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Banco De Chile BCH

US equityMarket cap rank #589
$38.51 −$1.51 (-3.76%)
Market open · Oct 1, 1:20 pm ET · After hours $40.01 0.00%
Open$39.37
Prev close$40.01
Day range$38.24 – $39.39
Volume136.3K
Market cap$19.45B
P/E (TTM)15.6
Dividend yield5.75%

Fundamentals

Latest reported quarter: Q2, ended Jun 2026 · reported in CLP

RevenueCLP 919.35B+21.6% YoY
Net profitCLP 390.57B+28.1% YoY
Diluted EPSCLP 774.00+28.6% YoY
Free cash flow-CLP 240.03B-153.4% YoY
Operating cash flow-CLP 218.82B

Revenue, last 8 quarters

CLP 710.8BSep '24CLP 800.9BDec '24CLP 776.3BMar '25CLP 756.2BJun '25CLP 717.0BSep '25CLP 760.7BDec '25CLP 746.0BMar '26CLP 919.4BJun '26

Net profit, last 8 quarters

CLP 288.1BSep '24CLP 339.2BDec '24CLP 328.9BMar '25CLP 304.9BJun '25CLP 292.9BSep '25CLP 258.7BDec '25CLP 268.6BMar '26CLP 390.6BJun '26

Diluted EPS by quarter

570.00Sep '24672.00Dec '24652.00Mar '25602.00Jun '25580.00Sep '25512.00Dec '25532.00Mar '26774.00Jun '26

Free cash flow by quarter

CLP -399.0BSep '24CLP 4.6TDec '24CLP 1.3TMar '25CLP 449.2BJun '25CLP -1.2TSep '25CLP 227.6BDec '25CLP -195.8BMar '26CLP -240.0BJun '26

Annual revenue

CLP 1.9TFY20CLP 2.2TFY21CLP 3.1TFY22CLP 3.0TFY23CLP 3.0TFY24CLP 3.0TFY25

Profitability & balance sheet

Net margin38.9%
Return on equity21.5%
Return on assets2.2%
Liabilities / assets89.6%
Cash & investmentsCLP 1.84T
Total debtCLP 13.46T
Net cash (debt)-CLP 11.63T

This company reports in its own local currency, not U.S. dollars. Every figure below is labeled with its real currency, not automatically converted.

