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OppFi OPFI

US equityMarket cap rank #3726Credit Services

$6.06 −$0.12 (-1.94%)

Market closed · Oct 8, 7:20 am ET · Last extended-hours $6.06 0.00%

Open$6.08

Prev close$6.18

Day range$6.00 – $6.14

Volume371.3K

Market cap$516.36M

P/E (TTM)2.0

Dividend yield–

Ownership & positioning

Who holds it, who is betting against it, and where the big money is moving

Institutional ownership80.4%-0.52 pts vs. prior quarter

Institutions holding178-2 vs. prior quarter

Insider trades (recent)31 buys / 19 sellsNet buying

Short interest4.10% of floatDays to cover 3.8 · as of 15 Sep 2026

Short-sale volume share31.4%5-day average of daily volume

Short-sale volume as % of daily volume

Large-order net flow, last 20 sessions

Net of large-order buying minus selling, in USD. Over this window: −$3.26M (6 inflow days, 14 outflow days).

Net flow by order size, last 20 sessions

Super/Big orders approximate institutional-size trades; Mid/Small approximate retail-size trades. Net buy minus sell value in each bucket, summed over the window.

The five largest holders on file together own 65.8% of shares outstanding.

Largest holders

Schwartz Capital Group53.39%
Wellington Management Group3.54%
Theodore Schwartz3.54%
Vanguard Capital Management, LLC2.90%
BlackRock2.40%
Christopher McKay1.60%
Citadel Advisors LLC1.25%
Corsair Capital Management, L.P.1.24%

By investor type

VC/PE Fund53.39%
Mutual Fund16.76%
Individual/Insider7.36%
Hedge Fund7.34%
Public Company1.55%
Insurance Company0.73%
Private Company0.26%
Family Office/Trust0.14%

Reported short interest has risen from 3.21% to 4.10% of float over the last 6 biweekly reports (30 Jun 2026 to 15 Sep 2026).

Recent institutional activity

Holder	Type	Period	Share change	New stake
Todd Schwartz	Individual/Insider	2026/Q3	+235,177	0.9%
Nuveen Asset Management LLC	Insurance Company	2026/Q3	+59,514	0.7%
Vanguard Capital Management, LLC	Mutual Fund	2026/Q3	+1,094,969	2.9%
Corsair Capital Management, L.P.	Hedge Fund	2026/Q3	+1,023,699	1.2%
M3F, Inc.	Hedge Fund	2026/Q3	+764,445	0.9%
Citadel Advisors LLC	Hedge Fund	2026/Q3	+555,452	1.3%
Wellington Management Group	Mutual Fund	2026/Q3	+389,082	3.5%
Columbia Management Investment Advisers, LLC	Mutual Fund	2026/Q3	+323,314	0.5%
The Goldman Sachs Group, Inc.	Public Company	2026/Q3	+302,129	0.5%
PL Capital Advisors, LLC	Hedge Fund	2026/Q3	+300,000	0.4%
Dimensional Fund Advisors	Mutual Fund	2026/Q3	+220,144	0.8%
LB Partners LLC	Hedge Fund	2026/Q3	+132,500	0.7%
Geode Capital Management, LLC	Mutual Fund	2026/Q3	+131,676	0.9%
BlackRock	Mutual Fund	2026/Q3	+111,860	2.4%
Northern Trust Global Investments	Mutual Fund	2026/Q3	+105,234	0.4%

Institutional buy/sell activity by reporting period, largest moves first.

Insider transactions

Date	Insider	Title	Transaction	Shares	Price	Held after
30 Sep 2026	Pamela Johnson	CFO, Chief Accounting Officer and Principal Financial & Accounting Officer	Sale to Issuer	-4,185	$6.03	81,365
30 Sep 2026	Todd Schwartz	Chairperson & CEO	Sale to Issuer	-7,140	$6.03	760,580
30 Sep 2026	Christopher McKay	Chief Risk & Analytics Officer	Sale to Issuer	-3,735	$6.03	1,361,599
13 Sep 2026	Todd Schwartz	Chairperson & CEO	Open Market Acquisition	+5,240	$7.96	747,074
10 Sep 2026	Pamela Johnson	CFO, Chief Accounting Officer and Principal Financial & Accounting Officer	Open Market Disposition	-8,650	$8.02	71,274
9 Sep 2026	Todd Schwartz	Chairperson & CEO	Open Market Acquisition	+3,350	$7.56	741,834
8 Sep 2026	Todd Schwartz	Chairperson & CEO	Open Market Acquisition	+3,450	$7.59	738,484
7 Sep 2026	Todd Schwartz	Chairperson & CEO	Open Market Acquisition	+3,475	$7.41	735,034
3 Sep 2026	Todd Schwartz	Chairperson & CEO	Open Market Acquisition	+3,500	$7.35	731,559
2 Sep 2026	Todd Schwartz	Chairperson & CEO	Open Market Acquisition	+3,450	$7.33	728,059
1 Sep 2026	Todd Schwartz	Chairperson & CEO	Open Market Acquisition	+3,550	$7.15	724,609
31 Aug 2026	Todd Schwartz	Chairperson & CEO	Open Market Acquisition	+3,550	$6.91	721,059
30 Aug 2026	Todd Schwartz	Chairperson & CEO	Open Market Acquisition	+3,550	$6.93	717,509
27 Aug 2026	Todd Schwartz	Chairperson & CEO	Open Market Acquisition	+3,500	$7.15	713,959
26 Aug 2026	Todd Schwartz	Chairperson & CEO	Open Market Acquisition	+3,550	$7.13	710,459
25 Aug 2026	Todd Schwartz	Chairperson & CEO	Open Market Acquisition	+3,500	$7.19	706,909
25 Aug 2026	Christopher McKay	Chief Risk & Analytics Officer	Open Market Disposition	-77,850	$7.18	1,350,003
24 Aug 2026	Todd Schwartz	Chairperson & CEO	Open Market Acquisition	+3,475	$7.25	703,409
23 Aug 2026	Todd Schwartz	Chairperson & CEO	Open Market Acquisition	+3,475	$7.15	699,934
20 Aug 2026	Todd Schwartz	Chairperson & CEO	Open Market Acquisition	+3,550	$7.07	696,459

From Form 4/Form 144 filings. Negative share counts are disposals (sales, gifts, or shares withheld for taxes); positive are acquisitions.

Short interest, by report

Report date	Shares short	% of float	Days to cover
15 Sep 2026	3,494,465	4.1%	3.8
31 Aug 2026	3,223,902	3.8%	4.7
14 Aug 2026	3,536,519	4.2%	2.2
31 Jul 2026	2,404,774	2.8%	5.4
15 Jul 2026	2,607,872	3.1%	3.6
30 Jun 2026	2,739,256	3.2%	2.5

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