Latest reported quarter: Q2, ended Jun 2026
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Operating Revenue | $44.91M | $44.22M | $180.18M | $45.90M | $45.18M |
| Net Interest Income | $43.35M | $42.08M | $169.09M | $42.91M | $42.52M |
| -Interest Income | $54.93M | $53.79M | $225.98M | $56.18M | $57.19M |
| -Interest Expense | $11.58M | $11.70M | $56.89M | $13.28M | $14.67M |
| Non-Interest Income | $1.55M | $2.14M | $11.09M | $3.00M | $2.67M |
| -Total Premiums Earned | $496,000.00 | $518,000.00 | $2.34M | $487,000.00 | $883,000.00 |
| -Fees and Commissions | $1.15M | $1.18M | $5.02M | $1.25M | $1.17M |
| -Other Non-Interest Income | -$93,000.00 | $441,000.00 | $3.15M | $1.26M | $617,000.00 |
| -Gain Loss on Sale of Assets | $0.00 | $0.00 | $577,000.00 | $0.00 | $0.00 |
| Credit Losses Provision | -$714,000.00 | $381,000.00 | $8.82M | $4.40M | $15,000.00 |
| Non-Interest Expense | $24.35M | $25.44M | $99.01M | $25.87M | $23.38M |
| Occupancy and Equipment | $1.94M | $1.99M | $8.60M | $2.30M | $2.06M |
| Professional Expense and Contract Services Expense | $850,000.00 | $709,000.00 | $3.65M | $972,000.00 | $843,000.00 |
| Selling and Admin Expenses | $15.90M | $16.89M | $63.75M | $16.73M | $15.07M |
| -General & Admin Expense | $15.90M | $16.89M | $63.75M | $16.73M | $15.07M |
| Depreciation & Amortization & Depletion | $800,000.00 | $800,000.00 | $3.79M | $947,000.00 | $948,000.00 |
| -Depreciation & Amortization | $800,000.00 | $800,000.00 | $3.79M | $947,000.00 | $948,000.00 |
| Other Non-Interest Expenses | $4.86M | $5.05M | $19.22M | $4.93M | $4.46M |
| Special Income (Charges) | $0.00 | -$75,000.00 | -$2.04M | -$2.04M | $0.00 |
| Pretax Profit | $19.85M | $19.09M | $87.96M | $22.39M | $21.82M |
| Tax | $5.55M | $5.30M | $24.90M | $5.97M | $6.13M |
| Net Profit | $14.30M | $13.79M | $63.06M | $16.42M | $15.68M |
| Profit from Continuing Operations | $14.30M | $13.79M | $63.06M | $16.42M | $15.68M |
| Net Income to Parent Company | $14.30M | $13.79M | $63.06M | $16.42M | $15.68M |
| Net Income to Common Stockholders | $14.30M | $13.79M | $63.06M | $16.42M | $15.68M |
| Basic EPS | $0.44 | $0.43 | $1.95 | $0.51 | $0.48 |
| Diluted EPS | $0.44 | $0.42 | $1.93 | $0.50 | $0.48 |
| Dividend Per Share | $0.10 | $0.10 | $0.10 | $0.10 | – |
| Other Income (Expense) | – | -$75,000.00 | -$2.04M | -$2.04M | – |
| -Less:Other Special Charges | – | $75,000.00 | $2.04M | $2.04M | – |
| -Less:Restructuring and Mergern & Acquisition | – | – | $0.00 | $0.00 | $0.00 |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Assets | $4.03B | $4.05B | $4.03B | $4.03B | $4.10B |
| Cash, Cash Equivalents & Federal Funds Sold | $280.59M | $426.78M | $430.85M | $430.85M | $574.81M |
| -Cash and Cash Equivalents | $55.20M | $56.39M | $52.01M | $52.01M | $95.05M |
| -Money Market Investments | $225.39M | $370.39M | $347.90M | $347.90M | $479.76M |
| Securities Investment | $361.55M | $351.47M | $287.83M | $287.83M | $262.42M |
| -Available for Sale Securities | $308.68M | $298.58M | $234.87M | $234.87M | $209.40M |
| -Held to Maturity Securities | $52.76M | $52.85M | $52.94M | $52.94M | $53.02M |
| -Short Term Investments | $117,000.00 | $40,000.00 | $23,000.00 | $23,000.00 | $0.00 |
| Net Loan | $3.08B | $2.96B | $3.02B | $3.02B | $2.96B |
| -Gross Loan | $3.11B | $3.00B | $3.06B | $3.06B | $3.00B |
| -Allowance for Loans and Lease Losses | $34.86M | $34.00M | $34.35M | $34.35M | $41.29M |
| Net PPE | $26.82M | $27.44M | $27.21M | $27.21M | $27.67M |
| -Gross PPE | $26.82M | $27.44M | $37.62M | $37.62M | $27.67M |
| Goodwill and Other Intangible Assets | $127.81M | $128.61M | $129.41M | $129.41M | $130.36M |
| -Goodwill | $110.93M | $110.93M | $110.93M | $110.93M | $110.93M |
| -Other Intangible Assets | $16.88M | $17.68M | $18.48M | $18.48M | $19.43M |
