Stocks › NBN
Northeast Bank NBN
US equityMarket cap rank #3164
$126.29 +$1.36 (+1.09%)
Market closed · Nov 6, 8:20 pm ET · Last extended-hours $126.29 0.00%
Open$125.51
Prev close$124.93
Day range$124.85 – $126.81
Volume94.5K
Market cap$1.08B
P/E (TTM)9.9
Dividend yield0.03%
Fundamentals
Latest reported quarter: Q4, ended Jun 2026
Revenue$60.48M+1.2% YoY
Net profit$34.34M+36.2% YoY
Diluted EPS$4.05+34.6% YoY
Free cash flow-$17.92M-136.5% YoY
Operating cash flow-$17.33M
Revenue, last 8 quarters
Net profit, last 8 quarters
Diluted EPS by quarter
Free cash flow by quarter
Annual revenue
Profitability & balance sheet
Net margin48.3%
Return on equity19.6%
Return on assets2.3%
Liabilities / assets88.4%
Cash & investments$434.37M
Total debt$853.64M
Net cash (debt)-$419.27M
Income statement
| Line item | 2026 ANNUAL | 2026 Q4 | 2026 Q3 | 2026 Q2 | 2026 Q1 |
|---|---|---|---|---|---|
| Total Operating Revenue | $222.55M | $60.48M | $63.43M | $49.12M | $49.53M |
| Net Interest Income | $220.38M | $60.32M | $63.07M | $48.80M | $48.19M |
| -Interest Income | $368.95M | $99.79M | $101.87M | $84.09M | $83.21M |
| -Interest Expense | $148.57M | $39.47M | $38.80M | $35.29M | $35.02M |
| Non-Interest Income | $2.17M | $159,000.00 | $361,000.00 | $315,000.00 | $1.33M |
| -Total Premiums Earned | $925,000.00 | $129,000.00 | $284,000.00 | $389,000.00 | $124,000.00 |
| -Fees and Commissions | -$10.65M | -$2.55M | -$2.83M | -$2.28M | -$2.99M |
| -Other Non-Interest Income | $133,000.00 | $21,000.00 | $37,000.00 | $63,000.00 | $11,000.00 |
| -Gain Loss on Sale of Assets | $11.76M | $2.56M | $2.87M | $2.14M | $4.19M |
| Credit Losses Provision | $2.09M | $2.31M | $218,000.00 | -$875,000.00 | $435,000.00 |
| Non-Interest Expense | $77.46M | $20.34M | $20.46M | $18.12M | $18.54M |
| Occupancy and Equipment | $4.68M | $1.20M | $1.22M | $1.12M | $1.15M |
| Professional Expense and Contract Services Expense | $3.61M | $1.12M | $631,000.00 | $771,000.00 | $1.10M |
| Selling and Admin Expenses | $56.52M | $14.80M | $15.53M | $13.09M | $13.10M |
| -Selling & Marketing Expense | $500,000.00 | $137,000.00 | $129,000.00 | $110,000.00 | $123,000.00 |
| -General & Admin Expense | $56.02M | $14.66M | $15.40M | $12.98M | $12.98M |
| Other Non-Interest Expenses | $12.65M | $3.23M | $3.07M | $3.15M | $3.20M |
| Pretax Profit | $147.18M | $42.45M | $43.20M | $30.12M | $31.42M |
| Tax | $39.71M | $8.11M | $13.34M | $9.38M | $8.88M |
| Net Profit | $107.48M | $34.34M | $29.85M | $20.74M | $22.54M |
| Profit from Continuing Operations | $107.48M | $34.34M | $29.85M | $20.74M | $22.54M |
| Net Income to Parent Company | $107.48M | $34.34M | $29.85M | $20.74M | $22.54M |
| Net Income to Common Stockholders | $107.48M | $34.34M | $29.85M | $20.74M | $22.54M |
| Basic EPS | $12.94 | $4.13 | $3.59 | $2.49 | $2.72 |
