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Stocks LYG

Lloyds Banking LYG

US equityMarket cap rank #196
$5.67
+$0.03 (+0.44%)
Market open · Sep 24, 1:10 pm ET
After hours $5.67 +0.53%
Open$5.65
Prev close$5.64
Day range$5.62 – $5.70
Volume12.03M
Market cap$81.68B
P/E (TTM)13.4
Dividend yield3.50%

Fundamentals

Latest reported quarter: Q2, ended Jun 2026 · reported in GBP

Revenue£5.73B+14.7% YoY
Net profit£1.57B+11.2% YoY
Diluted EPS£0.10+14.3% YoY

Revenue, last 8 quarters

£4.3BSep '24£5.1BDec '24£4.7BMar '25£5.0BJun '25£4.6BSep '25£5.8BDec '25£5.2BMar '26£5.7BJun '26

Net profit, last 8 quarters

£1.3BSep '24£700.0MDec '24£1.1BMar '25£1.4BJun '25£778.0MSep '25£1.4BDec '25£1.6BMar '26£1.6BJun '26

Diluted EPS by quarter

0.08Sep '240.04Dec '240.07Mar '250.08Jun '250.04Sep '250.09Dec '250.10Mar '260.10Jun '26

Annual revenue

£15.1BFY20£16.3BFY21£16.1BFY22£19.2BFY23£18.6BFY24£20.0BFY25

Profitability & balance sheet

Net margin22.4%
Return on equity10.2%
Return on assets0.5%
Liabilities / assets95.2%
Cash & investments£61.53B
Total debt£106.50B
Net cash (debt)-£44.97B
Free cash flow / sales42.5%

This company reports in its own local currency, not U.S. dollars. Every figure below is labeled with its real currency, not automatically converted.

Income statement

Line item 2026 Q2
(GBP)
2026 Q1
(GBP)
2025 ANNUAL
(GBP)
2025 Q4
(GBP)
2025 Q3
(GBP)
Total Operating Revenue £5.73B £5.18B £20.03B £5.78B £4.56B
Net Interest Income £3.62B £3.48B £13.23B £3.42B £3.33B
-Interest Income £11.74B £3.48B £30.75B £20.94B -£5.56B
Non-Interest Income £2.11B £1.70B £6.80B £2.35B £1.23B
Other Income (Expense) -£136.00M -£18.00M -£392.00M -£376.00M £280.00M
Special Income (Charges) -£136.00M -£18.00M -£392.00M -£376.00M £280.00M
-Less:Restructuring and Mergern & Acquisition £104.00M £18.00M £380.00M £364.00M -£278.00M
Pretax Profit £2.27B £2.03B £6.66B £1.98B £1.17B
Tax £700.00M £470.00M £1.90B £548.00M £396.00M
Net Profit £1.57B £1.56B £4.76B £1.44B £778.00M
Profit from Continuing Operations £1.57B £1.56B £4.76B £1.44B £778.00M
Minority Interests £34.00M £24.00M £98.00M £33.00M £40.00M
Net Income to Parent Company £1.53B £1.53B £4.66B £1.40B £738.00M
Other Preferred Stock Dividends £111.00M £118.00M £463.00M £98.00M £120.00M
Net Income to Common Stockholders £1.42B £1.41B £4.20B £1.30B £618.00M
Basic EPS £0.10 £0.10 £0.28 £0.09 £0.04
Diluted EPS £0.10 £0.10 £0.28 £0.09 £0.04
Dividend Per Share £0.10 £0.00 £0.13 £0.00 £0.05
-Interest Expense £17.52B
-Total Premiums Earned £1.16B
-Fees and Commissions £1.78B
-Depreciation & Amortization £3.48B
-Less:Other Special Charges £10.00M
-Less:Write Off £2.00M

