ECPG vs BFH
Side-by-side comparison of price performance, valuation, growth, profitability, analyst targets and technical trend.
ECPG · Encore Capital Group$114.14 ▼ 9.53%
BFH · Bread Financial$101.83 ▼ 0.72%
One year, rebased to 100
Each line starts at 100 so growth is directly comparable
- ECPG +130.1%
- BFH +60.9%
Head to head
| Metric | ECPG | BFH |
|---|---|---|
| Price | $114.14 | $101.83 |
| Change today | ▼ 9.53% | ▼ 0.72% |
| Market cap | $2.38B | $3.87B |
| Return, 3 months | +20.2% | -5.9% |
| Return, year to date | +110.0% | +38.6% |
| Return, 1 year | +141.3% | +61.4% |
| P/E (TTM) | 7.3 | 8.0 |
| P/B | 2.2 | 1.1 |
| P/E percentile vs own 5y | 86th | 75th |
| Dividend yield | – | 0.90% |
| Revenue growth (YoY, latest qtr) | +11.3% | +4.7% |
| Net profit growth (YoY) | +9.0% | -17.0% |
| Gross margin | 55.4% | – |
| Operating margin | 37.7% | – |
| Net margin | 15.9% | 13.2% |
| Return on equity | 30.5% | 15.6% |
| Analyst target vs. price | +3.4% | +17.0% |
| Analyst buy share | 100% | 50% |
| RSI (14) | 61 | 47 |
| 30-day volatility | 80.4% | 34.4% |
| Max drawdown, 1 year | -10.3% | -16.1% |
| Trend read | Strong uptrend | Leaning bearish |
| Analyst consensus | Buy | Buy |
Green cells mark the best value in each row where "better" is clear-cut (lower P/E, higher margin). That is a reading of the numbers, not a recommendation. Financials are in each company's reporting currency.
What the numbers say
- BFH is the largest of the group by market value.
- ECPG has returned the most over the past year.
- ECPG carries the lowest trailing P/E.
- ECPG is growing revenue fastest.
- ECPG keeps the most profit per dollar of sales.
- BFH has been the calmest stock over the last 30 days.