| Diluted EPS | $12.74 | $4.05 | $3.53 | $2.47 | $2.67 |
| Dividend Per Share | $0.04 | $0.01 | $0.01 | $0.01 | $0.01 |
Balance sheet
| Line item | 2026 ANNUAL | 2026 Q4 | 2026 Q3 | 2026 Q2 | 2026 Q1 |
|---|---|---|---|---|---|
| Total Assets | $5.23B | $5.23B | $5.03B | $4.95B | $4.17B |
| Cash, Cash Equivalents & Federal Funds Sold | $434.37M | $434.37M | $401.13M | $446.22M | $341.82M |
| -Cash and Cash Equivalents | $434.37M | $434.37M | $401.13M | $446.22M | $341.82M |
| Securities Investment | $97.64M | $97.64M | $12.36M | $12.52M | $15.63M |
| -Available for Sale Securities | $97.09M | $97.09M | $7.63M | $7.60M | $7.51M |
| -Short Term Investments | $550,000.00 | $550,000.00 | $4.72M | $4.92M | $8.12M |
| Net Loan | $4.53B | $4.53B | $4.50B | $4.37B | $3.72B |
| -Gross Loan | $4.59B | $4.59B | $4.56B | $4.44B | $3.77B |
| -Allowance for Loans and Lease Losses | $58.42M | $58.42M | $60.31M | $63.81M | $46.71M |
| Receivables | $19.42M | $19.42M | $19.20M | $18.89M | $17.33M |
| -Accounts Receivable | $19.42M | $19.42M | $19.20M | $18.89M | $17.33M |
| Net PPE | $23.01M | $23.01M | $23.21M | $23.65M | $24.19M |
| -Gross PPE | $38.53M | $38.53M | – | – | – |
| -Accumulated Depreciation | -$15.52M | -$15.52M | – | – | – |
| Goodwill and Other Intangible Assets | $534,000.00 | $534,000.00 | $604,000.00 | $639,000.00 | $662,000.00 |
| -Other Intangible Assets | $534,000.00 | $534,000.00 | $604,000.00 | $639,000.00 | $662,000.00 |
| Bank-Owned Life Insurance | $18.79M | $18.79M | $18.66M | $19.01M | $18.62M |
| Foreclosed Assets | $9.60M | $9.60M | $9.16M | $719,000.00 | $1.28M |
| Federal Home Loan Bank Stock | $36.03M | $36.03M | $30.84M | $26.98M | $15.12M |
| Other Assets | $54.76M | $54.76M | $19.57M | $24.26M | $17.90M |
| Total Liabilities | $4.62B | $4.62B | $4.47B | $4.41B | $3.66B |
| Total Deposits | $3.69B | $3.69B | $3.65B | $3.82B | $3.25B |
| Short-Term Debt and Capital Lease Obligation | $326.78M | $326.78M | – | – | $9.64M |
| -Current Debt | $324.21M | $324.21M | – | – | $9.64M |
| -Current Capital Lease Obligation | $2.58M | $2.58M | – | – | – |
| Long Term Debt and Capital Lease Obligation | $529.44M | $529.44M | $737.79M | $519.30M | $325.78M |
| -Long Term Debt | $514.73M | $514.73M | $720.06M | $501.13M | $307.16M |
| -Long Term Capital Lease Obligation | $14.71M | $14.71M | $17.72M | $18.17M | $18.62M |
| Other Liabilities | $77.89M | $77.89M | $77.46M | $72.83M | $71.99M |
| Total Equity | $603.85M | $603.85M | $567.66M | $536.02M | $513.65M |
| Stockholders' Equity | $603.85M | $603.85M | $567.66M | $536.02M | $513.65M |
| Capital Stock | $8.56M | $8.56M | $8.56M | $8.56M | $8.56M |
| -Common Stock | $8.56M | $8.56M | $8.56M | $8.56M | $8.56M |
