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Chubb Ltd CB

US equityMarket cap rank #118
$336.65
+$1.44 (+0.43%)
Market open · Sep 24, 2:00 pm ET
After hours $335.21 0.00%
Open$337.44
Prev close$335.21
Day range$336.00 – $339.06
Volume528.0K
Market cap$129.88B
P/E (TTM)11.9
Dividend yield1.17%

Fundamentals

Latest reported quarter: Q2, ended Jun 2026

Revenue$15.96B+7.2% YoY
Net profit$2.88B-3.9% YoY
Diluted EPS$7.30-0.7% YoY
Free cash flow$3.73B+5.0% YoY
Operating cash flow$3.73B

Revenue, last 8 quarters

$14.9BSep '24$14.3BDec '24$13.4BMar '25$14.9BJun '25$16.2BSep '25$15.3BDec '25$14.8BMar '26$16.0BJun '26

Net profit, last 8 quarters

$2.5BSep '24$2.6BDec '24$1.3BMar '25$3.0BJun '25$3.1BSep '25$3.2BDec '25$2.3BMar '26$2.9BJun '26

Diluted EPS by quarter

5.70Sep '246.02Dec '243.29Mar '257.35Jun '256.99Sep '258.10Dec '255.88Mar '267.30Jun '26

Free cash flow by quarter

$4.3BSep '24$4.6BDec '24$1.6BMar '25$3.6BJun '25$3.6BSep '25$4.1BDec '25$3.9BMar '26$3.7BJun '26

Annual revenue

$36.1BFY20$40.9BFY21$43.1BFY22$49.8BFY23$56.0BFY24$59.8BFY25

Profitability & balance sheet

Net margin18.0%
Return on equity15.5%
Return on assets4.1%
Liabilities / assets71.3%
Total debt$18.12B
Free cash flow / sales24.7%

Where the revenue comes from

Quarter 2022/Q3

By business line

  • North America Commercial Property and Casualty (P&C) Insurance$4.87B 38.7%
  • Overseas General Insurance$2.89B 23.0%
  • North America Agricultural Insurance$1.68B 13.4%
  • North America Personal Property and Casualty (P&C) Insurance$1.41B 11.2%
  • Life Insurance$1.40B 11.1%
  • Global Reinsurance$326.00M 2.6%

Income statement

Line item 2026 Q2 2026 Q1 2025 ANNUAL 2025 Q4 2025 Q3
Total Revenue as Reported $15.82B $14.77B $59.40B $15.07B $16.15B
Total Operating Revenue $15.96B $14.82B $59.78B $15.30B $16.20B
Total Premiums Earned $13.89B $13.46B $53.01B $13.53B $14.36B
-Net Premiums Written $14.71B $14.01B $54.84B $13.13B $14.87B
-Increase Decrease in Net Unearned Premium Reserves -$816.00M -$548.00M -$1.83B $396.00M -$507.00M
Fee Revenue and Other Income $80.00M $70.00M $285.00M $111.00M $61.00M
-Fees and Commissions $80.00M $70.00M $285.00M $111.00M $61.00M
Net Investment Income $1.74B $1.46B $6.15B $1.66B $1.40B
Net Realized Gain/Loss on Investments $265.00M -$175.00M $522.00M -$55.00M $492.00M
Net Foreign Exchange Gain/Loss -$17.00M -$8.00M -$223.00M $46.00M -$115.00M
Interest Income $4.00M $8.00M $40.00M $10.00M $5.00M
Total Expenses $12.34B $11.82B $46.74B $11.53B $12.31B
Loss Adjustment Expense $6.69B $6.13B $26.70B $6.28B $6.95B
Policyholder Interest $1.62B $1.79B $5.46B $1.46B $1.37B
Policy Acquisition Expense $2.63B $2.60B $9.85B $2.56B $2.56B
Fees & Commission Expense $47.00M $40.00M $171.00M $58.00M $41.00M
Selling and Admin Expenses $1.17B $1.15B $4.50B $1.16B $1.14B
-General & Admin Expense $1.17B $1.15B $4.50B $1.16B $1.14B
Depreciation & Amortization $74.00M $73.00M $301.00M $77.00M $75.00M
-Amortization $74.00M $73.00M $301.00M $77.00M $75.00M
Net Non-Operating Interest Income (Expense) -$200.00M -$198.00M -$764.00M -$205.00M -$197.00M
-Interest Expense Non-Operating $200.00M $198.00M $764.00M $205.00M $197.00M
Income from Associates and Other Participating Interests $124.00M $173.00M $1.14B $364.00M $40.00M
Special Income (Charges) -$8.00M -$9.00M -$79.00M -$76.00M -$1.00M
-Less:Restructuring and Mergern & Acquisition $8.00M $9.00M $79.00M $76.00M $1.00M
Other Operating Expenses $24.00M $14.00M $56.00M $28.00M $8.00M
Pretax Profit $3.62B $2.99B $13.04B $3.77B $3.89B
Tax $742.00M $646.00M $2.42B $597.00M $787.00M
Net Profit $2.88B $2.35B $10.62B $3.17B $3.11B
Profit from Continuing Operations $2.88B $2.35B $10.62B $3.17B $3.11B
Minority Interests $28.00M $27.00M $312.00M -$37.00M $306.00M
Net Income to Parent Company $2.85B $2.32B $10.31B $3.21B $2.80B
Net Income to Common Stockholders $2.85B $2.32B $10.31B $3.21B $2.80B
Basic EPS $7.37 $5.94 $25.93 $8.10 $7.05
Diluted EPS $7.30 $5.88 $25.68 $8.10 $6.99
Dividend Per Share $1.02 $0.97 $3.82 $0.97 $0.97

