Bank of Nova Scotia BNS

Neal Kerr is Head of Scotia Global Asset Management and Executive Vice President, Scotiabank. Scotia Global Asset Management provides innovative investment solutions to retail, institutional and private client investors. In his role, he is responsible for all aspects of Scotiabank asset management in Canada, including its Scotia, Dynamic, Tangerine and Jarislowsky Fraser investment businesses. With over 29 years of industry experience, Mr. Kerr has held progressively senior roles in investment operations, retail distribution, product development, institutional business development and executive leadership of investment teams. Mr. Kerr serves on boards across Scotia's asset and wealth management businesses, as well as being Vice-Chair of the Board of Directors of the Investment Funds Institute of Canada. He is also Trustee for the Toronto Symphony Orchestra Foundation. Mr. Kerr graduated from Western University with an Honours BA in Economics (Dean's List). He has completed the Partners, Directors and Senior Officers Course offered by the Canadian Securities Institute. Neal Kerr was Executive Vice President at CI Financial Corp, prior to March 2019.

Tim Clark Group Head and Chief Information Officer.

Appointed in November, 2018, Paul provides strategic direction, leadership and oversight of the Audit Function globally. The mandate of the Audit function is to provide enterprise-wide independent, objective assurance over the design and operating effectiveness of Scotiabank's internal controls, risk management and governance processes. Paul joined Scotiabank in 2000 and has served in increasingly senior roles at the Bank including Global Banking and Markets Operations, CFO of the International Bank, and most recently the Bank's Chief Auditor. Prior to joining Scotiabank, he worked at KPMG specializing in auditing the results of mining and financial services corporations in South Africa and Canada. Paul is a Chartered Accountant from the University of Witwatersrand in Johannesburg, South Africa, and holds a Canadian Chartered Professional Accountant designation as well. Paul and his wife, Vicki, have one son.

Julie Walsh Executive Vice President & Chief Compliance Officer.

Ms. Tracy Gomes, Executive Vice President and Chief Risk Officer, Canadian Banking, Global Wealth Management and Credit Risk.

Mr. Chad Wallace, Executive Vice President, Global Transaction Banking.

Diego Masola was appointed to the position of EVP and Country Head, Scotiabank Chile in June 2021. As the Bank's senior executive in Chile, Diego is responsible for all Scotiabank's investments and the overall strategic direction, growth and sustainability for all personal, small business and wholesale banking activities in the country. Diego joined Scotiabank in 2001 as a Senior Branch Manager for the Mar del Plata region in Argentina. Over his career with Scotiabank, Diego has taken on increasingly senior roles in Retail Banking, Global Risk Management, Commercial Banking and Country Management across the Bank's global footprint including Dominican Republic, Canada, Puerto Rico and Uruguay. In 2018, Diego was appointed SVP, Central America and CEO, Costa Rica. In this role, Diego was responsible for the overall strategic direction of the Bank's operations in the region and designed and executed our new Digital Strategy in Central America, including front, middle and back office digitalization and automation through Agile and Lean Six Sigma methodologies. Diego has a degree in Public Accounting from the Universidad Nacional de Mar del Plata in Argentina, and a Postgraduate degree in Marketing from the Universidad Nacional del Centro de la Provincia de Buenos Aires, and the Universidad Federal de Rio Grande do Sul. He also took several Leadership courses with the Ivey School of Business in Canada, and Kellog & Duke, Universities in the USA.

