Latest reported quarter: Q2, ended Jun 2026
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Operating Revenue | $47.65M | $44.85M | $157.02M | $43.10M | $41.00M |
| Net Interest Income | $46.08M | $43.46M | $151.91M | $42.07M | $39.35M |
| -Interest Income | $72.33M | $67.35M | $248.93M | $66.42M | $64.85M |
| -Interest Expense | $26.24M | $23.89M | $97.03M | $24.36M | $25.50M |
| Non-Interest Income | $1.57M | $1.40M | $5.11M | $1.04M | $1.65M |
| -Total Premiums Earned | $265,000.00 | $225,000.00 | $824,000.00 | $234,000.00 | $209,000.00 |
| -Fees and Commissions | $497,000.00 | $1.15M | $1.49M | $352,000.00 | $551,000.00 |
| -Dividend Income | $191,000.00 | $762,000.00 | $1.32M | $332,000.00 | $329,000.00 |
| -Other Non-Interest Income | $615,000.00 | -$744,000.00 | $1.24M | $118,000.00 | $560,000.00 |
| -Gain Loss on Sale of Assets | $0.00 | $0.00 | $244,000.00 | $0.00 | $0.00 |
| Credit Losses Provision | -$2.25M | -$2.68M | -$9.70M | -$2.80M | -$2.50M |
| Non-Interest Expense | $19.31M | $17.15M | $63.59M | $17.29M | $16.26M |
| Occupancy and Equipment | $873,000.00 | $829,000.00 | $2.78M | $788,000.00 | $700,000.00 |
| Professional Expense and Contract Services Expense | $952,000.00 | $926,000.00 | $3.72M | $960,000.00 | $932,000.00 |
| Selling and Admin Expenses | $12.97M | $12.72M | $43.01M | $11.64M | $11.02M |
| -Selling & Marketing Expense | $959,000.00 | $744,000.00 | $3.18M | $988,000.00 | $803,000.00 |
| -General & Admin Expense | $12.01M | $11.98M | $39.84M | $10.65M | $10.22M |
| Other Non-Interest Expenses | $4.52M | $2.67M | $14.07M | $3.91M | $3.61M |
| Pretax Profit | $26.09M | $25.03M | $83.73M | $23.01M | $22.23M |
| Tax | $6.69M | $6.41M | $22.13M | $5.37M | $5.89M |
| Net Profit | $19.40M | $18.62M | $61.61M | $17.64M | $16.34M |
| Profit from Continuing Operations | $19.40M | $18.62M | $61.61M | $17.64M | $16.34M |
| Net Income to Parent Company | $19.40M | $18.62M | $61.61M | $17.64M | $16.34M |
| Net Income to Common Stockholders | $19.40M | $18.62M | $61.61M | $17.64M | $16.34M |
| Basic EPS | $0.91 | $0.87 | $2.90 | $0.83 | $0.77 |
| Diluted EPS | $0.91 | $0.87 | $2.90 | $0.83 | $0.77 |
| Dividend Per Share | $0.25 | $0.25 | $0.80 | $0.20 | $0.20 |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Assets | $5.38B | $5.03B | $4.75B | $4.75B | $4.64B |
| Cash, Cash Equivalents & Federal Funds Sold | $685.07M | $644.46M | $506.95M | $506.95M | $580.55M |
| -Cash and Cash Equivalents | $685.07M | $644.46M | $506.95M | $506.95M | $580.55M |
| Securities Investment | $92.72M | $93.85M | $109.00M | $109.00M | $97.83M |
| -Available for Sale Securities | $19.39M | $89.66M | $49.08M | $49.08M | $36.45M |
| -Held to Maturity Securities | $1.97M | $1.97M | $2.02M | $2.02M | $2.02M |
| -Short Term Investments | $71.36M | $2.22M | $57.91M | $57.91M | $59.36M |
| Net Loan | $4.47B | $4.17B | $4.03B | $4.03B | $3.85B |
| -Gross Loan | $4.52B | $4.22B | $4.08B | $4.08B | $3.89B |
| -Allowance for Loans and Lease Losses | $47.34M | $46.44M | $44.41M | $44.41M | $42.06M |
| -Unearned Income | -$2.25M | -$2.30M | -$2.09M | -$2.09M | -$2.29M |
| Net PPE | $12.47M | $12.52M | $12.91M | $12.91M | $11.41M |
| -Gross PPE | $12.47M | $12.52M | $18.92M | $18.92M | $11.41M |
| Bank-Owned Life Insurance | $28.76M | $28.49M | $23.91M | $23.91M | $23.68M |
| Federal Home Loan Bank Stock | $15.00M | $15.00M | $15.00M | $15.00M | $15.00M |
| Other Assets | $70.69M | $70.48M | $22.19M | $22.19M | $68.12M |
| Total Liabilities | $4.90B | $4.57B | $4.31B | $4.31B | $4.21B |
| Total Deposits | $4.80B | $4.47B | $4.20B | $4.20B | $4.10B |