Income statement

Line item 2026 Q2
(CLP)
2026 Q1
(CLP)
2025 ANNUAL
(CLP)
2025 Q4
(CLP)
2025 Q3
(CLP)
Total Revenue as Reported CLP 922.03B – – – CLP 735.68B
Total Operating Revenue CLP 919.35B CLP 745.99B CLP 2.99T CLP 760.67B CLP 717.03B
Net Interest Income CLP 463.97B CLP 445.03B CLP 2.07T CLP 771.54B CLP 438.21B
-Interest Income CLP 703.95B CLP 672.45B CLP 3.41T CLP 1.35T CLP 698.80B
-Interest Expense CLP 239.98B CLP 227.42B CLP 1.34T CLP 604.95B CLP 248.90B
Non-Interest Income CLP 455.39B CLP 300.96B CLP 922.03B -CLP 10.87B CLP 278.82B
-Total Premiums Earned CLP 2.53B CLP 11.52B CLP 9.20B -CLP 3.83B CLP 4.45B
-Fees and Commissions CLP 169.80B CLP 155.40B CLP 607.54B CLP 150.96B CLP 155.80B
-Foreign Exchange Trading Gains CLP 19.44B -CLP 33.06B CLP 268.41B CLP 221.52B -CLP 51.22B
-Other Non-Interest Income CLP 10.18B CLP 33.48B CLP 30.41B -CLP 2.73B CLP 9.39B
-Gain Loss on Sale of Assets CLP 253.44B CLP 133.62B -CLP 156.64B -CLP 539.90B CLP 160.40B
Credit Losses Provision -CLP 166.01B -CLP 115.59B -CLP 390.45B -CLP 127.51B -CLP 78.06B
Non-Interest Expense CLP 288.52B CLP 278.98B CLP 1.09T CLP 1.82B CLP 275.96B
Selling and Admin Expenses CLP 250.45B CLP 237.48B CLP 912.76B -CLP 49.70B CLP 245.05B
-General & Admin Expense CLP 250.45B CLP 226.24B CLP 869.97B -CLP 63.19B CLP 245.05B
Depreciation & Amortization & Depletion CLP 24.22B CLP 23.85B CLP 95.11B CLP 24.09B CLP 23.67B
-Depreciation & Amortization CLP 24.22B CLP 23.85B CLP 95.11B CLP 24.09B CLP 23.67B
Other Non-Interest Expenses CLP 13.85B -CLP 192.00M -CLP 12.64B -CLP 9.60B CLP 7.24B
Other Income (Expense) CLP 3.45B -CLP 4.65B -CLP 12.64B -CLP 1.80B CLP 5.07B
Income from Associates & Other Participating Interests CLP 2.60B CLP 102.00M CLP 11.98B CLP 3.50B CLP 2.67B
Special Income (Charges) CLP 855.00M -CLP 4.75B -CLP 24.62B -CLP 5.30B CLP 2.40B
-Less:Impairment of Capital Assets CLP 154.00M CLP 3.00M CLP 729.00M CLP 451.00M –
-Less:Other Special Charges -CLP 1.01B -CLP 3.17B -CLP 5.60B -CLP 2.19B -CLP 2.79B
Pretax Profit CLP 468.27B CLP 346.78B CLP 1.50T CLP 330.74B CLP 379.78B
Tax CLP 77.71B CLP 78.15B CLP 318.39B CLP 72.05B CLP 86.86B
Net Profit CLP 390.57B CLP 268.63B CLP 1.19T CLP 258.69B CLP 292.91B
Profit from Continuing Operations CLP 390.57B CLP 268.63B CLP 1.19T CLP 258.69B CLP 292.91B
Net Income from Discontinuous Operations CLP 0.00 CLP 0.00 – – CLP 0.00
Minority Interests CLP 0.00 CLP 0.00 CLP 0.00 CLP 0.00 CLP 0.00
Net Income to Parent Company CLP 390.57B CLP 268.63B CLP 1.19T CLP 258.69B CLP 292.91B
Net Income to Common Stockholders CLP 390.57B CLP 268.63B CLP 1.19T CLP 258.69B CLP 292.91B
Basic EPS CLP 774.00 CLP 532.00 CLP 2,346.00 CLP 512.00 CLP 580.00
Diluted EPS CLP 774.00 CLP 532.00 CLP 2,346.00 CLP 512.00 CLP 580.00
Dividend Per Share CLP 0.00 CLP 2,044.53 CLP 1,976.90 CLP 0.00 CLP 0.00
Occupancy and Equipment – CLP 13.26B CLP 52.34B CLP 14.18B –
Professional Expense and Contract Services Expense – CLP 4.59B CLP 37.66B CLP 22.84B –
-Selling & Marketing Expense – CLP 11.24B CLP 42.78B CLP 13.49B –
-Less:Write Off – CLP 7.92B CLP 29.49B CLP 7.04B CLP 386.00M
-Trading Gain Loss – – CLP 163.11B – –

