40M | $23.40M |
| Receivables | $10.68M | $10.32M | $11.35M | $11.13M | $11.13M |
| -Accounts Receivable | $10.68M | $10.32M | $11.35M | $11.13M | $11.13M |
| Net PPE | $62.79M | $61.46M | $61.92M | $60.76M | $60.76M |
| -Gross PPE | $62.79M | $61.46M | $61.92M | $92.92M | $92.92M |
| Goodwill and Other Intangible Assets | $1.55M | $1.55M | $1.55M | $1.55M | $1.55M |
| Bank-Owned Life Insurance | $31.96M | $31.72M | $31.49M | $31.27M | $31.27M |
| Other Assets | $32.62M | $28.35M | $30.55M | $29.03M | $29.03M |
| Total Liabilities | $2.99B | $2.93B | $2.97B | $2.99B | $2.99B |
| Total Deposits | $2.96B | $2.91B | $2.95B | $2.96B | $2.96B |
| Payables | $6.07M | $6.35M | $6.03M | $6.13M | $6.13M |
| -Accounts Payable | $6.07M | $6.35M | $6.03M | $6.13M | $6.13M |
| Long Term Debt and Capital Lease Obligation | $1.03M | $1.38M | $1.47M | $1.54M | $1.54M |
| -Long Term Capital Lease Obligation | $1.03M | $1.38M | $1.47M | $1.54M | $1.54M |
| Other Liabilities | $16.74M | $13.98M | $19.85M | $14.68M | $14.68M |
| Total Equity | $382.18M | $384.55M | $373.33M | $365.15M | $365.15M |
| Stockholders' Equity | $382.18M | $384.55M | $373.33M | $365.15M | $365.15M |
| Capital Stock | $27.59M | $27.59M | $27.59M | $27.54M | $27.54M |
| -Common Stock | $27.59M | $27.59M | $27.59M | $27.54M | $27.54M |
| -Preferred Stock | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Additional Paid-In Capital | $3.60M | $3.47M | $3.33M | $3.22M | $3.22M |
| Retained Earnings | $409.09M | $398.18M | $388.06M | $377.73M | $377.73M |
| Gains/Losses Not Affecting Retained Earnings | -$58.10M | -$44.69M | -$45.65M | -$43.34M | -$43.34M |
| -Accumulated Depreciation | – | – | – | -$32.16M | -$32.16M |
Cash flow
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Operating Cash Flow | $12.28M | $16.92M | $44.79M | $10.59M | $16.49M |
| Net cash flow from continuing operations | $12.28M | $16.92M | $44.79M | $10.59M | $16.49M |
| Net Income from Continuing Operations | $11.76M | $11.97M | $42.76M | $11.42M | $10.80M |
| Gain/Loss from Continuing Operations | -$3,000.00 | $67,000.00 | -$51,000.00 | -$5,000.00 | -$21,000.00 |
| Depreciation & Depletion & Amortization | $954,000.00 | $916,000.00 | $3.55M | $899,000.00 | $918,000.00 |
| Deferred Tax | -$131,000.00 | -$639,000.00 | -$696,000.00 | -$236,000.00 | $364,000.00 |
| Other Non-Cash Items | $163,000.00 | $1.50M | $637,000.00 | -$860,000.00 | $1.83M |
| Change in Working Capital | -$1.33M | $2.26M | -$3.98M | -$1.45M | $1.90M |
| -Change in Receivables | $1.04M | -$221,000.00 | -$1.08M | -$850,000.00 | -$254,000.00 |
| -Change in Payables and Accrued Expense | -$3.57M | $3.50M | -$1.41M | -$481,000.00 | $927,000.00 |
| -Change in Loans | $1.44M | -$803,000.00 | -$601,000.00 | $112,000.00 | $1.45M |
| -Change in Other Working Capital | -$236,000.00 | -$221,000.00 | -$887,000.00 | -$226,000.00 | -$224,000.00 |
| Net cash flow from investing | $15.11M | -$672,000.00 | -$244.04M | -$81.90M | -$87.77M |
| Net Cash Flow from Continuing Investing Activities | $15.11M | -$672,000.00 | -$244.04M | -$81.90M | -$87.77M |
| Net PPE Purchase and Sale | -$331,000.00 | -$1.95M | -$2.57M | -$1.39M | -$664,000.00 |
| Net Investment Purchase and Sale | $24.90M | $7.44M | -$67.12M | -$4.72M | -$52.74M |
| Net Income from Loans | -$9.47M | -$6.19M | -$174.82M | -$75.79M | -$34.56M |
| Net Other Investing Changes | $9,000.00 | $30,000.00 | $470,000.00 | $0.00 | $200,000.00 |
| Financing Cash Flow | -$42.51M | -$19.12M | $143.66M | $123.64M | $21.89M |
| Net Cash Flow from Continuing Financing Activities | -$42.51M | -$19.12M | $143.66M | $123.64M | $21.89M |
| Increase/Decrease in Deposit | -$40.87M | -$17.48M | $158.31M | $124.63M | $28.18M |
| Cash Dividends Paid | -$1.65M | -$1.64M | -$3.59M | -$986,000.00 | -$987,000.00 |
| Ending Cash Balance | $195.40M | $210.52M | $213.39M | $213.39M | $161.06M |
| Net Change in Cash | -$15.13M | -$2.87M | -$55.58M | $52.34M | -$49.39M |
| Beginning Cash Balance | $210.52M | $213.39M | $268.98M | $161.06M | $210.44M |
| Free Cash Flow | $11.08M | $14.98M | $42.21M | $9.20M | $15.83M |
| Net Issuance Payments of Debt | – | – | $0.00 | – | – |
| Net Common Stock Issuance | – | – | -$11.06M | $0.00 | -$5.30M |
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