Balance sheet

Line item 2026 Q2 2026 Q1 2025 ANNUAL 2025 Q4 2025 Q3
Total Assets $281.32B $275.46B $272.33B $272.33B $270.21B
Cash and Cash Equivalents $2.51B $2.43B $2.27B $2.27B $2.24B
Restricted Cash and Cash Equivalents $243.00M $203.00M $198.00M $198.00M $213.00M
Total Investments $172.65B $170.20B $168.72B $168.72B $166.00B
-Short Term Investments $42.32B $40.94B $40.31B $40.31B $39.75B
-Equity Investments $119.30B $118.08B $117.66B $117.66B $116.07B
-Other Invested Assets $11.02B $11.17B $10.75B $10.75B $10.18B
Receivables $39.69B $37.56B $36.57B $36.57B $36.83B
-Accounts Receivable $39.69B $37.56B $36.57B $36.57B $36.83B
Accrued Investment Income $1.49B $1.35B $1.31B $1.31B $1.43B
Goodwill and Other Intangible Assets $29.32B $29.51B $29.42B $29.42B $29.70B
-Goodwill $20.34B $20.37B $20.21B $20.21B $20.24B
-Other Intangible Assets $8.97B $9.14B $9.22B $9.22B $9.46B
Prepaid Assets $4.68B $4.11B $3.87B $3.87B $4.17B
Deferred Policy Acquisition Costs $10.74B $10.45B $10.01B $10.01B $9.81B
Securities Lending Collateral $1.87B $2.28B $2.50B $2.50B $1.90B
Separate Account Assets $7.47B $6.72B $6.93B $6.93B $6.81B
Other Assets $9.42B $9.34B $9.22B $9.22B $9.70B
Total Liabilities $200.48B $195.54B $192.55B $192.55B $192.40B
Policy Holders Liabilities $147.95B $144.79B $141.95B $141.95B $142.89B
Short-Term Debt and Capital Lease Obligation $663.00M $1.50B $1.50B $1.50B $1.50B
-Current Debt $663.00M $1.50B $1.50B $1.50B $1.50B
Payables $9.35B $8.49B $8.35B $8.35B $8.48B
-Accounts Payable $9.35B $8.49B $8.35B $8.35B $8.48B
Long Term Debt and Capital Lease Obligation $17.45B $15.97B $15.73B $15.73B $15.73B
-Long Term Debt $17.45B $15.97B $15.73B $15.73B $15.73B
Unrepurchased Pre-Sale Securities $5.24B $6.01B $5.82B $5.82B $5.26B
Separate Account Liability $7.47B $6.72B $6.93B $6.93B $6.81B
Convertible preferred securities $427.00M $425.00M $422.00M $422.00M $421.00M
Non-Current Deferred Liabilities $1.87B $1.76B $1.74B $1.74B $1.73B
Other Liabilities $10.07B $9.88B $10.11B $10.11B $9.58B
Total Equity $80.85B $79.91B $79.78B $79.78B $77.81B
Stockholders' Equity $75.37B $73.79B $73.76B $73.76B $71.86B
Capital Stock $224.00M $224.00M $231.00M $231.00M $231.00M
-Common Stock $224.00M $224.00M $231.00M $231.00M $231.00M
Additional Paid-In Capital $12.69B $12.96B $13.25B $13.25B $13.48B
Retained Earnings $71.68B $68.82B $69.95B $69.95B $66.72B
Less: Treasury Stock $3.29B $2.30B $4.70B $4.70B $3.68B
Gains/Losses Not Affecting Retained Earnings -$5.92B -$5.91B -$4.98B -$4.98B -$4.89B
Minority Interests $5.47B $6.12B $6.02B $6.02B $5.96B