Ian Arellano was appointed Executive Vice President and General Counsel at Scotiabank on January 2, 2018 with the responsibility of managing and overseeing Scotiabank's legal affairs, the Corporate Governance Office, the Corporate Secretary's Department, Corporate Security and Office of the Ombudsman. In September 2019, Ian's mandate expanded to include oversight of Global Communications and Social Enterprise, Government Affairs, the Office of the CEO and Executive Support. Ian first joined Scotiabank on September 1, 2017 as Executive Vice President, Legal. Prior to joining Scotiabank, Ian worked at Torys LLP where he was co-head of the firm's International Initiative and a senior partner in its corporate transactions practice. During his time at Torys LLP, he advised Scotiabank on many transactions, including acquisition of a 51% stake in Banco Colpatria in Colombia, the acquisition of Citigroup's retail and commercial banking assets in Panama and Costa Rica, and of the bank's 51% stake in Cencosud's S.A.'s financial services business in Chile. Ian graduated with an LL.B from the University of Toronto and was called to the Bar in 1986. With over thirty years of practice, he has held increasingly senior roles and developed extensive experience across the financial services and mining sectors in M&A, joint ventures and strategic alliances, licensing and other contractual matters. He has been recognized by numerous organizations for his work including being named a Leading Lawyer in Corporate Law by Best Lawyers in Canada (2013-2017).

Ms. Anique Asher, Executive Vice President, Real Estate Secured Lending. Prioir Anique Asher, Chief Strategy and Operating Officer. In this role she has responsibility for enterprise strategy, financial planning and forecasting, strategic project prioritization and delivery, and finance support for the Corporate Functions. Anique joined the bank in 2018 as Senior Vice President, Planning, Analysis & Optimization. Before joining Scotiabank, Anique held roles of progressive seniority at multinational financial firms including Senior Vice President, Group Finance and Vice President, Investor Relations. Anique is a Chartered Professional Accountant and holds an Honours undergraduate degree and an MBA from the Richard Ivey School of Business. She is also a Director of Canada's Ballet Jorgen.

Ms. Meigan Terry, Executive Vice President and Chief Global Corporate and Public Affairs Officer.

Ms. Power was appointed on April 12, 2016. Una Power is a corporate director and the former Chief Financial Officer of Nexen Energy ULC, a former publicly-traded energy company that is a wholly-owned subsidiary of CNOOC Limited. During her 24 year career with Nexen, Ms. Power held various executive positions with responsibility for financial and risk management, strategic planning and budgeting, business development, energy marketing and trading, information technology and capital investment. Ms. Power holds a B.Comm. (Honours) from Memorial University and CPA, CA and CFA designations. She has completed executive development programs at Wharton Business School and INSEAD.

Phil Thomas was appointed to Chief Risk Officer in October 2021. In this role, he is responsible for global management of risk, including enterprise, credit and market risk along with oversight of Customer Insights, Data & Analytics and the Global Anti-Money Laundering Program. Phil joined Scotiabank in 1997 and has progressed through a series of increasingly senior positions across the Bank, including roles in Retail Banking, Digital Channels, Contact Centres and Risk Management. Prior to his role as Chief Risk Officer, Phil was Executive Vice President, Customer Insights, Data & Analytics where he was responsible for the development and oversight of enterprise-wide strategy and governance for Customer Insights, Data & Analytics globally. In this role, Phil established Scotiabank as a leader in ethical data and analytics and advanced the Bank's ability to deeply know its customers and provide tailored support and advice. He holds a Bachelor of Arts in Economics & Political Science from Dalhousie University. Phil contributes his time to organizations such as the YMCA and Scotiabank's Women Initiative Advisory Board.

Mr. Travis Machen, Chief Executive Officer and Group Head, Global Banking and Markets Texas, U.S.A.

Ms. Simona Salter, Executive Vice President, Cards, Loyalty, Payments and Client Experience.

Mr. Greg Palaschuk, Executive Vice President and Chief Operating Officer, Canadian Banking.

Paul Scurfield Executive Vice President & Global Head, Capital Markets.

Ms. Erin Griffiths, Executive Vice President, Global Wealth Solutions.

Jenny Poulos was appointed Deputy Chief Human Resources Officer (CHRO) at Scotiabank on October 2, 2023. In this role, she has responsibility for Global Human Resources including Talent, Global HR Services, Total Rewards, HR Business Partners, and the development of global Human Resources strategy and the Bank's overarching human capital strategy. Jenny will become CHRO on December 4, 2023. Jenny joins Scotiabank from the Royal Bank of Canada where she was, most recently, Senior Vice President, Talent Services & Operations. Over the course of her more than 30-year career at RBC, she gained extensive experience leading large global teams of HR centres of excellence, holding the roles of Senior Vice President, Workforce Strategy and Employee Experience and Senior Vice President, HR, Personal Banking and Commercial Banking. Jenny began her career in the Retail business, assuming progressively senior roles in sales management and sales strategy, and leading business partner teams for personal and commercial banking and global wealth management. Jenny has sat on several not-for-profit boards and is currently the Chair of the Advisory Board for Canada's Future Skills Centre. Jenny holds a Bachelor of Commerce from Queen's University.