| Long Term Debt and Capital Lease Obligation | $85.38M | $85.62M | $85.91M | $85.91M | $84.44M |
| -Long Term Debt | $74.11M | $74.08M | $74.04M | $74.04M | $74.00M |
| -Long Term Capital Lease Obligation | $11.26M | $11.55M | $11.87M | $11.87M | $10.43M |
| Other Liabilities | $18.53M | $18.26M | $22.03M | $22.03M | $22.59M |
| Total Equity | $473.77M | $458.52M | $445.83M | $445.83M | $431.31M |
| Stockholders' Equity | $473.77M | $458.52M | $445.83M | $445.83M | $431.31M |
| Capital Stock | $304.87M | $304.37M | $303.99M | $303.99M | $303.57M |
| -Common Stock | $304.87M | $304.37M | $303.99M | $303.99M | $303.57M |
| -Preferred Stock | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Retained Earnings | $178.32M | $164.26M | $150.99M | $150.99M | $137.62M |
| Gains/Losses Not Affecting Retained Earnings | -$9.42M | -$10.12M | -$9.14M | -$9.14M | -$9.88M |
| Receivables | – | – | $34.38M | $34.38M | – |
| -Accounts Receivable | – | – | $11.90M | $11.90M | – |
| -Other Receivables | – | – | $22.48M | $22.48M | – |
| -Accumulated Depreciation | – | – | -$6.01M | -$6.01M | – |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Operating Cash Flow | $23.68M | $18.93M | $72.61M | $20.56M | $18.79M |
| Net cash flow from continuing operations | $23.68M | $18.93M | $72.61M | $20.56M | $18.79M |
| Net Income from Continuing Operations | $19.40M | $18.62M | $61.61M | $17.64M | $16.34M |
| Gain/Loss from Continuing Operations | -$518,000.00 | $812,000.00 | -$1.07M | -$1.67M | $1.24M |
| Depreciation & Depletion & Amortization | $575,000.00 | $561,000.00 | $2.25M | $2.30M | -$956,000.00 |
| Other Non-Cash Items | $373,000.00 | -$2.12M | -$3.33M | -$6.24M | $385,000.00 |
| Change in Working Capital | $954,000.00 | -$2.40M | $1.61M | $6.61M | -$1.37M |
| -Change in Receivables | $1.35M | -$754,000.00 | -$3.38M | $2.29M | -$4.72M |
| -Change in Payables and Accrued Expense | -$22,000.00 | -$1.33M | $6.10M | $6.04M | $2.19M |
| -Change in Other Current Liabilities | -$372,000.00 | -$325,000.00 | -$1.12M | -$1.72M | $1.15M |
| Net cash flow from investing | -$307.65M | -$144.35M | -$544.11M | -$187.53M | -$126.70M |
| Net Cash Flow from Continuing Investing Activities | -$307.65M | -$144.35M | -$544.11M | -$187.53M | -$126.70M |
| Proceeds Payment in Interest Bearing Deposits in Bank | $100,000.00 | $0.00 | $4.02M | $0.00 | $749,000.00 |
| Net PPE Purchase and Sale | -$441,000.00 | -$168,000.00 | -$1.20M | -$638,000.00 | -$215,000.00 |
| Net Investment Purchase and Sale | $387,000.00 | -$168,000.00 | $6.44M | $1.25M | $2.34M |
| Net Income from Loans | -$307.29M | -$139.25M | -$544.15M | -$187.92M | -$129.57M |
| Net Other Investing Changes | -$406,000.00 | -$4.77M | -$9.30M | -$213,000.00 | $0.00 |
| Financing Cash Flow | $324.69M | $262.93M | $626.01M | $93.37M | $204.54M |
| Net Cash Flow from Continuing Financing Activities | $324.69M | $262.93M | $626.01M | $93.37M | $204.54M |
| Increase/Decrease in Deposit | $330.03M | $268.27M | $643.09M | $97.65M | $208.82M |
| Cash Dividends Paid | -$5.34M | -$5.34M | -$17.09M | -$4.27M | -$4.27M |
| Ending Cash Balance | $685.07M | $644.36M | $506.85M | $506.85M | $580.45M |
| Net Change in Cash | $40.72M | $137.51M | $154.51M | -$73.60M | $96.64M |
| Beginning Cash Balance | $644.36M | $506.85M | $352.34M | $580.45M | $483.81M |
| Free Cash Flow | $23.24M | $18.76M | $71.42M | $19.92M | $18.58M |
| Deferred Tax | – | – | -$578,000.00 | -$1.30M | $10,000.00 |
| Net Issuance Payments of Debt | – | – | $0.00 | $0.00 | – |
| Net Common Stock Issuance | – | – | $0.00 | $0.00 | – |
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