Balance sheet

Line item 2026 Q2
(CLP)
2026 Q1
(CLP)
2025 ANNUAL
(CLP)
2025 Q4
(CLP)
2025 Q3
(CLP)
Total Assets CLP 55.24T CLP 55.39T CLP 54.10T CLP 54.10T CLP 55.47T
Cash, Cash Equivalents & Federal Funds Sold CLP 2.41T CLP 3.20T CLP 3.84T CLP 3.84T CLP 3.17T
-Cash and Cash Equivalents CLP 1.84T CLP 2.48T CLP 3.01T CLP 3.01T CLP 2.64T
-Money Market Investments CLP 100.97B CLP 195.69B CLP 357.46B CLP 357.46B CLP 122.07B
-Restricted Cash and Investments CLP 474.99B CLP 524.71B CLP 475.10B CLP 475.10B CLP 408.79B
Securities Investment CLP 8.27T CLP 7.28T CLP 7.24T CLP 7.24T CLP 7.27T
-Available for Sale Securities CLP 3.78T CLP 3.75T CLP 3.77T CLP 3.77T CLP 4.06T
-Short Term Investments CLP 4.48T CLP 3.53T CLP 3.47T CLP 3.47T CLP 3.21T
Long Term Equity Investment CLP 89.40B CLP 87.65B CLP 75.83B CLP 75.83B CLP 83.27B
Derivative Assets CLP 1.91T CLP 2.08T CLP 1.94T CLP 1.94T CLP 1.89T
Net Loan CLP 38.30T CLP 38.43T CLP 36.85T CLP 36.85T CLP 38.81T
-Gross Loan CLP 39.12T CLP 39.25T CLP 37.56T CLP 37.56T CLP 39.61T
-Allowance for Loans and Lease Losses CLP 821.89B CLP 825.26B CLP 702.46B CLP 702.46B CLP 802.22B
Receivables CLP 3.02T CLP 3.10T CLP 3.10T CLP 3.10T CLP 3.00T
-Accounts Receivable CLP 586.82B CLP 575.71B CLP 170.19B CLP 170.19B CLP 283.02B
-Other Receivables CLP 2.43T CLP 2.52T CLP 2.93T CLP 2.93T CLP 2.71T
Net PPE CLP 359.17B CLP 372.65B CLP 392.94B CLP 392.94B CLP 394.49B
-Gross PPE CLP 944.68B CLP 949.28B CLP 959.61B CLP 959.61B CLP 954.31B
-Accumulated Depreciation -CLP 585.51B -CLP 576.64B -CLP 566.67B -CLP 566.67B -CLP 559.81B
Goodwill and Other Intangible Assets CLP 179.14B CLP 176.03B CLP 207.99B CLP 207.99B CLP 168.13B
-Other Intangible Assets CLP 179.14B CLP 176.03B CLP 191.27B CLP 191.27B CLP 168.13B
Prepaid Assets CLP 52.96B CLP 50.88B CLP 39.42B CLP 39.42B CLP 58.16B
Deferred Assets CLP 588.27B CLP 562.39B CLP 331.83B CLP 331.83B CLP 562.61B
Assets Held for Sale CLP 30.10B CLP 25.81B CLP 40.58B CLP 40.58B CLP 29.31B
Other Assets CLP 36.69B CLP 27.99B CLP 31.77B CLP 31.77B CLP 34.72B
Total Liabilities CLP 49.52T CLP 49.93T CLP 47.42T CLP 47.42T CLP 49.79T
Total Deposits CLP 29.77T CLP 30.13T CLP 28.95T CLP 28.95T CLP 29.46T
Federal Funds Purchased and Securities Sold Under Agreement to Repurchase CLP 140.59B CLP 205.98B CLP 286.92B CLP 286.92B CLP 168.08B
Derivative Product Liabilities CLP 2.29T CLP 2.42T CLP 2.38T CLP 2.38T CLP 2.10T
Short-Term Debt and Capital Lease Obligation CLP 26.45B CLP 21.88B CLP 23.57B CLP 23.57B CLP 25.60B
-Current Capital Lease Obligation CLP 26.45B CLP 21.88B CLP 23.57B CLP 23.57B CLP 25.00B
Trading Liabilities CLP 1.33B CLP 1.12B CLP 512.00M CLP 512.00M CLP 1.38B
Payables CLP 1.11T CLP 1.19T CLP 902.15B CLP 902.15B CLP 1.30T
-Accounts Payable CLP 495.84B CLP 539.56B CLP 429.86B CLP 429.86B CLP 516.10B
-Total Tax Payable CLP 17.80B CLP 62.32B CLP 38.13B CLP 38.13B CLP 54.32B
-Dividends Payable CLP 21.71B CLP 20.95B CLP 16.79B CLP 16.79B CLP 17.63B
-Other Payable CLP 574.61B CLP 569.38B CLP 417.37B CLP 417.37B CLP 707.22B
Long Term Debt and Capital Lease Obligation CLP 13.46T CLP 13.38T CLP 13.24T CLP 13.24T CLP 14.01T
-Long Term Debt CLP 13.42T CLP 13.34T CLP 13.18T CLP 13.18T CLP 13.96T
-Long Term Capital Lease Obligation CLP 49.13B CLP 46.90B CLP 50.77B CLP 50.77B CLP 54.70B
Non-Current Liabilities CLP 1.23T CLP 1.01T CLP 483.78B CLP 483.78B CLP 1.37T
Non-Current Deferred Liabilities CLP 39.28B CLP 40.48B CLP 39.23B CLP 39.23B CLP 37.63B
Convertible preferred securities CLP 0.00 CLP 0.00 CLP 0.00 CLP 0.00 CLP 0.00
Liabilities of Discontinued Operations CLP 0.00 CLP 0.00 – – CLP 0.00
Other Liabilities CLP 1.43T CLP 1.52T CLP 973.41B CLP 973.41B CLP 1.32T
Total Equity CLP 5.72T CLP 5.46T CLP 6.69T CLP 6.69T CLP 5.68T
Stockholders' Equity CLP 5.72T CLP 5.46T CLP 6.69T CLP 6.69T CLP 5.68T
Capital Stock CLP 2.42T CLP 2.42T CLP 2.42T CLP 2.42T CLP 2.42T
-Common Stock CLP 2.42T CLP 2.42T CLP 2.42T CLP 2.42T CLP 2.42T
Retained Earnings CLP 2.93T CLP 2.54T CLP 3.25T CLP 3.25T CLP 3.02T
Gains/Losses Not Affecting Retained Earnings CLP 364.61B CLP 500.51B CLP 1.01T CLP 1.01T CLP 243.49B
Minority Interests CLP 2.00M CLP 2.00M CLP 1.00M CLP 1.00M CLP 1.00M
-Current Debt – CLP 0.00 – – CLP 604.00M
-Goodwill – – CLP 16.71B CLP 16.71B –
Employee Benefits – – CLP 140.15B CLP 140.15B –

