Latest reported quarter: Q4, ended Jun 2026
| Line item | 2026 ANNUAL | 2026 Q4 | 2026 Q3 | 2026 Q2 | 2026 Q1 |
|---|---|---|---|---|---|
| Total Operating Revenue | $92.58M | $24.98M | $23.89M | $22.22M | $21.51M |
| Net Interest Income | $77.91M | $21.15M | $20.19M | $19.06M | $17.52M |
| -Interest Income | $131.13M | $33.43M | $32.58M | $33.50M | $31.62M |
| -Interest Expense | $53.21M | $12.28M | $12.39M | $14.44M | $14.10M |
| Non-Interest Income | $14.67M | $3.83M | $3.70M | $3.16M | $3.99M |
| -Total Premiums Earned | $2.76M | $721,000.00 | $708,000.00 | $674,000.00 | $652,000.00 |
| -Fees and Commissions | $10.86M | $2.75M | $2.70M | $2.71M | $2.70M |
| -Other Non-Interest Income | $1.63M | $351,000.00 | $296,000.00 | $349,000.00 | $632,000.00 |
| -Gain Loss on Sale of Assets | -$576,000.00 | $0.00 | $0.00 | -$576,000.00 | – |
| Credit Losses Provision | -$2.03M | -$126,000.00 | -$451,000.00 | -$199,000.00 | -$1.26M |
| Non-Interest Expense | $43.72M | $11.92M | $11.28M | $10.46M | $10.06M |
| Occupancy and Equipment | $3.77M | $1.05M | $996,000.00 | $870,000.00 | $858,000.00 |
| Professional Expense and Contract Services Expense | $1.49M | $322,000.00 | $280,000.00 | $479,000.00 | $406,000.00 |
| Selling and Admin Expenses | $28.70M | $8.07M | $7.27M | $6.74M | $6.62M |
| -Selling & Marketing Expense | $506,000.00 | $148,000.00 | $111,000.00 | $147,000.00 | $100,000.00 |
| -General & Admin Expense | $28.20M | $7.93M | $7.16M | $6.59M | $6.52M |
| Other Non-Interest Expenses | $9.75M | $2.48M | $2.73M | $2.37M | $2.17M |
| Pretax Profit | $46.83M | $12.93M | $12.16M | $11.56M | $10.19M |
| Tax | $5.81M | $1.59M | $1.64M | $1.27M | $1.32M |
| Net Profit | $41.02M | $11.34M | $10.52M | $10.29M | $8.87M |
| Profit from Continuing Operations | $41.02M | $11.34M | $10.52M | $10.29M | $8.87M |
| Net Income to Parent Company | $41.02M | $11.34M | $10.52M | $10.29M | $8.87M |
| Net Income to Common Stockholders | $41.02M | $11.34M | $10.52M | $10.29M | $8.87M |
| Basic EPS | $2.41 | $0.67 | $0.62 | $0.60 | $0.52 |
| Diluted EPS | $2.41 | $0.67 | $0.62 | $0.60 | $0.52 |
| Dividend Per Share | $0.40 | $0.10 | $0.10 | $0.10 | $0.10 |
| Line item | 2026 ANNUAL | 2026 Q4 | 2026 Q3 | 2026 Q2 | 2026 Q1 |
|---|---|---|---|---|---|
| Total Assets | $3.18B | $3.18B | $3.18B | $3.15B | $3.06B |
| Cash, Cash Equivalents & Federal Funds Sold | $146.13M | $146.13M | $140.68M | $125.31M | $155.99M |
| -Cash and Cash Equivalents | $146.13M | $146.13M | $140.68M | $125.31M | $155.99M |
| Securities Investment | $1.18B | $1.18B | $1.18B | $1.22B | $1.14B |
| -Available for Sale Securities | $16.95M | $16.95M | $18.58M | $27.09M | $35.19M |
| -Held to Maturity Securities | $803.55M | $803.55M | $814.31M | $810.29M | $787.13M |
| -Short Term Investments | $357.24M | $357.24M | $351.97M | $384.90M | $315.27M |
| Net Loan | $1.73B | $1.73B | $1.73B | $1.67B | $1.65B |
| -Gross Loan | $1.75B | $1.75B | $1.75B | $1.69B | $1.67B |
| -Allowance for Loans and Lease Losses | $21.86M | $21.86M | $21.78M | $21.33M | $21.29M |
| Receivables | $17.18M | $17.18M | $20.07M | $17.99M | $17.32M |
| -Accounts Receivable | $17.18M | $17.18M | $20.07M | $17.99M | $17.32M |
| Net PPE | $14.84M | $14.84M | $15.02M | $15.29M | $15.36M |
| -Gross PPE | $28.92M | $28.92M | – | – | – |
| -Accumulated Depreciation | -$14.09M | -$14.09M | – | – | – |
| Bank-Owned Life Insurance | $68.90M | $68.90M | $68.17M | $67.47M | $60.45M |
| Federal Home Loan Bank Stock | $7.78M | $7.78M | $5.55M | $10.22M | $2.31M |
| Other Assets | $19.37M | $19.37M | $20.87M | $22.59M | $19.97M |
| Total Liabilities | $2.91B | $2.91B | $2.91B | $2.89B | $2.81B |
| Total Deposits | $2.71B | $2.71B | $2.77B | $2.64B | $2.72B |