Aris Bogdaneris was appointed Group Head, Canadian Banking in November 2023. In this role, Aris leads our Personal and Commercial Banking and Insurance businesses in Canada, with additional responsibility for the Tangerine business and oversight of Customer Insights, Data & Analytics, Global Marketing and Real Estate. He was previously Group Head, Digital Transformation, Tangerine, Marketing and Analytics. Aris brings to Scotiabank more than 25 years of experience in diverse operating roles in global financial institutions across Europe and North America. Prior to joining Scotiabank, Aris was a senior executive at ING, headquartered in the Netherlands, where he was a Member of the Management Board as the Global Head of Retail Banking and Head of Challenger & Growth Markets, responsible for Retail Banking globally and for ING's universal banking units located outside the Benelux home market. He has extensive experience in retail banking gained both at managing local country operations as well as overseeing global business lines operating cross-border. He has a proven track record in delivering strong and sustainable business growth in retail and commercial banking, with significant success in achieving industry-leading client satisfaction and employee engagement. Aris holds a Master of Arts, International Economics and International Relations, from Johns Hopkins University in the U.S., and a Bachelor of Arts, International Relations and Business from the University of South Florida in the U.S.

Mr. Joseph Martinez, Executive Vice President and Chief Security Officer.

Anya Schnoor was appointed the Executive Vice President, Caribbean, Central America & Uruguay for International Banking in October 2020. In this role, Anya leads the development of the overall strategic direction for the Bank's personal, commercial, corporate, wealth, and insurance operations in the regions. Scotiabank provides financial solutions and services to over 2.2 million customers in the CCAU region through its retail branch network, contact centres and digital channels. A native of Jamaica, Anya's experience in the financial services sector in the Caribbean spans more than 28 years in the areas of wealth management, insurance and banking. She is widely-recognized as a strong business leader in the Caribbean region, receiving the Caribbean Luminary Award in 2019 by the American Foundation for The University of the West Indies for her contributions in the business community Anya first joined Scotiabank in Jamaica in 2006, and has held progressively senior roles across the bank, including her most recent role as the Executive Vice President, Retail Products in Canadian Banking. In that role, Anya spearheaded major critical initiatives, including the development of the new Scotia Mobile Banking app in Canada, the launch of several award-winning credit cards, and the introduction of new banking packages, to fundamentally transform the way Scotiabank serves its retail customers in Canada. Anya is currently a Director on various Scotiabank subsidiary boards and is an active member of the community and serves on the Campaign Cabinet for the United Way of the Greater Toronto Region. She is also a member of the International Women's Forum (IWF), an organization dedicated to supporting the next generation of women leaders. Anya holds a Master of Business Administration from Barry University and a Bachelor of Business Administration in Finance and International Business from Florida International University.

Terri-Lee Weeks joined the bank in September 2021 as Executive Vice President, Retail Customer. In this role she has responsibility for designing, developing and implementing the strategic direction, goals and execution of key initiatives for the Bank's portfolio of retail customers. Terri-Lee leads a new team that focuses on holistic Retail Customer financial needs by bringing together retail customer value and digital experiences with a variety of retail products to drive exceptional customer experience. Before joining Scotiabank, Terri-Lee held roles of progressive seniority at multinational financial and consulting firms including Senior Vice President, Personal Savings & Investments, Senior Vice President, Wealth Management Products & Strategy and Managing Director, Capital Markets Global Transformation. Terri-Lee holds an Honours undergraduate degree from Queen's University in Canada and a PhD from Loughborough University in the UK and gained significant financial experience with Accenture's Financial Services Practice in the UK. Also Terri-Lee Weeks was Senior Vice President, Personal Savings & Investments, Royal Bank of Canada, prior to September 2021.