Cash flow

Line item 2026 Q2 2026 Q1 2025 ANNUAL 2025 Q4 2025 Q3
Operating Cash Flow $3.73B $3.95B $12.82B $4.06B $3.64B
Net cash flow from continuing operations $3.73B $3.95B $12.82B $4.06B $3.64B
Net Income from Continuing Operations $2.88B $2.35B $10.62B $3.17B $3.11B
Gain/Loss from Continuing Operations -$95.00M $270.00M -$2.50B -$443.00M -$1.29B
Deferred Tax $174.00M $156.00M $330.00M $122.00M $224.00M
Other Non-Cash Items -$628.00M $212.00M $304.00M $1.24B $669.00M
Change in Working Capital $1.37B $867.00M $4.11B -$90.00M $864.00M
-Change in Receivables -$2.17B -$832.00M -$1.34B $289.00M -$31.00M
-Change in Loss and Loss Adjustment Expense Reserves $1.70B $1.67B $4.89B $148.00M $2.34B
-Change in Deferred Acquisition Costs -$374.00M -$419.00M -$1.57B -$306.00M -$390.00M
-Change in Payables and Accrued Expense $967.00M -$515.00M $184.00M $644.00M -$1.49B
-Change in Unearned Premiums $1.38B $747.00M $2.10B -$705.00M $357.00M
-Change in Other Working Capital -$132.00M $217.00M -$160.00M – –
Net cash flow from investing -$2.34B -$2.84B -$11.26B -$2.33B -$5.30B
Net Cash Flow from Continuing Investing Activities -$2.34B -$2.84B -$11.26B -$2.33B -$5.30B
Net Business Purchase and Sale -$452.00M -$161.00M -$3.30B -$861.00M -$631.00M
Net Investment Purchase and Sale -$2.10B -$2.53B -$8.97B -$2.09B -$4.60B
Net Other Investing Changes -$274.00M -$386.00M -$712.00M -$79.00M -$351.00M
Financing Cash Flow -$1.27B -$950.00M -$1.85B -$1.66B $1.70B
Net Cash Flow from Continuing Financing Activities -$1.27B -$950.00M -$1.85B -$1.66B $1.70B
Increase/Decrease in Deposit -$314.00M $247.00M $604.00M $23.00M $285.00M
Net Issuance Payments of Debt $662.00M $254.00M $1.62B $0.00 $2.18B
Net Common Stock Issuance -$1.06B -$1.17B -$3.69B -$1.17B -$1.09B
Cash Dividends Paid -$379.00M -$380.00M -$1.51B -$384.00M -$390.00M
Proceeds from Stock Option Exercised $77.00M $118.00M $327.00M $117.00M $21.00M
Net Other Financing Charges -$253.00M -$15.00M $794.00M -$246.00M $693.00M
Ending Cash Balance $2.75B $2.63B $2.47B $2.47B $2.45B
Net Change in Cash $119.00M $162.00M -$294.00M $67.00M $34.00M
Beginning Cash Balance $2.63B $2.47B $2.55B $2.45B $2.37B
Effect of Exchange Rate Changes $0.00 $2.00M $215.00M -$51.00M $49.00M
Free Cash Flow $3.73B $3.95B $12.82B $4.06B $3.64B
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