| Short-Term Debt and Capital Lease Obligation | $119.00M | $119.00M | $73.20M | $180.00M | $0.00 |
| -Current Debt | $119.00M | $119.00M | $73.20M | $180.00M | $0.00 |
| Long Term Debt and Capital Lease Obligation | $36.15M | $36.15M | $34.14M | $34.12M | $54.09M |
| -Long Term Debt | $36.15M | $36.15M | $34.14M | $34.12M | $54.09M |
| Other Liabilities | $37.05M | $37.05M | $33.67M | $33.57M | $33.09M |
| Total Equity | $277.83M | $277.83M | $267.59M | $258.27M | $248.18M |
| Stockholders' Equity | $277.83M | $277.83M | $267.59M | $258.27M | $248.18M |
| Capital Stock | $1.72M | $1.72M | $1.72M | $1.72M | $1.72M |
| -Common Stock | $1.72M | $1.72M | $1.72M | $1.72M | $1.72M |
| -Preferred Stock | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Additional Paid-In Capital | $10.16M | $10.16M | $10.16M | $10.16M | $10.16M |
| Retained Earnings | $278.38M | $278.38M | $267.82M | $259.00M | $249.49M |
| Less: Treasury Stock | $940,000.00 | $940,000.00 | $908,000.00 | $908,000.00 | $908,000.00 |
| Gains/Losses Not Affecting Retained Earnings | -$11.48M | -$11.48M | -$11.20M | -$11.70M | -$12.29M |
| Line item | 2026 ANNUAL | 2026 Q4 | 2026 Q3 | 2026 Q2 | 2026 Q1 |
|---|---|---|---|---|---|
| Operating Cash Flow | $42.30M | $18.25M | $10.67M | $6.43M | $6.95M |
| Net cash flow from continuing operations | $42.30M | $18.25M | $10.67M | $6.43M | $6.95M |
| Net Income from Continuing Operations | $41.02M | $11.34M | $10.52M | $10.29M | $8.87M |
| Gain/Loss from Continuing Operations | $590,000.00 | -$33,000.00 | $43,000.00 | $569,000.00 | $11,000.00 |
| Depreciation & Depletion & Amortization | $1.13M | $296,000.00 | $280,000.00 | $279,000.00 | $279,000.00 |
| Deferred Tax | -$1.65M | $964,000.00 | $362,000.00 | -$2.72M | -$252,000.00 |
| Other Non-Cash Items | -$2.64M | -$696,000.00 | -$683,000.00 | -$649,000.00 | -$615,000.00 |
| Change in Working Capital | $3.79M | $6.92M | $229,000.00 | -$777,000.00 | -$2.58M |
| -Change in Receivables | -$803,000.00 | $2.89M | -$2.09M | -$664,000.00 | -$940,000.00 |
| -Change in Prepaid Assets | $416,000.00 | $744,000.00 | $495,000.00 | $736,000.00 | -$1.56M |
| -Change in Payables and Accrued Expense | $4.18M | $3.29M | $1.82M | -$849,000.00 | -$83,000.00 |
| Net cash flow from investing | -$176.93M | -$604,000.00 | -$18.32M | -$113.98M | -$44.03M |
| Net Cash Flow from Continuing Investing Activities | -$176.93M | -$604,000.00 | -$18.32M | -$113.98M | -$44.03M |
| Proceeds Payment in Interest Bearing Deposits in Bank | $200,000.00 | $0.00 | $0.00 | $200,000.00 | $0.00 |
| Net PPE Purchase and Sale | -$741,000.00 | -$117,000.00 | -$13,000.00 | -$209,000.00 | -$402,000.00 |
| Net Investment Purchase and Sale | -$41.10M | $7.52M | $37.74M | -$83.14M | -$3.21M |
| Net Income from Loans | -$126.68M | -$5.78M | -$60.72M | -$16.57M | -$43.61M |
| Net Other Investing Changes | -$8.62M | -$2.23M | $4.68M | -$14.26M | $3.19M |
| Financing Cash Flow | $96.46M | -$12.19M | $23.01M | $77.07M | $8.57M |
| Net Cash Flow from Continuing Financing Activities | $96.46M | -$12.19M | $23.01M | $77.07M | $8.57M |
| Increase/Decrease in Deposit | $73.56M | -$59.16M | $131.51M | -$82.15M | $83.35M |
| Net Issuance Payments of Debt | $26.98M | $47.78M | -$106.80M | $160.00M | -$74.00M |
| Net Common Stock Issuance | -$32,000.00 | – | – | – | – |
| Cash Dividends Paid | -$4.05M | -$781,000.00 | -$1.70M | -$785,000.00 | -$781,000.00 |
| Ending Cash Balance | $144.91M | $144.91M | $139.45M | $124.09M | $154.57M |
| Net Change in Cash | -$38.17M | $5.46M | $15.36M | -$30.48M | -$28.51M |
| Beginning Cash Balance | $183.08M | $139.45M | $124.09M | $154.57M | $183.08M |
| Free Cash Flow | $41.56M | $18.13M | $10.66M | $6.22M | $6.55M |
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