Balance sheet

Line item 2026 Q2
(GBP)
2026 Q1
(GBP)
2025 ANNUAL
(GBP)
2025 Q4
(GBP)
2025 Q3
(GBP)
Total Assets £994.16B £968.13B £944.07B £944.07B £937.46B
Cash, Cash Equivalents & Federal Funds Sold £136.89B £62.13B £128.63B £128.63B £61.85B
-Cash and Cash Equivalents £61.53B £62.13B £56.66B £56.66B £61.85B
-Money Market Investments £75.36B £71.97B £71.97B
-Available for Sale Securities £57.06B £600.56B £50.31B £50.31B £584.89B
Derivative Assets £20.73B £22.31B £19.73B £19.73B £19.06B
Net Loan £511.99B £500.55B £500.55B
-Allowance for Loans and Lease Losses £2.95B £3.01B £3.01B
Goodwill and Other Intangible Assets £8.73B £8.59B £8.59B
Defined Pension Benefit £2.86B £2.70B £2.70B
Other Assets £25.60B £44.50B £2.99B £2.99B £39.42B
Total Liabilities £946.92B £919.89B £896.21B £896.21B £891.83B
Total Deposits £509.12B £503.40B £502.24B £502.24B £505.05B
Derivative Product Liabilities £17.83B £19.57B £16.13B £16.13B £15.93B
Trading Liabilities £2.34B £1.96B £1.96B
Payables £35.00M £7.19B £7.19B
-Total Tax Payable £35.00M £52.00M £52.00M
Long Term Debt and Capital Lease Obligation £106.50B £100.75B £95.15B £95.15B £88.31B
Other Liabilities £97.85B £72.79B £73.06B £73.06B £64.67B
Total Equity £47.24B £48.23B £47.87B £47.87B £45.63B
Stockholders' Equity £47.01B £48.03B £47.67B £47.67B £45.48B
Capital Stock £5.83B £5.89B £5.89B
-Common Stock £5.83B £5.89B £5.89B
Additional Paid-In Capital £18.86B £24.77B £24.77B
Retained Earnings £6.24B £6.29B £6.29B
Other Equity Interests £5.55B £5.95B £5.95B
Minority Interests £225.00M £199.00M £199.00M
-Trading Securities £3.94B £3.94B
Long Term Equity Investment £445.00M £445.00M
Net PPE £11.00B £11.00B
-Gross PPE £11.00B £11.00B
-Goodwill £3.01B £3.01B
-Other Intangible Assets £5.58B £5.58B
Prepaid Assets £1.79B £1.79B
Assets Held for Sale £0.00 £0.00
-Other Payable £7.14B £7.14B
Convertible preferred securities £407.00M £407.00M

Cash flow

Line item 2025 ANNUAL
(GBP)
2024 ANNUAL
(GBP)
2023 ANNUAL
(GBP)
2022 ANNUAL
(GBP)
2021 ANNUAL
(GBP)
Operating Cash Flow £5.70B -£4.39B £6.81B £22.01B £6.76B
Net Income from Continuing Operations £6.66B £5.97B £7.50B £4.78B £6.90B
Other Non-Cash Items £2.23B £3.13B £4.24B £1.33B £403.00M
Change in Working Capital -£5.29B -£16.02B -£4.88B £18.22B £1.92B
-Change in Loans £8.54B -£4.77B -£8.80B £19.12B -£12.96B
-Change in Other Current Assets £18.91B -£2.62B £9.16B -£15.04B £8.78B
-Change in Other Current Liabilities £5.21B £10.96B £5.11B -£2.28B £6.16B
Net cash flow from investing -£10.19B -£7.69B -£9.82B £510.00M -£2.55B
Net PPE Purchase and Sale -£3.51B -£2.86B -£2.93B -£882.00M -£1.79B
Net Intangibles Purchase and Sale -£1.25B -£1.20B -£1.49B -£1.42B
Net Business Purchase and Sale £27.00M -£179.00M -£380.00M -£373.00M -£57.00M
Net Investment Purchase and Sale -£5.45B -£3.46B -£5.01B £3.19B -£697.00M
Financing Cash Flow -£5.36B -£5.93B -£3.50B -£6.61B -£3.23B
Net Issuance Payments of Debt -£171.00M -£7.00M -£328.00M -£1.38B -£557.00M
Net Common Stock Issuance -£1.61B -£1.82B -£1.91B -£1.98B £25.00M
Cash Dividends Paid -£2.00B -£1.83B -£1.65B -£1.48B -£877.00M
Net Other Financing Activities -£718.00M -£1.57B £1.11B -£1.08B -£429.00M
Ending Cash Balance £60.59B £70.82B £88.84B £95.83B £79.19B
Net Change in Cash -£9.85B -£18.02B -£6.51B £15.91B £979.00M
Beginning Cash Balance £70.82B £88.84B £95.83B £79.19B £78.15B
Effect of Exchange Rate Changes -£378.00M -£7.00M -£480.00M £727.00M £70.00M
Free Cash Flow -£622.00M -£10.02B £1.36B £18.16B £3.53B
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