Mr. Thomson was appointed as Director on April 12, 2016. Scott Thomson assumed the role of President of Scotiabank on December 1, 2022, and became President and CEO of the Bank on February 1, 2023. Mr. Thomson has been a member of the Scotiabank Board of Directors since 2016. Prior to joining Scotiabank, Mr. Thomson was the President and CEO of Finning International Inc., the world's largest dealer of Caterpillar equipment and engines across diverse industries in the Americas and Europe. Mr. Thomson has also held a number of senior executive positions including Chief Financial Officer of Talisman Energy Inc. and Executive Vice President, Corporate Development at Bell Canada Enterprises (BCE). Prior to his tenure at BCE, Mr. Thomson was a Vice President at Goldman Sachs. Mr. Thomson holds a Bachelor of Arts (BA) in economics and political science from Queen's University and a Master of Business Administration (MBA) from the University of Chicago.

Shannon McGinnis, Chief Risk Officer; Shannon McGinnis who prior to April 2024, was Executive Vice President, Non-Financial Risk Management from December 2021 to April 2024 and Senior Vice President, Enterprise and Operational Risk Management from February 2020 to December 2021 each at Toronto-Dominion Bank Group.

Steven C. Van Wyk - Mr. Van Wyk is a corporate director and the former Group Chief Information Officer (CIO) of HSBC Bank PLC. Throughout his 40-year career, he held senior-level domestic and international information technology roles, including CIO of PNC Financial Services Group, Inc., Global CIO of ING Groep N.V., and multiple roles with Morgan Stanley, including several years as CIO/Chief Operating Officer of its Individual Investor Group. Mr. Van Wyk holds a B.A. in business management and accounting with a minor in computer science from the University of Central Iowa and was awarded an honorary Doctorate of Public Service from Central College in 2019. He is a Certified Public Accountant, Certified Internal Auditor, and Series 27 Financial/Operations Principal. Mr. Van Wyk chairs the Board of the Banking Industry Architecture Network, a non-profit seeking to establish a common architecture framework for enabling banking interoperability.

Jacqui will become Group Head, Global Wealth Management on January 1, 2024. Jacqui Allard was appointed Deputy Head, Global Wealth Management at Scotiabank on September 1, 2023. In this role, she is responsible for supporting Global Wealth Management's business and strategy. Jacqui joins Scotiabank from the Royal Bank of Canada where she was, most recently, Executive Vice President responsible for consumer lending and international banking businesses. Over the course of her 10-year career at RBC, she also held the role of Senior Vice President of Strategy, Performance and Marketing for Personal & Commercial Banking and Senior Vice President, Wealth Management Solutions & Client Experience. Previously, Jacqui was Head of Operations and Chief Information Officer of the Investment Division of Manulife Financial, and President of Manulife Asset Management Canada. Her prior experience, with State Street and Bank of Ireland, included positions in the United States, Canada, Australia, Ireland and the UK. Jacqui was recognized as one of Canada's Top 100 Most Powerful Women by the Women's Executive Network in both 2013 and 2018. She is a member of the Board of Directors of the Centre for Addiction and Mental Health (CAMH) Foundation and a Strategic Advisor and Past Chair of the Board of Directors of Up with Women, a not-for-profit providing career coaching and support for formerly homeless women. Jacqui holds a Master of Business Administration (MBA) from Bentley Graduate School of Business in Massachusetts and an Honours Bachelor of Arts (BA) in Economics and History from Queen's University in Ontario.