| Bank-Owned Life Insurance | $67.90M | $67.41M | $67.37M | $67.37M | $66.88M |
| Foreclosed Assets | $8.61M | $8.61M | $0.00 | $0.00 | $0.00 |
| Federal Home Loan Bank Stock | $15.31M | $15.31M | – | – | $15.31M |
| Deferred Assets | $26.05M | $26.18M | $29.04M | $29.04M | $31.93M |
| Other Assets | $34.89M | $34.00M | $37.04M | $37.04M | $36.14M |
| Total Liabilities | $3.44B | $3.47B | $3.46B | $3.46B | $3.54B |
| Total Deposits | $3.36B | $3.39B | $3.37B | $3.37B | $3.46B |
| Long Term Debt and Capital Lease Obligation | $52.99M | $53.41M | $52.77M | $52.77M | $52.60M |
| -Long Term Debt | $34.61M | $34.22M | $33.83M | $33.83M | $33.44M |
| -Long Term Capital Lease Obligation | $18.38M | $19.18M | $18.94M | $18.94M | $19.15M |
| Other Liabilities | $26.53M | $24.01M | $33.45M | $33.45M | $24.23M |
| Total Equity | $586.64M | $577.84M | $576.59M | $576.59M | $564.72M |
| Stockholders' Equity | $586.64M | $577.84M | $576.59M | $576.59M | $564.72M |
| Capital Stock | $434.51M | $435.25M | $442.39M | $442.39M | $444.13M |
| -Common Stock | $434.51M | $435.25M | $442.39M | $442.39M | $444.13M |
| -Preferred Stock | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Retained Earnings | $157.41M | $146.36M | $135.81M | $135.81M | $122.64M |
| Gains/Losses Not Affecting Retained Earnings | -$5.28M | -$3.77M | -$1.62M | -$1.62M | -$2.05M |
| -Restricted Cash and Investments | – | – | $30.93M | $30.93M | – |
| -Accumulated Depreciation | – | – | -$10.41M | -$10.41M | – |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Operating Cash Flow | $14.82M | $8.54M | $57.29M | $20.91M | $15.98M |
| Net cash flow from continuing operations | $14.82M | $8.54M | $57.29M | $20.91M | $15.98M |
| Net Income from Continuing Operations | $14.30M | $13.79M | $63.06M | $16.42M | $15.68M |
| Depreciation & Depletion & Amortization | $1.14M | $1.17M | $5.62M | $1.35M | $1.36M |
| Deferred Tax | $764,000.00 | $3.76M | $11.48M | $2.71M | $819,000.00 |
| Change in Working Capital | $700,000.00 | -$6.42M | $4.30M | $10.69M | $2.27M |
| -Change in Other Working Capital | $700,000.00 | -$6.42M | $4.30M | $10.69M | $2.27M |
| Net cash flow from investing | -$121.30M | -$8.46M | $29.75M | -$84.78M | -$12.59M |
| Net Cash Flow from Continuing Investing Activities | -$121.30M | -$8.46M | $29.75M | -$84.78M | -$12.59M |
| Net PPE Purchase and Sale | -$516,000.00 | -$236,000.00 | -$346,000.00 | -$99,000.00 | -$108,000.00 |
| Net Investment Purchase and Sale | -$10.88M | -$66.24M | -$84.65M | -$24.25M | -$18.29M |
| Net Income from Loans | -$109.90M | $57.15M | $111.86M | -$60.33M | $5.78M |
| Net Other Investing Changes | -$1,000.00 | $869,000.00 | $2.89M | -$103,000.00 | $29,000.00 |
| Financing Cash Flow | -$39.71M | $11.15M | -$75.29M | -$95.43M | $125.69M |
| Net Cash Flow from Continuing Financing Activities | -$39.71M | $11.15M | -$75.29M | -$95.43M | $125.69M |
| Increase/Decrease in Deposit | -$34.38M | $22.91M | -$28.14M | -$89.08M | $147.38M |
| Net Issuance Payments of Debt | $0.00 | $0.00 | -$38.00M | $0.00 | -$20.00M |
| Net Common Stock Issuance | -$173,000.00 | -$1.32M | -$2.66M | $272,000.00 | -$1.73M |
| Cash Dividends Paid | -$3.25M | -$3.25M | -$3.25M | – | – |
| Proceeds from Stock Option Exercised | -$1.91M | -$7.18M | -$3.23M | -$3.37M | $31,000.00 |
| Ending Cash Balance | $264.95M | $411.14M | $399.91M | $399.91M | $559.22M |
| Net Change in Cash | -$146.19M | $11.23M | $11.75M | -$159.30M | $129.08M |
| Beginning Cash Balance | $411.14M | $399.91M | $388.16M | $559.22M | $430.14M |
| Free Cash Flow | $14.30M | $8.30M | $56.94M | $20.81M | $15.87M |
| Other Non-Cash Items | – | -$518,000.00 | -$860,000.00 | -$2.34M | $0.00 |
| Gain/Loss from Continuing Operations | – | – | -$576,000.00 | $0.00 | $1,000.00 |
| Net Business Purchase and Sale | – | – | $0.00 | $0.00 | – |
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