Cash flow

Line item 2026 Q2
(CLP)
2026 Q1
(CLP)
2025 ANNUAL
(CLP)
2025 Q4
(CLP)
2025 Q3
(CLP)
Operating Cash Flow -CLP 218.82B -CLP 177.76B CLP 826.08B CLP 252.88B -CLP 1.19T
Net cash flow from continuing operations -CLP 218.82B -CLP 177.76B CLP 826.08B CLP 252.88B -CLP 1.19T
Net Income from Continuing Operations CLP 390.57B CLP 268.63B CLP 1.19T CLP 12.35B CLP 539.25B
Gain/Loss from Continuing Operations CLP 18.61B CLP 242.29B CLP 458.01B -CLP 40.46B CLP 167.52B
Depreciation & Depletion & Amortization CLP 24.22B CLP 23.85B CLP 95.11B CLP 24.09B CLP 23.67B
Deferred Tax -CLP 25.70B CLP 3.36B -CLP 9.72B -CLP 3.81B CLP 1.07B
Other Non-Cash Items CLP 844.00M CLP 11.89B CLP 52.37B CLP 85.57B -CLP 52.98B
Change in Working Capital -CLP 818.18B -CLP 862.25B -CLP 1.42T -CLP 136.62B -CLP 1.80T
-Change in Receivables CLP 180.82B -CLP 786.08B CLP 263.62B CLP 1.66T -CLP 1.82T
-Change in Loans -CLP 70.47B -CLP 1.37T -CLP 588.19B -CLP 77.29B -CLP 129.52B
-Change in Other Working Capital -CLP 928.54B CLP 1.30T -CLP 1.09T -CLP 1.72T CLP 150.17B
Net cash flow from investing -CLP 15.13B -CLP 12.89B -CLP 1.19T -CLP 1.15T -CLP 13.67B
Net Cash Flow from Continuing Investing Activities -CLP 15.13B -CLP 12.89B -CLP 1.19T -CLP 1.15T -CLP 13.67B
Net PPE Purchase and Sale -CLP 4.05B -CLP 529.00M -CLP 9.64B -CLP 5.83B -CLP 363.00M
Net Intangibles Purchase and Sale -CLP 14.33B -CLP 12.39B -CLP 58.60B -CLP 18.91B -CLP 13.34B
Net Business Purchase and Sale CLP 0.00 CLP 0.00 CLP 0.00 CLP 0.00 CLP 0.00
Financing Cash Flow -CLP 175.63B -CLP 990.54B CLP 110.76B -CLP 52.11B CLP 806.85B
Net Cash Flow from Continuing Financing Activities -CLP 175.63B -CLP 990.54B CLP 110.76B -CLP 52.11B CLP 806.85B
Net Issuance Payments of Debt -CLP 175.63B CLP 19.38B CLP 1.02T -CLP 140.61B CLP 806.85B
Cash Dividends Paid CLP 0.00 -CLP 1.01T -CLP 995.38B CLP 0.00 CLP 0.00
Ending Cash Balance CLP 3.78T CLP 4.20T CLP 2.93T CLP 2.93T CLP 5.16T
Net Change in Cash -CLP 409.58B -CLP 1.18T -CLP 252.25B -CLP 948.63B -CLP 400.02B
Beginning Cash Balance CLP 4.20T CLP 5.32T CLP 3.26T CLP 5.16T CLP 5.52T
Effect of Exchange Rate Changes -CLP 11.17B CLP 61.09B -CLP 78.11B -CLP 56.97B CLP 44.93B
Free Cash Flow -CLP 240.03B -CLP 195.75B CLP 748.78B CLP 227.59B -CLP 1.21T
Net Investment Purchase and Sale – – -CLP 1.09T – –
Net Other Investing Changes – – -CLP 30.90B – –
Change in Federal Funds and Securities Sold for Repurchase – – CLP 0.00 – –
Net Other Financing Activities – – CLP 88.50B – –

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