Chubb Ltd CB
$365.02 −$6.61 (-1.78%)
Pre-market · Nov 9, 4:40 am ET · After hours $365.02 0.00%
Open$362.30
Prev close$371.63
Day range$362.30 – $368.30
Volume1.63M
Market cap$139.47B
P/E (TTM)12.8
Dividend yield1.09%
Fundamentals
Latest reported quarter: Q3, ended Sep 2026
Revenue$16.33B-0.1% YoY
Net profit$2.74B-11.9% YoY
Diluted EPS$7.30+4.4% YoY
Free cash flow$6.07B+66.8% YoY
Operating cash flow$6.07B
Revenue, last 8 quarters
Net profit, last 8 quarters
Diluted EPS by quarter
Free cash flow by quarter
Annual revenue
Profitability & balance sheet
Net margin18.0%
Return on equity15.5%
Return on assets4.1%
Liabilities / assets72.3%
Total debt$18.78B
Free cash flow / sales28.5%
Where the revenue comes from
Quarter 2022/Q3
By business line
Income statement
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Total Revenue as Reported | $16.20B | $15.82B | $14.77B | $59.40B | $15.07B |
| Total Operating Revenue | $16.33B | $15.95B | $14.80B | $60.07B | $15.34B |
| Total Premiums Earned | $14.92B | $13.89B | $13.46B | $53.01B | $13.53B |
| -Net Premiums Written | $15.14B | $14.71B | $14.01B | $54.84B | $13.13B |
| -Increase Decrease in Net Unearned Premium Reserves | -$219.00M | -$816.00M | -$548.00M | -$1.83B | $396.00M |
| Fee Revenue and Other Income | $95.00M | $80.00M | $70.00M | $285.00M | $111.00M |
| -Fees and Commissions | $95.00M | $80.00M | $70.00M | $285.00M | $111.00M |
| Net Investment Income | $1.97B | $1.73B | $1.45B | $6.43B | $1.70B |
| Net Realized Gain/Loss on Investments | -$561.00M | $265.00M | -$175.00M | $522.00M | -$55.00M |
| Net Foreign Exchange Gain/Loss | -$112.00M | -$17.00M | -$8.00M | -$223.00M | $46.00M |
| Interest Income | $11.00M | $4.00M | $8.00M | $40.00M | $10.00M |
| Total Expenses | $12.93B | $12.33B | $11.81B | $47.03B | $11.57B |
| Loss Adjustment Expense | $9.07B | $8.30B | $7.90B | $32.45B | $7.77B |
| Policy Acquisition Expense | $2.74B | $2.63B | $2.60B | $9.85B | $2.56B |
| Fees & Commission Expense | $54.00M | $47.00M | $40.00M | $171.00M | $58.00M |
| Selling and Admin Expenses | $1.13B | $1.17B | $1.15B | $4.50B | $1.16B |
| -General & Admin Expense | $1.13B | $1.17B | $1.15B | $4.50B | $1.16B |
| Depreciation & Amortization | $74.00M | $74.00M | $73.00M | $301.00M | $77.00M |
| -Amortization | $74.00M | $74.00M | $73.00M | $301.00M | $77.00M |
| Net Non-Operating Interest Income (Expense) | -$204.00M | -$200.00M | -$198.00M | -$764.00M | -$205.00M |
| -Interest Expense Non-Operating | $204.00M | $200.00M | $198.00M | $764.00M | $205.00M |
| Income from Associates and Other Participating Interests | $381.00M | $124.00M | $173.00M | $1.14B | $364.00M |
| Special Income (Charges) | -$11.00M | -$8.00M | -$9.00M | -$79.00M | -$76.00M |
| -Less:Restructuring and Mergern & Acquisition | $11.00M | $8.00M | $9.00M | $79.00M | $76.00M |
| Other Operating Expenses | $34.00M | $24.00M | $14.00M | $56.00M | $28.00M |
| Pretax Profit | $3.40B | $3.62B | $2.99B | $13.04B | $3.77B |
| Tax | $666.00M | $742.00M | $646.00M | $2.42B | $597.00M |
| Net Profit | $2.74B | $2.88B | $2.35B | $10.62B | $3.17B |
| Profit from Continuing Operations | $2.74B | $2.88B | $2.35B | $10.62B | $3.17B |
