Latest reported quarter: Q2, ended Jun 2026
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Operating Revenue | $44.19M | $44.76M | $165.60M | $43.41M | $42.85M |
| Net Interest Income | $35.93M | $36.13M | $133.16M | $35.14M | $34.13M |
| -Interest Income | $53.62M | $53.79M | $210.15M | $54.61M | $53.60M |
| -Interest Expense | $17.69M | $17.66M | $76.98M | $19.47M | $19.47M |
| Non-Interest Income | $8.26M | $8.63M | $32.43M | $8.27M | $8.72M |
| -Fees and Commissions | $7.65M | $7.55M | $29.07M | $7.68M | $7.44M |
| -Other Non-Interest Income | $298,000.00 | $640,000.00 | $2.00M | $474,000.00 | $622,000.00 |
| -Gain Loss on Sale of Assets | $309,000.00 | $435,000.00 | $1.36M | $119,000.00 | $651,000.00 |
| Credit Losses Provision | -$2.83M | -$548,000.00 | -$7.27M | -$846,000.00 | -$815,000.00 |
| Non-Interest Expense | $27.46M | $26.87M | $102.93M | $25.80M | $25.43M |
| Occupancy and Equipment | $6.86M | $7.51M | $28.55M | $7.03M | $6.87M |
| Selling and Admin Expenses | $15.54M | $15.51M | $60.60M | $16.66M | $14.97M |
| -General & Admin Expense | $15.54M | $15.51M | $58.81M | $14.87M | $14.97M |
| Depreciation & Amortization & Depletion | $71,000.00 | $72,000.00 | $311,000.00 | – | – |
| -Depreciation & Amortization | $71,000.00 | $72,000.00 | $311,000.00 | – | – |
| Other Non-Interest Expenses | $5.00M | $3.78M | $7.95M | -$3.73M | $3.59M |
| Pretax Profit | $13.90M | $17.35M | $55.39M | $16.76M | $16.60M |
| Tax | $2.93M | $3.86M | $11.44M | $2.75M | $3.77M |
| Net Profit | $10.96M | $13.49M | $43.95M | $14.01M | $12.83M |
| Profit from Continuing Operations | $10.96M | $13.49M | $43.95M | $14.01M | $12.83M |
| Net Income to Parent Company | $10.96M | $13.49M | $43.95M | $14.01M | $12.83M |
| Other Preferred Stock Dividends | $71,000.00 | – | $142,000.00 | – | – |
| Net Income to Common Stockholders | $10.89M | $13.49M | $43.81M | $13.87M | $12.83M |
| Basic EPS | $0.66 | $0.82 | $2.65 | $0.85 | $0.77 |
| Diluted EPS | $0.66 | $0.82 | $2.65 | $0.85 | $0.77 |
| Dividend Per Share | $0.30 | $0.30 | $1.14 | $0.29 | $0.29 |
| Professional Expense and Contract Services Expense | – | – | $5.53M | – | – |
| -Selling & Marketing Expense | – | – | $1.79M | – | – |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Assets | $4.48B | $4.52B | $4.45B | $4.45B | $4.59B |
| Cash, Cash Equivalents & Federal Funds Sold | $186.79M | $285.61M | $214.18M | $214.18M | $397.44M |
| -Cash and Cash Equivalents | $186.79M | $285.61M | $214.18M | $214.18M | $397.44M |
| Securities Investment | $587.94M | $594.57M | $572.81M | $572.81M | $554.05M |
| -Available for Sale Securities | $24.25M | $10.12M | $9.97M | $9.97M | $5.72M |
| -Held to Maturity Securities | $12.17M | $19.49M | $20.66M | $20.66M | $24.42M |
| -Short Term Investments | $551.52M | $564.96M | $542.19M | $542.19M | $523.91M |
| Net Loan | $3.46B | $3.40B | $3.42B | $3.42B | $3.41B |
| -Gross Loan | $3.50B | $3.44B | $3.45B | $3.45B | $3.44B |
| -Allowance for Loans and Lease Losses | $36.18M | $34.06M | $34.32M | $34.32M | $34.18M |
| Net PPE | $62.53M | $59.56M | $59.43M | $59.43M | $60.00M |
| Goodwill and Other Intangible Assets | $25.40M | $25.48M | $25.53M | $25.53M | $25.59M |
| -Goodwill | $23.79M | $23.79M | $23.79M | $23.79M | $23.79M |
| -Other Intangible Assets | $1.61M | $1.69M | $1.74M | $1.74M | $1.81M |
| Other Assets | $159.34M | $151.89M | $155.13M | $155.13M | $137.83M |
| Total Liabilities | $4.04B | $4.08B | $4.01B | $4.01B | $4.17B |
| Total Deposits | $3.66B | $4.01B | $3.94B | $3.94B | $4.10B |
| Long Term Debt and Capital Lease Obligation | $335.08M | $29.17M | $29.19M | $29.19M | $29.19M |
| -Long Term Debt | $330.19M | $24.27M | $24.27M | $24.27M | $24.27M |