| -Preferred Stock | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Additional Paid-In Capital | $101.30M | $101.30M | $99.20M | $97.32M | $95.59M |
| Retained Earnings | $494.17M | $494.17M | $459.91M | $430.14M | $409.49M |
| Gains/Losses Not Affecting Retained Earnings | -$165,000.00 | -$165,000.00 | -$3,000.00 | $4,000.00 | $5,000.00 |
Cash flow
| Line item | 2026 ANNUAL | 2026 Q4 | 2026 Q3 | 2026 Q2 | 2026 Q1 |
|---|---|---|---|---|---|
| Operating Cash Flow | -$62.54M | -$17.33M | -$10.08M | -$56.41M | $21.28M |
| Net cash flow from continuing operations | -$62.54M | -$17.33M | -$10.08M | -$56.41M | $21.28M |
| Net Income from Continuing Operations | $107.48M | $34.34M | $29.86M | $20.74M | $22.54M |
| Gain/Loss from Continuing Operations | -$12.04M | -$2.87M | -$2.91M | -$2.13M | -$4.14M |
| Depreciation & Depletion & Amortization | $3.14M | $787,000.00 | $783,000.00 | $786,000.00 | $787,000.00 |
| Deferred Tax | $3.01M | $3.15M | -$143,000.00 | -$1,000.00 | $0.00 |
| Other Non-Cash Items | -$142.95M | -$16.70M | -$48.54M | -$71.41M | -$6.29M |
| Change in Working Capital | -$28.65M | -$37.48M | $9.17M | -$7.09M | $6.75M |
| -Change in Other Current Assets | -$36.53M | -$37.84M | $4.53M | -$7.93M | $4.71M |
| -Change in Other Current Liabilities | $7.88M | $364,000.00 | $4.64M | $838,000.00 | $2.04M |
| Net cash flow from investing | -$742.16M | -$106.35M | -$85.43M | -$591.64M | $41.26M |
| Net Cash Flow from Continuing Investing Activities | -$742.16M | -$106.35M | -$85.43M | -$591.64M | $41.26M |
| Net PPE Purchase and Sale | -$1.45M | -$592,000.00 | -$337,000.00 | -$252,000.00 | -$269,000.00 |
| Net Investment Purchase and Sale | -$75.74M | -$86.12M | $115,000.00 | $2.96M | $7.31M |
| Net Income from Loans | -$646.35M | -$14.50M | -$82.02M | -$583.21M | $33.39M |
| Net Other Investing Changes | -$18.63M | -$5.14M | -$3.19M | -$11.13M | $832,000.00 |
| Financing Cash Flow | $825.46M | $156.93M | $50.42M | $752.45M | -$134.34M |
| Net Cash Flow from Continuing Financing Activities | $825.46M | $156.93M | $50.42M | $752.45M | -$134.34M |
| Increase/Decrease in Deposit | $314.16M | $38.58M | -$167.98M | $568.77M | -$125.21M |
| Net Issuance Payments of Debt | $516.98M | $118.43M | $218.48M | $183.89M | -$3.82M |
| Net Common Stock Issuance | $0.00 | $5.34M | -$5.34M | – | – |
| Cash Dividends Paid | -$345,000.00 | -$83,000.00 | -$85,000.00 | -$94,000.00 | -$83,000.00 |
| Net Other Financing Activities | -$5.34M | – | – | -$116,000.00 | -$5.22M |
| Ending Cash Balance | $434.37M | $434.37M | $401.13M | $446.22M | $341.82M |
| Net Change in Cash | $20.76M | $33.24M | -$45.09M | $104.41M | -$71.80M |
| Beginning Cash Balance | $413.62M | $401.13M | $446.22M | $341.82M | $413.62M |
| Free Cash Flow | -$63.99M | -$17.92M | -$10.42M | -$56.66M | $21.01M |
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