| Minority Interests | -$108.00M | $28.00M | $27.00M | $312.00M | -$37.00M |
| Net Income to Parent Company | $2.84B | $2.85B | $2.32B | $10.31B | $3.21B |
| Net Income to Common Stockholders | $2.84B | $2.85B | $2.32B | $10.31B | $3.21B |
| Basic EPS | $7.38 | $7.37 | $5.94 | $25.93 | $8.21 |
| Diluted EPS | $7.30 | $7.30 | $5.88 | $25.68 | $8.10 |
| Dividend Per Share | $1.02 | $1.02 | $0.97 | $3.82 | $0.97 |
| Policyholder Interest | – | $1.62B | $1.79B | $5.46B | $1.46B |
Balance sheet
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Total Assets | $283.51B | $281.32B | $275.46B | $272.33B | $272.33B |
| Cash and Cash Equivalents | $2.76B | $2.51B | $2.43B | $2.27B | $2.27B |
| Restricted Cash and Cash Equivalents | $250.00M | $243.00M | $203.00M | $198.00M | $198.00M |
| Total Investments | $172.51B | $172.65B | $170.20B | $168.72B | $168.72B |
| -Short Term Investments | $42.09B | $42.32B | $40.94B | $40.31B | $40.31B |
| -Fixed Maturity Investments | $2.26B | $2.25B | $2.48B | $2.41B | $2.41B |
| -Equity Investments | $117.29B | $117.05B | $115.61B | $115.25B | $115.25B |
| -Other Invested Assets | $10.86B | $11.02B | $11.17B | $10.75B | $10.75B |
| Receivables | $39.11B | $39.69B | $37.56B | $36.57B | $36.57B |
| -Accounts Receivable | $39.11B | $39.69B | $37.56B | $36.57B | $36.57B |
| Accrued Investment Income | $1.56B | $1.49B | $1.35B | $1.31B | $1.31B |
| Goodwill and Other Intangible Assets | $29.68B | $29.32B | $29.51B | $29.42B | $29.42B |
| -Goodwill | $20.55B | $20.34B | $20.37B | $20.21B | $20.21B |
| -Other Intangible Assets | $9.13B | $8.97B | $9.14B | $9.22B | $9.22B |
| Prepaid Assets | $4.48B | $4.68B | $4.11B | $3.87B | $3.87B |
| Deferred Policy Acquisition Costs | $11.42B | $10.74B | $10.45B | $10.01B | $10.01B |
| Securities Lending Collateral | $2.30B | $1.87B | $2.28B | $2.50B | $2.50B |
| Separate Account Assets | $7.34B | $7.47B | $6.72B | $6.93B | $6.93B |
| Other Assets | $10.66B | $9.42B | $9.34B | $9.22B | $9.22B |
| Total Liabilities | $205.00B | $200.48B | $195.54B | $192.55B | $192.55B |
| Policy Holders Liabilities | $151.55B | $147.95B | $144.79B | $141.95B | $141.95B |
| Short-Term Debt and Capital Lease Obligation | $668.00M | $663.00M | $1.50B | $1.50B | $1.50B |
| -Current Debt | $668.00M | $663.00M | $1.50B | $1.50B | $1.50B |
| Payables | $8.84B | $9.35B | $8.49B | $8.35B | $8.35B |
| -Accounts Payable | $8.84B | $9.35B | $8.49B | $8.35B | $8.35B |
| Long Term Debt and Capital Lease Obligation | $18.11B | $17.45B | $15.97B | $15.73B | $15.73B |
| -Long Term Debt | $18.11B | $17.45B | $15.97B | $15.73B | $15.73B |
| Unrepurchased Pre-Sale Securities | $5.52B | $5.24B | $6.01B | $5.82B | $5.82B |
| Separate Account Liability | $7.34B | $7.47B | $6.72B | $6.93B | $6.93B |
| Convertible preferred securities | $309.00M | $427.00M | $425.00M | $422.00M | $422.00M |
| Non-Current Deferred Liabilities | $1.85B | $1.87B | $1.76B | $1.74B | $1.74B |
| Other Liabilities | $10.82B | $10.07B | $9.88B | $10.11B | $10.11B |
| Total Equity | $78.51B | $80.85B | $79.91B | $79.78B | $79.78B |
| Stockholders' Equity | $73.23B | $75.37B | $73.79B | $73.76B | $73.76B |
| Capital Stock | $224.00M | $224.00M | $224.00M | $231.00M | $231.00M |