| -Long Term Capital Lease Obligation | $4.89M | $4.91M | $4.93M | $4.93M | $4.93M |
| Other Liabilities | $45.77M | $38.76M | $45.35M | $45.35M | $40.18M |
| Total Equity | $446.31M | $440.14M | $431.85M | $431.85M | $417.69M |
| Stockholders' Equity | $446.31M | $440.14M | $431.85M | $431.85M | $417.69M |
| Capital Stock | $22.07M | $22.07M | $22.07M | $22.07M | $22.07M |
| -Common Stock | $22.07M | $22.07M | $22.07M | $22.07M | $22.07M |
| -Preferred Stock | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Additional Paid-In Capital | $415.36M | $414.43M | $414.51M | $414.51M | $414.13M |
| Retained Earnings | $116.81M | $110.80M | $102.27M | $102.27M | $93.03M |
| Less: Treasury Stock | $102.53M | $102.40M | $102.96M | $102.96M | $102.90M |
| Gains/Losses Not Affecting Retained Earnings | -$5.39M | -$4.76M | -$4.04M | -$4.04M | -$8.64M |
| -Gross PPE | – | – | $115.31M | $115.31M | – |
| -Accumulated Depreciation | – | – | -$55.88M | -$55.88M | – |
| Federal Home Loan Bank Stock | – | – | – | – | $4.37M |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Operating Cash Flow | $15.80M | $15.24M | $41.28M | $5.91M | $15.02M |
| Net cash flow from continuing operations | $15.80M | $15.24M | $41.28M | $5.91M | $15.02M |
| Net Income from Continuing Operations | $10.96M | $13.49M | $43.95M | $14.01M | $12.83M |
| Gain/Loss from Continuing Operations | -$261,000.00 | -$396,000.00 | -$1.07M | $164,000.00 | -$587,000.00 |
| Depreciation & Depletion & Amortization | $1.33M | $1.25M | $5.42M | $1.29M | $1.51M |
| Deferred Tax | -$849,000.00 | -$1.53M | $193,000.00 | $14,000.00 | $302,000.00 |
| Other Non-Cash Items | -$2.18M | -$1.04M | -$13.96M | -$11.86M | $1.73M |
| Change in Working Capital | $3.38M | $2.47M | -$1.78M | $1.20M | -$1.81M |
| -Change in Other Current Assets | -$4.70M | $4.48M | -$2.10M | -$819,000.00 | -$2.31M |
| -Change in Other Current Liabilities | $8.08M | -$2.01M | $325,000.00 | $2.02M | $507,000.00 |
| Net cash flow from investing | -$57.16M | -$15.11M | -$61.45M | -$23.42M | -$49.68M |
| Net Cash Flow from Continuing Investing Activities | -$57.16M | -$15.11M | -$61.45M | -$23.42M | -$49.68M |
| Net PPE Purchase and Sale | -$3.32M | -$834,000.00 | -$1.94M | -$212,000.00 | $107,000.00 |
| Net Investment Purchase and Sale | $18.93M | -$23.89M | $15.68M | -$11.14M | -$29.36M |
| Net Income from Loans | -$58.80M | $9.62M | -$75.17M | -$12.06M | -$20.62M |
| Net Other Investing Changes | -$13.98M | -$3,000.00 | -$19,000.00 | -$3,000.00 | $188,000.00 |
| Financing Cash Flow | -$57.45M | $71.29M | $79.81M | -$165.75M | $163.65M |
| Net Cash Flow from Continuing Financing Activities | -$57.45M | $71.29M | $79.81M | -$165.75M | $163.65M |
| Increase/Decrease in Deposit | -$358.73M | $74.47M | $111.54M | -$160.58M | $170.72M |
| Net Issuance Payments of Debt | $305.90M | -$21,000.00 | -$4.41M | $1,000.00 | -$4.38M |
| Net Common Stock Issuance | -$370,000.00 | -$113,000.00 | -$10.24M | -$154,000.00 | -$1.43M |
| Cash Dividends Paid | -$4.96M | -$4.95M | -$18.90M | -$4.77M | -$4.77M |
| Proceeds from Stock Option Exercised | $718,000.00 | $245,000.00 | $581,000.00 | $235,000.00 | $79,000.00 |
| Net Other Financing Activities | -$10,000.00 | $1.66M | $1.24M | -$478,000.00 | $3.42M |
| Ending Cash Balance | $186.79M | $285.61M | $214.18M | $214.18M | $397.44M |
| Net Change in Cash | -$98.82M | $71.42M | $59.64M | -$183.25M | $128.99M |
| Beginning Cash Balance | $285.61M | $214.18M | $154.55M | $397.44M | $268.45M |
| Free Cash Flow | $11.59M | $13.94M | $36.19M | $4.84M | $14.28M |
| Net Business Purchase and Sale | – | – | $0.00 | $0.00 | – |
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