Latest reported quarter: Q2, ended Jun 2026
Quarter 2026/Q2
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Operating Revenue | $42.82M | $40.79M | $151.70M | $37.18M | $40.55M |
| Net Interest Income | $33.74M | $32.18M | $121.79M | $32.53M | $31.81M |
| -Interest Income | $43.42M | $41.90M | $161.91M | $42.54M | $42.16M |
| -Interest Expense | $9.68M | $9.72M | $40.12M | $10.01M | $10.35M |
| Non-Interest Income | $9.08M | $8.61M | $29.91M | $4.65M | $8.74M |
| -Total Premiums Earned | $756,000.00 | $911,000.00 | $2.88M | $735,000.00 | $651,000.00 |
| -Fees and Commissions | $6.36M | $5.43M | $22.36M | $5.29M | $5.86M |
| -Dividend Income | $266,000.00 | $334,000.00 | $1.30M | $320,000.00 | $332,000.00 |
| -Other Non-Interest Income | $245,000.00 | $489,000.00 | $1.61M | $490,000.00 | $428,000.00 |
| -Gain Loss on Sale of Assets | $1.46M | $1.45M | $1.76M | -$2.18M | $1.47M |
| Credit Losses Provision | -$447,000.00 | $89,000.00 | -$4.73M | -$553,000.00 | $729,000.00 |
| Non-Interest Expense | $23.13M | $23.62M | $89.80M | $22.88M | $22.19M |
| Occupancy and Equipment | $3.76M | $4.13M | $14.65M | $3.60M | $3.52M |
| Professional Expense and Contract Services Expense | $736,000.00 | $678,000.00 | $2.66M | $752,000.00 | $588,000.00 |
| Selling and Admin Expenses | $14.22M | $14.47M | $54.53M | $13.49M | $13.65M |
| -General & Admin Expense | $14.22M | $14.47M | $54.53M | $13.49M | $13.65M |
| Depreciation & Amortization & Depletion | $1.03M | $1.06M | $4.26M | $1.13M | $1.13M |
| -Depreciation & Amortization | $1.03M | $1.06M | $4.26M | $1.13M | $1.13M |
| Other Non-Interest Expenses | $3.38M | $3.28M | $13.70M | $3.91M | $3.31M |
| Special Income (Charges) | $0.00 | $0.00 | -$10.72M | -$575,000.00 | -$169,000.00 |
| -Less:Restructuring and Mergern & Acquisition | $0.00 | $0.00 | $10.72M | $575,000.00 | $169,000.00 |
| Pretax Profit | $19.25M | $17.26M | $46.45M | $13.18M | $18.92M |
| Tax | $4.03M | $3.56M | $9.40M | $2.37M | $4.05M |
| Net Profit | $15.21M | $13.70M | $37.05M | $10.81M | $14.87M |
| Profit from Continuing Operations | $15.21M | $13.70M | $37.05M | $10.81M | $14.87M |
| Net Income to Parent Company | $15.21M | $13.70M | $37.05M | $10.81M | $14.87M |
| Net Income to Common Stockholders | $15.21M | $13.70M | $37.05M | $10.81M | $14.87M |
| Basic EPS | $1.50 | $1.32 | $3.61 | $1.04 | $1.43 |
| Diluted EPS | $1.49 | $1.32 | $3.60 | $1.04 | $1.42 |
| Dividend Per Share | $0.42 | $0.38 | $1.38 | $0.38 | $0.34 |
| Other Income (Expense) | – | – | -$10.72M | -$575,000.00 | -$169,000.00 |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Assets | $3.32B | $3.27B | $3.23B | $3.23B | $3.25B |
| Cash, Cash Equivalents & Federal Funds Sold | $96.13M | $106.21M | $79.89M | $79.89M | $116.60M |
| -Cash and Cash Equivalents | $81.84M | $93.64M | $65.65M | $65.65M | $102.14M |