Loretta Marcoccia was appointed Executive Vice President and Chief Operating Officer (COO), Global Banking and Markets in November 2018. In this role, she is responsible for the day-to-day operations of Global Banking and Markets, developing and implementing strategy and priority business and regulatory initiatives as well as global wholesale operations, global client and business analytics and financial engineering. Loretta first joined Scotiabank in 2015 as Managing Director and COO for Fixed Income, Currencies and Commodities (FICC) before taking on the expanded role of Managing Director and COO of Global Capital Markets. Prior to joining Scotiabank, Loretta worked at Bank of America/Merrill Lynch where she held increasingly senior roles and ultimately served as Managing Director and COO. She has 30+ years of financial services experience that span retail banking, human resources, and capital markets, and has led several large-scale global business and regulatory initiatives. Loretta graduated from the University of Toronto with a Bachelor of Arts degree, with a Specialist in Administration. She is a member of Scotiabank's Inclusion Council, the Executive Champion of Global Banking and Markets' Diversity and Inclusion Committee and the Executive Sponsor of The Scotiabank Women Initiative for Global Banking and Markets. She is a member of the Board of Directors for Dress for Success and was a member of the inaugural Board of Directors for Women in Capital Markets (WCM). In 2022, Loretta was recognized with a WCM Champions of Change Award for her leadership in advancing equality in the Canadian finance industry and creating a culture of inclusion at Scotiabank.

Mr. Brandon Konigsberg, Executive Vice President and Group Treasurer.

Daniel H. Callahan - Mr. Callahan is a corporate director and serves as the Non-Executive Chairman of Time USA, LLC. From 2007 until his retirement in December 2018, Mr. Callahan held several officer roles at Citigroup, including most recently as Citigroup's Chief Administrative Officer and Global Head of Operations, Technology and Shared Services. Prior to joining Citigroup, Mr. Callahan held various senior executive positions at Morgan Stanley and Credit Suisse. Earlier in his career, he spent 12 years at IBM, where he held a number of management positions, including Director of Strategy for IBM Japan. Mr. Callahan holds a B.A. in history from Manhattanville College, where he serves as Trustee Chair Emeritus.

Michael B. Medline - Mr. Medline has served as President & Chief Executive Officer of Empire Company Limited and Sobeys Inc. since January 2017. Mr. Medline is a proven leader with a strong track record of success in Canadian retail. As part of his role, he oversees the implementation of Empire's climate action plan and associated initiatives. Prior to his role at Empire, he also held senior retail leadership positions at Canadian Tire Corporation, including President & Chief Executive Officer. He began his career working with the Ontario Securities Commission, followed by two years practicing law with McCarthy Tetrault. He was Corporate Counsel for PepsiCo Canada before moving to Abitibi Consolidated Inc. where he held a variety of roles including Senior Vice President, Strategy and Corporate Development. Mr. Medline serves on the Board of Trustees for the Hospital for Sick Children and is the Chair of its Human Resources Committee. He is a board member of The BlackNorth Initiative, the Grocery Foundation, Huron University College at Western University, and The Sobey Foundation. He is former Chair of the Retail Council of Canada and the Grocery Foundation and was on the Board of SickKids Foundation and the Board of Governors for Canada's Sports Hall of Fame. Mr. Medline holds an M.B.A. from Raymond A. Mason School of Business, William & Mary, an LL.B. from the University of Toronto, and a B.A. from Huron University College at Western University.

Chris Manning was appointed Executive Vice President, Global Business Payments in September 2023. In this role, Chris is responsible for Scotiabank's global payments vision and strategy, including the oversight of wholesale deposits and cash management service and sales, trade finance and correspondent banking for business banking customers. He was appointed Senior Vice President of Global Business Payments in 2020 before being promoted to his current role. Chris joined Scotiabank in 2007 in our Roynat Capital business, a wholly owned subsidiary of the Bank. Since that time, he has held progressively senior roles across International Corporate & Commercial Banking, Canadian Commercial Banking and Global Risk Management. Most recently, as Senior Vice President, Canadian Retail and Small Business Risk and Chief Risk Officer, Tangerine, Chris led portfolio risk strategies and adjudication operations for the Bank's Canadian consumer businesses. In 2020 Chris was appointed Chair of the Board of Junior Achievement Central Ontario. Chris was recognized with a 2022 Women in Capital Markets Champions of Change Award for his leadership in advancing equality in the Canadian finance industry and fostering a culture of inclusion across Scotiabank. He holds an MBA from Queen's School of Business.