| -Common Stock | $224.00M | $224.00M | $224.00M | $231.00M | $231.00M |
| Additional Paid-In Capital | $12.39B | $12.69B | $12.96B | $13.25B | $13.25B |
| Retained Earnings | $74.52B | $71.68B | $68.82B | $69.95B | $69.95B |
| Less: Treasury Stock | $4.42B | $3.29B | $2.30B | $4.70B | $4.70B |
| Gains/Losses Not Affecting Retained Earnings | -$9.48B | -$5.92B | -$5.91B | -$4.98B | -$4.98B |
| Minority Interests | $5.29B | $5.47B | $6.12B | $6.02B | $6.02B |
Cash flow
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Operating Cash Flow | $6.07B | $3.73B | $3.95B | $12.82B | $4.06B |
| Net cash flow from continuing operations | $6.07B | $3.73B | $3.95B | $12.82B | $4.06B |
| Net Income from Continuing Operations | $2.74B | $2.88B | $2.35B | $10.62B | $3.17B |
| Gain/Loss from Continuing Operations | $833.00M | -$95.00M | $270.00M | -$2.50B | -$443.00M |
| Deferred Tax | $20.00M | $174.00M | $156.00M | $330.00M | $122.00M |
| Other Non-Cash Items | $303.00M | -$628.00M | $212.00M | $304.00M | $1.24B |
| Change in Working Capital | $2.45B | $1.37B | $867.00M | $4.11B | -$90.00M |
| -Change in Receivables | $747.00M | -$2.17B | -$832.00M | -$1.34B | $289.00M |
| -Change in Loss and Loss Adjustment Expense Reserves | $2.54B | $1.70B | $1.67B | $4.89B | $148.00M |
| -Change in Deferred Acquisition Costs | -$389.00M | -$374.00M | -$419.00M | -$1.57B | -$306.00M |
| -Change in Payables and Accrued Expense | -$303.00M | $967.00M | -$515.00M | $184.00M | $644.00M |
| -Change in Unearned Premiums | -$63.00M | $1.38B | $747.00M | $2.10B | -$705.00M |
| Net cash flow from investing | -$4.72B | -$2.34B | -$2.84B | -$11.26B | -$2.33B |
| Net Cash Flow from Continuing Investing Activities | -$4.72B | -$2.34B | -$2.84B | -$11.26B | -$2.33B |
| Net Business Purchase and Sale | -$312.00M | -$452.00M | -$161.00M | -$3.30B | -$851.00M |
| Net Investment Purchase and Sale | -$4.51B | -$2.10B | -$2.53B | -$8.97B | -$2.09B |
| Net Other Investing Changes | -$252.00M | -$274.00M | -$386.00M | -$712.00M | -$89.00M |
| Financing Cash Flow | -$1.17B | -$1.27B | -$950.00M | -$1.85B | -$1.66B |
| Net Cash Flow from Continuing Financing Activities | -$1.17B | -$1.27B | -$950.00M | -$1.85B | -$1.66B |
| Increase/Decrease in Deposit | -$187.00M | -$314.00M | $247.00M | $604.00M | $23.00M |
| Net Issuance Payments of Debt | $493.00M | $662.00M | $254.00M | $1.62B | $0.00 |
| Net Common Stock Issuance | -$1.04B | -$1.06B | -$1.17B | -$3.69B | -$1.17B |
| Cash Dividends Paid | -$398.00M | -$379.00M | -$380.00M | -$1.51B | -$384.00M |
| Proceeds from Stock Option Exercised | $57.00M | $77.00M | $118.00M | $327.00M | $117.00M |
| Net Other Financing Charges | -$96.00M | -$253.00M | -$15.00M | $794.00M | -$246.00M |
| Ending Cash Balance | $3.01B | $2.75B | $2.63B | $2.47B | $2.47B |
| Net Change in Cash | $182.00M | $119.00M | $162.00M | -$294.00M | $67.00M |
| Beginning Cash Balance | $2.75B | $2.63B | $2.47B | $2.55B | $2.45B |
| Effect of Exchange Rate Changes | $75.00M | $0.00 | $2.00M | $215.00M | -$51.00M |
| Free Cash Flow | $6.07B | $3.73B | $3.95B | $12.82B | $4.06B |
| -Change in Other Working Capital | – | -$132.00M | $217.00M | -$160.00M | – |
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