| -Restricted Cash and Investments | $14.29M | $12.57M | $14.24M | $14.24M | $14.46M |
| Securities Investment | $529.77M | $535.76M | $531.13M | $531.13M | $526.57M |
| -Available for Sale Securities | $88.55M | $92.53M | $465.17M | $465.17M | $945,000.00 |
| -Held to Maturity Securities | $62.62M | $62.76M | $62.89M | $62.89M | $63.41M |
| -Short Term Investments | $378.61M | $380.47M | $3.07M | $3.07M | $462.22M |
| Long Term Equity Investment | $689,000.00 | $720,000.00 | $751,000.00 | $751,000.00 | $783,000.00 |
| Net Loan | $2.41B | $2.34B | $2.34B | $2.34B | $2.33B |
| -Gross Loan | $2.43B | $2.37B | $2.36B | $2.36B | $2.35B |
| -Allowance for Loans and Lease Losses | $24.01M | $23.62M | $23.67M | $23.67M | $23.66M |
| -Unearned Income | -$2.20M | -$2.05M | -$1.96M | -$1.96M | -$1.37M |
| Net PPE | $31.90M | $34.43M | $34.80M | $34.80M | $35.51M |
| -Gross PPE | $31.90M | $34.43M | $64.05M | $64.05M | $35.51M |
| Goodwill and Other Intangible Assets | $84.80M | $85.83M | $86.88M | $86.88M | $88.01M |
| -Goodwill | $64.45M | $64.45M | $64.45M | $64.45M | $64.45M |
| -Other Intangible Assets | $20.35M | $21.38M | $22.44M | $22.44M | $23.57M |
| Bank-Owned Life Insurance | $106.42M | $105.67M | $105.84M | $105.84M | $96.76M |
| Assets Held for Sale | $2.35M | $0.00 | $275,000.00 | $275,000.00 | $275,000.00 |
| Other Assets | $59.18M | $60.47M | $53.53M | $53.53M | $56.50M |
| Total Liabilities | $2.90B | $2.84B | $2.81B | $2.81B | $2.84B |
| Total Deposits | $2.54B | $2.53B | $2.45B | $2.45B | $2.47B |
| Federal Funds Purchased and Securities Sold Under Agreement to Repurchase | $18.26M | $18.83M | $19.74M | $19.74M | $30.47M |
| Short-Term Debt and Capital Lease Obligation | $90.00M | $45.00M | $45.00M | $45.00M | $50.00M |
| -Current Debt | $90.00M | $45.00M | $45.00M | $45.00M | $50.00M |
| Long Term Debt and Capital Lease Obligation | $219.10M | $219.74M | $259.83M | $259.83M | $260.06M |
| -Long Term Debt | $214.88M | $215.39M | $255.38M | $255.38M | $255.37M |
| -Long Term Capital Lease Obligation | $4.22M | $4.35M | $4.45M | $4.45M | $4.70M |
| Non-Current Liabilities | $1.71M | $1.82M | $1.83M | $1.83M | $1.38M |
| Other Liabilities | $30.84M | $33.23M | $31.57M | $31.57M | $34.39M |
| Total Equity | $423.28M | $425.48M | $419.97M | $419.97M | $408.64M |
| Stockholders' Equity | $423.28M | $425.48M | $419.97M | $419.97M | $408.64M |
| Capital Stock | $27.69M | $27.66M | $27.56M | $27.56M | $27.56M |
| -Common Stock | $27.69M | $27.66M | $27.56M | $27.56M | $27.56M |
| -Preferred Stock | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Additional Paid-In Capital | $181.11M | $180.13M | $179.66M | $179.66M | $179.13M |
| Retained Earnings | $272.97M | $267.07M | $257.29M | $257.29M | $250.41M |
| Less: Treasury Stock | $35.11M | $25.93M | $22.37M | $22.37M | $19.88M |