Mr. Babatz was appointed on January 28, 2014. Guillermo Babatz is the Managing Partner of Atik Capital, S.C., an advisory firm that specializes in structuring financial solutions for its clients. Previously, he was the Executive Chairman of Comision Nacional Bancaria y de Valores in Mexico from July 2007 to December 2012. Mr. Babatz holds a B.A. (in economics) from the Instituto Tecnologico Autonomo de Mexico (ITAM) in Mexico City, and a Ph.D. (in economics) from Harvard University.

Mr. Pablo Elek Hansberg, Executive Vice President and Country Head, Mexico.

Maria Theofilaktidis is Executive Vice President, Finance, with responsibility for Accounting and Financial Reporting, Capital Management, Global Taxation, and Global Procurement functions within Global Finance. Previous to this position, Maria was Executive Vice President, Chief Compliance Officer & Head of Enterprise Risk, responsible to implement enterprise-wide strategy for effectively managing compliance, enterprise and operational risk across the Scotiabank group, aligned with corporate strategies and regulatory requirements. Since joining Scotiabank in 2002, Maria has held various senior positions across Canadian Banking, Global Risk Management, Global Finance and Audit. Maria is a strong advocate for Diversity and Inclusion, and she is also the Executive Champion for the Women's groups at Scotiabank and also the Middle Eastern Employee Network. She is a Chartered Professional Accountant and Chartered Accountant. She completed her Bachelor of Commerce and Bachelor of Accounting at the University of The Witwatersrand, South Africa, and gained significant financial experience with KPMG's National Office and Financial Services and Insurance Practices in Canada and South Africa. Outside of the Bank she volunteers her time as a board member of Women's College Hospital Foundation and is a Trustee of the IFRS Foundation, a global not-for profit organization responsible for setting global financial accounting and reporting standards.

Raj Viswanathan is the Group Head and Chief Financial Officer at Scotiabank. He was appointed to the role in December 2019. In this capacity, the Group Head & CFO has unfettered access to the Audit and Conduct Review Committee to ensure independence of the Function. Raj oversees the Finance Department, including Business Line finance groups, Finance & Strategy, Economics, Taxation, Chief Accountants, Procurement, Investor Relations, Group Treasury and Strategic Transactions & Review. Raj first joined Scotiabank in 2002 and has held progressively senior positions in Internal Audit and Finance. Raj was appointed Executive Vice President and Chief Financial Officer in 2018. In 2014, Raj was appointed Senior Vice President & Chief Accountant. In this role, Raj was responsible for overseeing the Chief Accountant's group which included group responsibilities for: Capital Management, Accounting Policies & Procedures and Financial Analysis and Reporting. In this role, Raj also led the Bank's multi-year Finance Transformation project.

Francisco Aristeguieta Silva was appointed Group Head, International Banking in May 2023. In this role, Francisco is responsible for overseeing Scotiabank's International Banking business line. Francisco is a seasoned global banking leader with more than 30 years of leadership experience managing large businesses and successfully implementing strategic change and transformation across Consumer, Wealth Management and Institutional Corporate & Investment Banking for major financial services organizations in a wide range of markets including Latin America, North America, Asia, Europe and the Middle East. Francisco holds a Master of Business Administration (MBA) from Brunel University in England. He also has a graduate degree in Banking and Finance and an undergraduate degree in Business Administration from the Universidad Metropolitana in Venezuela. He has served on numerous boards in the U.S., Asia, and Latin America, and is a member of the Young Presidents' Organization (YPO) since 2003.

Mr. Regent is Chair of the Board of Scotiabank. He is the Founder, Chairman, and Chief Executive Officer of Magris Performance Materials Inc., a leading North American performance materials company. He was President and Chief Executive Officer of Barrick Gold Corporation from January 2009 to June 2012. Previously, Mr. Regent was Senior Managing Partner of Brookfield Asset Management, Co-Chief Executive Officer of the Brookfield Infrastructure Group, an asset management company, and President and Chief Executive Officer of Falconbridge Limited. Mr. Regent holds a B.A. from the University of Western Ontario. He is a Chartered Professional Accountant and a Fellow of CPA Ontario.