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Enova ENVA

US equityMarket cap rank #2196
$178.00 +$5.11 (+2.96%)
Market closed · Oct 5, 10:20 pm ET · Last extended-hours $178.00 0.00%
Open$173.15
Prev close$172.89
Day range$173.15 – $179.41
Volume390.7K
Market cap$4.43B
P/E (TTM)13.2
Dividend yield–

Earnings

Average move on report day±6.8%last 16 reports
Closed higher7 of 1644% of the time
Best reaction+14.5%
Worst reaction-18.2%

Stock move on the day after each report

-18.2%2023/Q3-7.4%2023/Q4-1.2%2024/Q1+4.1%2024/Q2-1.9%2024/Q3+1.6%2024/Q4-7.8%2025/Q1-5.3%2025/Q2+9.4%2025/Q3+1.0%2025/Q4-1.6%2026/Q1+8.9%2026/Q2
QuarterReport dateTimingImplied moveActual moveVersus implied
2026/Q223 Jul 2026After Market±11.6%+8.94%Within range
2026/Q123 Apr 2026After Market±9.4%-1.64%Within range
2025/Q427 Jan 2026After Market±9.3%+0.99%Within range
2025/Q323 Oct 2025After Market±8.0%+9.36%Bigger than priced
2025/Q224 Jul 2025After Market±10.6%-5.30%Within range
2025/Q129 Apr 2025After Market±10.0%-7.80%Within range
2024/Q44 Feb 2025After Market±9.3%+1.59%Within range
2024/Q322 Oct 2024After Market±14.2%-1.89%Within range
2024/Q223 Jul 2024After Market±9.8%+4.08%Within range
2024/Q123 Apr 2024After Market±12.4%-1.21%Within range
2023/Q430 Jan 2024After Market±9.9%-7.38%Within range
2023/Q324 Oct 2023After Market±11.7%-18.20%Bigger than priced
2023/Q225 Jul 2023After Market±11.0%-1.78%Within range
2023/Q125 Apr 2023After Market±11.9%-12.63%Bigger than priced
2022/Q41 Feb 2023After Market±10.4%+14.50%Bigger than priced
2022/Q327 Oct 2022After Market±11.6%+11.36%Within range

"Implied move" is the size of move the options market was pricing ahead of the report. Move is the stock’s change on the first session after the release.

Where the revenue comes from

Quarter 2026/Q2

By business line

  • Consumer loans and finance receivables revenue$477.42M 51.4%
  • Small business loans and finance receivables revenue$439.27M 47.3%
  • Other$12.24M 1.3%

Latest reported quarter: ANNUAL, ended Dec 2025

Revenue$3.15B+18.6% YoY
Operating profit$406.73M+38.2% YoY
Net profit$308.39M+47.2% YoY
Diluted EPS$11.52+55.0% YoY

Profitability & balance sheet

Gross margin47.3%
Operating margin12.9%
Net margin9.8%

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