| Gains/Losses Not Affecting Retained Earnings | -$23.37M | -$23.46M | -$22.17M | -$22.17M | -$28.58M |
| -Accumulated Depreciation | – | – | -$29.25M | -$29.25M | – |
| Foreclosed Assets | – | – | $19,000.00 | $19,000.00 | $32,000.00 |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Operating Cash Flow | -$3.45M | $24.32M | $53.64M | $12.76M | $26.64M |
| Net cash flow from continuing operations | -$3.45M | $24.32M | $53.64M | $12.76M | $26.64M |
| Net Income from Continuing Operations | $15.21M | $13.70M | $37.05M | $10.81M | $14.87M |
| Gain/Loss from Continuing Operations | -$1.46M | -$1.45M | -$1.76M | $2.18M | -$1.47M |
| Depreciation & Depletion & Amortization | $1.59M | $1.67M | $6.74M | $1.76M | $1.76M |
| Other Non-Cash Items | -$19.40M | $11.63M | -$4.84M | -$2.68M | $3.86M |
| Change in Working Capital | -$309,000.00 | -$2.07M | $9.13M | -$318,000.00 | $7.80M |
| -Change in Receivables | $52,000.00 | -$22,000.00 | $155,000.00 | -$196,000.00 | $423,000.00 |
| -Change in Payables and Accrued Expense | -$139,000.00 | -$51,000.00 | -$778,000.00 | -$117,000.00 | $250,000.00 |
| -Change in Deferred Charges | $206,000.00 | -$65,000.00 | $3.63M | -$3.18M | $1.23M |
| -Change in Other Current Assets | $1.91M | -$3.61M | $6.41M | $6.09M | $7.09M |
| -Change in Other Current Liabilities | -$2.34M | $1.67M | -$285,000.00 | -$2.92M | -$1.19M |
| Net cash flow from investing | -$44.26M | -$23.25M | $64.65M | -$11.81M | -$443,000.00 |
| Net Cash Flow from Continuing Investing Activities | -$44.26M | -$23.25M | $64.65M | -$11.81M | -$443,000.00 |
| Capital Expenditure | -$516,000.00 | -$334,000.00 | -$1.08M | -$172,000.00 | -$430,000.00 |
| Net Business Purchase and Sale | $0.00 | $0.00 | $36.21M | $0.00 | $0.00 |
| Net Investment Purchase and Sale | $5.79M | -$8.04M | $45.51M | -$1.40M | -$739,000.00 |
| Net Income from Loans | -$47.82M | -$16.81M | -$7.29M | -$1.82M | $1.37M |
| Net Other Investing Changes | -$1.72M | $1.94M | -$8.70M | -$8.41M | -$644,000.00 |
| Financing Cash Flow | $35.91M | $26.91M | -$99.90M | -$37.44M | -$27.17M |
| Net Cash Flow from Continuing Financing Activities | $35.91M | $26.91M | -$99.90M | -$37.44M | -$27.17M |
| Increase/Decrease in Deposit | $9.89M | $75.56M | -$83.73M | -$15.61M | -$58.64M |
| Net Issuance Payments of Debt | $43.89M | -$40.91M | $8.73M | -$15.73M | $37.43M |
| Net Common Stock Issuance | -$8.56M | -$3.81M | -$10.52M | -$2.18M | -$2.42M |
| Cash Dividends Paid | -$9.32M | -$3.93M | -$14.38M | -$3.92M | -$3.54M |
| Ending Cash Balance | $81.84M | $93.64M | $65.65M | $65.65M | $102.14M |
| Net Change in Cash | -$11.80M | $27.99M | $18.39M | -$36.49M | -$970,000.00 |
| Beginning Cash Balance | $93.64M | $65.65M | $47.26M | $102.14M | $103.11M |
| Free Cash Flow | -$3.96M | $23.99M | $52.57M | $12.58M | $26.21M |
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