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Heritage Insurance HRTG

US equityMarket cap rank #3224Insurance - Property & Casualty

$34.54 +$0.37 (+1.08%)

Pre-market · Oct 8, 8:20 am ET · After hours $34.90 +1.04%

Open$33.91

Prev close$34.17

Day range$32.86 – $34.86

Volume161.4K

Market cap$1.03B

P/E (TTM)4.9

Dividend yield–

Ownership & positioning

Who holds it, who is betting against it, and where the big money is moving

Institutional ownership69.7%-0.35 pts vs. prior quarter

Institutions holding236+1 vs. prior quarter

Insider trades (recent)12 buys / 38 sellsNet selling

Short interest2.87% of floatDays to cover 3.4 · as of 15 Sep 2026

Short-sale volume share15.1%5-day average of daily volume

Short-sale volume as % of daily volume

Large-order net flow, last 20 sessions

Net of large-order buying minus selling, in USD. Over this window: −$2.82M (7 inflow days, 13 outflow days).

Net flow by order size, last 20 sessions

Super/Big orders approximate institutional-size trades; Mid/Small approximate retail-size trades. Net buy minus sell value in each bucket, summed over the window.

The five largest holders on file together own 27.6% of shares outstanding.

Largest holders

BlackRock8.08%
Raymond Hyer7.25%
Dimensional Fund Advisors4.54%
Vanguard Capital Management, LLC4.03%
American Century Investment Management3.70%
Ernesto Garateix3.59%
Vanguard Portfolio Management, LLC3.29%
Mark Berset2.64%

By investor type

Mutual Fund52.63%
Individual/Insider20.74%
Hedge Fund8.43%
Private Company3.27%
Public Company3.20%
Insurance Company1.04%
Government Pension Fund0.69%
Family Office/Trust0.46%

Reported short interest has fallen from 3.24% to 2.87% of float over the last 6 biweekly reports (30 Jun 2026 to 15 Sep 2026).

Recent institutional activity

Holder	Type	Period	Share change	New stake
Nuveen Asset Management LLC	Insurance Company	2026/Q3	+189,666	1.0%
The Burney Company	Mutual Fund	2026/Q3	+98,849	0.3%
Jane Street Group, LLC	Private Company	2026/Q3	+269,727	1.7%
Millennium Management LLC	Hedge Fund	2026/Q3	+157,068	0.9%
D. E. Shaw & Co., L.P.	Hedge Fund	2026/Q3	+151,249	0.5%
BlackRock	Mutual Fund	2026/Q3	+142,519	8.1%
Teachers Insurance and Annuity Association-College Retirement Equities Fund	Mutual Fund	2026/Q3	+133,718	1.0%
Point72 Asset Management, L.P.	Hedge Fund	2026/Q3	+130,487	0.5%
Vanguard Portfolio Management, LLC	Mutual Fund	2026/Q3	+102,397	3.3%
Morgan Stanley	Public Company	2026/Q3	+98,683	1.3%
Balyasny Asset Management L.P.	Hedge Fund	2026/Q3	+95,993	0.3%
Pacific Ridge Capital Partners, LLC	Mutual Fund	2026/Q3	+94,603	1.7%
Two Sigma Investments, LP	Hedge Fund	2026/Q3	+85,433	1.2%
Algert Global LLC	Hedge Fund	2026/Q3	+81,624	0.3%
American Century Investment Management	Mutual Fund	2026/Q3	+77,985	3.7%

Institutional buy/sell activity by reporting period, largest moves first.

Insider transactions

Date	Insider	Title	Transaction	Shares	Price	Held after
17 Sep 2026	Timothy Johns	President of Zephyr Insurance Company	Automatic Disposition	-3,500	$34.74	21,938
13 Sep 2026	Ernesto Garateix	Chief Executive Officer	Open Market Disposition	-2,500	$35.25	1,035,955
8 Sep 2026	Sharon Binnun	Chief Accounting Officer	Open Market Disposition	-6,565	$33.82	80,623
2 Sep 2026	Ernesto Garateix	Chief Executive Officer	Open Market Disposition	-2,500	$35.10	1,038,455
31 Aug 2026	Sharon Binnun	Chief Accounting Officer	Automatic Disposition	-9,200	$33.91	87,188
23 Aug 2026	Ernesto Garateix	Chief Executive Officer	Open Market Disposition	-10,000	$34.88	1,040,955
18 Aug 2026	Timothy Johns	President of Zephyr Insurance Company	Automatic Disposition	-3,500	$33.68	25,438
17 Aug 2026	Ernesto Garateix	Chief Executive Officer	Automatic Disposition	-10,000	$34.55	1,050,955
16 Aug 2026	Kirk Lusk	Chief Financial Officer	Open Market Disposition	-10,000	$34.16	492,522
9 Aug 2026	Timothy Moura	President of Narragansett Bay Insurance Company	Open Market Disposition	-15,104	$32.49	144,941
2 Aug 2026	Sharon Binnun	Chief Accounting Officer	Automatic Disposition	-9,200	$30.03	96,388
30 Jun 2026	Sharon Binnun	Chief Accounting Officer	Automatic Disposition	-9,200	$26.58	105,588
21 Jun 2026	Sharon Binnun	Chief Accounting Officer	Automatic Disposition	-9,200	$24.36	114,788
10 Jun 2026	Paul Whiting	Independent Director	Other Disposition	-9,662	–	157,038
9 Jun 2026	Richard Widdicombe	Chairperson	Other Acquisition	+2,703	–	451,750
9 Jun 2026	Paul Whiting	Independent Director	Other Acquisition	+2,703	–	157,038
9 Jun 2026	Panagiotis Apostolou	Independent Director	Other Acquisition	+2,703	–	169,972
9 Jun 2026	Joseph Vattamattam	Independent Director	Other Acquisition	+2,703	–	63,763
9 Jun 2026	Irini Barlas	Independent Director	Other Acquisition	+2,703	–	90,620
18 May 2026	Paul Whiting	Independent Director	Private Acquisition	+1,000	$24.45	163,997

From Form 4/Form 144 filings. Negative share counts are disposals (sales, gifts, or shares withheld for taxes); positive are acquisitions.

Short interest, by report

Report date	Shares short	% of float	Days to cover
15 Sep 2026	852,457	2.9%	3.4
31 Aug 2026	800,218	2.7%	3.3
14 Aug 2026	661,848	2.2%	1.6
31 Jul 2026	744,535	2.5%	2.6
15 Jul 2026	918,505	3.0%	3.3
30 Jun 2026	980,718	3.2%	1.7

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